Common use of Commencing an Arbitration Clause in Contracts

Commencing an Arbitration. The arbitration must be filed with one of the following neutral arbitration forums and follow its rules and procedures for initiating and pursuing an arbitration: American Arbitration Association or JAMS (or, if neither of these arbitration organizations will serve, then a comparable substitute arbitration organization agreed upon by the parties or, if the parties cannot agree, chosen by a court of competent jurisdiction). (i) If you initiate the arbitration, you must notify us in writing at: Grow Financial Federal Credit Union, Attn: Chief Legal Officer, P.O. Box 89909, Tampa, FL 33689. (ii) If we initiate the arbitration, we will notify you in writing at your last known address on file. (iii) You may obtain a copy of the arbitration rules for these forums, as well as additional information about initiating an arbitration by contacting these arbitration forums: □ • American Arbitration Association: 0-000-000-0000 (toll-free), xxx.xxx.xxx □ • JAMS: 0-000-000-0000 (toll-free), xxx.xxxxxxx.xxx (iv) The arbitration shall be conducted in the same city as the U.S. District Court closest to your home address, unless the parties agree to a different location in writing.

Commencing an Arbitration. The arbitration must be filed with one of the following neutral arbitration forums and follow its rules and procedures for initiating and pursuing an arbitration: American Arbitration Association or JAMS (or, if neither of these arbitration organizations will serve, then a comparable substitute arbitration organization agreed upon by the parties or, if the parties cannot agree, chosen by a court of competent jurisdiction). (i) If you initiate the arbitration, you must notify us in writing at: Grow Financial Federal Credit Union, Attn: Chief Legal Officer, P.O. Box 89909, Tampa, FL 33689. (ii) If we initiate the arbitration, we will notify you in writing at your last known address on file. (iii) You may obtain a copy of the arbitration rules for these forums, as well as additional information about initiating an arbitration by contacting these arbitration forums: □ • American Arbitration Association: 0-000-000-0000 (toll-free), xxx.xxx.xxx □ • JAMS: 0-000-000-0000 (toll-free), xxx.xxxxxxx.xxx (iv) The arbitration shall be conducted in the same city as the U.S. District Court closest to your home address, unless the parties agree to a different location in writing.