Common use of Circumcision Clause in Contracts

Circumcision. You are not covered for treatment related to circumcision, unless it is required for treatment of an acute medical condition covered by your plan. Consultations or investigations when you are not physically present You are not covered for consultations or investigations where you are not physically present, without prior agreement from us. This includes, for example, interviews by medical practitioners with other medical practitioners or with family members. Convalescence, rehabilitation, nursing homes, and health spas or hydros You are not covered for: - • hospital accommodation if the reason you are hospitalised is for the purpose of convalescence, rehabilitation or supervision • relaxation or rest treatments, or treatments in nature cure clinics, health spas and health hydros • private beds registered as nursing homes attached to such establishments or a hospital where the hospital has effectively become your home or permanent abode Other than treatment you are eligible for under the rehabilitation treatment benefit. Cosmetic surgery and treatment You are not covered for investigations or treatment related to: - • cosmetic or aesthetic treatment to enhance your appearance, even when medically prescribed • the removal of fat or surplus tissue • breast enlargement or reduction • sclerotherapy for spider veins, treatment of superficial varicose veins • Botox, dermal fillers, or treatment of vitiligo or any skin pigmentation disorder Criminal activity You are not covered for treatment arising from or related to injuries sustained while you are engaged in a criminal, illegal or unlawful act. Dietitian You are not covered for treatment or advice by a dietitian or nutritionist (unless covered under your plan under the dietitian benefit in the cancer treatment section of the table of benefits). Drugs prescribed for out-patient mental health treatment You are not covered for drugs prescribed for out-patient mental health treatment. Experimental drugs and treatments You are not covered for treatment or medicine which in our reasonable opinion is experimental or unproven based on generally accepted current clinical evidence and generally accepted medical practice.

Circumcision. You are not covered for treatment related to circumcision, unless it is required for treatment of an acute medical condition covered by your plan. Consultations or investigations when you are not physically present You are not covered for consultations or investigations where you are not physically present, without prior agreement from us. This includes, for example, interviews by medical practitioners with other medical practitioners or with family members. Convalescence, rehabilitation, nursing homes, and health spas or hydros You are not covered for: - • hospital accommodation if the reason you are hospitalised is for the purpose of convalescence, rehabilitation or supervision • relaxation or rest treatments, or treatments in nature cure clinics, health spas and health hydros • private beds registered as nursing homes attached to such establishments or a hospital where the hospital has effectively become your home or permanent abode Other than treatment you are eligible for under the rehabilitation treatment benefit. Cosmetic surgery and treatment You are not covered for investigations or treatment related to: - • cosmetic or aesthetic treatment to enhance your appearance, even when medically prescribed • the removal of fat or surplus tissue • breast enlargement or reduction • sclerotherapy for spider veins, treatment of superficial varicose veins • Botox, dermal fillers, or treatment of vitiligo or any skin pigmentation disorder Criminal activity You are not covered for treatment arising from or related to injuries sustained while you are engaged in a criminal, illegal or unlawful act. Development, learning difficulties, speech disorders, and behavioural problems You are not covered for any consultations, tests required to diagnose, or treatment of or related to: • developmental delays • learning and education difficulties, including, but not limited to, dyslexia and speech disorders • behavioural problems, including, but not limited to, Attention Deficit Disorder (ADD), Attention Deficit Hyperactivity Disorder (ADHD) and Tourette’s syndrome • physical development of any kind • teething Dietitian You are not covered for treatment or advice by a dietitian or nutritionist (unless nutritionist. Please note however this may be covered under your plan under following a diagnosis of cancer. Please see the dietitian benefit in within the cancer treatment section of the table of benefits). Drugs prescribed for out-patient mental health treatment You are not covered for drugs prescribed for out-patient mental health treatment. Experimental drugs and treatments You are not covered for treatment or medicine which in our reasonable opinion is experimental or unproven based on generally accepted acceptable current clinical evidence and generally accepted medical practice.

