Charges or Fees. We may charge a usage fee for each mobile deposit made into an eligible account using the Service, as disclosed on our applicable fee schedule in effect at the time of the deposit. We reserve the right to charge or change a usage fee for the Service at any time. We will comply with any notice requirements under applicable law for such changes. If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we may charge back the amount of the return to the account the check was originally deposited to and you will be assessed a fee in the amount shown on our current Fee Schedule for a returned deposit item. If there are not sufficient available funds in your account to cover the amount of the returned check, the account will be overdrawn and you will be responsible for payment. You agree that we may debit any account maintained by you in order to obtain payment of your obligations under this agreement. You acknowledge that wireless providers may impose fees, limitations, or restrictions. You agree that you are solely responsible for all such fees, limitations, and restrictions. Subject to exclusions described elsewhere in this agreement, you agree to scan and deposit only “checks” as that term is defined in the Federal Reserve Regulation CC, Availability of Funds and Collection of Checks. You may only use the Service to deposit original paper checks that are made payable to the name of the account owner. You agree that you will not use the Service to scan and deposit any ineligible item. Ineligible items include, but are not limited to, the following: • Checks payable to any person or entity other than you; • Checks payable to two (2) or more persons not alternatively, unless deposited into an account owned by all payees (for example, a check made payable to “Xxxx and Xxxx” cannot be deposited into an account that is not owned by both Xxxx and Xxxx); • Checks payable to a business, estate, or other organization or a trust;
Appears in 1 contract
Samples: Mobile Deposit Capture Service Terms and Conditions
Charges or Fees. We may charge a No usage fee is charged for each a mobile deposit made into an eligible any account using the Service, as disclosed on our applicable fee schedule in effect at the time of the deposit. We reserve the right to charge or change a the usage fee for the Service at any time. We will comply with any notice requirements under applicable law for such changes. If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we may charge back the amount of the return to the account the check was originally deposited to and you will be assessed a fee in the amount shown on our current Fee Schedule for a returned deposit item. If there are not sufficient available funds in your account to cover the amount of the returned check, the account will be overdrawn and you will be responsible for payment. You agree that we may debit any account maintained by you in order to obtain payment of your obligations under this agreement. You acknowledge that wireless providers may impose fees, limitations, or restrictions. You agree that you are solely responsible for all such fees, limitations, and restrictions, and that we may contact you via your wireless device for any purpose concerning your accounts with us, including but not limited to account servicing and collection purposes. Subject to exclusions described elsewhere in this agreement, you agree to scan and deposit only “"checks” " as that term is defined in the Federal Reserve Regulation CC, Availability of Funds and Collection of Checks. You may only use the Service to deposit original paper checks that are made payable to the name of the account owner. You agree that you will not use the Service to scan and deposit any ineligible item. Ineligible items include, but are not limited to, the following: • Checks payable to any person or entity other than you; • Checks payable to two (2) or more persons not alternatively, unless deposited into an account owned by all payees (for example, a check made payable to “Xxxx and Xxxx” cannot be deposited into an account that is not owned by both Xxxx and Xxxx); • Checks payable to a business, organization, or estate; • Checks payable to "Cash," "Arkansas Best Federal Credit Union," or "ABFCU" • Third party checks (for example, a check that is payable to someone else, endorsed and signed over to you); • Checks that are incomplete (for example, any item that does not contain the signature of the maker, endorsement signature(s), or other organization required information); • Demand drafts or remotely created checks (for example, checks lacking the original signature of the person authorizing the check); • Substitute checks (for example, paper checks created from an electronic image); • Photocopies of checks; • Checks that require authorization; • Checks with inconsistent numerical and written dollar amounts; • Checks that are not dated; • Checks that are stale-dated (for example, ninety (90) days or more after the issue date for checks containing instructions that state “Void 90 days after issue date”); • Checks that are post-dated (for example, a trust;check showing a future date); • Checks that are more than six (6) months old; • Checks containing an obvious alteration to any of the fields on the front of the check or item; • Checks that you know or suspect are fraudulent or not properly authorized; • Checks not payable in United States currency; • Checks issued by a financial institution located outside the United States; • Checks transmitted from an Office of Foreign Assets Control (OFAC)-restricted country; • Checks drawn or otherwise issued by you or any other party on any of your accounts with us; • Consumer loan, credit card or mortgage payments; • Money orders or traveler’s checks; • Starter or counter checks; • Amex Gift Cheques; • Savings bonds; • Registered government warrants; • Insurance drafts; • Rebate checks; • Non-negotiable items (for example, items stamped “non-negotiable”); • Deposits to IRA, HSA, or Share Certificate accounts; • Deposits to Trust accounts, Representative Payee accounts, Estate accounts or other accounts with similar custodial arrangements; • Checks that exceed the deposit limit(s) that we establish for the Service; • Checks previously submitted for deposit; • Checks that have previously been returned unpaid for any reason; and • Checks purporting to be a lottery or prize winning. • Credit Card checks The image of the item transmitted to us must be clearly legible. Image quality is set by Check 21 standards. You agree to endorse all items with your signature on all items. We reserve the right to reject all items that are not endorsed as specified. For security reasons, we implement limits on the number and/or dollar amount of mobile deposits you can make using the Service. We reserve the right to change these limits or suspend access to the Service as we deem necessary for security reasons. When using the Service to deposit funds: • Maximum amount of deposit per check • Maximum amount of deposits per day • Maximum amount of immediate credit per check • Maximum amount of immediate credit outstanding • Maximum # of checks per day • Maximum amount in rolling 30 days We are not liable for items we do not receive or for images that are not transmitted completely. An image is considered received when the status of the item is “Accepted” and the description of the item is “Submitted and Pending Review”. However, such status and description of the item does not mean that the transmission was without error. Once an item is reviewed and approved, the status of the item is “Accepted” and the description of the item is “Your check has been accepted and processed”.
