Common use of Consent to Electronic Disclosures Clause in Contracts

Consent to Electronic Disclosures. By executing this agreement, you agree that all account information from us or your HSA Administrator, including but not limited to your enrollment form, our Custodial Agreement and Disclosure Statement, our Interest Rate Disclosure, our Privacy Policy, IRS Forms 1099-SA and 5498-SA, documents issued by mutual fund companies (including prospectuses, trade confirmations, and other investment fund information), any confirmation of your online instructions or elections and any changes to your investment options shall be made available exclusively in electronic form. Account information may be viewed at any time by logging into your HSA website account. Account information related to your HSA will be posted on your HSA website account, or at our discretion, provided either by email to the email address your HSA Administrator has on file for you, or by U.S. Mail to your mailing address your HSA Administrator has on file for you. You are responsible to advise your HSA Administrator in writing of any change to either your email or mailing address. Records of your HSA contributions, distributions, investment activity, earnings and balances will be made available exclusively through your HSA website account. Before being granted online access to your HSA records, it will be necessary to enter a user name, password and/or enhanced online security feature that you will receive prior to logging into your HSA website account. Your consent to electronic notices will apply to all future applicable notices relating to your HSA until you are no longer an Accountholder or until you withdraw consent as provided below. If you wish to receive your HSA summary and tax forms in paper form, you may select that option by changing your election online in your HSA website account under Statements. Additional fees may apply for paper copies. Consult your HSA Administrator for any applicable fees. Investment options may not be available if you do not consent to receive prospectuses, trade confirmations, changes to your investment options and related documents in electronic form. If you wish to withdraw your consent to electronic delivery of notices on a future date, please contact your HSA Administrator at the contact information listed in your HSA website account. We reserve the right to not open an account or to close your account if you withdraw your consent to electronic delivery of notices. In order to receive information and disclosures in electronic format, you must have access to a computer with the following browser software or equivalent software and communications access to the Internet: Browser Software Minimum Version Required Microsoft Internet Explorer (IE) IE11 and greater Mozilla FireFox Most current and prior 2 versions Apple Safari Most current and prior 2 versions Google Chrome Most current and prior 2 versions Microsoft Edge (Windows 10) Most current and prior 2 versions You will also need Adobe Acrobat Reader to view and download the agreements, disclosures, HSA summaries, tax forms, investment fund information or any other applicable forms. In order to keep agreements and summaries for your records, you will need access to a printer or the ability to download and save information. Your HSA website account will have information about your account balance, contributions, distributions, and recent amendments to this agreement readily available for review. Your HSA website account will provide a link or links to other websites for you to obtain specific information about your investments, including prospectuses. It may be necessary for you to establish a separate user name, password and/or enhanced online security feature for this purpose and complete additional forms. You agree to check your HSA website account no less frequently than monthly to view your HSA activity and other communications and information and verify that all activity on your HSA is authorized activity. You are responsible for keeping your HSA, user name, password and/or enhanced online security feature confidential, and we are not responsible for any other person’s use of your user name, password and/or enhanced online security feature.

