Collapse. a. The coverage provided under this Additional Coverage – Collapse applies only to an abrupt collapse. b. For the purpose of this Additional Coverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This Additional Coverage – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing, even if it has separated from another part of the building; (3) A building or any part of a building that is standing, even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, shrinkage or expansion; or (4) The plumbing system, or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is: (a) Collapsed; (b) In danger of collapsing or caving in; or (c) Separated from another part of the system; (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; or (f) any other age or maintenance related issue. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The Perils Insured Against; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "insured" prior to collapse;
Appears in 1 contract
Samples: Homeowners Insurance Policy
Collapse. a. The coverage provided under this Additional Coverage – 8. Collapse applies only to an “abrupt collapse.”
b. For the purpose of this Additional Coverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose.
c. This Additional Coverage – 8. Collapse does not apply to:
(1) A building or any part of a building that is in danger of falling down or caving in;
(2) A building or any part of a building that is standing, even if it has separated from another part of the building;; or
(3) A building or any part of a building that is standing, even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, settling, shrinkage or expansion; or.
(4) The plumbing system, system or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system systems is:
(a) Collapsed;
(b) In danger of collapsing or caving in; : or
(c) Separated from another part of the system;; due to:
(a) Age, obsolescence, wear, tear;
(b) Fading, oxidization, weathering;
(c) Deterioration, decay, marring, delamination, crumbling, settling, cracking;
(d) Shifting, bulging, racking, sagging, bowing, bending, leaning;
(e) Shrinkage, expansion, contraction, bellying, corrosion; corrosion or;
(f) any Any other age or maintenance related issue.
d. c. We insure for direct physical loss to covered property involving “ abrupt collapse collapse” of a building or any part of a building if such collapse was caused by one or more of the following:
(1) The Perils Insured AgainstAgainst named under COVERAGE C- Personal Property;
(2) Decay, Decay of a building or any part of a building, that which is hidden from view, unless the presence of such decay is known to an "“insured" ” prior to collapse;
Appears in 1 contract
Samples: Homeowners Insurance Policy
Collapse. a. The coverage provided under this Additional Coverage ADDITIONAL COVERAGE – Collapse applies only to an abrupt collapse.
b. For the purpose purposes of this Additional Coverage ADDITIONAL COVERAGE – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose.
c. This Additional Coverage ADDITIONAL COVERAGE – Collapse does not apply to:
(1) A building or any part of a building that is in danger of falling down or caving in;
(2) A building or any part of a building that is standing, standing even if it has separated from another part of the building;
(3) A building or any part of a building that is standing, even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, shrinkage or expansion; or
(4) The plumbing system, system or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is:
(a) Collapsed;
(b) In danger of collapsing or caving in; or
(c) Separated from another part of the system;: due to:
(a) Age, obsolescence, wear, tear;
(b) Fading, oxidization, weathering;
(c) Deterioration, decay, marring, delamination, crumbling, settling, cracking;
(d) Shifting, bulging, racking, sagging, bowing, bending, leaning;
(e) Shrinkage, expansion, contraction, bellying, corrosion; or
(f) any Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – 8 will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any party of a covered building.
d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following:
(1) The Perils Insured AgainstPERILS INSURED AGAINST in Coverage C – Personal Property;
(2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "“insured" ” prior to collapse. However, d.(2) above does not provide coverage for a plumbing system or any part of a plumbing system resulting from decay as Described in ADDITIONAL COVERAGE – 7.c.(4) above;
(3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse;
(4) Weight of contents, equipment, animals or people;
(5) Weight of rain which collects on a roof; or
(6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation.
e. Loss to a:
(1) Fence, awning, patio, pavement;
(2) Swimming pool, underground pipe, flue, drain, cesspool;
(3) Foundation, retaining wall, bulkhead, pier, wharf, dock;
(4) Cistern, plumbing system or any part of a plumbing system, or similar structure; whether above or below the ground, is not included under items d.(2) through
Appears in 1 contract
Samples: Homeowners Insurance Policy
Collapse. a. The coverage provided under this Additional Coverage – 8. Collapse applies only to an abrupt collapse.
b. For the purpose purposes of this Additional Coverage – 8. Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose.
