Common use of Children Available Clause in Contracts

Children Available. Thai children that are available for adoption receive a great deal of attention and care. They are generally in good health, and their medical information is extensive and reliable. The referral information includes developmental milestones and social information about the birth parents’ background when available. Children placed in Thailand are tested for HIV and Hepatitis. Children range in age from about three years to pre-teen. As with many adoption programs, more boys are available than girls. You may state your preference; however, you may have to wait longer if you only wish to have a girl. From the time the home study is completed, it can take up to two years or more to complete the adoption. • Marital Status — Parents must be married a minimum of three years. No more than two divorces. • Age — Parents must be between 25 and 40. • Gender Preference — Preference is permitted. Boys are easier to match than girls. • Family composition — Documented infertility and no biological children. • Health — Parents should be in excellent health without medical concerns; psychological report required. • Prior arrest — Would consider minor offense more than 5 years ago. • Income — Financially secure. • Placement — in all states Our goal at New Beginnings Family and Children Services is to complete an adoption with every Applicant successfully. Successful adoptions occur most of the time; however, there are risks inherent to international adoption. The following is a list of risks you must be aware of when adopting internationally. These risks are not unique to New Beginnings. NB works to minimize the risks, and we are, by and large, successful. • Lost or No Referral. A lost referral happens when new facts or information becomes available, making it difficult or impossible for the child to be placed. Information on the child will continue to come forward before the Adoption. If it indicates the child has more significant medical or emotional needs, the referral could be declined if the family has not been approved for or would choose to accept it. A referral may be lost because a change in a child's legal status makes them unavailable for Adoption. Although rare, some reasons for this would be an error in the child's legal documents or a biological parent or extended family member objecting to the child being adopted internationally. It is possible that a referral or a suitable referral is not made. We limit this risk by accepting and encouraging Applicants to be open to older or toddler-age children or minor correctable conditions. Lost referrals are uncommon, but NB will counsel the family through grief when they happen. In most situations, there will be another assignment for consideration. • Program Suspension or Changes: Changes in international Adoption do happen. The foreign country, the US Department of State, or NB may decide that an adoption program will be suspended, closed, or change requirements. If there is a likelihood that a program will close, NB will work with you to determine the best course of action. There is usually a period of uncertainty while facts are sorted out and options become available. Some time and patience will be needed. SAMPLE • Undiscoverable or Undetected Medical or Emotional Conditions. Some medical or emotional problems are undiscoverable when the child is placed for Adoption. Regrettably, some otherwise healthy children later become ill or sick, or emotional issues can later develop or manifest themselves with age. This risk cannot be avoided. Some medical or emotional problems are undetected until after the child is home. You can reduce this risk of an undetected medical or emotional problem by using an independent medical professional specializing in international Adoption. They will review the assignment information and assist you in deciding on the child’s medical and emotional health. When a medical specialist in International Adoption makes a written request, supplemental information is usually available if there is a concern. • Denial After the Home Study is Approved: USCIS, the Central Authority, or possibly a judge, orphanage director, or the child can make an independent determination regarding the Adoption. USCIS will discover an undisclosed arrest, which could lead to their denial. Moreover, an arrest, a medical problem, or limited finances approved by NB could be unacceptable by another authority. NB minimizes this risk by considering other decision makers’ standards and sensibilities, and, when possible, we seek pre-approval for an applicant when there is a concern. During the adoption process, if new information comes to light, such as but not limited to: an arrest, loss of employment or income, allegation of abuse, failure to disclose vital information or a change of circumstance, anger or stress management, emotional maturity, capacity for affection, marital difficulty, and mental stability are some areas that could cause NB to reevaluate its initial approval. • In Conclusion: NB tries to minimize the risk where possible. The risks of undiscovered or undiagnosed medical problems are, by definition, difficult to reduce. However, we seek to obtain quality information on the child, and if there is any concern, we seek the help of a specialist. Just as everyone wants a complete child assessment, a complete assessment is expected for the adopting family. Families need to be honest and disclose their information. Realize that you are being approved to adopt a child. It is the child’s best interest that is being served and protected. WE HAVE READ THE ABOVE STATEMENT THOROUGHLY AND CAREFULLY. BY OUR INITIALS BELOW, WE ACKNOWLEDGE THAT WE FULLY UNDERSTAND AND ACCEPT THE ABOVE RISKS DESCRIBED THEREIN AND INTEND TO PROCEED IN OUR APPLICATION FOR INTERNATIONAL ADOPTION WITH NEW BEGINNINGS KNOWING THESE RISKS. Submission of AFP Application (AFP) US Expenses, pd. to NB 350 Adoption Service Agreement New Beginnings’ Fee, 1st part US Expenses, pd. to NB 2,500 CEAS Fee 3rd Party, pd. to NB 815 Before Home Study Psychological Evaluation 3rd Party, pd. to Psychiatrist Office 400 to 1,000 Parent Education Workshops 3rd Party, pd. to online provider 150 to 300 Home Study Approval New Beginnings’ Fee, 2nd part US Expenses, pd. to NB 2,500 Program Fee, 1st part US Expenses, pd. to NB 1,000 USCIS, I-600A filing fee 3rd Party, pd. to Homeland Security 775 Fingerprints 3rd Party, pd. to Homeland Security 85/person Paid after I-800A Approval Dossier Authentication Translation & Dossier, Caring Hands 500 to 700 Dossier Translation Translation and Dossier, pd. to NB 700 to 1,000 Due or Paid at Referral Pre-Adoption Medical Review 3rd Party, pd. to selected professional 250 to 600 New Beginnings’ Fee, 3rd part US Expenses, pd. to NB 1,400 Program Fee, 2nd part US Expenses, pd. to NB 1,500 Due after I-800 Submission Program Fee, 3rd part US Expenses, pd. to NB 2,500 Contribution Contribution, pd. to NB 3,000 Paid at Travel Travel and Overseas Travel & Accommodations 5,000 to 9,000 Passport, Visa, and Medical 3rd Party, pd. to US Embassy 625 Paid After Placement Post-Placement Translations Translation and Dossier, pd. to NB 500 to 700 Adoption Finalization 3rd Party, pd. to Attorney’s Office 700 to 2,500 Paid After Finalization Registration of Adoption Travel to the Thai Consulate/Embassy varies N-600 (citizenship application) 3rd Party, pd. to Homeland Security 1,170 Description Due at Fee Type Amount Home Study Adoption Service Agreement Home Study (NY add 400) 2,200 Post-Placement, four reports Acceptance of Referral Post-Placement Reports 1,900 Transportation home visit When Billed Travel 62¢/mile, tolls, parking Social Services when NB is not providing the service. Estimated fees paid to Local Adoption agency. Home Study When Billed Home Study 2,100 to 3,800 Post-Placement Before travel Post-Placement Reports 1,700 to 2,700 Supervision of Services Adoption Service Agreement Home Study paid to NB, 500 Supervision of Services Adoption Service Agreement Referral paid to NB, 500 SAMPLE Notes Table 1 shows the fees and expenses by when they are paid. Table 2 shows fees for Social Services. When NB does not provide social services, a local agency will do the home study and post- placements. When using a Local Agency, NB charges Supervision of Services fees (see page 7). These are not charged when NB is providing social services. Table 3 presents Fees and Expenses by Category. All international agencies must categorize fees and expenses. It helps in comparing costs, but agencies interpret the categories differently or separate charges. Mailing and bank transfers are part of our agency fees. Other agencies may charge separately for these and identify them as 3rd Party. There is no right or wrong way; it is just something to know when comparing fees. Travel and Accommodation expenses include air travel, hotel, meals, and local transportation. These expenses are outside of our control. Third-Party Expenses are often estimated or presented in a range. Let NB know if you are asked to pay more than what is presented. The Adoption Tax Credit can reduce the adoption cost by as much as 14,300 for qualified families. US Expenses 11,750 Foreign Provider 0 Contribution 3,000 Care of the Child 0 Home Study 2,100 to 4,300 Post-Placement Reports 1,700 to 3,000 Translation and Document 1,700 to 2,400 Third-Party 5,055 to 7,955 Travel and Accommodations 5,000 to 9,000 New Beginnings’ Services and AFP: US Expense (6,350) Fees are to establish a service plan and ensure all adoption services are consistent with applicable laws and regulations. Personnel costs, training and development, administrative overhead, and operational expenses. Also, for coordinating the adoption process, including parent education and child-specific education, assisting in filing US Citizenship and Immigration Services (CIS) applications, routine mailing, and pre-and post-adoption support. Program Fee: US Expense (6,400) for program development; monitoring and overseeing the Thailand process; training, helping identify a child for adoption; receiving a referral that includes the Child’s Background Study. CEAS: 3rd Party, (815) Pass through to the Center for Excellence in Adoption Services for Monitoring and Oversight of adoption service providers. The M&O fee is 815 for each child to be adopted. When there is a change in circumstances, that must be reflected in the home study. Examples are an update for a change in employment that does not reduce income, positive and neutral changes in finances, minor changes in physical health or medications, a change in residency, or a response to an RFE. An update is needed when there is a change in the recommendation, such as the number of children, the age, or the health or medical needs of the child to be adopted. If a home visit is not required, 300; when required, 450. SAMPLE Supplemental services are required to keep the home study current, such as the USCIS one-time free extension or for state or county requirements. Supplemental services would be needed when a significant change in circumstance occurs. Examples are a loss of employment, financial insecurity, arrest, an allegation of child abuse, change in medical, emotional, or mental health, pregnancy, marital difficulty, an accusation, or concerns about the prospective adoptive parents' capacity to raise an adoptive child, a failure to disclose critical information such as undisclosed criminal history. Supervision of Social Services (for families who do not live in our service area) 500/300 The fee for supervising the local agency conducting the Home Study is 500, which is due at the agreement. For supervising post-placement reports, 300 is due at referral. If required, supervision of home study services for a one-time free extension is 150. Supervision when the I-600A or 1-800A expires, and the one-time free extension has been used is 300. We require a Post-Placement Commitment letter from your local agency showing that all fees for post-placement services have been paid. For families that had a previous home study done by NB, the Home Study fee is reduced. This would be for returning families adopting through an NB Program or when the I-600A or 1-800A will expire, and the one-time free extension has been used. NB reserves the right to charge for required services that Exceed Routine Services, such as: • Preparing or helping to prepare documents to respond to an RFE or NOID, est. a fee of 700 to 1,000. • Having to make unanticipated efforts to receive information or