Consent to Electronic Disclosures. By executing this agreement, you agree that all account information from us or your HSA Administrator, including but not limited to your enrollment form, our Custodial Agreement and Disclosure Statement, our Interest Rate Disclosure, our Privacy Policy, IRS IRA Forms 1099-SA and 5498-SA, documents issued by mutual fund companies (including prospectuses, trade confirmations, and other investment fund information), and any confirmation of your online instructions or elections and any changes to your investment options shall be made available exclusively in electronic form. Account information may be viewed at any time by logging into your HSA website account. Account information related to your HSA will be posted on your HSA website account, or at our discretion, provided either by email to the email address your HSA Administrator has on file for you, or by U.S. Mail to your mailing address your HSA Administrator has on file for you. You are responsible to advise your HSA Administrator in writing of any change to either your email or mailing address. Records of your HSA contributions, distributions, investment activity, earnings and balances will be made available exclusively through your HSA website account. Before being granted online access to your HSA records, it will be necessary to enter a user name, password and/or enhanced online security feature that you will receive prior to logging into your HSA website account. Your consent to electronic notices will apply to all future applicable notices relating to your HSA until you are no longer an Accountholder or until you withdraw consent as provided below. If you wish to receive your HSA summary and tax forms in paper form, you may select that option by changing your election online in your HSA website account under StatementsStatements & Notifications. Additional fees may apply for paper copies. Consult your HSA Administrator for any applicable fees. Investment options may not be available if you do not consent to receive prospectuses, trade confirmations, changes to your investment options confirmations and related documents in electronic form. If you wish to withdraw your consent to electronic delivery of notices on a future date, please contact your HSA Administrator at the contact information listed in your HSA website account. We reserve the right to not open an account or to close your account if you withdraw your consent to electronic delivery of notices. In order to receive information and disclosures in electronic format, you must have access to a computer with the following browser software or equivalent software and communications access to the Internet: Browser Software Minimum Version Required Microsoft Internet Explorer (IE) IE11 and greater Mozilla FireFox Most current and prior 2 versions Apple Safari Most current and prior 2 versions 5.x or greater Google Chrome Most current and prior 2 versions Microsoft Edge (Windows 10) Most current and prior 2 versions WEX Health Cloud platform is compatible with Microsoft Edge You will also need Adobe Acrobat Reader to view and download the agreements, disclosures, HSA summaries, tax forms, investment fund information or any other applicable forms. In order to keep agreements and summaries for your records, you will need access to a printer or the ability to download and save information. Your HSA website account will have information about your account balance, contributions, distributions, and recent amendments to this agreement readily available for review. Your HSA website account will provide a link or links to other websites for you to obtain specific information about your investments, including prospectuses. It may be necessary for you to establish a separate user name, password and/or enhanced online security feature for this purpose and complete additional forms. You agree to check your HSA website account no less frequently than monthly to view your HSA activity and other communications and information and verify that all activity on your HSA is authorized activity. You are responsible for keeping your HSA, user name, password and/or enhanced online security feature confidential, and we are not responsible for any other person’s use of your user name, password and/or enhanced online security feature.

Consent to Electronic Disclosures. By executing this agreement, you agree that all account information from us or your HSA Administrator, including but not limited to your enrollment form, our Custodial Agreement and Disclosure Statement, our Interest Rate Disclosure, our Privacy Policy, IRS Forms 1099-SA and 5498-SA, documents issued by mutual fund companies (including prospectuses, trade confirmations, and other investment fund information), and any confirmation of your online instructions or elections and any changes to your investment options shall be made available exclusively in electronic form. Account information may be viewed at any time by logging into your HSA website account. Account information related to your HSA will be posted on your HSA website account, or at our discretion, provided either by email to the email address your HSA Administrator has on file for you, or by U.S. Mail to your mailing address your HSA Administrator has on file for you. You are responsible to advise your HSA Administrator in writing of any change to either your email or mailing address. Records of your HSA contributions, distributions, investment activity, earnings and balances will be made available exclusively through your HSA website account. Before being granted online access to your HSA records, it will be necessary to enter a user name, password and/or enhanced online security feature that you will receive prior to logging into your HSA website account. Your consent to electronic notices will apply to all future applicable notices relating to your HSA until you are no longer an Accountholder or until you withdraw consent as provided below. If you wish to receive your HSA summary and tax forms in paper form, you may select that option by changing your election online in your HSA website account under Statements. Additional fees may apply for paper copies. Consult your HSA Administrator for any applicable fees. Investment options may not be available if you do not consent to receive prospectuses, trade confirmations, changes to your investment options and related documents in electronic form. If you wish to withdraw your consent to electronic delivery of notices on a future date, please contact your HSA Administrator at the contact information listed in your HSA website account. We reserve the right to not open an account or to close your account if you withdraw your consent to electronic delivery of notices. In order to receive information and disclosures in electronic format, you must have access to a computer with the following browser software or equivalent software and communications access to the Internet: Browser Software Minimum Version Required Microsoft Internet Explorer (IE) IE11 and greater Mozilla FireFox Most current and prior 2 versions Apple Safari Most current and prior 2 versions Google Chrome Most current and prior 2 versions Microsoft Edge (Windows 10) Most current and prior 2 versions You will also need Adobe Acrobat Reader to view and download the agreements, disclosures, HSA summaries, tax forms, investment fund information or any other applicable forms. In order to keep agreements and summaries for your records, you will need access to a printer or the ability to download and save information. Your HSA website account will have information about your account balance, contributions, distributions, and recent amendments to this agreement readily available for review. Your HSA website account will provide a link or links to other websites for you to obtain specific information about your investments, including prospectuses. It may be necessary for you to establish a separate user name, password and/or enhanced online security feature for this purpose and complete additional forms. You agree to check your HSA website account no less frequently than monthly to view your HSA activity and other communications and information and verify that all activity on your HSA is authorized activity. You are responsible for keeping your HSA, user name, password and/or enhanced online security feature confidential, and we are not responsible for any other person’s use of your user name, password and/or enhanced online security feature.