Circumcision. You are not covered for treatment related to circumcision, unless it is required for treatment of an acute medical condition covered by your plan. Consultations or investigations when you are not physically present Complementary medicine You are not covered for consultations or investigations where you are not physically presenttreatment performed by a chiropractor, without prior agreement from us. This includesosteopath, for examplehomeopath acupuncturist, interviews by a therapist using acupressure or traditional Chinese medical practitioners with other medical practitioners or with family memberspractitioners. Convalescence, rehabilitation, nursing homes, and health spas or hydros You are not covered for: - • hospital accommodation if the reason you are hospitalised is for the purpose of convalescence, rehabilitation or supervision • relaxation or rest treatments, or treatments in nature cure clinics, health spas and health hydros • private beds registered as nursing homes attached to such establishments or a hospital where the hospital has effectively become your home or permanent abode Other than treatment you are eligible for under the rehabilitation treatment benefit. Cosmetic surgery and treatment You are not covered for investigations or treatment related to: - • cosmetic or aesthetic treatment to enhance your appearance, even when medically prescribed • the removal of fat or surplus tissue • breast enlargement or reduction • sclerotherapy for spider veins, treatment of superficial varicose veins • BotoxBotox , dermal fillers, or treatment of vitiligo or any skin pigmentation disorder Criminal activity You are not covered for treatment arising from or related to injuries sustained while you are engaged in a criminal, illegal or unlawful act. Dental treatment You are not covered for dental, gum, oral or orthodontic consultations or treatment of any kind, unless covered under the in-patient emergency restorative dental treatment benefit. Development, learning difficulties, speech disorders, and behavioural problems You are not covered for consultations, tests required to diagnose, or treatment of or related to: • developmental delays • learning and education difficulties, including, but not limited to, dyslexia and speech disorders • behavioural problems, including, but not limited to, Attention Deficit Disorder (ADD), Attention Deficit Hyperactivity Disorder (ADHD) and Tourette’s syndrome • physical development of any kind • teething Dietitian You are not covered for treatment or advice by a dietitian or nutritionist (unless covered under your plan under the dietitian benefit in the cancer treatment section of the table of benefits). Drugs prescribed for out-patient mental health treatment You are not covered for drugs prescribed for out-patient mental health treatmentnutritionist. Experimental drugs and treatments You are not covered for treatment or medicine which in our reasonable opinion is experimental or unproven based on generally accepted acceptable current clinical evidence and generally accepted medical practice.

Circumcision. You are not covered for treatment related to circumcision, unless it is required for treatment of an acute medical condition covered by your plan. Consultations or investigations when you are not physically present You are not covered for consultations or investigations where you are not physically present, without prior agreement from us. This includes, for example, interviews by medical practitioners with other medical practitioners or with family members. Convalescence, rehabilitation, nursing homes, and health spas or hydros You are not covered for: - • hospital accommodation if the reason you are hospitalised is for the purpose of convalescence, rehabilitation or supervision • relaxation or rest treatments, or treatments in nature cure clinics, health spas and health hydros • private beds registered as nursing homes attached to such establishments or a hospital where the hospital has effectively become your home or permanent abode Other than treatment you are eligible for under the rehabilitation treatment benefit. Cosmetic surgery and treatment You are not covered for investigations or treatment related to: - • cosmetic or aesthetic treatment to enhance your appearance, even when medically prescribed • the removal of fat or surplus tissue • breast enlargement or reduction • sclerotherapy for spider veins, treatment of superficial varicose veins • Botox, dermal fillers, or treatment of vitiligo or any skin pigmentation disorder Criminal activity You are not covered for treatment arising from or related to injuries sustained while you are engaged in a criminal, illegal or unlawful act. Dietitian You are not covered for treatment or advice by a dietitian or nutritionist (unless covered under your plan under the dietitian benefit in the cancer treatment section of the table of benefits)nutritionist. Drugs prescribed for out-patient mental health treatment You are not covered for drugs prescribed for out-patient mental health treatment. Experimental drugs and treatments You are not covered for treatment or medicine which in our reasonable opinion is experimental or unproven based on generally accepted current clinical evidence and generally accepted medical practice.