documentation from the Client, home study agency, or other person involved in the process, est. fee of 500 to 1,000. • To secure additional clearances, documentation, and interviews for extended family members, other persons living in the home, or a visit to a second residence, 300 to 700. • For finalization that requires filing by NB, 200 to 600 if the Court requests an appearance of an NB's representative, 300/day (as well as mileage or airfare and accommodations if needed). • If the adoption or placement is in crisis, NB can charge for extra post-adoption or post-placement reports, counseling, respite care, or attorney services to secure consents, Interstate Compact approvals, etc. • Adopting two siblings, fees for CEAS and Contributions will double. Post-placement fees will increase by 50%. In addition, there can be as much as a 50% increase in other fees. A new fee disclosure will be presented. New Beginning has disclosed all anticipated expenses and costs for adoption services. Families will be making payments to NB, the home study agency, USCIS, and the US Embassy in the country. Payments to the cooperating agency are disclosed. There are no "unofficial" adoption fees. Do not make or offer to make payments beyond what is disclosed without consulting NB. Unless approved, do not make or offer to make donations before the placement of the child. Do not make or offer to make any payments to anyone to induce the relinquishment of a child. Do not pay additional fees to expedite the process abroad. Payments to any third party in the adoption process should be reasonable and proportional to the country's standards. If you are asked to pay such additional fees at any time, contact NB immediately. New Beginnings provides limited refunds. For most refunds, the amount will be 50%. A refund request must be made before a period of time expires or before the next significant step in the process has been reached. If either the length of time or the event has passed, the refund is unavailable. A refund would not be available if the Client breaches the contract or fails to follow policies and procedures. New Beginnings may reduce or waive fees for transfer cases where services have been performed. What follows are the refund policies for various fees and expenses. The Home Study fee is 50% refundable if the request is made before the home study social worker conducts a home visit or within 120 days of this agreement, whichever comes earlier. There is no refund after this point. The Supervision of Social Services is 50% refundable under the same conditions. The Home Study Update fee is 50% refundable if the request is made before the social worker conducts an interview or within 60 days of payment. SAMPLE

Children Available. Thai children that are available for adoption receive a great deal of attention and care. They are generally in good health, and their medical information is extensive and reliable. The referral information includes developmental milestones and social information about the birth parents’ background when available. Children placed in Thailand are tested for HIV and Hepatitis. Children range in age from about three years to pre-teen. As with many adoption programs, more boys are available than girls. You may state your preference; however, you may have to wait longer if you only wish to have a girl. From the time the home study is completed, it can take up to two years or more to complete the adoption. • Marital Status — Parents must be married a minimum of three years. No more than two divorces. • Age — Parents must be between 25 and 40. • Gender Preference — Preference is permitted. Boys are easier to match than girls. • Family composition — Documented infertility and no biological children. • Health — Parents should be in excellent health without medical concerns; psychological report required. • Prior arrest — Would consider minor offense more than 5 years ago. • Income — Financially secure. • Placement — in all states Our goal at New Beginnings Family and Children Services is to complete an adoption with every Applicant successfully. Successful adoptions occur most of the time; however, there are risks inherent to international adoption. The following is a list of risks you must be aware of when adopting internationally. These risks are not unique to New Beginnings. NB works to minimize the risks, and we are, by and large, successful. • Lost or No Referral. A lost referral happens when new facts or information becomes available, making it difficult or impossible for the child to be placed. Information on the child will continue to come forward before the Adoption. If it indicates the child has more significant medical or emotional needs, the referral could be declined if the family has not been approved for or would choose to accept it. A referral may be lost because a change in a child's legal status makes them unavailable for Adoption. Although rare, some reasons for this would be an error in the child's legal documents or a biological parent or extended family member objecting to the child being adopted internationally. It is possible that a referral or a suitable referral is not made. We limit this risk by accepting and encouraging Applicants to be open to older or toddler-age children or minor correctable conditions. Lost referrals are uncommon, but NB will counsel the family through grief when they happen. In most situations, there will be another assignment for consideration. • Program Suspension or Changes: Changes in international Adoption do happen. The foreign country, the US Department of State, or NB may decide that an adoption program will be suspended, closed, or change requirements. If there is a likelihood that a program will close, NB will work with you to determine the best course of action. There is usually a period of uncertainty while facts are sorted out and options become available. Some time and patience will be needed. SAMPLE • Undiscoverable or Undetected Medical or Emotional Conditions. Some medical or emotional problems are undiscoverable when the child is placed for Adoption. Regrettably, some otherwise healthy children later become ill or sick, or emotional issues can later develop or manifest themselves with age. This risk cannot be avoided. Some medical or emotional problems are undetected until after the child is home. You can reduce this risk of an undetected medical or emotional problem by using an independent medical professional specializing in international Adoption. They will review the assignment information and assist you in deciding on the child’s medical and emotional health. When a medical specialist in International Adoption makes a written request, supplemental information is usually available if there is a concern. • Denial After the Home Study is Approved: USCIS, the Central Authority, or possibly a judge, orphanage director, or the child can make an independent determination regarding the Adoption. USCIS will discover an undisclosed arrest, which could lead to their denial. Moreover, an arrest, a medical problem, or limited finances approved by NB could be unacceptable by another authority. NB minimizes this risk by considering other decision makers’ standards and sensibilities, and, when possible, we seek pre-approval for an applicant when there is a concern. During the adoption process, if new information comes to light, such as but not limited to: an arrest, loss of employment or income, allegation of abuse, failure to disclose vital information or a change of circumstance, anger or stress management, emotional maturity, capacity for affection, marital difficulty, and mental stability are some areas that could cause NB to reevaluate its initial approval. • In Conclusion: NB tries to minimize the risk where possible. The risks of undiscovered or undiagnosed medical problems are, by definition, difficult to reduce. However, we seek to obtain quality information on the child, and if there is any concern, we seek the help of a specialist. Just as everyone wants a complete child assessment, a complete assessment is expected for the adopting family. Families need to be honest and disclose their information. Realize that you are being approved to adopt a child. It is the child’s best interest that is being served and protected. WE HAVE READ THE ABOVE STATEMENT THOROUGHLY AND CAREFULLY. BY OUR INITIALS BELOW, WE ACKNOWLEDGE THAT WE FULLY UNDERSTAND AND ACCEPT THE ABOVE RISKS DESCRIBED THEREIN AND INTEND TO PROCEED IN OUR APPLICATION FOR INTERNATIONAL ADOPTION WITH NEW BEGINNINGS KNOWING THESE RISKS. Submission of AFP Application (AFP) US Expenses, pd. to NB 350 Adoption Service Agreement New Beginnings’ Fee, 1st part US Expenses, pd. to NB 2,500 CEAS Fee 3rd Party, pd. to NB 815 Before Home Study Psychological Evaluation 3rd Party, pd. to Psychiatrist Office 400 to 1,000 Parent Education Workshops 3rd Party, pd. to online provider 150 to 300 Home Study Approval New Beginnings’ Fee, 2nd part US Expenses, pd. to NB 2,500 2,600 Program Fee, 1st part US Expenses, pd. to NB 1,000 2,000 USCIS, I-600A filing fee 3rd Party, pd. to Homeland Security 775 Fingerprints 3rd Party, pd. to Homeland Security 85/person 920 Paid after I-800A Approval Dossier Authentication Translation & Dossier, Caring Hands 500 to 700 Dossier Translation Translation and DossierTranslation, pd. to NB 700 to 1,000 Due or Paid at Referral Pre-Adoption Medical Review 3rd Party, pd. to selected professional 250 to 600 New Beginnings’ Fee, 3rd part US Expenses, pd. to NB 1,400 1,100 Program Fee, 2nd part US Expenses, pd. to NB 1,500 1,700 Due after I-800 Submission Program Fee, 3rd part US Expenses, pd. to NB 2,500 3,000 Contribution Contribution, pd. to NB 3,000 Paid at Travel Travel and Overseas Travel & Accommodations 5,000 to 9,000 Passport, Visa, and Medical 3rd Party, pd. to US Embassy 625 Paid After Placement Post-Placement Translations Translation and DossierTranslation, pd. to NB 500 to 700 Adoption Finalization 3rd Party, pd. to Attorney’s Office 700 to 2,500 Paid After Finalization Registration of Adoption Travel to the Thai Consulate/Embassy varies N-600 (citizenship application) 3rd Party, pd. to Homeland Security 1,170 Description Due at Fee Type Amount Home Study Adoption Service Agreement Home Study (NY add 400) 2,200 Post-Placement, four reports Acceptance of Referral Post-Placement Reports 1,900 Transportation home visit When Billed Travel 62¢/mile, tolls, parking Social Services when NB is not providing the service. Estimated fees paid to Local Adoption agency. Home Study When Billed Home Study 2,100 1,700 to 3,800 Post-Placement Before travel Post-Placement Reports 1,700 1,600 to 2,700 Supervision of Services Adoption Service Agreement Home Study paid to NB, 500 Supervision of Services Adoption Service Agreement Referral paid to NB, 500 300 SAMPLE Notes Table 1 shows the fees and expenses by when they are paid. Table 2 shows fees for Social Services. When NB does not provide social services, a local agency will do the home study and post- placements. When using a Local Agency, NB charges Supervision of Services fees (see page 7). These are not charged when NB is providing social services. Table 3 presents Fees and Expenses by Category. All international agencies must categorize fees and expenses. It helps in comparing costs, but agencies interpret the categories differently or separate charges. Mailing , such as mailing and bank transfers transfer fees. These are part of our agency fees. Other agencies may charge separately for these and identify them as 3rd Party. There is no right or wrong way; it is just something to know when comparing fees. Travel and Accommodation expenses include air travel, hotel, meals, and local transportation. These Third-party expenses are substantially outside of our control. Third-Party Expenses are often estimated or presented NB can accurately estimate these expenses, with the cost of an attorney to finalize the adoption in a rangethe client’s state of residence as the biggest unknown. Let NB know if you are asked to pay more than what is presented. Travel and Accommodation expenses are broad estimates to use for budgeting total Fees and Expenses for the program. The Adoption Tax Credit can reduce the adoption cost by as much as 14,300 16,810 for qualified families. US Expenses 11,750 13,250 Foreign Provider 0 Contribution 3,000 Care of the Child 0 Home Study 2,100 2,200 to 4,300 3,800 Post-Placement Reports 1,700 1,900 to 3,000 Third-Party 3,235 to 6,135 Translation and Document 1,700 to 2,400 Third-Party 5,055 to 7,955 Travel and Accommodations 5,000 