Appears in 1 contract
Charges or Fees. We may charge a usage fee for each mobile deposit made into an eligible account using the Service, as disclosed on our applicable fee schedule in effect at the time of the deposit. We reserve the right to charge or change a usage fee for the Service at any time. We will comply with any notice requirements under applicable law for such changes. If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we may charge back the amount of the return to the account the check was originally deposited to and you will be assessed a fee in the amount shown on our current Fee Schedule for a returned deposit item. If there are not sufficient available funds in your account to cover the amount of the returned check, the account will be overdrawn and you will be responsible for payment. You agree that we may debit any account maintained by you in order to obtain payment of your obligations under this agreement. You acknowledge that wireless providers may impose fees, limitations, or restrictions. You agree that you are solely responsible for all such fees, limitations, and restrictions. Subject to exclusions described elsewhere in this agreement, you agree to scan and deposit only “"checks” " as that term is defined in the Federal Reserve Regulation CC, Availability of Funds and Collection of Checks. You may only use the Service to deposit original paper checks that are made payable to the name of the account owner. You agree that you will not use the Service to scan and deposit any ineligible item. Ineligible items include, but are not limited to, the following: • Checks payable to any person or entity other than you; • Checks payable to two (2) or more persons not alternatively, unless deposited into an account owned by all payees (for example, a check made payable to “Xxxx and Xxxx” cannot be deposited into an account that is not owned by both Xxxx and Xxxx); • Checks payable to a business, estate, or other organization or entity other than a trust;; • Checks payable to "Cash," "United Federal Credit Union," or "UFCU" ; • Third party checks (for example, a check that is payable to someone else, endorsed and signed over to you); • Checks that are incomplete (for example, any item that does not contain the signature of the maker, endorsement signature(s), or other required information); • Demand drafts or remotely created checks (for example, checks lacking the original signature of the person authorizing the check); • Substitute checks (for example, paper checks created from an electronic image); • Photocopies of checks; • Checks that require authorization; • Checks with inconsistent numerical and written dollar amounts; • Checks that are not dated; • Checks that are stale-dated (for example, ninety (90) days or more after the issue date for checks containing instructions that state “Void 90 days after issue date”); • Checks that are post-dated (for example, a check showing a future date); • Checks that are more than six (6) months old; • Checks containing an obvious alteration to any of the fields on the front of the check or item; • Checks that you know or suspect are fraudulent or not properly authorized; • Checks not payable in United States currency; • Checks issued by a financial institution located outside the United States; • Checks transmitted from an Office of Foreign Assets Control (OFAC)-restricted country; • Checks drawn or otherwise issued by you or any other party on any of your accounts with us; • Consumer loan, credit card or mortgage payments; • Money orders or travelers checks; • Starter or counter checks; • Amex Gift Cheques; • Savings bonds; • Registered government warrants; • Insurance drafts; • Rebate checks; • Non-negotiable items (for example, items stamped “non-negotiable”); • Deposits to IRA, HSA, or Share Certificate accounts; • Deposits to Representative Payee accounts, estate accounts or other accounts with similar custodial arrangements other than accounts owned by trusts; • Checks that exceed the deposit limit(s) that we establish for the Service; • Checks previously submitted for deposit to us or any other depository bank; • Checks that have previously been returned unpaid for any reason; and • Checks purporting to be a lottery or prize winning. The image of the item transmitted to us must be clearly legible. The image being transmitted must comply with all standards for image quality established by American National Standards Institute, including but not limited to ANSI X9.100-140, clearing house, association or any other regulatory agency. You agree to endorse all items with your signature and print "For eDeposit Only at UFCU" on all items. We reserve the right to reject all items that are not endorsed as specified. For security reasons, we implement limits on the number and/or dollar amount of mobile deposits you can make using the Service and limits on the availability of funds associated with those mobile deposits. We reserve the right to change these limits or suspend access to the Service as we deem necessary for security reasons. When using the Service to deposit funds, each mobile deposit is limited to $5,000 per check. We are not liable for items we do not receive or for images that are not transmitted completely. An image is considered received when the status of the item is “Accepted” and the description of the item is “Submitted and Pending Review”. However, such status and description of the item does not mean that the transmission was without error. Once an item is reviewed and approved, the status of the item is “Accepted” and the description of the item is “Your check has been accepted and processed”. All items will be considered transmitted from and received in St. Xxxxxx, Michigan, regardless of your physical location when an item is transmitted or received.