Circumcision. You are not covered for treatment related to circumcision, unless it is required for treatment of an acute medical condition covered by your plan. Consultations or investigations when you are not physically present You are not covered for consultations or investigations where you are not physically present, without prior agreement from us. This includes, for example, interviews by medical practitioners with other medical practitioners or with family members. Convalescence, rehabilitation, nursing homes, and health spas or hydros You are not covered for: - • hospital accommodation if the reason you are hospitalised is for the purpose of convalescence, rehabilitation or supervision • relaxation or rest treatments, or treatments in nature cure clinics, health spas and health hydros • private beds registered as nursing homes attached to such establishments or a hospital where the hospital has effectively become your home or permanent abode Other than treatment you are eligible for under the rehabilitation treatment benefit. Cosmetic surgery and treatment You are not covered for investigations or treatment related to: - • cosmetic or aesthetic treatment to enhance your appearance, even when medically prescribed • the removal of fat or surplus tissue • breast enlargement or reduction • sclerotherapy for spider veins, treatment of superficial varicose veins • Botox, dermal fillers, or treatment of vitiligo or any skin pigmentation disorder Criminal activity You are not covered for treatment arising from or related to injuries sustained while you are engaged in a criminal, illegal or unlawful act. Dietitian You are not covered for treatment or advice by a dietitian or nutritionist (unless covered under your plan under the dietitian benefit in the cancer treatment section of the table of benefits). Drugs prescribed for out-patient mental health treatment You are not covered for drugs prescribed for out-patient mental health treatment. Experimental drugs and treatments You are not covered for treatment or medicine which in our reasonable opinion is experimental or unproven based on generally accepted current clinical evidence and generally accepted medical practice.

Circumcision. You are not covered for treatment related to circumcision, unless it is required for treatment of an acute medical condition covered by your plan. Consultations or investigations when you are not physically present You are not covered for consultations or investigations where you are not physically present, without prior agreement from us. This includes, for example, interviews by medical practitioners with other medical practitioners or with family members. Convalescence, rehabilitation, nursing homes, and health spas or hydros You are not covered for: - • hospital accommodation if the reason you are hospitalised is for the purpose of convalescence, rehabilitation or supervision • relaxation or rest treatments, or treatments in nature cure clinics, health spas and health hydros • private beds registered as nursing homes attached to such establishments or a hospital where the hospital has effectively become your home or permanent abode Other than treatment you are eligible for under the rehabilitation treatment benefit. Cosmetic surgery and treatment You are not covered for investigations or treatment related to: - • cosmetic or aesthetic treatment to enhance your appearance, even when medically prescribed • the removal of fat or surplus tissue • breast enlargement or reduction • sclerotherapy for spider veins, treatment of superficial varicose veins • Botox, dermal fillers, or treatment of vitiligo or any skin pigmentation disorder Criminal activity You are not covered for treatment arising from or related to injuries sustained while you are engaged in a criminal, illegal or unlawful act. Dietitian You are not covered for treatment or advice by a dietitian or nutritionist (unless covered under your plan under the dietitian benefit in the cancer treatment section of the table of benefits). Drugs prescribed for out-patient mental health treatment You are not covered for drugs prescribed for out-patient mental health treatment. However, there may be some cover under the the cancer treatment, counselling section of the table of benefits. Experimental drugs and treatments You are not covered for treatment or medicine which in our reasonable opinion is experimental or unproven based on generally accepted current clinical evidence and generally accepted medical practice.

Circumcision. You are not covered for treatment related to circumcision, unless it is required for treatment of an acute medical condition covered by your plan. Consultations or investigations when you are not physically present You are not covered for consultations or investigations where you are not physically present, without prior agreement from us. This includes, for example, interviews by medical practitioners with other medical practitioners or with family members. Convalescence, rehabilitation, nursing homes, and health spas or hydros You are not covered for: - • hospital accommodation if the reason you are hospitalised is for the purpose of convalescence, rehabilitation or supervision • relaxation or rest treatments, or treatments in nature cure clinics, health spas and health hydros • private beds registered as nursing homes attached to such establishments or a hospital where the hospital has effectively become your home or permanent abode Other than treatment you are eligible for under the rehabilitation treatment benefit. Cosmetic surgery and treatment You are not covered for investigations or treatment related to: - • cosmetic or aesthetic treatment to enhance your appearance, even when medically prescribed • the removal of fat or surplus tissue • breast enlargement or reduction • sclerotherapy for spider veins, treatment of superficial varicose veins • Botox, dermal fillers, or treatment of vitiligo or any skin pigmentation disorder Criminal activity You are not covered for treatment arising from or related to injuries sustained while you are engaged in a criminal, illegal or unlawful act. Dietitian You are not covered for treatment or advice by a dietitian or nutritionist (unless covered under your plan under the dietitian benefit in the cancer treatment section of the table of benefits). Drugs prescribed for out-patient mental health treatment You are not covered for drugs prescribed for out-patient mental health treatment. However, there may be some cover under the the cancer treatment, counselling section of the table of benefits. Experimental drugs and treatments You are not covered for treatment or medicine which in our reasonable opinion is experimental or unproven based on generally accepted current clinical evidence and generally accepted medical practice.