Common use of Contractual Lien Clause in Contracts

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and interest in any account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You are not giving a security interest in any shares or deposits in an XXX or any other account, which if pledged would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account is a Joint or Multiple Party Account, the entire amount in such account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on the account, and without notice. You agree to pay us all expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrower, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, shares and deposits, dividendsexcept for exempt Accounts, and interest as security for any loanloan you may have now or in the future. In addition to any lien we have as a matter of lawlaw (see the Statutory Lien paragraph), you grant us a contractual lien on all shares, deposits, dividends, and interest accrued dividends in any account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-In-Lending Act. You understand and agree the contractual lien and your pledge of shares applies to loans, a negative balance in any Account, fees, costs, expenses or any other financial obligation owed to us. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue CodeCode or other applicable law. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner Party owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner Party owing to us notwithstanding the interest of any other Owner on in the account, Account and without notice. Unless prohibited by applicable law or our policies and procedures, the contractual lien and your pledge of shares authorizes us to take money from any non-exempt Account and apply it to what you owe if you are in default. For example, if you have a delinquent loan or a negative account balance, you agree we may use funds in your Account(s) to pay any or all of the unpaid obligations or negative balance. You agree to pay us all for expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more OwnersParties, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrower, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void. To the extent permitted by law, any collateral you pledge to secure a loan payable to us shall secure your performance of any other obligations owed to us. This cross-collateralization means the collateral securing a loan may serve as collateral for additional loans with us. Additionally, we may hold the collateral from a loan until all obligations are paid off. For example, we may hold the title to your vehicle as collateral for another loan even if your auto loan has been paid in full. It is your responsibility to review your loan disclosures and security agreements to understand your collateral pledges and our rights. Unless specifically agreed to by you and us in a separate writing, obligations secured by your principal residence are not included in this cross-collateralization pledge.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-In-Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountaccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue CodeCode or other applicable law. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the account, Account and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, shares and interest deposits as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and accrued dividends and interest in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You are not giving a security interest in any shares or deposits in an XXX or any other account, which if pledged would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account is a Joint or Multiple Party Account, the entire amount in such account shall be subject to our lien and shall secure the indebtedness of each Owner owing to uslaw. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner or Signer owing to us notwithstanding the interest of any other Owner on or Signer in the accountAccount, and without notice. You agree to pay us all expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you you, or at your request, over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your the account, and in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-in-Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Joint Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest shares as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, shares and interest accrued dividends in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You Xxx.Xxx are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You Xxxx.Xxx agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner Party owing to us. You xx.Xxx agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You xxxxxx.Xxx agree to pay us all expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your accountAccount, and in accordance with our Account Services and Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits dividends shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void. 9.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and interest in any account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other account, which if pledged would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account is a Joint or Multiple Party Account, the entire amount in such account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on the account, and without notice. You agree to pay us all expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrower, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, shares and interest deposits as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and accrued dividends and interest in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You are not giving a security interest in any shares or deposits in an XXX or any other accountAccount, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue CodeCode or other applicable law. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all expenses and costs, including attorney’s 's fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you you, or at your request, over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(21322(b) (2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest Account as security for any a loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest interest, to the extent of any loans made to you and any other obligation of yours that you owe to us, which . The contractual lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-ln-Lending ActAct or the Texas Constitution. You are not giving a security interest in any shares or deposits in an XXX IRA, SEP, XXXXX or any other accountAccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us us, notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us for all expenses and costs, including attorney’s attorneys’ fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you . You agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits deposited funds in an Account shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void. Notwithstanding anything herein to the contrary, any loan subject to the federal Military Lending Act made to a “Covered Borrower” will not be subject to this contractual lien unless you have provided a consensual security interest in your Account in connection with such loan, in accordance with the requirements of the Military Lending Act.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-In-Lending Act. You are not giving a security interest in any shares or deposits in an XXX or any other accountaccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue CodeCode or other applicable law. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the account, Account and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any statutory lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividendsinterest, and interest dividends deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-In-Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue CodeCode or other applicable law. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner Party owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner Party owing to us notwithstanding the interest of any other Owner on in the account, Account and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more OwnersParties, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds de- posited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Fed- eral Truth-In-Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue CodeCode or other applicable law. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner Party owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Ac- count against the indebtedness of any Owner Party owing to us notwithstanding the interest of any other Owner on in the account, Account and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more OwnersParties, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, shares and dividends, including direct deposits of Social Security and interest other government benefits, in any account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-in-Lending Act. You are not giving a security interest in any shares share or deposits in an XXX IRA, SEP, Xxxxx or any other account, which which, if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account is a Joint or Multiple Multiple-Party Account, the entire amount in such account shall be subject to our lien and shall secure the indebtedness of each Owner Party to the account owing to us. You agree that we may exercise our lien and apply the entire amount in any such account against the indebtedness of any Owner owing Party to us notwithstanding the interest of any other Owner on the account, and without notice. You agree to hold us harmless from, and to pay us all any expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, Parties and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in lien or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien may be or is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, shares and dividends, including direct deposits of Social Security and interest other government benefits, in any account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-in- Lending Act. You are not giving a security interest in any shares share or deposits in an XXX IRA, SEP, Xxxxx, or any other account, which which, if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account is a Joint or Multiple Multiple-Party Account, the entire amount in such account shall be subject to our lien and shall secure the indebtedness of each Owner Party to the account owing to us. You agree that we may exercise our lien and apply the entire amount in any such account against the indebtedness of any Owner owing Party to us notwithstanding the interest of any other Owner on the account, and without notice. You agree to hold us harmless from, and to pay us all any expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, Parties and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in lien or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2U.S.C.