Common use of CONTRACT AND PROGRAM CHANGES Clause in Contracts

CONTRACT AND PROGRAM CHANGES. A. The Cedent shall give the Reinsurer thirty (30) days prior written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to the Reinsured Contracts relating to a Cedent's annuity product design and/or death benefit design, fees and charges, distribution systems and/or methods or addition of any riders to any Reinsured Contract forms. B. The Cedent shall give the Reinsurer thirty (30) days written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders. Unless the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, the additional riders, changes to premium and/or changes to Net Amount at Risk will be considered reinsured under the Agreement and included in Schedule A, Plans of Reinsurance, Schedule B, Reinsurance Premiums, and Article IV, Net Amount at Risk, respectively. Reinsurance for additional riders, changes to the reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders shall be effective as of the date specified in the notice from the Cedent. If the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, then Reinsurance Premiums and reimbursements for existing riders will be determined as though no such change had occurred and additional riders will not be covered under this Agreement. C. Upon request, the Cedent shall provide to the Reinsurer a copy of each general communication that the Cedent sends to contract holders in any state.

CONTRACT AND PROGRAM CHANGES. A. The Cedent shall give the Reinsurer thirty (30) days prior written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to the Reinsured Contracts relating to a Cedent's annuity product design and/or death benefit design, fees and charges, distribution systems and/or methods or addition of any riders to any Reinsured Contract forms. B. The Cedent shall give the Reinsurer thirty (30) days written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders. Unless the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, the additional riders, changes to premium and/or changes to Net Amount at Risk will be considered reinsured under the Agreement and included in Schedule A, Plans of Reinsurance, Schedule BExhibit II, Reinsurance Premiums, and Article IV, Net Amount at Risk, respectively. Reinsurance for additional riders, changes to the reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders shall be effective as of the date specified in the notice from the Cedent. If the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, then Reinsurance Premiums and reimbursements for existing riders will be determined as though no such change had occurred and additional riders will not be covered under this Agreement. C. Upon request, the The Cedent shall provide to the Reinsurer a copy of each general communication that the Cedent sends to contract holders in any state. D. The Cedent shall simultaneously provide to the Reinsurer and any subsequent retrocessionaires, a copy of any notice of any proposed change in the investment options supporting Reinsured Contracts, and/or any other accepted changes to the Reinsured Contracts related to a Cedent's annuity product design and/or death benefit design, fees, charges, distributions systems and/or methods or additions of any riders to any Reinsured Contract forms. AMENDMENT NO. 9 TO AUTOMATIC REINSURANCE AGREEMENT EFFECTIVE AS OF DECEMBER 1, 2004 (Agreement) between METROPOLITAN LIFE INSURANCE COMPANY (Cedent) and EXETER REASSURANCE COMPANY, LTD. (Reinsurer) The Agreement is hereby amended, as of July 14, 2008, as follows: 1. The attached Schedule A, Plans of Reinsurance, amends and, as amended, restates Schedule A, Plans of Reinsurance. 2. The attached Exhibit II, Reinsurance Premiums, amends and, as amended, restates Exhibit II, Reinsurance Premiums. This Amendment No. 9 does not alter, amend or modify the Agreement other than as set forth herein, and the terms and conditions of the Agreement, as amended herein, continue in effect without other change. In Witness whereof, the parties have caused this Amendment No. 9 to be signed in duplicate counterparts as of the date first above written. METROPOLITAN LIFE INSURANCE COMPANY By: [Illegible Signature] ------------------------------ Title: AVP & Actuary ------------------------------ EXETER REASSURANCE COMPANY, LTD. By: [Illegible Signature] ------------------------------ Title: President ------------------------------ SCHEDULE A PLANS OF REINSURANCE A. Reinsurer's Percentage: 100% of the business described herein. B. Effective Date: December 1, 2004 C. Reinsured Contracts: METROPOLITAN LIFE INSURANCE COMPANY DEFERRED ANNUITY CONTRACTS -------------------------- Preference Plus Select Variable Annuity - All