Common use of Copy Received Clause in Contracts

Copy Received. You acknowledge receipt of a copy of this Agreement. YOUR BILLING RIGHTS Keep this notice for future use This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in Case of Errors or Questions About Your Bill If you think your bill is wrong, or if you need more information about a transaction on your bill, write us on a separate sheet at the address listed on your bill. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared, You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. • Describe the error and explain why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake City, UT 84145 If you have authorized us to pay your credit card bill automatically from your savings or share draft account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Written Notice We must acknowledge your letter within 30 days unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. We must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is.

Copy Received. You acknowledge receipt of a copy of this Agreement. YOUR BILLING RIGHTS Keep this notice for future use This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in Case of Errors or Questions About Your Bill Xxxx If you think your bill xxxx is wrong, or if you need more information about a transaction on your billxxxx, write us on a separate sheet at the address listed on your billxxxx. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill first xxxx on which the error or problem appeared, You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. • Describe the error and explain why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake CityXX Xxx 00000 Xxxx Xxxx Xxxx, UT 84145 XX 00000 If you have authorized us to pay your credit card bill xxxx automatically from your savings or share draft account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Written Notice We must acknowledge your letter within 30 days unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. We must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is.

Copy Received. You acknowledge receipt of agree that you have received a copy of this AgreementAgreement to retain for your records. YOUR BILLING RIGHTS Keep this notice for future use …KEEP THIS NOTICE FOR FUTURE USE This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in In Case of Errors or Questions About Your Bill If you think your bill is wrong, or if you need more information about a transaction on your bill, write us on a separate sheet at the address listed on your bill. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared, . You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • - Your name and account number. • number - The dollar amount of the suspected error. • error - Describe the error and explain explain, if you can, why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake City, UT 84145 If you have authorized us to pay your credit card bill automatically from your you savings or share draft account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three 3 business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Your Written Notice We must acknowledge your letter within 30 days days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was is correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. We And, we must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is.

Copy Received. You acknowledge receipt of a copy of this Agreement. Use of the Card constitutes acceptance of this Agreement. YOUR BILLING RIGHTS Keep this notice for future use – KEEP THIS NOTICE FOR FUTURE USE This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in In Case of Of Errors or Questions About Your Bill If you your think your bill is wrong, or if you need more information about a transaction on your bill, write us on a separate sheet at the address listed on your bill. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared, . You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. number • The dollar amount of the suspected error. error • Describe the error and explain explain, if you can, why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake City, UT 84145 If you have authorized us to pay your credit card bill automatically from your savings or share draft (checking) account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Your Written Notice We must acknowledge your letter within 30 days days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your billmistake, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquentxxxxx- xxxxx. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. We And, we must tell you the name of anyone we reported report you to. We must tell anyone we report you to that the matter has been settled set- tled between us when it finally is. If we don’t follow these rules, we cannot collect the first $50 of the questioned amount, even if your bill was correct.

Copy Received. You acknowledge receipt of a copy of this Agreement. Use of the Card constitutes acceptance of this Agreement. YOUR BILLING RIGHTS Keep this notice for future use – KEEP THIS NOTICE FOR FUTURE USE This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in In Case of Of Errors or Questions About Your Bill Xxxx If you your think your bill xxxx is wrong, or if you need more information about a transaction on your billxxxx, write us on a separate sheet at the address listed on your billxxxx. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill xxxx on which the error or problem appeared, . You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. number • The dollar amount of the suspected error. error • Describe the error and explain explain, if you can, why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake City, UT 84145 If you have authorized us to pay your credit card bill xxxx automatically from your savings or share draft (checking) account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Your Written Notice We must acknowledge your letter within 30 days days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billmistake, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquentxxxxx- xxxxx. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. We And, we must tell you the name of anyone we reported report you to. We must tell anyone we report you to that the matter has been settled set- tled between us when it finally is. If we don’t follow these rules, we cannot collect the first $50 of the questioned amount, even if your xxxx was correct.

Copy Received. You acknowledge receipt of a copy of this Agreement. YOUR BILLING RIGHTS Keep this notice for future use This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in Case of Errors or Questions About Your Bill If you think your bill is wrong, or if you need more information about a transaction on your bill, write us on a separate sheet at the address listed on your bill. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared, You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. • Describe the error and explain why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake CityXX Xxx 00000 Xxxx Xxxx Xxxx, UT 84145 XX 00000 If you have authorized us to pay your credit card bill automatically from your savings or share draft account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Written Notice We must acknowledge your letter within 30 days unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. We must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is.