Appears in 1 contract
Samples: Consumer Mobile Check Deposit Service Terms and Conditions
Charges or Fees. We may charge a usage fee for each mobile deposit made into an eligible account using the Service, as disclosed on our applicable fee schedule in effect at the time of the deposit. We reserve the right to charge or change a usage fee for the Service at any time. We will comply with any notice requirements under applicable law for such changes. If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we may charge back the amount of the return to the account the check was originally deposited to and you will be assessed a fee in the amount shown on our current Fee Schedule for a returned deposit item. If there are not sufficient available funds in your account to cover the amount of the returned check, the account will be overdrawn and you will be responsible for payment. You agree that we may debit any account maintained by you in order to obtain payment of your obligations under this agreement. You acknowledge that wireless providers may impose fees, limitations, or restrictions. You agree that you are solely responsible for all such fees, limitations, and restrictions. Subject to exclusions described elsewhere in this agreement, you agree to scan and deposit only “"checks” " as that term is defined in the Federal Reserve Regulation CC, Availability of Funds and Collection of Checks. You may only use the Service to deposit original paper checks that are made payable to the name of the account owner. You agree that you will not use the Service to scan and deposit any ineligible item. Ineligible items include, but are not limited to, the following: • Checks payable to any person or entity other than you; • Checks payable to two (2) or more persons not alternatively, unless deposited into an account owned by all payees (for example, a check made payable to “Xxxx and Xxxx” cannot be deposited into an account that is not owned by both Xxxx and Xxxx); • Checks payable to a business, organization, or estate; • Checks payable to "Cash," "United Federal Credit Union," or "UFCU" ; • Third party checks (for example, a check that is payable to someone else, endorsed and signed over to you); • Checks that are incomplete (for example, any item that does not contain the signature of the maker, endorsement signature(s), or other organization required information); • Demand drafts or remotely created checks (for example, checks lacking the original signature of the person authorizing the check); • Substitute checks (for example, paper checks created from an electronic image); • Photocopies of checks; • Checks that require authorization; • Checks with inconsistent numerical and written dollar amounts; • Checks that are not dated; • Checks that are stale-dated (for example, ninety (90) days or more after the issue date for checks containing instructions that state “Void 90 days after issue date”); • Checks that are post-dated (for example, a trust;check showing a future date); • Checks that are more than six (6) months old; • Checks containing an obvious alteration to any of the fields on the front of the check or item; • Checks that you know or suspect are fraudulent or not properly authorized; • Checks not payable in United States currency; • Checks issued by a financial institution located outside the United States; • Checks transmitted from an Office of Foreign Assets Control (OFAC)-restricted country; • Checks drawn or otherwise issued by you or any other party on any of your accounts with us; • Consumer loan, credit card or mortgage payments; • Money orders or travelers checks; • Starter or counter checks; • Amex Gift Cheques; • Savings bonds; • Registered government warrants; • Insurance drafts; • Rebate checks; • Non-negotiable items (for example, items stamped “non-negotiable”); • Deposits to IRA, HSA, or Share Certificate accounts; • Deposits to Trust accounts, Representative Payee accounts, Estate accounts or other accounts with similar custodial arrangements; • Checks that exceed the deposit limit(s) that we establish for the Service; • Checks previously submitted for deposit to us or any other depository bank; • Checks that have previously been returned unpaid for any reason; and • Checks purporting to be a lottery or prize winning. The image of the item transmitted to us must be clearly legible. The image being transmitted must comply with all standards for image quality established by American National Standards Institute, including but not limited to ANSI X9.100-140, clearing house, association or any other regulatory agency. You agree to endorse all items with your signature and print "For eDeposit Only at UFCU" on all items. We reserve the right to reject all items that are not endorsed as specified. For security reasons, we implement limits on the number and/or dollar amount of mobile deposits you can make using the Service. We reserve the right to change these limits or suspend access to the Service as we deem necessary for security reasons. When using the Service to deposit funds, each mobile deposit is limited to $5,000 per check. We are not liable for items we do not receive or for images that are not transmitted completely. An image is considered received when the status of the item is “Accepted” and the description of the item is “Submitted and Pending Review”. However, such status and description of the item does not mean that the transmission was without error. Once an item is reviewed and approved, the status of the item is “Accepted” and the description of the item is “Your check has been accepted and processed”. All items shall be considered transmitted from and received in St. Xxxxxx, Michigan, regardless of your physical location when an item is transmitted or received.
Appears in 1 contract
Samples: Consumer Mobile Check Deposit Service Terms and Conditions