§1322(b)(2), and to the extent that this lien may be or is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Truth-in-Lending Act. You are not giving a security interest in any shares or deposits in an XXX XXX, SEP, Xxxxx, or any other accountAccount, which which, if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner party to the Account owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, parties and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in lien or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §§ 1322(b)(2), and to the extent that this lien may be or is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Truth- in-Lending Act. You are not giving a security interest in any shares or deposits in an XXX XXX, SEP, Xxxxx, or any other accountAccount, which which, if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner party to the Account owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, parties and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in lien or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §§ 1322(b)(2), and to the extent that this lien may be or is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, shares and interest deposits as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and accrued dividends and interest in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you ¬¬you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay hold us harmless for all expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Joint Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you at your request over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Truth-in-Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA, SEP, Xxxxx, or any other accountAccount, which which, if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner party to the Account owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, parties and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in lien or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2§ 1322(b) (2), and to the extent that this lien may be or is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any statutory lien we have as a matter of law, you grant us a contractual lien on any and all deposits, shares, deposits, dividends, and interest dividends deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-In-Lending ActAct or other applicable law. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue CodeCode or other applicable law. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner Party owing to us notwithstanding the interest of any other Owner on in the account, Account and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more OwnersParties, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter and at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your accountAccount, and any applicable fee in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares shares, deposits, and deposits dividends shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and interest dividends in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-in-Lending ActAct or other applicable law. You are not giving a security interest in any shares or deposits in an XXX IRA, SEP, Xxxxx or any other accountAccount, which which, if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Multiple-Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner party to the Account owing to us. You If you are in default or otherwise fail to satisfy a financial obligation with us, you agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner Party owing to us us, notwithstanding the interest of any other Owner on the account, Account and without notice. You agree to pay us all for expenses and costs, including attorney’s 's fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more OwnersParties, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient available funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your accountAccount, and in accordance with our the Fee Schedule, a fee may be imposed for the returned return item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in lien or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien may be or is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest Account as security for any a loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest interest, to the extent of any loans made to you and any other obligation of yours that you owe to us, which . The contractual lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-ln-Lending ActAct or the Texas Constitution. You are not giving a security interest in any shares or deposits in an XXX IRA, SEP, XXXXX, or any other accountAccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us us, notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us for all expenses and costs, including attorney’s attorneys’ fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you . You agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned item. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits deposited funds in an Account shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void. Notwithstanding anything herein to the contrary, any loan subject to the federal Military Lending Act made to a “Covered Borrower” will not be subject to this contractual lien unless you have provided a consensual security interest in your Account in connection with such loan, in accordance with the requirements of the Military Lending Act.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, shares and interest deposits as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and accrued dividends and interest in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay hold us harmless for all expenses and costs, including attorney’s fees, that we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Joint Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you at your request over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowermaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-in-Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountAccount, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Joint Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that which may exist results in there being insufficient available funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, and interest as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on any and all shares, deposits, dividends, and interest funds deposited or maintained in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that which you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Federal Truth-In-Lending Act. You are not giving a security interest in any shares or deposits in an XXX IRA or any other accountaccount which, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all for expenses and costs, including attorney’s fees, that which we may incur in defending or enforcing our right to exercise our lien against the indebtedness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien lien, or any right of offset that which may exist exist, results in there being insufficient funds in the account Account to honor such items. If we cash a check for you over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that which you may owe to us whether as a borrower, co-borrowermaker, guarantor, guarantor or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification of any claim we may have under 11 U.S.C. §1322(b)(2), and to the extent that this lien is so construed, it is hereby waived and shall be void.

Contractual Lien. Unless otherwise prohibited by applicable law or our policies and procedures, you may pledge all or any part of your shares, deposits, dividends, shares and interest deposits as security for any loan. In addition to any lien we have as a matter of law, you grant us a contractual lien on all shares, deposits, dividends, and accrued dividends and interest in any account Account in which you have an interest to the extent of any loans made to you and any other obligation of yours that you owe to us, which lien secures repayment of any such loan or obligation to the extent not prohibited under the federal Truth in Lending Act. You are not giving a security interest in any shares or deposits de- posits in an XXX IRA or any other accountAccount, which if pledged pledged, would result in the loss of special tax treatment under the Internal Revenue Code. You agree that, if any such account Account is a Joint or Multiple Party Account, the entire amount in such account Account shall be subject to our lien and shall secure the indebtedness of each Owner owing to us. You agree that we may exercise ex- ercise our lien and apply the entire amount in any such account Account against the indebtedness of any Owner owing to us notwithstanding the interest of any other Owner on in the accountAccount, and without notice. You agree to pay us all expenses and costs, including attorney’s fees, that we may incur in defending or enforcing enforc- ing our right to exercise our lien against the indebtedness indebted- ness of any one or more Owners, and you agree that we will not be liable for dishonoring checks or other items where the exercise of our lien or any right of offset that may exist results in there being insufficient funds in the account Account to honor such items. If we cash a check for you you, or at your request, over the counter at your request and any such check is subsequently returned unpaid for any reason, you agree that we may charge the amount of the item against your account, and in accordance with our Fee Schedule, a fee may be imposed for the returned itemAccount. If we elect not to enforce our lien at any time, we do not waive our right to enforce that lien on subsequent occasions. The lien secures all direct and indirect indebtedness that you may owe to us whether as a borrower, co-borrowercomaker, guarantor, or otherwise. You agree that, with regard to any indebtedness owing to us secured by your principal residence, our lien on shares and deposits shall not be construed so as to diminish or forfeit any security interest inter- est in or indebtedness secured by such residence, nor shall our lien be construed so as to permit the modification modifica- tion of any claim we may have under 11 U.S.C. §1322(b)(21322(b) (2), and to the extent that this lien is so construed, it is hereby waived and shall be void.