Copy Received. You acknowledge receipt of that you have received a copy of this Agreement. You understand that the use of your credit card will constitute acknowledgement of receipt and agreement to the terms of the credit agreement. YOUR BILLING RIGHTS Keep this notice for future use KEEP THIS NOTICE FOR FUTURE USE This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in In Case of Errors or Questions About Your Bill Xxxx If you think your bill xxxx is wrong, or if you need more information about a transaction on your billxxxx, write us on a separate sheet at the address listed on your billxxxx. Write to us as soon as possible. We must hear from you no later than 60 sixty (60) days after we sent you the first bill xxxx on which the error or problem appeared, . You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • * Your name and account number. • * The dollar amount of the suspected error. • * Describe the error and explain explain, if you can, why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake City, UT 84145 If you have authorized us to pay your credit card bill xxxx automatically from your savings or share draft account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three (3) business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Your Written Notice We must acknowledge your letter within 30 days thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. We And, we must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is.. If we don't follow these rules, we can't collect the first $50 of the questioned amount, even if your xxxx was correct. Special Rule for Credit Card Purchases If you have a problem with the quality of property or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. There are two (2) limitations on this right: (a) You must have made the purchase in your home state or, if not within your home state, within one hundred (100) miles of your current mailing address; and (b) The purchase price must have been more than $50. These limitations do not apply if we own or operate the merchant, or if we mailed you the advertisement for the property or services. � CUNA Mutual Group, 1991, 2005 To reorder call 1�8QO.35f3.5012 (29083rvpv) 09107105 29311�FKl X.X. Xxx 0000 Xxxxx Xxxxxxx, XX 00000-0000 800-237-9829 VISA Platinum� Tabular Disclosure Annual Percentage Rate (APR) for Purchases VISA Platinum 6.25%-18.00%*Variable Annual No Frills* 8.25%-18.00%* Variable Purchases Gift\Travel Rewards* 8.25%-18.00%* Variable Cash Back Rewards* Other APRs Cash Advance and Balance Transfer Variable No Frills ......... 6.25%-18.00% * Travel Rewards ..... 8.25%-18.00% * Cash Back Rewards .. 8.25%-18.00% * Penalty ............... 18.00% ** Variable Rate Information Your APR may vary quarterly. The - rate for C purchases, cash advances and balance transfers is determined by adding the applicable margin to the Prime Rate* reported by The Wall Street Journal. Grace Periods for Purchases 25 Days Method of Computing the Balance for Purchases Average Daily Balance (Including New Purchases) Annual Fee None Minimum Finance Charge None Foreign Transaction Fee 1% *** Late Payment Fee $10.00 Over-the-Credit-Limit Fee $10.00 *** of converted transaction amount * The Prime Rate used to determine your APR is the rate published in the "Money Rates" table of The Wall Street Journal on the last business day of each quarter. Your APR will be determined by your credit-worthiness. ** applies to all cards if you are sixty (60) or more days delinquent *** of converted transaction amount The information about the costs of the card described in this application is accurate as of 10/2009. This information may have changed after that date. To find out what may have changed, contact the Credit Union. LOANLINER. �CUNA MUTUAL GROUP, 2.002, 08, ALL RIGIITS RESERVED 24907(1) TO ORDER 0-000-000-0000 xxx.xxxxxx.xxx

Copy Received. You acknowledge receipt of a copy of this Agreement. YOUR BILLING RIGHTS Keep this notice for future use This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in Case of Errors or Questions About Your Bill Xxxx If you think your bill xxxx is wrong, or if you need more information about a transaction on your billxxxx, write us on a separate sheet at the address listed on your billxxxx. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill xxxx on which the error or problem appeared, You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. • Describe the error and explain why you believe there is an error. • If you need more information, describe the item you are not sure about. Mail Letters to: Deseret First Credit Union Attn: Card Services PO Box 45046 Salt Lake CityXX Xxx 00000 Xxxx Xxxx Xxxx, UT 84145 XX 00000 If you have authorized us to pay your credit card bill xxxx automatically from your savings or share draft account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Your Rights and Our Responsibilities After We Receive your Written Notice We must acknowledge your letter within 30 days unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. We must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is.