to 9,000 New Beginnings’ Services and AFP: US Expense (6,350) Fees are to establish a service plan and ensure all adoption services are consistent with applicable laws and regulations. Personnel costs, training and development, administrative overhead, and operational expenses. Also, for coordinating the adoption process, including parent education and child-specific education, assisting in filing US Citizenship and Immigration Services (CIS) applications, routine mailing, and pre-and post-adoption support. Program Fee: US Expense (6,400) for program development; monitoring and overseeing the Thailand process; training, helping identify a child for adoption; receiving a referral that includes the Child’s Background Study. CEAS: 3rd Party, (815) Pass through to the Center for Excellence in Adoption Services for Monitoring and Oversight of adoption service providers. The M&O fee is 815 for each child to be adopted. When there is a change in circumstances, that must be reflected in the home study. Examples are an update for a change in employment that does not reduce income, positive and neutral changes in finances, minor changes in physical health or medications, a change in residency, or a response to an RFE. An update is needed when there is a change in the recommendation, such as the number of children, the age, or the health or medical needs of the child to be adopted. If a home visit is not required, 300; when required, 450. SAMPLE Supplemental services are required to keep the home study current, such as the USCIS one-time free extension or for state or county requirements. Supplemental services would be needed when a significant change in circumstance occurs. Examples are a loss of employment, financial insecurity, arrest, an allegation of child abuse, change in medical, emotional, or mental health, pregnancy, marital difficulty, an accusation, or concerns about the prospective adoptive parents' capacity to raise an adoptive child, a failure to disclose critical information such as undisclosed criminal history. Supervision of Social Services (for families who do not live in our service area) 500/300 The fee for supervising the local agency conducting the Home Study is 500, which is due at the agreement. For supervising post-placement reports, 300 is due at referral. If required, supervision of home study services for a one-time free extension is 150. Supervision when the I-600A or 1-800A expires, and the one-time free extension has been used is 300. We require a Post-Placement Commitment letter from your local agency showing that all fees for post-placement services have been paid. For families that had a previous home study done by NB, the Home Study fee is reduced. This would be for returning families adopting through an NB Program or when the I-600A or 1-800A will expire, and the one-time free extension has been used. NB reserves the right to charge for required services that Exceed Routine Services, such as: • Preparing or helping to prepare documents to respond to an RFE or NOID, est. a fee of 700 to 1,000. • Having to make unanticipated efforts to receive information or documentation from the Client, home study agency, or other person involved in the process, est. fee of 500 to 1,000. • To secure additional clearances, documentation, and interviews for extended family members, other persons living in the home, or a visit to a second residence, 300 to 700. • For finalization that requires filing by NB, 200 to 600 if the Court requests an appearance of an NB's representative, 300/day (as well as mileage or airfare and accommodations if needed). • If the adoption or placement is in crisis, NB can charge for extra post-adoption or post-placement reports, counseling, respite care, or attorney services to secure consents, Interstate Compact approvals, etc. • Adopting two siblings, fees for CEAS and Contributions will double. Post-placement fees will increase by 50%. In addition, there can be as much as a 50% increase in other fees. A new fee disclosure will be presented. New Beginning has disclosed all anticipated expenses and costs for adoption services. Families will be making payments to NB, the home study agency, USCIS, and the US Embassy in the country. Payments to the cooperating agency are disclosed. There are no "unofficial" adoption fees. Do not make or offer to make payments beyond what is disclosed without consulting NB. Unless approved, do not make or offer to make donations before the placement of the child. Do not make or offer to make any payments to anyone to induce the relinquishment of a child. Do not pay additional fees to expedite the process abroad. Payments to any third party in the adoption process should be reasonable and proportional to the country's standards. If you are asked to pay such additional fees at any time, contact NB immediately. New Beginnings provides limited refunds. For most refunds, the amount will be 50%. A refund request must be made before a period of time expires or before the next significant step in the process has been reached. If either the length of time or the event has passed, the refund is unavailable. A refund would not be available if the Client breaches the contract or fails to follow policies and procedures. New Beginnings may reduce or waive fees for transfer cases where services have been performed. What follows are the refund policies for various fees and expenses. The Home Study fee is 50% refundable if the request is made before the home study social worker conducts a home visit or within 120 days of this agreement, whichever comes earlier. There is no refund after this point. The Supervision of Social Services is 50% refundable under the same conditions. The Home Study Update fee is 50% refundable if the request is made before the social worker conducts an interview or within 60 days of payment. SAMPLE

Children Available. Thai children that are available for adoption receive a great deal of attention and care. They are generally in good health, and their medical information is extensive and reliable. The referral information includes developmental milestones and social information about the birth parents’ background when available. Children placed in Thailand are tested for HIV and Hepatitis. Children range in age ages from about three years to pre-teen. As with many adoption programs, more boys are available than girls. You may state your preference; however, you may have to wait longer if you only wish to have a girl. From the time the home study is completed, it can take up to two years or more to complete the adoption. • Marital Status — Parents must be married a minimum of three years. No more than two divorces. • Age — Parents must be between 25 and 40. • Gender Preference — Preference is permitted. Boys are easier to match than girls. • Family composition — Documented infertility and no biological children. • Health — Parents should be in excellent health without medical concerns; psychological report required. • Prior arrest — Would consider minor offense more than 5 years ago. • Income — Financially secure. • Placement — in all states Our goal at New Beginnings Family and Children Services is to successfully complete an adoption with every Applicant successfullyApplicant. Successful adoptions occur This occurs most of the time; however, there are those rare occasions when this is not the case. Those risks inherent include a lost referral, undiscovered or undiagnosed medical or emotional conditions, suspension or changes to international adoption. The the program selected, or denial following is a list of risks you must be aware of when adopting internationally. These risks are not unique to New Beginningsthe initial home study approval. NB works to minimize the risks, and we are, by and large, successful. • Lost or No Referral. A lost referral happens when new facts or information becomes available, making it difficult or impossible for the child to be placed. Information on the child will continue to come forward before the Adoptionadoption. If it indicates the child has more significant medical or emotional needs, the referral could be declined if the family has not been approved for or would choose to accept itaccept. A referral may be lost because there is a change in a child's legal status makes status, making them unavailable for Adoptionadoption. Although rare, some reasons for this would be an error in the child's legal documents or a biological parent or extended family member objecting objects to the child being adopted internationally. It is possible that a referral or a suitable referral is not made. We limit this risk by accepting and encouraging Applicants to be open to older or toddler-age children or minor correctable conditions. Lost referrals are uncommon, but NB will counsel the family through the grief when they happen. In most situations, there will be another assignment for consideration. • Program Suspension or Changes: Changes in international Adoption adoption do happen. The foreign country, the US Department of State, or NB may decide that an adoption program will be suspended, closed, or change requirements. If there is a likelihood that a program will close, close NB will work with you to determine the best course of action. There is usually a period of uncertainty while facts are sorted out and options become available. Some time and patience will be needed. SAMPLE • Undiscoverable or Undetected Medical or Emotional Conditions. Some medical or emotional problems are undiscoverable when the child is placed for Adoptionadoption. Regrettably, some otherwise healthy children later become ill or sick, or emotional issues can later develop or manifest themselves with age. This risk cannot be avoided. Some medical or emotional problems are undetected until after the child is home. You can reduce this risk of an undetected medical or emotional problem by using an independent medical professional specializing in international Adoptionadoption. They will review the assignment information and assist you in deciding on the child’s 's medical and emotional health. When a medical specialist in International Adoption international adoption makes a written the request, supplemental information is usually available if there is a concern. • Denial After the Home Study is Approved: USCIS, the Central Authority, or possibly a judge, orphanage director, or the child can make an independent determination regarding the Adoptionadoption. USCIS will discover an undisclosed arrest, which could lead to their denial. Moreover, an arrest, a medical problem, or limited finances approved by NB could be unacceptable by another authority. NB minimizes this risk by considering other decision makers’ standards and sensibilities, and, when possible, we seek pre-approval for an applicant when there is a concern. During the adoption process, if new information comes to light, such as but not limited to: an arrest, loss of employment or income, allegation of abuse, failure failing to disclose vital information or a change of circumstance, anger or stress management, emotional maturity, capacity for affection, marital difficulty, and mental stability are some areas that could cause NB to reevaluate its initial approval. • In Conclusion: NB tries to minimize the risk where possible. The risks of undiscovered or undiagnosed medical problems are, by definition, difficult to reduce. However, we seek to obtain quality information on the child, and if there is any concern, we seek the help of a specialist. Just as everyone wants a complete child assessment, a complete assessment it is expected for the adopting family. Families need to be honest and disclose their information. Realize that you are being approved to adopt a child. It is the child’s 's best interest that is being served and protected. Respect the process, conduct yourself with kindness and grace, and the adoption process will be a more enjoyable and enriching experience. WE HAVE READ THE ABOVE STATEMENT THOROUGHLY AND CAREFULLY. BY OUR INITIALS BELOW, WE ACKNOWLEDGE THAT WE FULLY UNDERSTAND AND ACCEPT THE ABOVE RISKS DESCRIBED THEREIN AND INTEND TO PROCEED IN OUR APPLICATION FOR INTERNATIONAL ADOPTION WITH NEW BEGINNINGS KNOWING THESE RISKS. Submission of AFP . Description Due at Fee Type Amount Application (AFP) Submission of AFP US Expenses, pd. to NB Expenses 350 Adoption Service Agreement New Beginnings’ ' Fee, 1st part Adoption Service Agreement US Expenses, pd. to NB Expenses 2,500 CEAS IAAME Fee 3rd Party, pd. to NB 815 Before Home Study Psychological Evaluation 3rd Party, pd. to