Share Classes FORM NUMBERS ------------ Guaranteed Minimum Death Benefits Ceded: ---------------------------------------- Fifth Year Step-up: Form ML-535 (07/01) Annual Step-Up: Form ML-550 (07/01) Greater of Annual Step-Up and 5% Rollup: Form ML-540(07/01) Enhanced Death Benefit - Form ML-640-1 (4/08) Additional Death Benefit - Earnings Preservation Benefit (EPB): ML-570 (07/01) Guaranteed Minimum Income Benefits Ceded: ----------------------------------------- Guaranteed Minimum Income Benefit Form ML-560 (07/01) Guaranteed Minimum Income Benefit II Form ML-560-1 (03/03) Guaranteed Minimum Income Benefit Plus: Form ML-560-2 (05/05) Guaranteed Minimum Income Benefit Plus: Form ML-560-4 (4/08) Guaranteed Minimum Income Benefit Plus: Form ML-560-5-NY (7/08) Guaranteed Withdrawal Benefits Ceded: ------------------------------------- Guaranteed Withdrawal Benefit: Form ML-690-1 (7/04) Guaranteed Withdrawal Benefit: Form ML-690-2 (11/05) Lifetime Guaranteed Withdrawal Benefit: Form ML-690-3 (6/06) Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form ML-690-4 (4/08) Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form ML-690-4 (7/08) Page 2 of 6 Guaranteed Minimum Accumulation Benefits Ceded: ----------------------------------------------- Guaranteed Minimum Accumulation Benefit: Form ML-670-1 (11/05) EXHIBIT II REINSURANCE PREMIUMS A. GMDB PROGRAM REINSURANCE PREMIUM GMDB PROGRAM PRODUCTS COVERED (BASIS POINTS) ----------------------------- ------------------------------------------- ------------------- Fifth Year Step-up All Products 10.00 Annual Step-up Plan Codes: 225010, 225011, 225020, 225021, 10.00 225030, 225031, 225050, 225110, and 225150 Annual Step-up Other Plan Codes 20.00 Greater of Annual Step-Up and Plan Codes: 225010, 225011, 225020, 225021, 25.00 5% Rollup 225030, 225031, 225050, 225110, and 225150 Greater of Annual Step-Up and Other Plan Codes 35.00 5% Rollup Enhanced Death Benefit All Products, Issue Age 0-69 65.00* Enhanced Death Benefit All Products, Issue Age 70-75 85.00* Earnings Preservation All Products 25.00 Benefit * If the Enhanced DB is elected in combination with Guaranteed Minimum Income Benefit Plus (Form ML-560-4), there will be a 5 bps reduction in the fee

CONTRACT AND PROGRAM CHANGES. A. The Cedent shall give the Reinsurer thirty (30) days prior written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to the Reinsured Contracts relating to a Cedent's annuity product design and/or death benefit design, fees and charges, distribution systems and/or methods or addition of any riders to any Reinsured Contract forms. B. The Cedent shall give the Reinsurer thirty (30) days written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders. Unless the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, the additional riders, changes to premium and/or changes to Net Amount at Risk will be considered reinsured under the Agreement and included in Schedule A, Plans of Reinsurance, Schedule BExhibit II, Reinsurance Premiums, and Article IV, Net Amount at Risk, respectively. Reinsurance for additional riders, changes to the reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders shall be effective as of the date specified in the notice from the Cedent. If the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, then Reinsurance Premiums and reimbursements for existing riders will be determined as though no such change had occurred and additional riders will not be covered under this Agreement. C. Upon request, the The Cedent shall provide to the Reinsurer a copy of each general communication that the Cedent sends to contract holders in any state. D. The Cedent shall simultaneously provide to the Reinsurer and any subsequent retrocessionaires, a copy of any notice of any proposed change in the investment options supporting Reinsured Contracts, and/or any other accepted changes to the Reinsured Contracts related to a Cedent's annuity product design and/or death benefit design, fees, charges, distributions systems and/or methods or additions of any riders to any Reinsured Contract forms. AMENDMENT NO. 10 TO AUTOMATIC REINSURANCE AGREEMENT EFFECTIVE AS OF APRIL 1, 2001 AMENDED AND RESTATED AS OF JULY 1, 2004 (Agreement) between METLIFE INVESTORS USA INSURANCE COMPANY (Cedent) and EXETER REASSURANCE COMPANY, LTD. (Reinsurer) The Agreement is hereby amended, as of July 14, 2008, as follows: 1. The attached Schedule A, Plans of Reinsurance, amends and, as amended, restates Schedule A, Plans of Reinsurance. 