Common use of Collapse Clause in Contracts

Collapse. a. The coverage provided under this ADDITIONAL COVERAGE – Collapse applies only to an abrupt collapse. b. For the purposes of this ADDITIONAL COVERAGE – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This ADDITIONAL COVERAGE – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing even if it has separated from another part of the building; (3) A building or any part of a building that is standing, even if it shows evidence of spalling, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, shrinkage or expansion; or (4) The plumbing system or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is: (a) Collapsed; (b) In danger of collapsing or caving in; or (c) Separated from another part of the system: due to: (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; or (f) Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – 8 will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any party of a covered building. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The PERILS INSURED AGAINST in Coverage C – Personal Property; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an “insured” prior to collapse. However, d.(2) above does not provide coverage for a plumbing system or any part of a plumbing system resulting from decay as Described in ADDITIONAL COVERAGE – 7.c.(4) above; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to a: (1) Fence, awning, patio, pavement; (2) Swimming pool, underground pipe, flue, drain, cesspool; (3) Foundation, retaining wall, bulkhead, pier, wharf, dock; (4) Cistern, plumbing system or any part of a plumbing system, or similar structure; whether above or below the ground, is not included under items d.(2) through

Collapse. a. The coverage provided under this ADDITIONAL COVERAGE – Additional Coverage 8. Collapse applies only to an abrupt collapse. b. For the purposes of this ADDITIONAL COVERAGE – Additional Coverage 8. Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This ADDITIONAL COVERAGE – Collapse Additional Coverage 8. Collapse, does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing even if it has separated from another part of the building; (3) A building or any part of a building that is standing, even if it shows evidence of spalling, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, shrinkage or expansion; or (4) The plumbing system system, or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is: (a) Collapsed; (b) In danger of collapsing or caving in; or (c) Separated from another part of the system: ; and (d) due to: (ai) Age, obsolescence, wear, tear; (bii) Fading, oxidization, weathering; (ciii) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (div) Shifting, bulging, racking, sagging, bowing, bending, leaning; (ev) Shrinkage, expansion, contraction, bellying, corrosion; or (fvi) Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – 8 will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any party of a covered building. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The PERILS INSURED AGAINST Perils Insured Against in Coverage C – Personal PropertyPERSONAL PROPERTY; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an “insured” prior to collapse. However, d.(2) above does not provide coverage for a plumbing system or any part of a plumbing system resulting from decay as Described in ADDITIONAL COVERAGE – 7.c.(4) above;. (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to a: (1) Fence, awning, patio, pavement,; (2) Swimming pool, underground pipe, flue, drain, cesspool,; (3) Foundation, retaining wall, bulkhead, pier, wharf, dock, ; (4) CisternCisterns, plumbing system or any part of a plumbing system, system or similar structure; whether above or below ; f. This coverage does not increase the groundlimit of liability applying to the damaged covered property. For purposes of this Additional Coverage 8., is not included under items d.(2) througha plumbing system includes a septic system.

Collapse. a. The coverage provided under this ADDITIONAL COVERAGE – Additional Coverage 8. Collapse applies only to an “abrupt collapse.” b. For the purposes of this ADDITIONAL COVERAGE – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This ADDITIONAL COVERAGE – Additional Coverage 8. Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing standing, even if it has separated from another part of the building;; or (3) A building or any part of a building that is standing, even if it shows evidence of spalling, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, settling, shrinkage or expansion; or. (4) The plumbing system or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system systems is: (a) Collapsed; (b) In danger of collapsing or caving in; : or (c) Separated from another part of the system: ; due to: (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; corrosion or; (f) Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – 8 will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any party of a covered building. d. c. We insure for direct physical loss to covered property involving “ abrupt collapse collapse” of a building or any part of a building if such collapse was caused by one or more of the following: (1) The PERILS INSURED AGAINST in Coverage C – Perils Insured Against named under COVERAGE C- Personal Property; (2) Decay, Decay of a building or any part of a building, that which is hidden from view, unless the presence of such decay is known to an “insured” prior to collapse. However, d.(2) above does not provide coverage for a plumbing system or any part of a plumbing system resulting from decay as Described in ADDITIONAL COVERAGE – 7.c.(4) above; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to a: (1) Fence, awning, patio, pavement; (2) Swimming pool, underground pipe, flue, drain, cesspool; (3) Foundation, retaining wall, bulkhead, pier, wharf, dock; (4) Cistern, plumbing system or any part of a plumbing system, or similar structure; whether above or below the ground, is not included under items d.(2) through