Psychiatrist Office 400 to 1,000 Parent Education Workshops 3rd Party, pd. to online provider 150 to 300 Home Study Approval New Beginnings’ Fee, 2nd part Adoption Service Agreement US Expenses, pd. to NB 2,500 Expenses 500 Program Fee, 1st part Home Study Approval US Expenses, pd. to NB Expenses 1,000 USCIS, I-600A filing fee 3rd Party, pd. to Homeland Security 775 Fingerprints 3rd Party, pd. to Homeland Security 85/person Paid after I-800A Approval Dossier Authentication Translation & Dossier, Caring Hands 500 to 700 Dossier Translation Translation and Dossier, pd. to NB 700 to 1,000 Due or Paid at Referral Pre-Adoption Medical Review 3rd Party, pd. to selected professional 250 to 600 New Beginnings’ ' Fee, 2nd part Home Study Approval US Expenses 2,500 New Beginnings' Fee, 3rd part Acceptance of the Referral US Expenses, pd. to NB 1,400 Expenses 2,400 Program Fee, 2nd part US Expenses, pd. to NB 1,500 Due after I-800 Submission Contribution 3,000 Program Fee, 3rd 2nd part I-800 Submission US Expenses, pd. to NB 2,500 Contribution Contribution, pd. to NB 3,000 Paid at Travel Travel and Overseas Travel & Accommodations 5,000 to 9,000 Passport, Visa, and Medical 3rd Party, pd. to US Embassy 625 Paid After Placement Post-Placement Translations Translation and Dossier, pd. to NB 500 to 700 Adoption Finalization 3rd Party, pd. to Attorney’s Office 700 to 2,500 Paid After Finalization Registration of Adoption Travel to the Thai Consulate/Embassy varies N-600 (citizenship application) 3rd Party, pd. to Homeland Security 1,170 Expenses 1,500 Description Due at Fee Type Amount Home Study Adoption Service Agreement Home Study (NY add 400) 2,200 1,700 Post-Placement, four reports Acceptance Submission of Referral EP Post-Placement Reports 1,900 1,700 Transportation home visit When Billed Mileage/Travel 62¢/mile, tolls, parking Social Services when NB is not providing the servicefor families outside our service area. Estimated fees Fees paid to Local Adoption agency. Amounts are estimates. Home Study When Billed Home Study 2,100 1,500 to 3,800 3,000 Post-Placement Before travel Post-Placement Reports 1,700 1,800 to 2,700 3,000 Supervision of Services Adoption Service Agreement Home Study paid to NB, 500 Supervision Description Due at Paid to Amount USCIS, I-600A filing fee Home Study Approval Homeland Security 775 Fingerprints Home Study Approval Homeland Security 85 per person Psychological Evaluation Home Study Process Psychiatrist Office 400 to 1,000 Parent Education Workshops Home Study Process Adoption Learning Partner 150 to 300 Pre-Adoption Medical Review Referral Medical Review of Services Referral 250 to 600 Visa Application and Medical While travelling US Embassy 625 Adoption Service Agreement Referral Finalization Post-Adoption Attorney's Office 700 to 2,500 N-600 (citizenship application) After finalization Homeland Security 1,170 Translations and Document Home Study Approval Various 600 to 900 Travel and Overseas Court Notice and Travel Fee Type: Travel & Accommodations 6,000 to 9,000 Total Adoption Fees, paid to NB, 500 SAMPLE Notes Table 1 shows the fees and expenses by when they are paid. Table 2 shows fees for New Beginnings $13,750 Social Services, (Home Study and Post-Adoption Fees) 3,400 to 6,500 Third-Party Fees 4,265 to 7,140 Translations and Documents 600 to 900 Travel and Overseas Expenses 6,000 to 9,000 The AFP is the Adoptive Family Profile, NB's Application. When NB does not provide social services, a local agency will do The Local Agency is the home study and post- placementsagency when NB is not providing Social Services. When using a Local AgencyProvider, we require a Post-Placement Commitment showing that all fees have been paid before traveling. Some states charge a processing fee for clearances. We have estimated third-party costs. If you are asked to pay more than what is presented, let NB charges Supervision of Services fees (see page 7). These are not charged when NB is providing social services. Table 3 presents Fees and Expenses by Category. All international agencies must categorize fees and expenses. It helps in comparing costs, but agencies interpret the categories differently or separate charges. Mailing and bank transfers are part of our agency fees. Other agencies may charge separately for these and identify them as 3rd Party. There is no right or wrong way; it is just something to know when comparing feesknow. Travel and Accommodation expenses include Expenses are for air travel, hotel, meals, and local transportation. These expenses Flying business, first class, or staying at expensive hotels will cause you to exceed our estimates. Although commonly done, a Medical Review of the Referral is not required. All children from Thailand will need the adoption finalized in your state of residence. Credit card payments over 500 are outside of our controlsubject to a 3% bank servicing fee. Third-Party Expenses No charge for routine express mailing; all others are often estimated or presented in a rangebilled separately. Let NB know if you are asked to pay more than what is presented. The For qualified families, the Adoption Tax Credit can reduce the adoption cost by as much as 14,300 for qualified families$14,300. US Expenses 11,750 10,750 Foreign Provider Country 0 Contribution 3,000 Care of the Child 0 Home Study 2,100 1,700 to 4,300 3,500 Post-Placement Adoption Reports 1,700 to 3,000 Third-Party 4,265 to 7,340 Translation and Document 1,700 600 to 2,400 Third-Party 5,055 to 7,955 900 Travel and Accommodations 5,000 6000 to 9,000 New Beginnings’ ' Services and AFP: US Expense (6,3507,750) Fees are to establish a service plan and ensure all adoption services are consistent with applicable laws and regulations. Personnel costs, training and development, administrative overhead, and operational expenses. Also, for coordinating the adoption process, including parent education and child-specific education, assisting in filing US Citizenship and Immigration Services (CIS) applications, routine mailing, and pre-and post-adoption support. Program Fee: US Expense (6,4005,500) for program development; monitoring and overseeing the Thailand process; training, helping identify a child for adoption; receiving a referral that includes the Child’s 's Background Study. CEASContribution (3,000) transferred to the orphanage for the care of the children, preparing the background study, and arranging the adoption. IAAME: 3rd PartyUS Expense, (815500) Pass through to the Center Intercountry Adoption Accreditation and Maintenance Entity, Inc. for Excellence in Adoption Services for Monitoring monitoring and Oversight oversight of adoption service providers. The M&O fee price is 815 for each 500 per child to be adopted. When there is a change in circumstances, that must be reflected in the home study. Examples are an update a home visit for a change in residency, employment that does not reduce income, positive and neutral changes in finances, and minor changes in physical health or medications, a change in residency, or a response to an RFE. An update is needed when there is a change in For USCIS for the recommendation, such as the number of children, the age, or the health or medical needs of the child to be adopted. If a home visit is not required, 300; when required, 450. SAMPLE Supplemental services are required to keep the home study current, such as the USCIS one-time free extension or for state or county requirements. Supplemental services would be needed when a significant change in circumstance occurskeep the home study current. Examples are a loss of employment, financial insecurity, arrest, an allegation of child abuse, change in medical, emotional, or mental health, pregnancy, marital difficulty, an accusation, or concerns about the prospective adoptive parents' capacity to raise an adoptive child, a failure to disclose critical information such as undisclosed criminal history, a response to an RFE, and when the I-600A has expired, and a new home study is needed. Supervision of Social Services (for families who do not live in our service area) 500/300 The fee for 500 For supervising the local a cooperating agency that is conducting the Home Study Study. There is 500, which is due at the agreement. For supervising no fee for overseeing another agency's post-placement reports, 300 is due at referral. If required, supervision of home study services for a one-time free extension is 150. Supervision when the I-600A or 1-800A expires, and the one-time free extension has been used is 300. We do require a Post-Placement Commitment letter from your local agency Home Study Agency showing that all fees for post-placement services have been paid. For families that had a previous home study done by NB, the The Home Study fee is reducedreduced for families who had a home study previously done by NB and are beginning another adoption process. This would be for returning families adopting through an NB Program The standard home study fee is not due. In the event services are requested or when the I-600A or 1-800A will expirerequired that Exceed Routine Services, and the one-time free extension has been used. NB New Beginnings reserves the right to charge for required services that Exceed Routine Services, such as: services. • Preparing or helping to prepare documents to respond to an RFE or NOID, est. a fee of $700 to $1,000. ; • Having to make unanticipated efforts to receive information or documentation from the Clientclient, home study agency, the foreign provider (including a request to supplement or correct the child's legal documents), or other person involved in the process, est. fee of $500 to $1,000. • To secure additional clearances, documentation, and interviews for extended family members, members or other persons living in the home, or a visit to a second residence, $300 to $700. • For finalization that requires filing by NB, $200 to 600 $600, or if the Court court requests an appearance of an a NB's representative, $300/day (as well as mileage or airfare and accommodations if neededincidental expenses). • If the adoption or placement is in crisis, NB can charge for extra post-adoption or post-placement reports, counseling, respite care, or attorney services to secure consents, Interstate Compact approvals, etc. • Adopting two siblings, fees for CEAS and Contributions will double. Post-placement fees will expect an increase by 50%. In addition, there can be as much as a of 50% increase in other for NB and Program fees. Foreign Program fees double. A new fee disclosure will be presented. • Copying fees, charged if duplicate documents are requested and not received or incorrectly copied, $.50/copy. New Beginning has disclosed all anticipated routine expenses and costs for adoption services. Families will be making payments to NB, the home study agency, USCIS, and the US Embassy in the country. Payments to the cooperating agency are disclosed. There are no "unofficial" adoption fees. Do not make or offer to make payments beyond what is disclosed without consulting NB. Unless approved, do not make make, or offer to make donations before the placement of the child. If you are asked to pay such additional fees at any time, contact NB immediately. Do not make or offer to make any payments to anyone to induce the relinquishment of a child. Do not pay additional fees to expedite the process abroad. Payments to any third party in the adoption process should be reasonable and proportional proportionate to the country's standards. If you are asked to pay such additional fees at any time, contact NB immediately. New Beginnings provides limited refunds. For most refunds, the amount will be 50%. A refund request must be made before a period of time expires or before the next significant step in the process has been reached. If either the length of time or the event has passed, the refund is unavailable. A refund would not be available if the Client breaches the contract or fails to follow policies and procedures. New Beginnings may reduce or waive fees for transfer cases where services have been performed. What follows are the refund policies for various fees and expenses. The Home Study fee is 50% refundable if the request is made before the home study social worker conducts a home visit or within 120 days of this agreement, whichever comes earlier. There is no refund after this point. The Supervision of Social Services is 50% refundable under the same conditions. The Home Study Update fee is 50% refundable if the request is made before the social worker conducts an interview or within 60 days of payment. SAMPLE.

