Common use of COMMERCIAL GENERAL LIABILITY INSURANCE AND COMMERCIAL AUTOMOBILE LIABILITY INSURANCE Clause in Contracts

COMMERCIAL GENERAL LIABILITY INSURANCE AND COMMERCIAL AUTOMOBILE LIABILITY INSURANCE. The Contractor shall take out and maintain during the life of this contract such Commercial General Liability Insurance and Commercial Automobile Liability Insurance as shall protect Contractor and any subcontractor performing work covered by this contract from claims for damages for bodily injury, including death, as well as from claims for property damage, which may arise from operations under this contract, whether such operation be by the Contractor or by any subcontractor or by anyone directly or indirectly employed by either of them, and the amounts of such insurance shall not be less than limits stated hereinafter. The Commercial General Liability Insurance shall be written on an occurrence basis, and provide Premises/Operations, Products/Completed Operations, Independent Contractors, Personal Injury, and Contractual Liability coverage. The policy shall include the State, and others as required by the contract documents, as Additional Insured(s). This policy shall be primary, and any insurance or self-insurance carried by the State shall be considered secondary and non-contributory. The COI shall contain the mandatory COI liability waiver language found hereinafter. The Commercial Automobile Liability Insurance shall be written to cover all Owned, Non-owned, and Hired vehicles. REQUIRED INSURANCE COVERAGE COMMERCIAL GENERAL LIABILITY General Aggregate $2,000,000 Products/Completed Operations Aggregate $2,000,000 Personal/Advertising Injury $1,000,000 per occurrence Bodily Injury/Property Damage $1,000,000 per occurrence Medical Payments $10,000 any one person Damage to Rented Premises (Fire) $300,000 each occurrence Contractual Included XCU Liability (Explosion, Collapse, and Underground Damage) Included Independent Contractors Included Abuse & Molestation Included If higher limits are required, the Umbrella/Excess Liability limits are allowed to satisfy the higher limit. WORKER’S COMPENSATION Employers Liability Limits $500K/$500K/$500K Statutory Limits- All States Statutory - State of Nebraska USL&H Endorsement Statutory Voluntary Compensation Statutory COMMERCIAL AUTOMOBILE LIABILITY Bodily Injury/Property Damage $1,000,000 combined single limit Include All Owned, Hired & Non-Owned Automobile liability Included Motor Carrier Act Endorsement Where Applicable UMBRELLA/EXCESS LIABILITY Over Primary Insurance $5,000,000 per occurrence PROFESSIONAL LIABILITY All Other Professional Liability (Errors & Omissions) $1,000,000 Per Claim / Aggregate COMMERCIAL CRIME Crime/Employee Dishonesty Including 3rd Party Fidelity $1,000,000 CONTRACTOR’S POLLUTION LIABILITY Each Occurrence/Aggregate Limit $1,000,000 Includes Non-Owned Disposal Sites

COMMERCIAL GENERAL LIABILITY INSURANCE AND COMMERCIAL AUTOMOBILE LIABILITY INSURANCE. The Contractor shall take out and maintain during the life of this contract such Commercial General Liability Insurance and Commercial Automobile Liability Insurance as shall protect Contractor and any subcontractor performing work covered by this contract from claims for damages for bodily injury, including death, as well as from claims for property damage, which may arise from operations under this contract, whether such operation be by the Contractor or by any subcontractor or by anyone directly or indirectly employed by either of them, and the amounts of such insurance shall not be less than limits stated hereinafter. The Commercial General Liability Insurance shall be written on an occurrence basis, and provide Premises/Operations, Products/Completed Operations, Independent Contractors, Personal Injury, and Contractual Liability coverage. The policy shall include the State, and others as required by the contract documents, as Additional Insured(s). This policy shall be primary, and any insurance or self-insurance carried by the State shall be considered secondary and non-contributory. The COI shall contain the mandatory COI liability waiver language found hereinafter. The Commercial Automobile Liability Insurance shall be written to cover all Owned, Non-owned, and Hired vehicles. REQUIRED INSURANCE COVERAGE COMMERCIAL GENERAL LIABILITY General Aggregate $2,000,000 Products/Completed Operations Aggregate $2,000,000 Personal/Advertising Injury $1,000,000 per occurrence Bodily Injury/Property Damage $1,000,000 per occurrence Medical Payments $10,000 any one person Damage to Rented Premises (Fire) $300,000 each occurrence Contractual Included XCU Liability (Explosion, Collapse, and Underground Damage) Included Independent Contractors Included Abuse & Molestation Included If higher limits are required, the Umbrella/Excess Liability limits are allowed to satisfy the higher limit. WORKER’S COMPENSATION Employers Liability Limits $500K/$500K/$500K Statutory Limits- All States Statutory - State of Nebraska USL&H Endorsement Statutory Voluntary Compensation Statutory COMMERCIAL AUTOMOBILE LIABILITY Bodily Injury/Property Damage $1,000,000 combined single limit Include All Owned, Hired & Non-Owned Automobile liability Included Motor Carrier Act Endorsement Where Applicable UMBRELLA/EXCESS LIABILITY Over Primary Insurance $5,000,000 per occurrence PROFESSIONAL LIABILITY All Other Professional Liability (Errors & Omissions) $1,000,000 Per Claim / Aggregate COMMERCIAL CRIME Crime/Employee Dishonesty Including 3rd Party Fidelity $1,000,000 CYBER LIABILITY Breach of Privacy, Security Breach, Denial of Service, Remediation, Fines and Penalties $10,000,000 CONTRACTOR’S POLLUTION LIABILITY Each Occurrence/Aggregate Limit $1,000,000 Includes Non-Owned Disposal Sites