CONCENTRATION RISK MANAGEMENT. (1) Within sixty (60) days of this Agreement, the Board shall develop and submit to the Assistant Deputy Comptroller for a prior written determination of no supervisory objection, a written concentration risk management program consistent with the “Concentrations of Credit” booklet of the Comptroller’s Handbook (Section 216). The concentration risk management program shall include, but not necessarily be limited to, the following:
CONCENTRATION RISK MANAGEMENT. (1) Within ninety (90) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to a written concentration risk management program consistent with OCC Bulletin 2006-46. The program shall include, but not necessarily be limited to, the following:
CONCENTRATION RISK MANAGEMENT. (1) As of the date of this Agreement, inclusive of the unguaranteed portions of the Small Business Administration (“SBA”) loans In Process and In Closing in the Bank’s SBA pipeline report submitted to the OCC on December 11, 2018, the Bank shall not increase any concentrations in the unguaranteed portions of SBA loans until the Bank has received prior written determination of no supervisory objection to, and is in adherence with, the Concentration Risk Management Program required by Paragraph (2) of this Article.
CONCENTRATION RISK MANAGEMENT. (1) Within ninety (90) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to a written concentration risk management program consistent with OCC Bulletin 2006-46. The program shall specifically address the existing commercial real estate (“CRE”) concentration present in the loan portfolio and set an aggregate CRE concentration limit. Prior to adopting the program, the Board shall consider supervisory loan-to-value limits and loans in excess of those limits, as set forth in Appendix A to Subpart D of 12 C.F.R. Part
CONCENTRATION RISK MANAGEMENT. (1) Within ninety (90) days of the date of this Agreement, the Board shall adopt a written Concentration Risk Management Program. Refer to the “Concentrations of Credit” booklet of the Comptroller's Handbook for related safe and sound principles.
CONCENTRATION RISK MANAGEMENT. (1) Within sixty (60) days of the date of this Agreement, the Bank shall submit to the ADC for review and prior written determination of no supervisory objection an acceptable written Concentration Risk Management Program (“Concentration Program”). Refer to the “Concentrations of Credit” booklet of the Comptroller Handbook, “Commercial Real Estate Concentrations” (OCC Bulletin 2006-46), and ”Capital and Dividends” (OCC Bulletin 2018-20) for guidance. For the purposes of this Article, a concentration of credit is as defined in “Concentrations of Credit” booklet of the Comptroller’s Handbook. The program shall include, at a minimum:
CONCENTRATION RISK MANAGEMENT. (1) Within thirty (30) days of this Agreement, the Board shall adopt, implement, and thereafter ensure adherence to a written concentration risk management program consistent with Article III paragraph (1)(o) that shall include, but not necessarily be limited to, the following:
