Common use of Collapse Clause in Contracts

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage C; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 10 contracts

Samples: Homeowners Insurance Policy, Homeowners Insurance Policy, Homeowners Insurance Policy

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Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage CAgainst; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 7 contracts

Samples: Homeowners Insurance Policy, Homeowners Insurance Policy, Homeowners Insurance Policy

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only With respect to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage – Collapse does not apply to: (1) Collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occu- pied for its current intended purpose. (2) A building or any part of a building that is in danger of falling down or caving in;in is not considered to be in a state of col- lapse. (23) A part of a building that is standing, standing is not considered to be in a state of col- lapse even if it has separated from another an- other part of the building; or. (34) A building or any part of a building that is standing, standing is not considered to be in a state of collapse even if it shows evidence evi- dence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. b. We insure for direct physical loss to covered cov- ered property involving abrupt collapse of a building build- ing or any part of a building if such the collapse was caused by one or more of the followingfollow- ing: (1) The Perils Insured Against named under Coverage CAgainst; (2) Decay, of a building or any part of a building, Decay that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, damage that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovationrenova- tion. e. c. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2b.(2) through (6) above, unless the loss is a direct di- rect result of the collapse of a building or any part of a building. f. d. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 5 contracts

Samples: Homeowners Insurance Policy, Homeowners Insurance Policy, Homeowners Insurance Policy

Collapse. This Additional Coverage applies to property covered under Coverages A and B. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage CCoverages A and B; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 4 contracts

Samples: Homeowners Insurance Policy, Homeowners Insurance Policy, Homeowners Insurance Policy

Collapse. a. The coverage provided under this Additional Coverage 8. Collapse applies only to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage 8. Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of spalling, crumbling, cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. (4) The plumbing system or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing systems is: (a) Collapsed (b) In danger of collapsing or caving in: or (c) Separated from another part of the system; due to: (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion or; (f) Any other age or maintenance related issuer. c. We insure for direct physical loss to covered property involving abrupt collapse collapse” of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage CCOVERAGE C- Personal Property; (2) Decay, Decay of a building or any part of a building, that which is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 2 contracts

Samples: Homeowners Insurance Policy, Homeowners Insurance Policy

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose purposes of this Additional CoverageCoverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing, standing even if it has separated from another part of the building; or; (3) A building or any part of a building that is standing, even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, settling, shrinkage or expansion; or (4) The plumbing system, or any part of (a) Collapsed; (b) In danger of collapsing or caving in; or (c) Separated from another part of the system; (a) Age, obsolescence, wear, tear; (b) Fading, oxidation, weathering; (c) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; or (f) Any other age or maintenance related issue. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under in Coverage CC – Personal Property; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 2 contracts

Samples: Homeowners 3 – Special Form, Homeowners 3 – Special Form

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only With respect to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage – Collapse does not apply to: (1) Collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occu- pied for its current intended purpose. (2) A building or any part of a building that is in danger of falling down or caving in;in is not considered to be in a state of col- lapse. (23) A part of a building that is standing, standing is not considered to be in a state of col- lapse even if it has separated from another an- other part of the building; or. (34) A building or any part of a building that is standing, standing is not considered to be in a state of collapse even if it shows evidence evi- dence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. b. We insure for direct physical loss to covered cov- ered property involving abrupt collapse of a building build- ing or any part of a building if such the collapse was caused by one or more of the followingfollow- ing: (1) The Perils Insured Against named under Coverage CAgainst; (2) Decay, of a building or any part of a building, Decay that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, damage that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovationrenova- tion. e. c. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2b.(2) through (6) above, unless the loss is a direct di- rect result of the collapse of a building or any part of a building. f. d. This coverage does not increase the limit of liability that applies to the damaged covered cov- ered property.

Appears in 2 contracts

Samples: Homeowners Insurance Policy, Homeowners Insurance Policy

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional CoverageCoverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for sudden and accidental direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage C; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 1 contract

Samples: Homeowners Insurance Agreement

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional CoverageCoverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing, even if it has separated from another part of the building; or; (3) A building or any part of a building that is standing, even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, settling, shrinkage or expansion; or (4) The plumbing system, or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is: (a) Collapsed; (b) In danger of collapsing or caving in; or (c) Separated from another part of the system; (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; or (f) any other age or maintenance related issue. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage CAgainst; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 1 contract

Samples: Homeowners Insurance Policy

Collapse. a. The coverage provided under this Additional Coverage 8. Collapse applies only to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage 8. Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. c. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage CCOVERAGE C- Personal Property; (2) Decay, Decay of a building or any part of a building, that which is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that which is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. d. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2c.(2) through (6c.(6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. . This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 1 contract

Samples: Homeowners Insurance Policy

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Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional CoverageCoverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage C; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 1 contract

Samples: Homeowners Insurance Policy

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional CoverageCoverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for sudden and accidental direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage CAgainst; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 1 contract