2. The attached Exhibit II, Reinsurance Premiums, amends and, as amended, restates Exhibit II, Reinsurance Premiums. This Amendment No. 10 does not alter, amend or modify the Agreement other than as set forth herein, and the terms and conditions of the Agreement, as amended herein, continue in effect without other change. In Witness whereof, the parties have caused this Amendment No. 10 to be signed in duplicate counterparts as of the date first above written. METLIFE INVESTORS USA INSURANCE COMPANY By: /s/ [Illegible Signature] ------------------------------------- Title: V P EXETER REASSURANCE COMPANY, LTD. By: /s/ RBB ------------------------------------- Title: President SCHEDULE A PLANS OF REINSURANCE A. Reinsurer's Percentage: Prior to July 1, 2004, 25% of the business described herein. Effective, July 1, 2004, 100% of the business described herein. B. Effective Date: April 1, 2001 C. Reinsured Contracts: METLIFE INVESTORS USA INSURANCE COMPANY DEFERRED ANNUITY CONTRACTS -------------------------- VA Series Contract (Standard Contract, 7-year surrender charge schedule) XC Series Contract (Bonus Contract, 9-year surrender charge schedule) L Series Contract (3-year surrender charge schedule) C Series Contract (No surrender charges) S Series Contract (Standard and L Series) Vintage VA (Standard Contract, 7-year surrender charge schedule) Vintage XC (Bonus Contract, 9-year surrender charge schedule) Vintage L (4-year surrender charge schedule) Marquis Portfolios (No surrender charges) USA PEP (10-year surrender charge schedule) PrimElite III (8-year surrender charge schedule) PrimElite IV (8-year surrender charge schedule) PRISM (7-year surrender charge schedule) PRISM L (4-year surrender charge schedule) FORM NUMBERS ------------ Guaranteed Minimum Death Benefits Ceded: ---------------------------------------- Return of Account Value Principal Protection: Form 8015 (11/00) Annual Step-Up: Form 8017 (11/00) Greater of Annual Step-Up and 5% Rollup: Form 8016(11/00) Enhanced Death Benefit - Form MLIU-640-1 (4/08) Additional Death Benefit - Earnings Preservation Benefit (EPB): Form 8019 (11/00) Guaranteed Minimum Income Benefits Ceded: ----------------------------------------- Guaranteed Minimum Income Benefit: Form 8018 (11/00) Guaranteed Minimum Income Benefit II: Form 8018-1 (03/03) Guaranteed Minimum Income Benefit Plus: Form 8018-2 (05/05) Guaranteed Minimum Income Benefit Plus: Form MLU-560-4 (4/08) Guaranteed Withdrawal Benefits Ceded: ------------------------------------- Guaranteed Withdrawal Benefit: Form MLIU-690-1 (7/04) Guaranteed Withdrawal Benefit: Form MLIU-690-2 (11/05) Lifetime Guaranteed Withdrawal Benefit: Form MLIU-690-3 (6/06) Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form MLIU-690-4 (4/08) Guaranteed Minimum Accumulation Benefits Ceded: ----------------------------------------------- Guaranteed Minimum Accumulation Benefit: Form MLIU 670-1 (11/05) EXHIBIT II REINSURANCE PREMIUMS

CONTRACT AND PROGRAM CHANGES. A. The Cedent shall give the Reinsurer thirty (30) days prior written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to the Reinsured Contracts relating to a Cedent's annuity product design and/or death benefit design, fees and charges, distribution systems and/or methods or addition of any riders to any Reinsured Contract forms. B. The Cedent shall give the Reinsurer thirty (30) days written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders. Unless the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, the additional riders, changes to premium and/or changes to Net Amount at Risk will be considered reinsured under the Agreement and included in Schedule A, Plans of Reinsurance, Schedule BExhibit II, Reinsurance Premiums, and Article IV, Net Amount at Risk, respectively. Reinsurance for additional riders, changes to the reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders shall be effective as of the date specified in the notice from the Cedent. If the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, then Reinsurance Premiums and reimbursements for existing riders will be determined as though no such change had occurred and additional riders will not be covered under this Agreement. C. Upon request, the The Cedent shall provide to the Reinsurer a copy of each general communication that the Cedent sends to contract holders in any state. D. The Cedent shall simultaneously provide to the Reinsurer and any subsequent retrocessionaires, a copy of any notice of any proposed change in the investment options supporting Reinsured Contracts, and/or any other accepted changes to the Reinsured Contracts related to a Cedent's annuity product design and/or death benefit design, fees, charges, distributions systems and/or methods or additions of any riders to any Reinsured Contract forms. E. Notwithstanding Subsection A and B above, if any change requires prior approval or non-disapproval by an insurance regulatory agency under