Common use of CONDITIONAL RECEIPT OR TEMPORARY INSURANCE Clause in Contracts

CONDITIONAL RECEIPT OR TEMPORARY INSURANCE. Reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B − Plans Covered and Binding Limits. Such coverage includes temporary insurance where required by law notwithstanding any conditions or limitations contained in the conditional receipt or temporary insurance provision. For facultative reinsurance, the Reinsurer shall be liable only for benefits paid pursuant to the terms and conditions of the Ceding Company's conditional receipt or temporary insurance agreement if both of the following conditions are satisfied: (i) The Ceding Company follows its normal facultative reinsurance placement rules in effect at the time of issue of the conditional receipt or temporary insurance agreement; and (ii) The Reinsurer's facultative offer is final and is not contingent upon any additional underwriting requirements to be satisfied by the Ceding Company. Notwithstanding anything to the contrary in Article 2.1 above, for any application submitted for facultative consideration to any reinsurer, automatic reinsurance coverage shall be provided in accordance with the conditional receipt and temporary insurance provisions of this Article 4.3, until such time that facultative coverage with any reinsurer commences in accordance with the applicable reinsurance agreement between the Ceding Company and the reinsurer. In the event that the Ceding Company's rules with respect to cash handling and issuance of conditional receipt or temporary insurance are not followed, the Reinsurer will participate in the liability if: (1) the conditions for automatic reinsurance are met; or (2) the foregoing conditions for acceptance of the Reinsurer's facultative offer are satisfied; and the Ceding Company does not knowingly allow such rules to be violated or condone such a practice. In all cases, reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B – Plans Covered and Binding Limits and the provisions of Article 9 apply to such a claim.

CONDITIONAL RECEIPT OR TEMPORARY INSURANCE. Reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B − Plans Covered and Binding Limits. Such coverage includes temporary insurance where required by law notwithstanding any conditions or limitations contained in the conditional receipt or temporary insurance provision. For facultative reinsurance, the The Reinsurer shall will not be liable only for benefits paid pursuant to the terms and conditions of under the Ceding Company's conditional receipt or temporary insurance agreement if both unless all the conditions for automatic reinsurance coverage under Article 2 of this Agreement are met. The Reinsurer's liability under the following conditions are satisfied: (i) The Ceding Company follows its normal facultative reinsurance placement rules in effect at the time of issue of the Company's conditional receipt or temporary insurance agreement; andagreement is limited to the least of i., ii. or iii., below: (i. The Automatic Binding Limits with the Reinsurer shown in Section B.3 of Exhibit B. ii) . The amount for which the Ceding Company is liable, less the amount retained, as set forth in Exhibit A, less any amount of reinsurance with other reinsurers. iii. The Reinsurer's facultative offer proportionate share of [dollar amount], or the Reinsurer's proportionate share of [dollar amount], if the Ceding Company is final and is not contingent upon ordered to pay such higher amount by a court of competent jurisdiction. The pre-issue liability applies only once on any additional underwriting requirements to be satisfied given life regardless of how many receipts were issued or initial premiums were accepted by the Ceding Company. Notwithstanding anything to the contrary in Article 2.1 aboveAfter a policy has been issued, for any application submitted for facultative consideration to any reinsurer, automatic no reinsurance benefits are payable under this pre-issue coverage shall be provided in accordance with the conditional receipt and temporary insurance provisions of this Article 4.3, until such time that facultative coverage with any reinsurer commences in accordance with the applicable reinsurance agreement between the Ceding Company and the reinsurerprovision. In the event that the Ceding Company's rules with respect to cash handling and the issuance of conditional receipt or temporary insurance are not followed, the Reinsurer will participate in the liability if: (1) if the conditions for automatic reinsurance are met; or (2) the foregoing conditions for acceptance of the Reinsurer's facultative offer are satisfied; met and the Ceding Company does not knowingly allow such rules to be violated or condone such a practice. In all cases, reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B – Plans Covered and Binding Limits and the provisions of Article 9 apply to such a claim.IDSL-NY Succession Select Treaty

CONDITIONAL RECEIPT OR TEMPORARY INSURANCE. Reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B − Plans Covered and Binding Limits. Such coverage includes temporary insurance where required by law notwithstanding any conditions or limitations contained in the conditional receipt or temporary insurance provision. For facultative reinsurance, the The Reinsurer shall will not be liable only for benefits paid pursuant to the terms and conditions of under the Ceding Company's conditional receipt or temporary insurance agreement if both unless all the conditions for automatic reinsurance coverage under Article 2 of this Agreement are met. The Reinsurer's liability under the following conditions are satisfied: (i) The Ceding Company follows its normal facultative reinsurance placement rules in effect at the time of issue of the Company's conditional receipt or temporary insurance agreement; andagreement is limited to the least of i., ii. or iii., below: (i. The Automatic Binding Limits with the Reinsurer shown in Section B.3 of Exhibit B. ii) . The amount for which the Ceding Company is liable, less the amount retained, as set forth in Exhibit A, less any amount of reinsurance with other reinsurers. iii. The Reinsurer's facultative offer proportionate share of [dollar amount], or the Reinsurer's proportionate share of [dollar amount], if the Ceding Company is final and is not contingent upon ordered to pay such higher amount by a court of competent jurisdiction. The pre-issue liability applies only once on any additional underwriting requirements to be satisfied given life regardless of how many receipts were issued or initial premiums were accepted by the Ceding Company. Notwithstanding anything to the contrary in Article 2.1 aboveAfter a policy has been issued, for any application submitted for facultative consideration to any reinsurer, automatic no reinsurance benefits are payable under this pre-issue coverage shall be provided in accordance with the conditional receipt and temporary insurance provisions of this Article 4.3, until such time that facultative coverage with any reinsurer commences in accordance with the applicable reinsurance agreement between the Ceding Company and the reinsurerprovision. In the event that the Ceding Company's rules with respect to cash handling and the issuance of conditional receipt or temporary insurance are not followed, the Reinsurer will participate in the liability if: (1) if the conditions for automatic reinsurance are met; or (2) the foregoing conditions for acceptance of the Reinsurer's facultative offer are satisfied; met and the Ceding Company does not knowingly allow such rules to be violated or condone such a practice. In all cases, reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B – Plans Covered and Binding Limits and the provisions of Article 9 apply to such a claim.IDS VUL JLLS Generic Master Treaty