Children Available. Thai children that are available for adoption receive a great deal of attention and care. They are generally in good health, and their medical information is extensive and reliable. The referral information includes developmental milestones and social information about the birth parents’ ' background when available. Children placed in Thailand are tested for HIV and Hepatitis. Children range in age ages from about three years to pre-teen. As with many adoption programs, more boys are available than girls. You may state your preference; however, you may have to wait longer if you only wish to have a girl. From the time the home study is completed, it can take up to two years or more to complete the adoption. • Marital Status — Parents must be married a minimum of three years. No more than two divorces. • Age — Parents must be between 25 and 40. • Gender Preference — Preference is permitted. Boys are easier to match than girls. • Family composition — Documented infertility and no biological children. • Health — Parents should be in excellent health without medical concerns; psychological report required. • Prior arrest — Would consider minor offense more than 5 years ago. • Income — Financially secure. • Placement — in all states Our goal at New Beginnings Family and Children Services is to successfully complete an adoption with every Applicant successfullyApplicant. Successful adoptions occur This occurs most of the time; however, there are those rare occasions when this is not the case. Those risks inherent include a lost referral, undiscovered or undiagnosed medical or emotional conditions, suspension or changes to international adoption. The the program selected, or denial following is a list of risks you must be aware of when adopting internationally. These risks are not unique to New Beginningsthe initial home study approval. NB works to minimize the risks, and we are, by and large, successful. • Lost or No Referral. A lost referral happens when new facts or information becomes available, making it difficult or impossible for the child to be placed. Information on the child will continue to come forward before the Adoption. If it indicates the child has more significant medical or emotional needs, the referral could be declined if the family has not been approved for or would choose to accept itaccept. A referral may be lost because there is a change in a child's legal status makes status, making them unavailable for Adoption. Although rare, some reasons for this would be an error in the child's legal documents or a biological parent or extended family member objecting to the child being adopted internationally. It is possible that a referral or a suitable referral is not made. We limit this risk by accepting and encouraging Applicants to be open to older or toddler-age children or minor correctable conditions. Lost referrals are uncommon, but NB will counsel the family through grief when they happen. In most situations, there will be another assignment for consideration. • Program Suspension or Changes: Changes in international Adoption do happen. The foreign country, the US Department of State, or NB may decide that an adoption program will be suspended, closed, or change requirements. If there is a likelihood that a program will close, NB will work with you to determine the best course of action. There is usually a period of uncertainty while facts are sorted out out, and options become available. Some time and patience will be needed. SAMPLE • Undiscoverable or Undetected Medical or Emotional Conditions. Some medical or emotional problems are undiscoverable when the child is placed for Adoption. Regrettably, some otherwise healthy children later become ill or sick, or emotional issues can later develop or manifest themselves with age. This risk cannot be avoided. Some medical or emotional problems are undetected until after the child is home. You can reduce this risk of an undetected medical or emotional problem by using an independent medical professional specializing in international Adoption. They will review the assignment information and assist you in deciding on the child’s 's medical and emotional health. When a medical specialist in International Adoption makes a written request, supplemental information is usually available if there is a concern. • Denial After the Home Study is Approved: USCIS, the Central Authority, or possibly a judge, orphanage director, or the child can make an independent determination regarding the Adoption. USCIS will discover an undisclosed arrest, which could lead to their denial. Moreover, an arrest, a medical problem, or limited finances approved by NB could be unacceptable by another authority. NB minimizes this risk by considering other decision makers’ ' standards and sensibilities, and, when possible, we seek pre-approval for an applicant when there is a concern. During the adoption process, if new information comes to light, such as but not limited to: an arrest, loss of employment or income, allegation of abuse, failure to disclose vital information or a change of circumstance, anger or stress management, emotional maturity, capacity for affection, marital difficulty, and mental stability are some areas that could cause NB to reevaluate its initial approval. • In Conclusion: NB tries to minimize the risk where possible. The risks of undiscovered or undiagnosed medical problems are, by definition, difficult to reduce. However, we seek to obtain quality information on the child, and if there is any concern, we seek the help of a specialist. Just as everyone wants a complete child assessment, a complete assessment is expected for the adopting family. Families need to be honest and disclose their information. Realize that you are being approved to adopt a child. It is the child’s 's best interest that is being served and protected. Respect the process, conduct yourself with kindness and grace, and the adoption process will be a more enjoyable and enriching experience. WE HAVE READ THE ABOVE STATEMENT THOROUGHLY AND CAREFULLY. BY OUR INITIALS BELOW, WE ACKNOWLEDGE THAT WE FULLY UNDERSTAND AND ACCEPT THE ABOVE RISKS DESCRIBED THEREIN AND INTEND TO PROCEED IN OUR APPLICATION FOR INTERNATIONAL ADOPTION WITH NEW BEGINNINGS KNOWING THESE RISKS. Submission of AFP Description Due at Fee Type Amount Application (AFP) Submission of AFP US Expenses, pd. to NB Expenses 350 Adoption Service Agreement New Beginnings’ ' Fee, 1st part Adoption Service Agreement US Expenses, pd. to NB Expenses 2,500 CEAS IAAME Fee 3rd Party, pd. to NB 815 Before Home Study Psychological Evaluation 3rd Party, pd. to Psychiatrist Office 400 to 1,000 Parent Education Workshops 3rd Party, pd. to online provider 150 to 300 Home Study Approval New Beginnings’ Fee, 2nd part Adoption Service Agreement US Expenses, pd. to NB 2,500 Expenses 500 Program Fee, 1st part Home Study Approval US Expenses, pd. to NB Expenses 1,000 USCIS, I-600A filing fee 3rd Party, pd. to Homeland Security 775 Fingerprints 3rd Party, pd. to Homeland Security 85/person Paid after I-800A Approval Dossier Authentication Translation & Dossier, Caring Hands 500 to 700 Dossier Translation Translation and Dossier, pd. to NB 700 to 1,000 Due or Paid at Referral Pre-Adoption Medical Review 3rd Party, pd. to selected professional 250 to 600 New Beginnings’ ' Fee, 2nd part Home Study Approval US Expenses 2,500 New Beginnings' Fee, 3rd part Acceptance of the Referral US Expenses, pd. to NB 1,400 Expenses 2,400 Program Fee, 2nd part US Expenses, pd. to NB 1,500 Due after I-800 Submission Contribution 3,000 Program Fee, 3rd 2nd part I-800 Submission US Expenses, pd. to NB 2,500 Contribution Contribution, pd. to NB 3,000 Paid at Travel Travel and Overseas Travel & Accommodations 5,000 to 9,000 Passport, Visa, and Medical 3rd Party, pd. to US Embassy 625 Paid After Placement Post-Placement Translations Translation and Dossier, pd. to NB 500 to 700 Adoption Finalization 3rd Party, pd. to Attorney’s Office 700 to 2,500 Paid After Finalization Registration of Adoption Travel to the Thai Consulate/Embassy varies N-600 (citizenship application) 3rd Party, pd. to Homeland Security 1,170 Expenses 1,500 Description Due at Fee Type Amount Home Study Adoption Service Agreement Home Study (NY add 400) 2,200 1,700 Post-Placement, four reports Acceptance of Referral Post-Placement Reports 1,900 1,700 Transportation home visit When Billed Mileage/Travel 62¢/mile, tolls, parking Social Services when NB is not providing the service. Estimated fees paid to Local Adoption agency. Home Study When Billed Home Study 2,100 1,500 to 3,800 3,000 Post-Placement Before travel Post-Placement Reports 1,700 1,800 to 2,700 2,500 Supervision of Services Adoption Service Agreement Home Study paid to NB, 500 Supervision of Services Adoption Service Agreement Referral paid to NB, 500 Description Due at Paid to Amount USCIS, I-600A filing fee Home Study Approval Homeland Security 775 Fingerprints Home Study Approval Homeland Security 85 per person Psychological Evaluation Home Study Process Psychiatrist Office 400 to 1,000 Parent Education Workshops Home Study Process Adoption Learning Partner 150 to 300 Pre-Adoption Medical Review Referral Medical Review of Referral 250 to 600 Visa Application and Medical While travelling US Embassy 625 Adoption Finalization Post-Adoption Attorney's Office 700 to 2,500 N-600 (citizenship application) After finalization Homeland Security 1,170 Translations and Document Home Study Approval Various 600 to 900 Travel and Overseas Court Notice and Travel Fee Type: Travel & Accommodations 5,000 to 9,000 SAMPLE Notes Table 1 shows Total Adoption Fees, paid to New Beginnings $13,750 Social Services (Home Study and Post-Adoption Fees) 3,800 to 6,500 Third-Party Fees 4,240 to 7,140 Translations and Documents 600 to 900 Travel and Overseas Expenses 5,000 to 9,000 The AFP is the fees and expenses by when they are paidAdoptive Family Profile, NB's Application. Table 2 shows fees for Social Services. When NB does not provide social services, a local agency will do The Local Agency is the home study and post- placementsagency when NB is not providing Social Services. When using a Local AgencyProvider, we require a Post-Placement Commitment showing that all fees have been paid before traveling. Some states charge a processing fee for clearances. We have estimated third-party costs. If you are asked to pay more than what is presented, let NB charges Supervision of Services fees (see page 7). These are not charged when NB is providing social services. Table 3 presents Fees and Expenses by Category. All international agencies must categorize fees and expenses. It helps in comparing costs, but agencies interpret the categories differently or separate charges. Mailing and bank transfers are part of our agency fees. Other agencies may charge separately for these and identify them as 3rd Party. There is no right or wrong way; it is just something to know when comparing feesknow. Travel and Accommodation expenses include Expenses are for air travel, hotel, meals, and local transportation. These expenses Flying business, first class, or staying at expensive hotels will cause you to exceed our estimates. Although commonly done, a Medical Review of the Referral is not required. All children from Thailand will need the adoption finalized in your State of residence. Credit card payments over 500 are outside of our controlsubject to a 3% bank servicing fee. Third-Party Expenses No charge for routine express mailing; all others are often estimated or presented in a rangebilled separately. Let NB know if you are asked to pay more than what is presented. The For qualified families, the Adoption Tax Credit can reduce the adoption cost by as much as 14,300 for qualified families$14,300. US Expenses 11,750 10,750 Foreign Provider Country 0 Contribution 3,000 Care of the Child 0 Home Study 2,100 1,700 to 4,300 3,500 Post-Placement Adoption Reports 1,700 to 3,000 Third-Party 4,265 to 7,140 Translation and Document 1,700 600 to 2,400 Third-Party 5,055 to 7,955 900 Travel and Accommodations 5,000 5000 to 9,000 New Beginnings’ ' Services and AFP: US Expense (6,3507,750) includes the KFP, and IAAME fee. Fees are to establish a service plan and ensure all adoption services are consistent with applicable laws and regulations. Personnel costs, training and development, administrative overhead, and operational expenses. Also, for coordinating the adoption process, including parent education and child-specific education, assisting in filing US Citizenship and Immigration Services (CIS) applications, routine mailing, and pre-and post-adoption support. Program Fee: US Expense (6,4005,500) for program development; monitoring and overseeing the Thailand process; training, helping identify a child for adoption; receiving a referral that includes the Child’s 's Background Study. CEASContribution (3,000) transferred to the orphanage for the care of the children, preparing the background study, and arranging the adoption. IAAME: 3rd PartyUS Expense, (815500) Pass through to the Center Intercountry Adoption Accreditation and Maintenance Entity, Inc. for Excellence in Adoption Services for Monitoring monitoring and Oversight oversight of adoption service providers. The M&O fee price is 815 for each 500 per child to be adopted. When there is a change in circumstances, that must be reflected in the home study. Examples are an update a home visit for a change in residency, employment that does not reduce income, positive and neutral changes in finances, and minor changes in physical health or medications. For USCIS, a change in residency, for the one-time free extension or a response to an RFE. An update is needed when there is a change in the recommendation, such as the number of children, the age, or the health or medical needs of the child to be adopted. If a home visit is not required, 300; when required, 450. SAMPLE Supplemental services are required to keep the home study current, such as the USCIS one-time free extension or for state or county requirements. Supplemental services would be needed when a significant change in circumstance occurs. SAMPLE Examples are a loss of employment, financial insecurity, arrest, an allegation of child abuse, change in medical, emotional, or mental health, pregnancy, marital difficulty, an accusation, or concerns about the prospective adoptive parents' capacity to raise an adoptive child, a failure to disclose critical information such as undisclosed criminal history, a response to an RFE, and when the I-600A has expired, and a new home study is needed. Supervision of Social Services (for families who do not live in our service area) 500/300 The fee for supervising the local cooperating agency conducting the Home Study is 500, which is due at the agreement. For supervising the cooperating agency conducting post-placement reports, 300 is due at referral. If required, supervision of home study services for a one-time free extension is 150. Supervision when the I-600A or 1-800A expires, and the one-time free extension has been used is 300. We require a Post-Post- Placement Commitment letter from your local agency Home Study Agency showing that all fees to them for post-placement services have been paid. For families that had a previous home study done by NB, the The Home Study fee is reducedreduced for families who had a home study previously done by NB and are beginning another adoption process. This would be for returning families adopting through an NB Program or when the I-600A or 1-800A will expire, and the one-time free extension has been usedThe standard home study fee is not due. NB reserves the right to charge for required services that Exceed Routine Services, such as: • Preparing or helping to prepare documents to respond to an RFE or NOID, est. a fee of $700 to $1,000. • Having to make unanticipated efforts to receive information or documentation from the Clientclient, home study agency, the foreign provider (including a request to supplement or correct the child's legal documents), or other person involved in the process, est. fee of $500 to $1,000. • To secure additional clearances, documentation, and interviews for extended family members, members or other persons living in the home, or a visit to a second residence, $300 to $700. • For finalization that requires filing by NB, $200 to 600 $600, if the Court requests an appearance of an a NB's representative, $300/day (as well as mileage or airfare and accommodations if needed). • If the adoption or placement is in crisis, NB can charge for extra post-adoption or post-placement reports, counseling, respite care, or attorney services to secure consents, Interstate Compact approvals, etc. • Adopting two siblings, fees for CEAS IAAME and Contributions will double. Post-placement placement/post-adoption services fees will increase by 50%. In addition, there can be as much as a 50% increase in other NB fees and Program fees. A new fee disclosure will be presentedpresented • Copying fees, charged if duplicate documents are requested and not received or incorrectly copied, $.50/copy. New Beginning has disclosed all anticipated routine expenses and costs for adoption services. Families will be making payments to NB, the home study agency, USCIS, and the US Embassy in the country. Payments to the cooperating agency are disclosed. There are no "unofficial" adoption fees. Do not make or offer to make payments beyond what is disclosed without consulting NB. Unless approved, do not make make, or offer to make donations before the placement of the child. If you are asked to pay such additional fees at any time, contact NB immediately. Do not make or offer to make any payments to anyone to induce the relinquishment of a child. Do not pay additional fees to expedite the process abroad. Payments to any third party in the adoption process should be reasonable and proportional proportionate to the country's standards. If you are asked to pay such additional fees at any time, contact NB immediately. New Beginnings provides limited refunds. For most refunds, the amount will be 50%. A refund request must be made before a period of time expires or before the next significant step in the process has been reached. If either the length of time or the event has passed, the refund is unavailable. A refund would not be available if the Client breaches the contract or fails to follow policies and procedures. New Beginnings may reduce or waive fees for transfer cases where services have been performed. What follows are the refund policies for various fees and expenses. The Home Study fee is 50% refundable if the request is made before the home study social worker conducts a home visit or within 120 days of this agreement, whichever comes earlier. There is no refund after this point. The Supervision of Social Services is 50% refundable under the same conditions. The Home Study Update fee is 50% refundable if the request is made before the social worker conducts an interview or within 60 days of payment. SAMPLE.

Children Available. Thai children that are available for adoption receive a great deal of attention and care. They are generally in good health, and their medical information is extensive and reliable. The referral information includes developmental milestones and social information about the birth parents’ background when available. Children placed in Thailand are tested for HIV and Hepatitis. Children range in age ages from about three years to pre-teen. As with many adoption programs, more boys are available than girls. You may state your preference; however, you may have to wait longer if you only wish to have a girl. From the time the home study is completed, it can take up to two years or more to complete the adoption. • Marital Status — Parents must be married a minimum of three years. No more than two divorces. • Age — Parents must be between 25 and 40. • Gender Preference — Preference is permitted. Boys are easier to match than girls. • Family composition — Documented infertility and no biological children. • Health — Parents should be in excellent health without medical concerns; psychological report required. • Prior arrest — Would consider minor offense more than 5 years ago. • Income — Financially secure. • Placement — in all states Our goal at New Beginnings Family and Children Services is to successfully complete an adoption with every Applicant successfullyApplicant. Successful adoptions occur This occurs most of the time; however, there are those rare occasions when this is not the case. Those risks inherent include a lost referral, undiscovered or undiagnosed medical or emotional conditions, suspension or changes to international adoption. The the program selected, or denial following is a list of risks you must be aware of when adopting internationally. These risks are not unique to New Beginningsthe initial home study approval. NB works to minimize the risks, and we are, by and large, successful. • Lost or No Referral. A lost referral happens when new facts or information becomes available, making it difficult or impossible for the child to be placed. Information on the child will continue to come forward before the Adoptionadoption. If it indicates the child has more significant medical or emotional needs, the referral could be declined if the family has not been approved for or would choose to accept itaccept. A referral may be lost because there is a change in a child's legal status makes status, making them unavailable for Adoptionadoption. Although rare, some reasons for this would be an error in the child's legal documents or a biological parent or extended family member objecting objects to the child being adopted internationally. It is possible that a referral or a suitable referral is not made. We limit this risk by accepting and encouraging Applicants to be open to older or toddler-age children or minor correctable conditions. Lost referrals are uncommon, but NB will counsel the family through the grief when they happen. In most situations, there will be another assignment for consideration. • Program Suspension or Changes: Changes in international Adoption adoption do happen. The foreign country, the US Department of State, or NB may decide that an adoption program will be suspended, closed, or change changed requirements. If there is a likelihood that a program will close, or there are pending changes that could result in excluding your application, NB will work with you to determine the best course of action. There is usually a period of uncertainty while facts are sorted out and options become available. Some time and patience will be needed. SAMPLE • Undiscoverable or Undetected Medical or Emotional Conditions. Some medical or emotional problems are undiscoverable when the child is placed for Adoptionadoption. Regrettably, some otherwise healthy children later become ill or sick, or emotional issues can later develop or manifest themselves with age. This risk cannot be avoided. Some medical or emotional problems are undetected until after the child is home. You can reduce this risk of an undetected medical or emotional problem by using an independent medical professional specializing in international Adoptionadoption. They will review the assignment information and assist you in deciding on the child’s 's medical and emotional health. When a medical specialist in International Adoption international adoption makes a written the request, supplemental information is usually available if there is a concern. • Denial After the Home Study is Approved: USCIS, the Central Authority, or possibly a judge, the orphanage director, or the child can make an independent determination regarding the Adoptionadoption. USCIS will discover an undisclosed arrest, which could lead to their denial. Moreover, an arrest, a medical problem, or limited finances approved by NB could be unacceptable by to another authority. NB minimizes this risk by considering other decision makers’ standards and sensibilities, and, when possible, we seek pre-approval for an applicant when there is a concern. During the adoption process, if new information comes to light, such as but not limited to: to an arrest, loss of employment or income, allegation of abuse, failure failing to disclose vital information or a change of circumstance, anger or stress management, emotional maturity, capacity for affection, marital difficulty, and mental stability are some areas that could cause NB to reevaluate its initial approval. • In Conclusion: NB tries to minimize the risk where possible. The risks of undiscovered or undiagnosed medical problems are, by definition, difficult to reduce. However, we seek to obtain quality information on the child, and if there is any concern, we seek the help of a specialist. Just as everyone wants a complete child assessment, a complete assessment it is expected for the adopting family. Families need to be honest and disclose their information. Realize that you are being approved to adopt a child. It is the child’s 's best interest that is being served and protected. Respect the process, conduct yourself with kindness and grace, and the adoption process will be a more enjoyable and enriching experience. WE HAVE READ THE ABOVE STATEMENT THOROUGHLY AND CAREFULLY. BY OUR INITIALS BELOW, WE ACKNOWLEDGE THAT WE FULLY UNDERSTAND AND ACCEPT THE ABOVE RISKS DESCRIBED THEREIN AND INTEND TO PROCEED IN OUR APPLICATION FOR INTERNATIONAL ADOPTION WITH NEW BEGINNINGS KNOWING THESE RISKS. Submission of AFP Description Due at Fee Type Amount Application (AFP) Submission of AFP US Expenses, pd. to NB Expenses 350 Adoption Service Agreement New Beginnings’ ' Fee, 1st part Adoption Service Agreement US Expenses, pd. to NB Expenses 2,500 CEAS IAAME Fee 3rd Party, pd. to NB 815 Before Home Study Psychological Evaluation 3rd Party, pd. to Psychiatrist Office 400 to 1,000 Parent Education Workshops 3rd Party, pd. to online provider 150 to 300 Home Study Approval New Beginnings’ Fee, 2nd part Adoption Service Agreement US Expenses, pd. to NB 2,500 Expenses 500 Program Fee, 1st part Home Study Approval US Expenses, pd. to NB Expenses 1,000 USCIS, I-600A filing fee 3rd Party, pd. to Homeland Security 775 Fingerprints 3rd Party, pd. to Homeland Security 85/person Paid after I-800A Approval Dossier Authentication Translation & Dossier, Caring Hands 500 to 700 Dossier Translation Translation and Dossier, pd. to NB 700 to 1,000 Due or Paid at Referral Pre-Adoption Medical Review 3rd Party, pd. to selected professional 250 to 600 New Beginnings’ ' Fee, 2nd part Home Study Approval US Expenses 2,500 New Beginnings' Fee, 3rd part Acceptance of the Referral US Expenses, pd. to NB 1,400 Expenses 2,400 Program Fee, 2nd part US Expenses, pd. to NB 1,500 Due after I-800 Submission Contribution 3,000 Program Fee, 3rd 2nd part I-800 Submission US Expenses, pd. to NB 2,500 Contribution Contribution, pd. to NB 3,000 Paid at Travel Travel and Overseas Travel & Accommodations 5,000 to 9,000 Passport, Visa, and Medical 3rd Party, pd. to US Embassy 625 Paid After Placement Post-Placement Translations Translation and Dossier, pd. to NB 500 to 700 Adoption Finalization 3rd Party, pd. to Attorney’s Office 700 to 2,500 Paid After Finalization Registration of Adoption Travel to the Thai Consulate/Embassy varies N-600 (citizenship application) 3rd Party, pd. to Homeland Security 1,170 Expenses 1,500 Description Due at Fee Type Amount Home Study Adoption Service Agreement Home Study (NY add 400) 2,200 1,700 Post-Placement, four reports Acceptance Submission of Referral EP Post-Placement Reports 1,900 1,700 Transportation home visit When Billed Mileage/Travel 62¢/mile55¢/mile, tolls, parking Social Services when NB is not providing the servicefor families outside our service area. Estimated fees Fees paid to Local Adoption agency. Amounts are estimates. Home Study When Billed Home Study 2,100 1,500 to 3,800 3,000 Post-Placement Before travel Post-Placement Reports 1,700 1,800 to 2,700 3,000 Supervision of Services Adoption Service Agreement Home Study paid to NB, 500 Supervision Description Due at Paid to Amount USCIS, I-600A filing fee Home Study Approval Homeland Security 775 Fingerprints Home Study Approval Homeland Security 85 per person Psychological Evaluation Home Study Process Psychiatrist Office 400 to 1,000 Parent Education Workshops Home Study Process Adoption Learning Partner 150 to 300 Pre-Adoption Medical Review Referral Medical Review of Services Referral 250 to 600 Visa Application and Medical While travelling US Embassy 625 Adoption Service Agreement Referral Finalization Post-Adoption Attorney's Office 700 to 2,500 N-600 (citizenship application) After finalization Homeland Security 1,170 Translations and Document Home Study Approval Various 600 to 900 Travel and Overseas Court Notice and Travel Fee Type: Travel & Accommodations 6,000 to 9,000 Total Adoption Fees, paid to NB, 500 SAMPLE Notes Table 1 shows the fees and expenses by when they are paid. Table 2 shows fees for New Beginnings $13,750 Social Services, (Home Study and Post-Adoption Fees) 3,400 to 6,500 Third-Party Fees 4,265 to 7,140 Translations and Documents 600 to 900 Travel and Overseas Expenses 6,000 to 9,000 The AFP is the Adoptive Family Profile, NB's Application. When NB does not provide social services, a local agency will do The Local Agency is the home study and post- placementsagency when NB is not providing Social Services. When using a Local AgencyProvider, we require a Post-Placement Commitment showing that all fees have been paid before traveling. Some states charge a processing fee for clearances. We have estimated third-party costs. If you are asked to pay more than what is presented, let NB charges Supervision of Services fees (see page 7). These are not charged when NB is providing social services. Table 3 presents Fees and Expenses by Category. All international agencies must categorize fees and expenses. It helps in comparing costs, but agencies interpret the categories differently or separate charges. Mailing and bank transfers are part of our agency fees. Other agencies may charge separately for these and identify them as 3rd Party. There is no right or wrong way; it is just something to know when comparing feesknow. Travel and Accommodation expenses include Expenses are for air travel, hotel, meals, and local transportation. These expenses Flying business, first class, or staying at expensive hotels will cause you to exceed our estimates. Although commonly done, a Medical Review of the Referral is not required. All children from Thailand will need the adoption finalized in your state of residence. Credit card payments over 500 are outside of our controlsubject to a 3% bank servicing fee. Third-Party Expenses No charge for routine express mailing; all others are often estimated or presented in a rangebilled separately. Let NB know if you are asked to pay more than what is presented. The For qualified families, the Adoption Tax Credit can reduce the adoption cost by as much as 14,300 for qualified families$14,300. US Expenses 11,750 10,750 Foreign Provider Country 0 Contribution 3,000 Care of the Child 0 Home Study 2,100 1,700 to 4,300 3,500 Post-Placement Adoption Reports 1,700 to 3,000 Third-Party 4,265 to 7,340 Translation and Document 1,700 600 to 2,400 Third-Party 5,055 to 7,955 900 Travel and Accommodations 5,000 6000 to 9,000 New Beginnings’ ' Services and AFP: US Expense (6,3507,750) Fees are to establish a service plan and ensure all