applicable law, such change shall not become effective until such approval or non-disapproval has been obtained. AMENDMENT NO. 9 TO AUTOMATIC REINSURANCE AGREEMENT EFFECTIVE AS OF APRIL 1, 2001 AMENDED AND RESTATED AS OF JULY 1, 2004 (Agreement) between METLIFE INVESTORS INSURANCE COMPANY (Cedent) and EXETER REASSURANCE COMPANY, LTD. (Reinsurer) The Agreement is hereby amended, as of February 20, 2009, as follows: 1. The attached Exhibit II, Reinsurance Premiums, amends and, as amended, restates Exhibit II, Reinsurance Premiums. This Amendment No. 9 does not alter, amend or modify the Agreement other than as set forth herein, and the terms and conditions of the Agreement, as amended herein, continue in effect without other change. In Witness whereof, the parties have caused this Amendment No. 9 to be signed in duplicate counterparts as of the date first above written. METLIFE INVESTORS INSURANCE COMPANY By: /s/ [Illegible Signature] ------------------------- Title: VP ------------------------- EXETER REASSURANCE COMPANY, LTD. By: /s/ RBB ------------------------- Title: President ------------------------- EXHIBIT II REINSURANCE PREMIUMS A. GMDB PROGRAM REINSURANCE PREMIUM GMDB PROGRAM PRODUCTS COVERED (BASIS POINTS) ----------------------------- ------------------------------------------ ------------------- Principal Protection All Products 9.00 Annual Step-up Plan Codes: BN2101, CS5101, 10.00 XX000X, XX0XX0, XX0XXX, XX0XXX, XX0XXX, XX0XX0, LS4101, LS410R, ST1101, ST11OR, ST11OX, ST1AG3, ST1AGB, ST1AGR, ST1AGX, ST1AR3, ST1ED3, ST1EDB, ST1EDJ, ST1EDR, ST1EDX, ST1ER3, ST1EX3, XX0XXX, XX0XX0, XX0XXX, and ST1NAV Annual Step-up Other Plan Codes 20.00 Greater of Annual Step- Plan Codes: BN2101, CS5101, 25.00 Up and 5% Rollup XX000X, XX0XX0, XX0XXX, XX0XXX, XX0XXX, FL3ER3, LS4101, LS410R, ST1101, ST11OR, ST11OX, ST1AG3, ST1AGB, ST1AGR, ST1AGX, ST1AR3, ST1ED3, ST1EDB, ST1EDJ, ST1EDR, ST1EDX, ST1ER3, ST1EX3, XX0XXX, XX0XX0, XX0XXX, and ST1NAV Greater of Annual Step- Other Plan Codes 35.00 Up and 5% Rollup Earnings Preservation All Products 25.00 Benefit Enhanced Death Benefit All Products, Issue Age 0-69 65.00* Enhanced Death Benefit All Products sold on or before 85.00* February 20, 2009, Issue Age 70-75 Enhanced Death Benefit All Products sold after February 20, 90.00* 2009, Issue Age 70-75 * If the Enhanced DB is elected in combination with Guaranteed Minimum Income Benefit Plus (Form MLI-560-4), there will be a 5 bps reduction in the fee

CONTRACT AND PROGRAM CHANGES. A. The Cedent shall give the Reinsurer thirty (30) days prior written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to the Reinsured Contracts relating to a Cedent's annuity product design and/or death benefit design, fees and charges, distribution systems and/or methods or addition of any riders to any Reinsured Contract forms. B. The Cedent shall give the Reinsurer thirty (30) days written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders. Unless the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, the additional riders, changes to premium and/or changes to Net Amount at Risk will be considered reinsured under the Agreement and included in Schedule A, Plans of Reinsurance, Schedule BExhibit II, Reinsurance Premiums, and Article IV, Net Amount at Risk, respectively. Reinsurance for additional riders, changes to the reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders shall be effective as of the date specified in the notice from the Cedent. If the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, then Reinsurance Premiums and reimbursements for existing riders will be determined as though no such change had occurred and additional riders will not be covered under this Agreement. C. Upon request, the The Cedent shall provide to the Reinsurer a copy of each general communication that the Cedent sends to contract holders in any state. D. The Cedent shall simultaneously provide to the Reinsurer and any subsequent retrocessionaires, a copy of any notice of any proposed change in the investment options supporting Reinsured Contracts, and/or any other accepted changes to the Reinsured Contracts related to a Cedent's annuity product design and/or death benefit design, fees, charges, distributions systems and/or methods or additions of any riders to any Reinsured Contract forms. AMENDMENT NO. 9 TO AUTOMATIC REINSURANCE AGREEMENT EFFECTIVE AS OF APRIL 1, 2001 AMENDED AND RESTATED AS OF JULY 1, 2004 (Agreement) between NEW ENGLAND LIFE INSURANCE COMPANY (Cedent) and EXETER REASSURANCE COMPANY, LTD. (Reinsurer) The Agreement is hereby amended, as of July 14, 2008, as follows: 1. The attached Schedule A, Plans of Reinsurance, amends and, as amended, restates Schedule A, Plans of Reinsurance. 