CONDITIONAL RECEIPT OR TEMPORARY INSURANCE. Reinsurance For automatic reinsurance, the reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B − - Plans Covered and Binding Limits. Such coverage includes temporary insurance where required by law notwithstanding any conditions or limitations contained in the conditional receipt or temporary insurance provision. For facultative reinsurance, the Reinsurer shall be liable only for benefits paid pursuant to the terms and conditions of the Ceding Company's conditional receipt Conditional Receipt or temporary insurance agreement Temporary Insurance Agreement if both of the following conditions are satisfied: (i) The Ceding Company follows its normal facultative reinsurance placement rules in effect at the time of issue of the conditional receipt Conditional Receipt or temporary insurance agreementTemporary Insurance Agreement; and (ii) The Reinsurer's facultative offer is final and is not contingent upon any additional underwriting requirements to be satisfied by the Ceding Company. Notwithstanding anything to the contrary in Article 2.1 above, for any application submitted for facultative consideration to any reinsurer, automatic reinsurance coverage shall be provided in accordance with the conditional receipt and temporary insurance provisions of this Article 4.3, until such time that facultative coverage with any reinsurer commences in accordance with the applicable reinsurance agreement between the Ceding Company and the reinsurer. In the event that the Ceding Company's rules with respect to cash handling and issuance of conditional receipt or temporary insurance are not followed, the Reinsurer will participate in the liability if: . (1) the conditions for automatic reinsurance are met; or or (2) the foregoing conditions for acceptance of the Reinsurer's facultative offer are satisfied; and the Ceding Company does not knowingly allow such rules to be violated or condone such a practice. In all cases, reinsurance coverage under a conditional receipt Conditional Receipt or temporary insurance Temporary Insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt Conditional Receipt or temporary Temporary coverage limits shown in Exhibit B – - Plans Covered and Binding Limits and the provisions of Article 9 apply to such a claim.. IDSL VUL4/LP Select Treaty 4

CONDITIONAL RECEIPT OR TEMPORARY INSURANCE. Reinsurance For automatic reinsurance, the reinsurance coverage under a conditional receipt or temporary insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt or temporary coverage limits shown in Exhibit B − - Plans Covered and Binding Limits. Such coverage includes temporary insurance where required by law notwithstanding any conditions or limitations contained in the conditional receipt or temporary insurance provision. For facultative reinsurance, the Reinsurer shall be liable only for benefits paid pursuant to the terms and conditions of the Ceding Company's conditional receipt Conditional Receipt or temporary insurance agreement Temporary Insurance Agreement if both of the following conditions are satisfied: (i) The Ceding Company follows its normal facultative reinsurance placement rules in effect at the time of issue of the conditional receipt Conditional Receipt or temporary insurance agreementTemporary Insurance Agreement; and (ii) The Reinsurer's facultative offer is final and is not contingent upon any additional underwriting requirements to be satisfied by the Ceding Company. Notwithstanding anything to the contrary in Article 2.1 above, for any application submitted for facultative consideration to any reinsurer, automatic reinsurance coverage shall be provided in accordance with the conditional receipt and temporary insurance provisions of this Article 4.3, until such time that facultative coverage with any reinsurer commences in accordance with the applicable reinsurance agreement between the Ceding Company and the reinsurer. In the event that the Ceding Company's rules with respect to cash handling and issuance of conditional receipt or temporary insurance are not followed, the Reinsurer will participate in the liability if: . (1) the conditions for automatic reinsurance are met; or or (2) the foregoing conditions for acceptance of the Reinsurer's facultative offer are satisfied; and the Ceding Company does not knowingly kn6wingly allow such rules to be violated or condone such a practice. In all cases, reinsurance coverage under a conditional receipt Conditional Receipt or temporary insurance Temporary Insurance provision is limited to the Reinsurer's share of amounts within the conditional receipt Conditional Receipt or temporary Temporary coverage limits shown in Exhibit B – - Plans Covered and Binding Limits and the provisions of Article 9 apply to such a claim.. IDSL-NY VUL4/LP Select Treaty 4