Collapse. a. The coverage provided under this ADDITIONAL COVERAGE Additional Coverage – Collapse applies only to an abrupt ab- rupt collapse. b. For the purposes of this ADDITIONAL COVERAGE Additional Coverage c. This Additional Coverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This ADDITIONAL COVERAGE – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling failing down or caving in; (2) A building or any part of a building that is standing even if it has separated from another part of the building; (3) A building or any part of a building that is standing, even if it shows evidence of spalling, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowingbow- ing, bending, leaning, shrinkage or expansionex- pansion; or (4) The plumbing system system, or any part of the plumbing system, whether above or below be- low the ground, when the plumbing system sys- tem or any part of the plumbing system is: (a) Collapsed; (b) In danger of collapsing or caving in; or (c) Separated from another part of the system: due to:; (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delaminationdelam- ination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; or (f) Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – 8 will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any party of a covered building. d. We insure for direct physical loss to covered property involving abrupt collapse of a building build- ing or any part of a building if such collapse was caused by one or more of the following: (1) The PERILS INSURED AGAINST perils Insured Against in Coverage COVER- AGE C – Personal PropertyPERSONAL PROPERTY; (2) Decay, of a building or any part of a buildingbuild- ing, that is hidden from view, unless the presence of such decay is known to an “insured” prior to collapse. However, d.(2) above does not provide coverage for APPROVED Date 0 R 6 e /1 c 0 ei / v 2 e 0 d 1 : 6 0 D 7 a plumbing system or any part of a plumbing system resulting from decay as Described in ADDITIONAL COVERAGE – 7.c.(4) above; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to a: (1) Fence, awning, patio, pavement; (2) Swimming pool, underground pipe, flue, drain, cesspool; (3) Foundation, retaining wall, bulkhead, pier, wharf, dock; (4) Cistern, plumbing system or any part of a plumbing system, or similar structure; whether above or below the ground, is not included under items d.(2) through/ t 2 e 5 O /2 f 0 A 1 ct 6 ion: FL OFFICE OF INSURANCE REGULATION

Collapse. a. The coverage provided under this ADDITIONAL COVERAGE Addition- al Coverage – Collapse applies only to an abrupt collapse. b. For the purposes of this ADDITIONAL COVERAGE Additional Coverage c. This Additional Coverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This ADDITIONAL COVERAGE – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing even if it has separated from another part of the building; (3) A building or any part of a building that is standing, even if it shows evidence of spalling, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowingbow- ing, bending, leaning, shrinkage or expansionex- pansion; or (4) The plumbing system system, or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is:be- APPROVED Date 0 R 9 e /1 c 5 ei / v 2 e 0 d 1 : 6 1 D 0 a / t (a) Collapsed;; 2 e O /2 f 0 A 1 ct ion: FL OFFICE OF INSURANCE REGULATION (b) In danger of collapsing or caving in; or (c) Separated from another part of the system: due to:; (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delaminationdelam- ination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; or (f) Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – 8 will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any party of a covered building. d. We insure for direct physical loss to covered property involving abrupt collapse of a building build- ing or any part of a building if such collapse was caused by one or more of the following: (1) The PERILS INSURED AGAINST Perils Insured Against in Coverage C – - Personal Property; (2) Decay, of a building or any part of a buildingbuild- ing, that is hidden from view, unless the presence of such decay is known to an “insuredin- sured” prior to collapse. However, d.(2) above does not provide coverage for a plumbing system or any part of a plumbing system resulting from decay as Described in ADDITIONAL COVERAGE – 7.c.(4) above; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to a: (1) Fence, awning, patio, pavement; (2) Swimming pool, underground pipe, flue, drain, cesspool; (3) Foundation, retaining wall, bulkhead, pier, wharf, dock; (4) Cistern, plumbing system or any part of a plumbing system, or similar structure; whether above or below the ground, is not included under items d.(2) through

Collapse. a. The coverage provided under this ADDITIONAL COVERAGE – Collapse applies only to an abrupt collapse. b. For the purposes of this ADDITIONAL COVERAGE – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. c. This ADDITIONAL COVERAGE – Collapse does not apply to: (1) A building or any part of a building that is in danger of falling down or caving in; (2) A building or any part of a building that is standing even if it has separated from another part of the building; (3) A building or any part of a building that is standing, standing even if it shows evidence of spalling, crumbling, settling, cracking, shifting, bulging, racking, sagging, bowing, bending, leaning, shrinkage or expansion; or (4) The plumbing system or any part of the plumbing system, whether above or below the ground, when the plumbing system or any part of the plumbing system is: (a) Collapsed; (b) In danger of collapsing or caving in; or (c) Separated from another part of the system: ; due to: (a) Age, obsolescence, wear, tear; (b) Fading, oxidization, weathering; (c) Deterioration, decay, marring, delamination, crumbling, settling, cracking; (d) Shifting, bulging, racking, sagging, bowing, bending, leaning; (e) Shrinkage, expansion, contraction, bellying, corrosion; or (f) Any other age or maintenance related issue. However, this ADDITIONAL COVERAGE – 8 Collapse will apply to that part of a building’s plumbing system damaged by an abrupt collapse of a covered building, or abrupt collapse of any party part of a covered building. d. We insure for direct physical loss to covered property involving abrupt collapse of a building or any part of a building if such collapse was caused by one or more of the following: (1) The PERILS INSURED AGAINST in Coverage C – Personal Property; (2) Decay, of a building or any part of a building, that is hidden from view, unless the presence of such decay is known to an “insured” prior to collapse. However, d.(2) above does not provide coverage for a plumbing system or any part of a plumbing system resulting from decay as Described in ADDITIONAL COVERAGE – 7.c.(4) above; (3) Insect or vermin damage, to a building or any part of a building, that is hidden from view, unless the presence of such damage is known to an “insured” prior to collapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective materials or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renovation. e. Loss to a: (1) Fence, awning, patio, pavement; (2) Swimming pool, underground pipe, flue, drain, cesspool; (3) Foundation, retaining wall, bulkhead, pier, wharf, dock; (4) Cistern, plumbing system or any part of a plumbing system, or similar structure; whether above or below the ground, is not included under items d.(2) through