2. The attached Exhibit II, Reinsurance Premiums, amends and, as amended, restates Exhibit II, Reinsurance Premiums. This Amendment No. 9 does not alter, amend or modify the Agreement other than as set forth herein, and the terms and conditions of the Agreement, as amended herein, continue in effect without other change. In Witness whereof, the parties have caused this Amendment No. 9 to be signed in duplicate counterparts as of the date first above written. NEW ENGLAND LIFE INSURANCE COMPANY By: /s/ [Illegible Signature] ------------------------------------ Title: VP EXETER REASSURANCE COMPANY, LTD. By: /s/ RBB ------------------------------------ Title: President SCHEDULE A PLANS OF REINSURANCE A. Reinsurer's Percentage: Prior to July 1, 2004, 25% of the business described herein. Effective, July 1, 2004, 100% of the business described herein. B. Effective Date: April 1, 2001 C. Reinsured Contracts: NEW ENGLAND LIFE INSURANCE COMPANY DEFERRED ANNUITY CONTRACTS -------------------------- American Forerunner Series Variable Annuity - All share classes. FORM NUMBERS ------------ Guaranteed Minimum Death Benefits Ceded: ---------------------------------------- Principal Protection: Form NEL-530 (05/01) Annual Step-Up: Form NEL-550 (05/01) Greater of Annual Step-Up and 5% Rollup: Form NEL-540(05/01) Enhanced Death Benefit - Form NL-640-1 (4/08) Additional Death Benefit - Earnings Preservation Benefit (EPB): NEL-570 (05/01) Guaranteed Minimum Income Benefits Ceded: ----------------------------------------- Guaranteed Minimum Income Benefit Form NEL-560 (05/01) Guaranteed Minimum Income Benefit II Form NEL-560-1 (03/03) Guaranteed Minimum Income Benefit Plus: Form NEL-560-2 (05/05) Guaranteed Minimum Income Benefit Plus: Form NL-560-4 (4/08) Guaranteed Minimum Income Benefit Plus: Form NL-560-5 (7/08) Guaranteed Withdrawal Benefits Ceded: ------------------------------------- Guaranteed Withdrawal Benefit: Form NEL-690-1 (7/04) Guaranteed Withdrawal Benefit: Form NEL-690-2 (11/05) Lifetime Guaranteed Withdrawal Benefit: Form NEL-690-3 (6/06) Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form NL-690-4 (4/08) Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form NL-690-4 (7/08) Page 2 of 6 Guaranteed Minimum Income Benefits Ceded: ----------------------------------------- Guaranteed Minimum Accumulation Benefit: Form NEL-670-1 (11/05) EXHIBIT II REINSURANCE PREMIUMS

CONTRACT AND PROGRAM CHANGES. A. The Cedent shall give the Reinsurer thirty (30) days prior written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to the Reinsured Contracts relating to a Cedent's annuity product design and/or death benefit design, fees and charges, distribution systems and/or methods or addition of any riders to any Reinsured Contract forms. B. The Cedent shall give the Reinsurer thirty (30) days written notice, unless otherwise agreed to by the Cedent and the Reinsurer, of any changes to reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders. Unless the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, the additional riders, changes to premium and/or changes to Net Amount at Risk will be considered reinsured under the Agreement and included in Schedule A, Plans of Reinsurance, Schedule BExhibit II, Reinsurance Premiums, and Article IV, Net Amount at Risk, respectively. Reinsurance for additional riders, changes to the reinsurance premium and Net Amount at Risk, including changes for additional riders and changes to existing riders shall be effective as of the date specified in the notice from the Cedent. If the Reinsurer objects in writing within thirty (30) days after such written notice is received by the Reinsurer, then Reinsurance Premiums and reimbursements for existing riders will be determined as though no such change had occurred and additional riders will not be covered under this Agreement. C. Upon request, the The Cedent shall provide to the Reinsurer a copy of each general communication that the Cedent sends to contract holders in any state. D. The Cedent shall simultaneously provide to the Reinsurer and any subsequent retrocessionaires, a copy of any notice of any proposed change in the investment options supporting Reinsured Contracts, and/or any other accepted changes to the Reinsured Contracts related to a Cedent's annuity product design and/or death benefit design, fees, charges, distributions systems and/or methods or additions of any riders to any Reinsured Contract forms. AMENDMENT NO. 8 TO AUTOMATIC REINSURANCE AGREEMENT EFFECTIVE AS OF DECEMBER 1, 2004 (Agreement) between FIRST METLIFE INVESTORS INSURANCE COMPANY (Cedent) and EXETER REASSURANCE COMPANY, LTD. (Reinsurer) The Agreement is hereby amended, as of July 14, 2008, as follows: