Common use of Clause of Illegal Transactions Clause in Contracts

Clause of Illegal Transactions. The Cardholder/ Accountholder undertakes not to use the Debit Card issued for him/her directly or indirectly for any illegal transactions or purposes subject to the rules and laws of Kingdom of Saudi Arabia and the place where he/she uses his/her card, and those, which also violate the Agreement signed by the Customer . New Issuance of mada Card Free ATM Cash Withdrawal / Deposit (within Kingdom of Saudi Arabia) Free POS Use of mada Cards (within Kingdom of Saudi Arabia) Free MADA Card Renewal Free MADA Service Free MADA Card Re-issuance(lost/damaged/3 invalid password entries) SAR 30 Issuance of Additional MADA Card SAR 30 Cash Withdrawal (within GCC) SAR 10 Balance Inquiry (within GCC) SAR 3 Cash Withdrawal (International) SAR 25 Balance Inquiry (International) SAR 3.5 International Transactions (outside Kingdom of Saudi Arabia) 3% Annex - 4

Clause of Illegal Transactions. The Cardholder/ Accountholder undertakes not to use the Debit Card issued for him/her directly or indirectly for any illegal transactions or purposes subject to the rules and laws of Kingdom of Saudi Arabia and the place where he/she uses his/her card, and those, which also violate the Agreement signed by the Customer . MADA Debit Cards from Banque Saudi Fransi Fees New Issuance of mada MADA Card Free ATM Cash Withdrawal / Deposit (within Kingdom of Saudi Arabia) Free POS Use of mada MADA Cards (within Kingdom of Saudi Arabia) Free MADA Card Renewal Free MADA Service Free MADA Card Re-issuance(lost/damaged/3 invalid password entries) SAR 30 Issuance of Additional MADA Card SAR 30 Cash Withdrawal (within GCC) SAR 10 Balance Inquiry (within GCC) SAR 3 Cash Withdrawal (International) SAR 25 Balance Inquiry (International) SAR 3.5 International Transactions (outside Kingdom of Saudi Arabia) 3% Annex - 4%

Clause of Illegal Transactions. The Cardholder/ Cardholder\ Accountholder undertakes not to use the Debit Card issued for him/her him\her directly or indirectly for any illegal transactions or purposes subject to the rules and laws of Kingdom of Saudi Arabia and the place where he/she uses his/her card, and those, which also violate the Agreement signed by the Customer . New Issuance of mada MADA Card Free ATM Cash Withdrawal / \ Deposit (within Kingdom of Saudi Arabia) Free POS Use of mada Cards (within Kingdom of Saudi Arabia) Free MADA Card Renewal Free MADA Naqd Service Free MADA Card Re-issuance(lost/damaged/3 invalid password entries) SAR 30 Issuance of Additional MADA Card SAR 30 Cash Withdrawal (within GCC) SAR 10 Balance Inquiry (within GCC) SAR 3 Cash Withdrawal (International) SAR 25 Balance Inquiry (International) SAR 3.5 International Transactions (outside Kingdom of Saudi Arabia) 3% Annex - 4

Clause of Illegal Transactions. The Cardholder/ Accountholder undertakes not to use the Debit Card issued for him/her directly or indirectly for any illegal transactions or purposes subject to the rules and laws of Kingdom of Saudi Arabia and the place where he/she uses his/her card, and those, which also violate the Agreement signed by the Customer . mada Debit Cards from Banque Saudi Fransi Fees New Issuance of mada Card Free ATM Cash Withdrawal / Deposit (within Kingdom of Saudi Arabia) Free POS PoS Use of mada Cards (within Kingdom of Saudi Arabia) Free MADA mada Card Renewal Free MADA Naqd Service Free MADA mada Card Re-issuance(lost/damaged/3 invalid password entries) SAR 30 Issuance of Additional MADA mada Card SAR 30 Cash Withdrawal (within GCC) SAR 10 Balance Inquiry (within GCC) SAR 3 Cash Withdrawal (International) SAR 25 Balance Inquiry (International) SAR 3.5 International Transactions (outside Kingdom of Saudi Arabia) 3% Annex - 4%