Consent to Electronic Disclosures. By executing this agreement, you agree that all account information from us or your HSA Administrator, including but not limited to your enrollment form, our Custodial Agreement and Disclosure Statement, our Interest Rate Disclosure, our Privacy Policy, IRS IRA Forms 1099-SA and 5498-SA, documents issued by mutual fund companies (including prospectuses, trade confirmations, and other investment fund information), and any confirmation of your online instructions or elections and any changes to your investment options shall be made available exclusively in electronic form. Account information may be viewed at any time by logging into your HSA website account. Account information related to your HSA will be posted on your HSA website account, or at our discretion, provided either by email to the email address your HSA Administrator has on file for you, or by U.S. Mail to your mailing address your HSA Administrator has on file for you. You are responsible to advise your HSA Administrator in writing of any change to either your email or mailing address. Records of your HSA contributions, distributions, investment activity, earnings and balances will be made available exclusively through your HSA website account. Before being granted online access to your HSA records, it will be necessary to enter a user name, password and/or enhanced online security feature that you will receive prior to logging into your HSA website account. Your consent to electronic notices will apply to all future applicable notices relating to your HSA until you are no longer an Accountholder or until you withdraw consent as provided below. If you wish to receive your HSA summary and tax forms in paper form, you may select that option by changing your election online in your HSA website account under StatementsStatements & Notifications. Additional fees may apply for paper copies. Consult your HSA Administrator for any applicable fees. Investment options may not be available if you do not consent to receive prospectuses, trade confirmations, changes to your investment options confirmations and related documents in electronic form. If you wish to withdraw your consent to electronic delivery of notices on a future date, please contact your HSA Administrator at the contact information listed in your HSA website account. We reserve the right to not open an account or to close your account if you withdraw your consent to electronic delivery of notices. In order to receive information and disclosures in electronic format, you must have access to a computer with the following browser software or equivalent software and communications access to the Internet: Browser Software Minimum Version Required Microsoft Internet Explorer (IE) IE11 IE9 and greater Mozilla FireFox Most current and prior 2 versions Apple Safari Most current and prior 2 versions 5.x or greater Google Chrome Most current and prior 2 versions Microsoft Edge (Windows 10) Most current and prior 2 versions WEX Health Cloud platform is compatible with Microsoft Edge You will also need Adobe Acrobat Reader to view and download the agreements, disclosures, HSA summaries, tax forms, investment fund information or any other applicable forms. In order to keep agreements and summaries for your records, you will need access to a printer or the ability to download and save information. Your HSA website account will have information about your account balance, contributions, distributions, and recent amendments to this agreement readily available for review. Your HSA website account will provide a link or links to other websites for you to obtain specific information about your investments, including prospectuses. It may be necessary for you to establish a separate user name, password and/or enhanced online security feature for this purpose and complete additional forms. You agree to check your HSA website account no less frequently than monthly to view your HSA activity and other communications and information and verify that all activity on your HSA is authorized activity. You are responsible for keeping your HSA, user name, password and/or enhanced online security feature confidential, and we are not responsible for any other person’s use of your user name, password and/or enhanced online security feature.