adoption services are consistent with applicable laws and regulations. Personnel costs, training and development, administrative overhead, and operational expenses. Also, for coordinating the adoption process, including parent education and child-specific education, assisting in filing US Citizenship and Immigration Services (CIS) applications, routine mailing, and pre-and post-adoption support. Program Fee: US Expense (6,4005,500) for program development; monitoring and overseeing the Thailand process; training, helping identify a child for adoption; receiving a referral that includes the Child’s 's Background Study. CEASContribution (3,000) transferred to the orphanage for the care of the children, preparing the background study, and arranging the adoption. IAAME: 3rd PartyUS Expense, (815500) Pass through to the Center Intercountry Adoption Accreditation and Maintenance Entity, Inc. for Excellence in Adoption Services for Monitoring monitoring and Oversight oversight of adoption service providers. The M&O fee price is 815 for each 500 per child to be adopted. When there is a change in circumstances, that must be reflected in the home study. Examples are an update a home visit for a change in residency, employment that does not reduce income, positive and neutral changes in finances, and minor changes in physical health or medications, a change in residency, or a response to an RFE. An update is needed when there is a change in For USCIS for the recommendation, such as the number of children, the age, or the health or medical needs of the child to be adopted. If a home visit is not required, 300; when required, 450. SAMPLE Supplemental services are required to keep the home study current, such as the USCIS one-time free extension or for state or county requirements. Supplemental services would be needed when a significant change in circumstance occurskeep the home study current. Examples are a loss of employment, financial insecurity, arrest, an allegation of child abuse, change in medical, emotional, or mental health, pregnancy, marital difficulty, an accusation, or concerns about the prospective adoptive parents' capacity to raise an adoptive child, a failure to disclose critical information such as undisclosed criminal history, a response to an RFE, and when the I-600A has expired, and a new home study is needed. Supervision of Social Services (for families who do not live in our service area) 500/300 The fee for 500 For supervising the local a cooperating agency that is conducting the Home Study Study. There is 500, which is due at the agreement. For supervising no fee for overseeing another agency's post-placement reports, 300 is due at referral. If required, supervision of home study services for a one-time free extension is 150. Supervision when the I-600A or 1-800A expires, and the one-time free extension has been used is 300. We do require a Post-Placement Commitment letter from your local agency Home Study Agency showing that all fees for post-placement services have been paid. For families that had a previous home study done by NB, the The Home Study fee is reducedreduced for families who had a home study previously done by NB and are beginning another adoption process. This would be for returning families adopting through an NB Program The standard home study fee is not due. In the event services are requested or when the I-600A or 1-800A will expirerequired that Exceed Routine Services, and the one-time free extension has been used. NB New Beginnings reserves the right to charge for required services that Exceed Routine Services, such as: services. • Preparing or helping to prepare documents to respond to an RFE or NOID, est. a fee of $700 to $1,000. ; • Having to make unanticipated efforts to receive information or documentation from the Clientclient, home study agency, the foreign provider (including a request to supplement or correct the child's legal documents), or other person involved in the process, est. fee of $500 to $1,000. • To secure additional clearances, documentation, and interviews for extended family members, members or other persons living in the home, or a visit to a second residence, $300 to $700. • For finalization that requires filing by NB, $200 to 600 $600, or if the Court court requests an appearance of an a NB's representative, $300/day (as well as mileage or airfare and accommodations if neededincidental expenses). • If the adoption or placement is in crisis, NB can charge for extra post-adoption or post-placement reports, counseling, respite care, or attorney services to secure consents, Interstate Compact approvals, etc. • Adopting two siblings, fees for CEAS and Contributions will double. Post-placement fees will expect an increase by 50%. In addition, there can be as much as a of 50% increase in other for NB and Program fees. Foreign Program fees double. A new fee disclosure will be presented. • Copying fees, charged if duplicate documents are requested and not received or incorrectly copied, $.50/copy. New Beginning has disclosed all anticipated routine expenses and costs for adoption services. Families will be making payments to NB, the home study agency, USCIS, and the US Embassy in the country. Payments to the cooperating agency are disclosed. There are no "unofficial" adoption fees. Do not make or offer to make payments beyond what is disclosed without consulting NB. Unless approved, do Do not make or offer to make donations before the placement of the child. Do not make or offer to make any payments to anyone to induce the relinquishment of a child. Do not pay additional fees to expedite the process abroad. Payments to any third party in the adoption process should be reasonable and proportional proportionate to the country's standards. If you are asked to pay such additional fees at any time, contact NB immediately. New Beginnings provides limited refunds. For most refunds, the amount will be 50%. A refund request must be made before a period of time expires or before the next significant step in the process has been reached. If either the length of time or the event has passed, the refund is unavailable. A refund would not be available if the Client breaches the contract or fails to follow policies and procedures. New Beginnings may reduce or waive fees for transfer cases where services have been performed. What follows are the refund policies for various fees and expenses. The Home Study fee is 50% refundable if the request is made before the home study social worker conducts a home visit or within 120 days of this agreement, whichever comes earlier. There is no refund after this point. The Supervision of Social Services is 50% refundable under the same conditions. The Home Study Update fee is 50% refundable if the request is made before the social worker conducts an interview or within 60 days of payment. SAMPLE.

Children Available. Thai children that are available for adoption receive a great deal of attention and care. They are generally in good health, and their medical information is extensive and reliable. The referral information includes developmental milestones and social information about the birth parents’ ' background when available. Children placed in Thailand are tested for HIV and Hepatitis. Children range in age ages from about three years to pre-teen. As with many adoption programs, more boys are available than girls. You may state your preference; however, you may have to wait longer if you only wish to have a girl. From the time the home study is completed, it can take up to two years or more to complete the adoption. • Marital Status — Parents must be married a minimum of three years. No more than two divorces. • Age — Parents must be between 25 and 40. • Gender Preference — Preference is permitted. Boys are easier to match than girls. • Family composition — Documented infertility and no biological children. • Health — Parents should be in excellent health without medical concerns; psychological report required. • Prior arrest — Would consider minor offense more than 5 years ago. • Income — Financially secure. • Placement — in all states Our goal at New Beginnings Family and Children Services is to successfully complete an adoption with every Applicant successfullyApplicant. Successful adoptions occur This occurs most of the time; however, there are those rare occasions when this is not the case. Those risks inherent include a lost referral, undiscovered or undiagnosed medical or emotional conditions, suspension or changes to international adoption. The the program selected, or denial following is a list of risks you must be aware of when adopting internationally. These risks are not unique to New Beginningsthe initial home study approval. NB works to minimize the risks, and we are, by and large, successful. • Lost or No Referral. A lost referral happens when new facts or information becomes available, making it difficult or impossible for the child to be placed. Information on the child will continue to come forward before the Adoption. If it indicates the child has more significant medical or emotional needs, the referral could be declined if the family has not been approved for or would choose to accept itaccept. A referral may be lost because there is a change in a child's legal status makes status, making them unavailable for Adoption. Although rare, some reasons for this would be an error in the child's legal documents or a biological parent or extended family member objecting to the child being adopted internationally. It is possible that a referral or a suitable referral is not made. We limit this risk by accepting and encouraging Applicants to be open to older or toddler-age children or minor correctable conditions. Lost referrals are uncommon, but NB will counsel the family through grief when they happen. In most situations, there will be another assignment for consideration. • Program Suspension or Changes: Changes in international Adoption do happen. The foreign country, the US Department of State, or NB may decide that an adoption program will be suspended, closed, or change requirements. If there is a likelihood that a program will close, NB will work with you to determine the best course of action. There is usually a period of uncertainty while facts are sorted out out, and options become available. Some time and patience will be needed. SAMPLE • Undiscoverable or Undetected Medical or Emotional Conditions. Some medical or emotional problems are undiscoverable when the child is placed for Adoption. Regrettably, some otherwise healthy children later become ill or sick, or emotional issues can later develop or manifest themselves with age. This risk cannot be avoided. Some medical or emotional problems are undetected until after the child is home. You can reduce this risk of an undetected medical or emotional problem by using an independent medical professional specializing in international Adoption. They will review the assignment information and assist you in deciding on the child’s 's medical and emotional health. When a medical specialist in International Adoption makes a written request, supplemental information is usually available if there is a concern. • Denial After the Home Study is Approved: USCIS, the Central Authority, or possibly a judge, orphanage director, or the child can make an independent determination regarding the Adoption. USCIS will discover an undisclosed arrest, which could lead to their denial. Moreover, an arrest, a medical problem, or limited finances approved by NB could be unacceptable by another authority. NB minimizes this risk by considering other decision makers’ ' standards and sensibilities, and, when possible, we seek pre-approval for an applicant when there is a concern. During the adoption process, if new information comes to light, such as but not limited to: an arrest, loss of employment or income, allegation of abuse, failure to disclose vital information or a change of circumstance, anger or stress management, emotional maturity, capacity for affection, marital difficulty, and mental stability are some areas that could cause NB to reevaluate its initial approval. • In Conclusion: NB tries to minimize the risk where possible. The risks of undiscovered or undiagnosed medical problems are, by definition, difficult to reduce. However, we seek to obtain quality information on the child, and if there is any concern, we seek the help of a specialist. Just as everyone wants a