Common use of CHANGING OR TERMINATING YOUR ACCOUNT Clause in Contracts

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to timetime in Credit Union’s sole discretion. Credit Union may reduce your credit limit, refuse to make an advance and/or terminate your Account at any time for any reason not prohibited by law. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account Account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account Account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account Account after termination, unless the transactions were unauthorized. Your notice of termination will be ineffective until Credit Union receives the notice and all Cards and has a reasonable opportunity to act upon it. The card Card or cards Cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards Cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this Credit Union has the right to require you to pay your full Account balance at any time after your Account is a joint accountterminated, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the accountwhether it is terminated by you or Credit Union.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the The Credit Union may change the terms of this Agreement and any attached Agreement/Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account Account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement Agreement/Disclosure at any time. You, but termination the Member may cancel this Agreement/ Disclosure at any time by notifying the Explorers Federal Credit Union in writing and returning the Credit Card cut in half. Termination by you or the Credit Union will not affect atfect your obligation to pay the account Account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements/Disclosure. You are also responsible for all transactions made to your account Account after termination, unless the transactions were unauthorized. The card Card or cards Cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards Cards upon request or upon termination of this Agreement Agreement/Disclosure whether by you or the Credit Union. The Credit Union has the right to require you to pay your full Account balance at any time after your Account is terminated, whether it is terminated by you or the Credit Union. If this is a joint accountAccount, the paragraph on JOINT ACCOUNTS Joint Account Section of this Agreement below also applies to termination of the accountAccount.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the The Credit Union may change the terms of this Agreement and any attached Disclosure Addendum for any reason from time to time. This means that we may change rates and fees that apply to your Account, add, remove, replace or modify provisions of this Agreement, as permitted by applicable law. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to youlaw, the change will apply to your existing account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the credit union. The Credit Union has the right to require you to pay your full account balance at any time after your account is terminated, whether it is terminated by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the The Credit Union may change the terms of this Agreement and any attached Agreement/Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account Account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement Agreement/Disclosure at any time. You, but termination the Member may cancel this Agreement/ Disclosure at any time by notifying the Explorers Federal Credit Union in writing and returning the Credit Card cut in half. Termination by you or the Credit Union will not affect your obligation to pay the account Account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements/Disclosure. You are also responsible for all transactions made to your account Account after termination, unless the transactions were unauthorized. The card Card or cards Cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards Cards upon request or upon termination of this Agreement Agreement/Disclosure whether by you or the Credit Union. The Credit Union has the right to require you to pay your full Account balance at any time after your Account is terminated, whether it is terminated by you or the Credit Union. If this is a joint accountAccount, the paragraph on JOINT ACCOUNTS Joint Account Section of this Agreement below also applies to termination of the accountAccount.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this AgreementAgreem ent. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account. We will provide cardholders an opportunity to Opt-Out of Change in Terms. We will require the Account be closed if you choose to Opt-Out of the change in terms.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account balance as well as to future transactions. transactions.~ Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the The Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. Use of your Card after receiving notice of a change will indicate your agreement to the change. A change in terms is not required under any variable rate card. If permitted by law and specified in the notice to you, the change will apply to your existing account balance Account Balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account Account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account Account after termination, unless the transactions were unauthorized. The card Card or cards Cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards Cards upon request or upon termination of this Agreement whether by you or the Credit Union. The Credit Union has the right to require you to pay your full Account balance at any time after your Account is terminated, whether is it terminated by you or the Credit Union. If this is a joint accountJoint Account, the paragraph on JOINT ACCOUNTS Section 17 of this Agreement also applies to termination of the accountAccount.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified in the notice to you, the change will apply to your existing account balance as well as to future transactions. If your account has no activity and a zero balance for 18 months, we will close your account. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account.

CHANGING OR TERMINATING YOUR ACCOUNT. As permitted by law, the Credit Union may change the terms of this Agreement and any attached Disclosure from time to time. Notice of any change will be given in accordance with applicable law. If permitted by law and specified specifed in the notice to you, the change will apply to your existing account balance as well as to future transactions. Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance fnance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance fnance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized. The card or cards you receive remain the property of the Credit Union and you must recover and surrender to the Credit Union all cards upon request or upon termination of this Agreement whether by you or the Credit Union. If this is a joint account, the paragraph on JOINT ACCOUNTS of this Agreement also applies to termination of the account.