Consent to Electronic Disclosures. By executing this agreement, you agree that all account information from us or your HSA Administrator, including but not limited to your enrollment form, our Custodial Agreement and Disclosure Statement, our Interest Rate Disclosure, our Privacy Policy, IRS Forms 1099-SA and 5498-SA, documents issued by mutual fund companies (including prospectuses, trade confirmations, and other investment fund information), and any confirmation of your online instructions or elections and any changes to your investment options shall be made available exclusively in electronic form. Account information may be viewed at any time by logging into your HSA website account. Account information related to your HSA will be posted on your HSA website account, or at our discretion, provided either by email to the email address your HSA Administrator has on file for you, or by U.S. Mail to your mailing address your HSA Administrator has on file for you. You are responsible to advise your HSA Administrator in writing of any change to either your email or mailing address. Records of your HSA contributions, distributions, investment activity, earnings and balances will be made available exclusively through your HSA website account. Before being granted online access to your HSA records, it will be necessary to enter a user name, password and/or enhanced online security feature that you will receive prior to logging into your HSA website account. Your consent to electronic notices will apply to all future applicable notices relating to your HSA until you are no longer an Accountholder or until you withdraw consent as provided below. If you wish to receive your HSA summary and tax forms in paper form, you may select that option by changing your election online in your HSA website account under StatementsMessage Center/Update Notification Preferences. Additional fees may apply for paper copies. Consult your HSA Administrator for any applicable fees. Investment options may not be available if you do not consent to receive prospectuses, trade confirmations, changes to your investment options and related documents in electronic form. If you wish to withdraw your consent to electronic delivery of notices on a future date, please contact your HSA Administrator at the contact information listed in your HSA website account. We reserve the right to not open an account or to close your account if you withdraw your consent to electronic delivery of notices. In order to receive information and disclosures in electronic format, you must have access to a computer with the following browser software or equivalent software and communications access to the Internet: Browser Software Minimum Version Required Microsoft Internet Explorer (IE) IE11 and greater Mozilla FireFox Most current and prior 2 versions Apple Safari Most current and prior 2 versions Google Chrome Most current and prior 2 versions Microsoft Edge (Windows 10) Most current and prior 2 versions Chromium-Based Edge Most current and prior 2 versions You will also need Adobe Acrobat Reader to view and download the agreements, disclosures, HSA summaries, tax forms, investment fund information or any other applicable forms. In order to keep agreements and summaries for your records, you will need access to a printer or the ability to download and save information. Your HSA website account will have information about your account balance, contributions, distributions, and recent amendments to this agreement readily available for review. Your HSA website account will provide a link or links to other websites for you to obtain specific information about your investments, including prospectuses. It may be necessary for you to establish a separate user name, password and/or enhanced online security feature for this purpose and complete additional forms. You agree to check your HSA website account no less frequently than monthly to view your HSA activity and other communications and information and verify that all activity on your HSA is authorized activity. You are responsible for keeping your HSA, user name, password and/or enhanced online security feature confidential, and we are not responsible for any other person’s use of your user name, password and/or enhanced online security feature.

Consent to Electronic Disclosures. By executing If you agree by clicking “I Agree” below, you will receive communications and disclosures from the Financial Institution regarding the Service only in electronic form (not in paper) and you agree not to circumvent receiving any messages. At no time does a paper communication sent from the Financial Institution alter this agreement, you agree that all account information from us or your HSA Administrator, including but not limited to your enrollment form, our Custodial Agreement and Disclosure Statement, our Interest Rate Disclosure, our Privacy Policy, IRS Forms 1099-SA and 5498-SA, documents issued by mutual fund companies (including prospectuses, trade confirmations, and other investment fund information), any confirmation of your online instructions or elections and any changes to your investment options shall be made available exclusively in electronic form. Account information may be viewed at any time by logging into your HSA website account. Account information related to your HSA will be posted on your HSA website account, or at our