c. This Additional Coverage – Collapse 8. Collapse, does not apply to:
(1) A building or any part of a building that is in danger of falling down or caving in;
(2) A building or any part of a building that is standing, standing even if it has separated from another part of the building;
(3) A building or any part of a building that is standing, even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, shrinkage or expansion; or
(4) The plumbing system, or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is:
(a) Collapsed;
(b) In danger of collapsing or caving in; or
(c) Separated from another part of the system;; and
(ad) due to:
(i) Age, obsolescence, wear, tear;
(bii) Fading, oxidization, weathering;
(ciii) Deterioration, decay, marring, delamination, crumbling, settling, cracking;
(div) Shifting, bulging, racking, sagging, bowing, bending, leaning;
(ev) Shrinkage, expansion, contraction, bellying, corrosion; or
(fvi) any Any other age or maintenance related issue.
d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following:
(1) The Perils Insured AgainstAgainst in Coverage C – PERSONAL PROPERTY;
(2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "“insured" ” prior to collapse;.
(3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse;
(4) Weight of contents, equipment, animals or people;
(5) Weight of rain which collects on a roof; or
(6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation.
e. Loss to a:
(1) Fence, patio, pavement,;
(2) Swimming pool, underground pipe, flue, drain, cesspool,;
(3) Foundation, retaining wall, bulkhead, pier, wharf, dock, ;
(4) Cisterns, plumbing system or any part of a plumbing system or similar structure;
f. This coverage does not increase the limit of liability applying to the damaged covered property. For purposes of this Additional Coverage 8., a plumbing system includes a septic system.
Appears in 1 contract
Samples: Insurance Policy
Collapse. a. The coverage provided under this Additional Addition- al Coverage – Collapse applies only to an abrupt collapse.
b. For the purpose purposes of this Additional Coverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose.Coverage
c. This Additional Coverage – Collapse Collapse, does not apply to:
(1) A building or any part of a building that is in danger of falling down or caving in;
(2) A building or any part of a building that is standing, standing even if it has separated from another part of the building;
(3) A building or any part of a building that is standing, even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowingbow- ing, bending, leaning, shrinkage or expansionex- pansion; or
(4) The plumbing system, or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is:be- APPROVED Date 0 R 9 e /1 c 5 ei / v 2 e 0 d 1 : 6 1 D 0 a / t
(a) Collapsed;; 2 e O /2 f 0 A 1 ct ion: FL OFFICE OF INSURANCE REGULATION
(b) In danger of collapsing or caving in; or
(c) Separated from another part of the system;
(a) Age, obsolescence, wear, tear;
(b) Fading, oxidization, weathering;
(c) Deterioration, decay, marring, delaminationdelam- ination, crumbling, settling, cracking;
(d) Shifting, bulging, racking, sagging, bowing, bending, leaning;
(e) Shrinkage, expansion, contraction, bellying, corrosion; or
(f) any Any other age or maintenance related issue.
d. We insure for direct physical loss to covered property involving abrupt collapse of a building build- ing or any part of a building if such collapse was caused by one or more of the following:
(1) The Perils Insured AgainstAgainst in Coverage C - Personal Property;
(2) Decay, of a building or any part of a buildingbuild- ing, that is hidden from view, unless the presence of such decay is known to an "insured" “in- sured” prior to collapse;.
Appears in 1 contract
Samples: Homeowners Insurance Agreement
Collapse. a. The coverage provided under this Additional Coverage ADDITIONAL COVERAGE – Collapse applies only to an abrupt collapse.
b. For the purpose purposes of this Additional Coverage ADDITIONAL COVERAGE – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose.
c. This Additional Coverage ADDITIONAL COVERAGE – Collapse does not apply to:
(1) A building or any part of a building that is in danger of falling down or caving in;
(2) A building or any part of a building that is standing, standing even if it has separated from another part of the building;
(3) A building or any part of a building that is standing, standing even if it shows evidence of “spalling”, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, shrinkage or expansion; or
(4) The plumbing system, system or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is:
(a) Collapsed;
(b) In danger of collapsing or caving in; or
(c) Separated from another part of the system;; due to:
(a) Age, obsolescence, wear, tear;
(b) Fading, oxidization, weathering;
(c) Deterioration, decay, marring, delamination, crumbling, settling, cracking;
(d) Shifting, bulging, racking, sagging, bowing, bending, leaning;
(e) Shrinkage, expansion, contraction, bellying, corrosion; or
(f) any Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – Collapse will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any part of a covered building.
d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following:
(1) The Perils Insured AgainstPERILS INSURED AGAINST in Coverage C – Personal Property;
(2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an "“insured" ” prior to collapse;
Appears in 1 contract
Samples: Homeowners Insurance Policy