complete child assessment, a complete assessment is expected for the adopting family. Families need to be honest and disclose their information. Realize that you are being approved to adopt a child. It is the child’s 's best interest that is being served and protected. Respect the process, conduct yourself with kindness and grace, and the adoption process will be a more enjoyable and enriching experience. WE HAVE READ THE ABOVE STATEMENT THOROUGHLY AND CAREFULLY. BY OUR INITIALS BELOW, WE ACKNOWLEDGE THAT WE FULLY UNDERSTAND AND ACCEPT THE ABOVE RISKS DESCRIBED THEREIN AND INTEND TO PROCEED IN OUR APPLICATION FOR INTERNATIONAL ADOPTION WITH NEW BEGINNINGS KNOWING THESE RISKS. Submission of AFP Description Due at Fee Type Amount Application (AFP) Submission of AFP US Expenses, pd. to NB Expenses 350 Adoption Service Agreement New Beginnings’ ' Fee, 1st part Adoption Service Agreement US Expenses, pd. to NB Expenses 2,500 CEAS Fee 3rd Party, pd. to NB Adoption Service Agreement US Expenses 815 Before Home Study Psychological Evaluation 3rd Party, pd. to Psychiatrist Office 400 to 1,000 Parent Education Workshops 3rd Party, pd. to online provider 150 to 300 Home Study Approval New Beginnings’ Fee, 2nd part US Expenses, pd. to NB 2,500 Program Fee, 1st part Home Study Approval US Expenses, pd. to NB Expenses 1,000 USCIS, I-600A filing fee 3rd Party, pd. to Homeland Security 775 Fingerprints 3rd Party, pd. to Homeland Security 85/person Paid after I-800A Approval Dossier Authentication Translation & Dossier, Caring Hands 500 to 700 Dossier Translation Translation and Dossier, pd. to NB 700 to 1,000 Due or Paid at Referral Pre-Adoption Medical Review 3rd Party, pd. to selected professional 250 to 600 New Beginnings’ ' Fee, 2nd part Home Study Approval US Expenses 2,500 New Beginnings' Fee, 3rd part Acceptance of the Referral US Expenses, pd. to NB 1,400 Expenses 2,400 Program Fee, 2nd part US Expenses, pd. to NB 1,500 Due after I-800 Submission Contribution 3,000 Program Fee, 3rd 2nd part I-800 Submission US Expenses, pd. to NB 2,500 Contribution Contribution, pd. to NB 3,000 Paid at Travel Travel and Overseas Travel & Accommodations 5,000 to 9,000 Passport, Visa, and Medical 3rd Party, pd. to US Embassy 625 Paid After Placement Post-Placement Translations Translation and Dossier, pd. to NB 500 to 700 Adoption Finalization 3rd Party, pd. to Attorney’s Office 700 to 2,500 Paid After Finalization Registration of Adoption Travel to the Thai Consulate/Embassy varies N-600 (citizenship application) 3rd Party, pd. to Homeland Security 1,170 Expenses 1,500 Description Due at Fee Type Amount Home Study Adoption Service Agreement Home Study (NY add 400) 2,200 2,100 Post-Placement, four reports Acceptance of Referral Post-Placement Reports 1,900 1,700 Transportation home visit When Billed Mileage/Travel 62¢/mile, tolls, parking Social Services when NB is not providing the service. Estimated fees paid to Local Adoption agency. Home Study When Billed Home Study 2,100 to 3,800 Post-Placement Before travel Post-Placement Reports 1,700 to 2,700 Supervision of Services Adoption Service Agreement Home Study paid to NB, 500 Supervision of Services Adoption Service Agreement Referral paid to NB, 500 300 Description Due at Paid to Amount USCIS, I-600A filing fee Home Study Approval Homeland Security 775 Fingerprints Home Study Approval Homeland Security 85 per person Psychological Evaluation Home Study Process Psychiatrist Office 400 to 1,000 Parent Education Workshops Home Study Process Adoption Learning Partner 150 to 300 Pre-Adoption Medical Review Referral Medical Review of Referral 250 to 600 Visa Application and Medical While travelling US Embassy 625 Adoption Finalization Post-Adoption Attorney's Office 700 to 2,500 N-600 (citizenship application) After finalization Homeland Security 1,170 Translations and Document Home Study Approval Various 600 to 900 Travel and Overseas Court Notice and Travel Fee Type: Travel & Accommodations 5,000 to 9,000 SAMPLE Notes Table 1 shows Total Adoption Fees, paid to New Beginnings $14,065 Social Services (Home Study and Post-Adoption Fees) 3,800 to 7,300 Third-Party Fees 4,240 to 7,140 Translations and Documents 600 to 900 Travel and Overseas Expenses 5,000 to 9,000 The AFP is the fees and expenses by when they are paidAdoptive Family Profile, NB's Application. Table 2 shows fees for Social Services. When NB does not provide social services, a local agency will do The Local Agency is the home study and post- placementsagency when NB is not providing Social Services. When using a Local AgencyProvider, we require a Post-Placement Commitment showing that all fees have been paid before traveling. Some states charge a processing fee for clearances. We have estimated third-party costs. If you are asked to pay more than what is presented, let NB charges Supervision of Services fees (see page 7). These are not charged when NB is providing social services. Table 3 presents Fees and Expenses by Category. All international agencies must categorize fees and expenses. It helps in comparing costs, but agencies interpret the categories differently or separate charges. Mailing and bank transfers are part of our agency fees. Other agencies may charge separately for these and identify them as 3rd Party. There is no right or wrong way; it is just something to know when comparing feesknow. Travel and Accommodation expenses include Expenses are for air travel, hotel, meals, and local transportation. These expenses Flying business, first class, or staying at expensive hotels will cause you to exceed our estimates. Although commonly done, a Medical Review of the Referral is not required. All children from Thailand will need the adoption finalized in your State of residence. Credit card payments over 500 are outside of our controlsubject to a 3% bank servicing fee. Third-Party Expenses No charge for routine express mailing; all others are often estimated or presented in a rangebilled separately. Let NB know if you are asked to pay more than what is presented. The For qualified families, the Adoption Tax Credit can reduce the adoption cost by as much as 14,300 for qualified families$14,300. US Expenses 11,750 11,065 Foreign Provider Country 0 Contribution 3,000 Care of the Child 0 Home Study 2,100 to 4,300 Post-Placement Adoption Reports 1,700 to 3,000 Third-Party 4,265 to 7,140 Translation and Document 1,700 600 to 2,400 Third-Party 5,055 to 7,955 900 Travel and Accommodations 5,000 to 9,000 New Beginnings’ ' Services and AFP: US Expense (6,3507,750) Fees are to establish a service plan and ensure all adoption services are consistent with applicable laws and regulations. Personnel costs, training and development, administrative overhead, and operational expenses. Also, for coordinating the adoption process, including parent education and child-specific education, assisting in filing US Citizenship and Immigration Services (CIS) applications, routine mailing, and pre-and post-post- adoption support. Program Fee: US Expense (6,4002,500) for program development; monitoring and overseeing the Thailand process; training, helping identify a child for adoption; receiving a referral that includes the Child’s 's Background Study. Contribution (3,000) transferred to the orphanage for the care of the children, preparing the background study, and arranging the adoption. CEAS: 3rd PartyUS Expense, (815) Pass through to the Center for Excellence in Adoption Services for Monitoring and Oversight of adoption service providers. The M&O fee is 815 for each child to be adopted. When there is a change in circumstances, that must be reflected in the home study. Examples are an update for a change in employment that does not reduce income, positive and neutral changes in finances, minor changes in physical health or medications, a change in residency, or a response to an RFE. An update is needed when there is a change in the recommendation, such as the number of children, the age, or the health or medical needs of the child to be adopted. If a home visit is not required, 300; when required, 450. SAMPLE Supplemental services are required to keep the home study current, such as the USCIS one-time free extension or for state or county requirements. Supplemental services would be needed when a significant change in circumstance occurs. Examples are a loss of employment, financial insecurity, arrest, an allegation of child abuse, change in medical, emotional, or mental health, pregnancy, marital difficulty, an accusation, or concerns about the prospective adoptive parents' capacity to raise an adoptive child, a failure to disclose critical information such as undisclosed criminal history. Supervision of Social Services (for families who do not live in our service area) 500/300 The fee for supervising the local agency conducting the Home Study is 500, which is due at the agreement. For supervising post-placement reports, 300 is due at referral. If required, supervision of home study services for a one-time free extension is 150. Supervision when the I-600A or 1-800A expires, and the one-time free extension has been used is 300. We require a Post-Placement Commitment letter from your local agency showing that all fees for post-placement services have been paid. For families that had a previous home study done by NB, the Home Study fee is reduced. This would be for returning families adopting through an NB Program or when the I-600A or 1-800A will expire, and the one-time free extension has been used. NB reserves the right to charge for required services that Exceed Routine Services, such as: • Preparing or helping to prepare documents to respond to an RFE or NOID, est. a fee of 700 to 1,000. • Having to make unanticipated efforts to receive information or documentation from the Client, home study agency, or other person involved in the process, est. fee of 500 to 1,000. • To secure additional clearances, documentation, and interviews for extended family members, other persons living in the home, or a visit to a second residence, 300 to 700. • For finalization that requires filing by NB, 200 to 600 if the Court requests an appearance of an NB's representative, 300/day (as well as mileage or airfare and accommodations if needed). • If the adoption or placement is in crisis, NB can charge for extra post-adoption or post-placement reports, counseling, respite care, or attorney services to secure consents, Interstate Compact approvals, etc. • Adopting two siblings, fees for CEAS and Contributions will double. Post-placement fees will increase by 50%. In addition, there can be as much as a 50% increase in other fees. A new fee disclosure will be presented. New Beginning has disclosed all anticipated expenses and costs for adoption services. Families will be making payments to NB, the home study agency, USCIS, and the US Embassy in the country. Payments to the cooperating agency are disclosed. There are no "unofficial" adoption fees. Do not make or offer to make payments beyond what is disclosed without consulting NB. Unless approved, do not make or offer to make donations before the placement of the child. Do not make or offer to make any payments to anyone to induce the relinquishment of a child. Do not pay additional fees to expedite the process abroad. Payments to any third party in the adoption process should be reasonable and proportional to the country's standards. If you are asked to pay such additional fees at any time, contact NB immediately. New Beginnings provides limited refunds. For most refunds, the amount will be 50%. A refund request must be made before a period of time expires or before the next significant step in the process has been reached. If either the length of time or the event has passed, the refund is unavailable. A refund would not be available if the Client breaches the contract or fails to follow policies and procedures. New Beginnings may reduce or waive fees for transfer cases where services have been performed. What follows are the refund policies for various fees and expenses. The Home Study fee is 50% refundable if the request is made before the home study social worker conducts a home visit or within 120 days of this agreement, whichever comes earlier. There is no refund after this point. The Supervision of Social Services is 50% refundable under the same conditions. The Home Study Update fee is 50% refundable if the request is made before the social worker conducts an interview or within 60 days of payment. SAMPLE.