discretion, provided either by email to the email address your HSA Administrator has on file for you, or by U.S. Mail to your mailing address your HSA Administrator has on file for you. You are responsible promise to advise your HSA Administrator inform us promptly in writing of any change to either in your email e- mail address or mailing your U.S. Mail address. Records of your HSA contributions, distributions, investment activity, earnings and balances will be made available exclusively through your HSA website account. Before being granted online access to your HSA records, it will be necessary to enter a user name, password and/or enhanced online security feature that you will receive prior to logging into your HSA website account. Your consent to electronic notices will apply to all future applicable notices relating to your HSA until you are no longer an Accountholder or until you withdraw consent as provided below. If you wish You may choose to receive your HSA summary a copy of this Agreement and tax forms any other related communications in paper formformat, and you may select that option by changing your election online in your HSA website account under Statements. Additional fees may apply for paper copies. Consult your HSA Administrator for any applicable fees. Investment options may not be available if you do not consent to receive prospectuses, trade confirmations, changes to your investment options and related documents in electronic form. If you wish have the right to withdraw your consent to entering into electronic delivery of notices on a future dateagreements and receiving electronic communications and disclosures; however, please contact your HSA Administrator at the contact information listed in your HSA website accountpaper format may not always be available and, if available, may be subject to fees. We reserve How to Withdraw Consent and Update Contact Information. You have the right or option to not open an account or have consumer disclosures, notices, and statements provided to close your account if you in paper form. You may withdraw your consent to for the provision of electronic delivery of disclosures, notices, and statements at any time. In order This consent to receive information disclosures applies to all consumer disclosures, notices and statements provided to you by the Credit Union. If you do withdraw your consent, consumer disclosure, notices, and statements will be provided to you in paper form. Please check the Credit Union’s Service Charge Schedule for any fees associated with receiving these documents, or copies of these documents, in paper form. To withdraw your consent for electronic documents: On the eStatements Home Page, choose “Settings,” then “Change Opt-In Preferences,” and then select “Paper Statements” for any document types you would like to receive as paper. You can also send an email request to xXxxxxxxxxx@000xx.xxx. To update your email address: If you change your e-mail address or it is disabled for any reason, it is your responsibility to notify us so that we may change the location to where we send your notifications when eStatements or disclosures in electronic formatbecome available for viewing. If you have not already supplied 7 17 Credit Union with your current email address, are unsure of what is on record, or wish to update your email address, you must can log in to online banking, select "My Settings" to verify or edit your email address or in the mobile app, select “More” and “Settings” to verify or edit your email address. If you do not have access to a computer with the following browser software or equivalent software and communications access online banking, you may update your email address by going to the Internet: Browser Software Minimum Version Required Microsoft Internet Explorer eStatements Home Page and choosing “Settings” then “Email Address” and enter your new email address twice (IE) IE11 and greater Mozilla FireFox Most current and prior 2 versions Apple Safari Most current and prior 2 versions Google Chrome Most current and prior 2 versions Microsoft Edge (Windows 10) Most current and prior 2 versions You will also need Adobe Acrobat Reader to view and download the agreements, disclosures, HSA summaries, tax forms, investment fund information or any other applicable forms. In order to keep agreements and summaries for your records, you will need access to a printer or the ability to download and save information. Your HSA website account will have information about your account balance, contributions, distributions, and recent amendments to this agreement readily available for review. Your HSA website account will provide a link or links to other websites for you to obtain specific information about your investments, including prospectuses. It may be necessary for you to establish a separate user name, password and/or enhanced online security feature for this purpose and complete additional forms. You agree to check your HSA website account no less frequently than monthly to view your HSA activity and other communications and information and verify that all activity on your HSA is authorized activity. You are responsible for keeping your HSA, user name, password and/or enhanced online security feature confidential, and we are not responsible for any other person’s use of your user name, password and/or enhanced online security featureconfirmation).