Samples: Homeowners Insurance Agreement

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only We will pay for accidental direct physical loss to an abrupt collapse. b. For covered property involving the purpose abrupt, entire collapse of this Additional Coverage c. This Additional Coverage – Collapse does not apply to: (1) A a building structure or any part of a building structure. a. Collapse means the abrupt and entire falling down, caving in, or falling into pieces of a building structure or any part of a building structure. Collapse does not include any of the following: (1) settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bowing, leaning, or bending; (2) substantial structural impairment; (3) imminent or threatened collapse; (4) a building structure or any part of a building structure that is in danger of falling down or caving in;; or (25) A a part of a building structure that is standing, standing even if if: (a) it has separated from another part of the buildingbuilding structure; or (3b) A building or any part of a building that is standing, even if it shows evidence of settling, cracking, crumbling, deterioration, shrinking, bulging, expansion, sagging, bendingbowing, leaning, settling, shrinkage or expansionbending. d. We insure for direct physical loss to covered property involving abrupt b. The collapse of a building or any part of a building if such collapse was must be directly and immediately caused by one or more of the following: (1) The Perils Insured Against named perils described in SECTION I – LOSSES INSURED, COVERAGE B – PERSONAL PROPERTY. These perils apply to build- ing structures covered under Coverage CA or Coverage B for loss insured by this Additional Coverage; (2) Decaydecay or deterioration of, or damage from animals, birds, or insects to: (a) a connector; or (b) a structural member of a building structure; The decay, deterioration, or any part of a building, that is damage must be hidden from view, unless the presence of such decay is known view and unknown to an "insured" all insureds prior to the collapse; (3) Insect weight of contents, equipment, animals, or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapsepeople; (4) Weight weight of contentsice, equipmentsnow, animals sleet, or people;rain that col- lects on a roof, porch, or deck; or (5) Weight of rain which collects on a roof; or (6) Use use of defective material or methods in construction, the construction (includes remodeling or renovation reno- vation) of the building structure, if the collapse occurs during the course of the construction, remodeling or renovation. e. construction of the building structure. Loss to an awningawnings, fencefences, patio, deckpatios, pavement, swimming poolpools, underground pipepipes, flueflues, draindrains, cesspoolcesspools, septic tanktanks, foundationfoundations (including slabs, basement walls, and crawl space walls), retaining wallwalls, bulkheadbulkheads, pierpiers, wharf wharfs, docks, trellises, or dock antennas and their supporting structures is not included under d.(2items (2), (3), and (4) through (6) above, unless immediately above un- less the loss is a the direct and immediate result of the collapse of a building structure or any part of a building. f. building structure. This coverage does not increase the limit of liability that applies applying to the damaged covered property.

Appears in 1 contract

Samples: Homeowners Insurance Policy

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only “We” pay for direct physical loss to covered property involving an abrupt collapse.falling down or caving in of a building or part of a building with the result that the building or part of the building cannot be occupied for its current intended purpose if caused by the following: a. any of the perils insured against described under Coverage C. Under this Incidental Coverage, these perils apply to covered buildings and personal property; b. For the purpose of this Additional Coveragehidden insect or vermin damage or hidden decay; c. This Additional Coverage – Collapse does weight of contents or people; d. weight of rain which collects on a roof; or e. use of defective material or methods in construction or repair if the collapse occurs during the course of the construction or repair. Under b. through e. above, unless the loss is the direct result of the collapse of a building, “we” do not apply to: (1) pay for loss to awnings; swimming pools; fences; patios; paved areas; retaining walls; bulkheads; foundations; wharves; docks; piers; underground pipes, flues, and drains; cesspools; or septic tanks. A building or any part of a building that is in danger of falling down or caving in; (2) in is considered to be in a state of collapse. A part of a building that is standing, standing is not considered to be in a state of collapse even if it has separated from another part of the building; or (3) . Collapse does not mean settling, cracking, shrinking, bulging or expansion. A building or any part of a building that is standing, standing is not considered to be in a state of collapse even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage shrinkage, or expansion. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage C; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. . This coverage does not increase the limit of liability that applies “limits” shown for the property covered. Under General Exclusions, the exclusion for Errors, Omissions, and Defects does not apply to the damaged covered propertythis coverage.

Appears in 1 contract

Samples: Dwelling Property Insurance Contract

Collapse. a. The coverage provided under this Additional Other Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional CoverageOther Coverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This Additional Other Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage C; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" you prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" you prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 1 contract

Samples: Dwelling Property Insurance Agreement

Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional Coverage c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A part of a building that is standing, even if it has separated from another part of the building; or (3) A building or any part of a building that is standing, even if it shows evidence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage C; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an "insured" prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under d.(2) through (6) above, unless the loss is a direct result of the collapse of a building or any part of a building. f. This coverage does not increase the limit of liability that applies to the damaged covered property.

Appears in 1 contract

Samples: Homeowners Insurance Policy

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