Consent to Electronic Disclosures. By executing If you agree by clicking “I Agree” below, you will receive communications and disclosures from the Credit Union regarding the Service in electronic form (not in paper) and you agree not to circumvent receiving any messages. At no time does a paper communication sent from the Credit Union alter this agreement, you agree that all account information from us or your HSA Administrator, including but not limited to your enrollment form, our Custodial Agreement and Disclosure Statement, our Interest Rate Disclosure, our Privacy Policy, IRS Forms 1099-SA and 5498-SA, documents issued by mutual fund companies (including prospectuses, trade confirmations, and other investment fund information), any confirmation of your online instructions or elections and any changes to your investment options shall be made available exclusively in electronic form. Account information may be viewed at any time by logging into your HSA website account. Account information related to your HSA will be posted on your HSA website account, or at our discretion, provided either by email to the email address your HSA Administrator has on file for you, or by U.S. Mail to your mailing address your HSA Administrator has on file for you. You are responsible promise to advise your HSA Administrator inform us promptly in writing of any change to either in your email e-mail address or mailing your U.S. Mail address. Records of your HSA contributions, distributions, investment activity, earnings and balances will be made available exclusively through your HSA website account. Before being granted online access to your HSA records, it will be necessary to enter a user name, password and/or enhanced online security feature that you will receive prior to logging into your HSA website account. Your consent to electronic notices will apply to all future applicable notices relating to your HSA until you are no longer an Accountholder or until you withdraw consent as provided below. If you wish You may choose to receive your HSA summary a copy of this Agreement and tax forms any other related communications in paper form, format and you may select that option by changing your election online in your HSA website account under Statements. Additional fees may apply for paper copies. Consult your HSA Administrator for any applicable fees. Investment options may not be available if you do not consent to receive prospectuses, trade confirmations, changes to your investment options and related documents in electronic form. If you wish have the right to withdraw your consent to entering into electronic delivery of notices on a future date, please contact your HSA Administrator at the contact information listed in your HSA website accountagreements and receiving electronic communications and disclosures. We reserve the right to not open an account or to close your account if you To withdraw your consent to electronic delivery eStatements or Disclosures, or to update information needed to contact you electronically, please contact the Credit Union directly by calling 000- 000-0000 or 0-000-000-0000 or by sending a message to xxxxxxxxxxxxxx@xxxxxxxxxxxx.xxx. Any withdrawal of notices. In order to receive information and disclosures in electronic format, you must have access to a computer with the following browser software or equivalent software and communications access to the Internet: Browser Software Minimum Version Required Microsoft Internet Explorer (IE) IE11 and greater Mozilla FireFox Most current and prior 2 versions Apple Safari Most current and prior 2 versions Google Chrome Most current and prior 2 versions Microsoft Edge (Windows 10) Most current and prior 2 versions You will also need Adobe Acrobat Reader to view and download the agreements, disclosures, HSA summaries, tax forms, investment fund information or any other applicable forms. In order to keep agreements and summaries for your records, you will need access to a printer or the ability to download and save information. Your HSA website account will have information about your account balance, contributions, distributions, and recent amendments consent to this agreement readily available for review. Your HSA website account Service will provide be effective only after we have a link or links reasonable period of time to other websites for you to obtain specific information about process your investmentswithdrawal request, including prospectuses. It may be necessary for you to establish a separate user name, password and/or enhanced online security feature for this purpose and complete additional forms. You agree to check resulting in your HSA website account no less frequently than monthly to view your HSA activity and other communications and information and verify that all activity on your HSA is authorized activity. You are responsible for keeping your HSA, user name, password and/or enhanced online security feature confidential, and we are not responsible for any other person’s use receipt of your user namePeriodic Statement(s) in paper form. EXCLUSION OF WARRANTIES. THE CREDIT UNION IS PROVIDING THE SERVICE "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, password and/or enhanced online security featureEXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON INFRINGEMENT AND TITLE. THE CREDIT UNION DOES NOT WARRANT THAT THE SERVICE IS ERROR-FREE, OR THAT ACCESS TO AND USE OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. LIMITATION OF LIABILITY. IN NO EVENT SHALL THE CREDIT UNION OR ITS LICENSORS OR SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES) ARISING OUT OF THE DELIVERY, PERFORMANCE, OR USE OF THE SERVICE, WHETHER INCURRED BY YOU OR ANY THIRD PARTY, EVEN IF THE CREDIT UNION OR ITS LICENSORS OR SUPPLIERS HAVE BEEN ADVISED OR MAY OTHERWISE KNOW OF THE POSSIBILITY OF SUCH DAMAGES. IF ANY LIABILITY IS IMPOSED ON THE CREDIT UNION, ITS LICENSORS OR SUPPLIERS, THE CREDIT UNION AND ITS LICENSORS OR SUPPLIERS TOTAL LIABILITY TO YOU OR ANY THIRD PARTY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SERVICE. SOME JURISDICTIONS PROHBIT EXCLUSION OR LIMITATION OF LIABILITY FOR IMPLIIED WARRANTIES OR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISTICTION TO JURISTICTION. THE FOREGOING SHALL CONSTITUTE THE CREDIT UNION'S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY HEREUNDER.