Common use of Correspondence and Communication Clause in Contracts

Correspondence and Communication. To the extent permitted under applicable law, any written or electronic correspondence you send to us will not be effective until we receive and have had a reasonable opportunity to act on such correspondence. Any written or electronic correspondence we send to you will, however, be effective and deemed delivered when mailed to you at your mail address (or your email address if you have authorized electronic communications) as it appears on our records. Additionally, you authorize us, our successors, assigns, agents, representatives, service providers or any third party acting on our behalf (collectively called “Messaging Parties”) to contact you using any lawful means, including automatic telephone dialing systems, artificial or prerecorded voice message systems, text messaging systems, and automated email systems to provide you with information about the Card, the Account, or this Agreement, including information about upcoming payment dates, missed payments, and returned payments. You authorize us to make such contacts using any telephone numbers or email addresses you provide us, including in connection with your application for the Account, our servicing or collection of amounts you owe under this Agreement or any other transaction involving you and us. You understand that anyone with access to your telephone or email account may listen to or read the messages we leave or send you, and you agree that we will have no liability for any resulting loss of privacy. You also understand that, when you receive a telephone call, text message or email, you may incur a charge from the company that provides you with telecommunications, wireless or Internet services, and you agree that we will have no liability for these charges except to the extent required by applicable law. You agree that this authorization constitutes a bargained for exchange. If any telephone number you have provided us changes, or if you cease to be the owner, subscriber or primary user of any such telephone number, you agree to immediately give us notice of such facts so we can update our records. To the extent you have the right under applicable law to revoke your consent to receive communications by automatic dialer, prerecorded or artificial voice messages, or text messages, to your cell phone, you may exercise this right at any time by contacting the applicable Messaging Party directly or by sending a request to xxxxxxxxxxxx@xxxxxxxxx.xxx with the subject line “End Communications”. Your request must include your name, mailing address, the last four digits of your Account number and the specific cell phone number(s) for which you would like to cancel your consent to be contacted by an automatic dialer or prerecorded or artificial voice message. To stop text messages only, you can respond “STOP” to any text message. To stop emails, you can follow the opt-out instructions included at the bottom of the Messaging Parties’ emails.

Correspondence and Communication. To the extent permitted under applicable law, any written or electronic correspondence you send to us will not be effective until we receive and have had a reasonable opportunity to act on such correspondence. Any written or electronic correspondence we send to you will, however, be effective and deemed delivered when mailed to you at your mail address (or your email address if you have authorized electronic communications) as it appears on our records. Additionally, you authorize us, our successors, assigns, agents, representatives, service providers or any third party acting on our behalf (collectively called “Messaging Parties”) us to contact you using any lawful means, including automatic telephone dialing systems, artificial or prerecorded voice message systems, text messaging systems, and automated email systems to provide you with information about the Card, the Account, or this Agreement, including information about upcoming payment dates, missed payments, and returned payments. You agree that such contacts will not be considered “unsolicited” calls or telemarketing calls for purposes of state or federal law. You authorize us to make such contacts using any telephone numbers or email addresses you provide us, including in connection with your application for the Account, our servicing or collection of amounts you owe under this Agreement or any other transaction involving you and us. You understand that anyone with access to your telephone or email account may listen to or read the messages we leave or send you, and you agree that we will have no liability for any resulting loss of privacy. You also understand that, when you receive a telephone call, text message or email, you may incur a charge from the company that provides you with telecommunications, wireless or Internet services, and you agree that we will have no liability for these charges except to the extent required by applicable law. You agree that this authorization constitutes a bargained for exchange. If any telephone number you have provided us changes, or if you cease to be the owner, subscriber or primary user of any such telephone number, you agree to immediately give us notice of such facts so we can update our records. To the extent you have the right under applicable law to revoke your consent to receive communications by automatic dialer, prerecorded or artificial voice messages, or text messages, to your cell phonethis authorization, you agree you may exercise this right do so only by calling the Messaging Parties at any time by contacting the applicable Messaging Party directly or by sending a request to xxxxxxxxxxxx@xxxxxxxxx.xxx with the subject line “End Communications”. Your request must include customer service number set forth on your name, mailing address, the last four digits of your Account number and the specific cell phone number(s) for which you would like to cancel your consent to be contacted by an automatic dialer or prerecorded or artificial voice message. To stop text messages only, you can respond “STOP” to any text messagestatement. To stop emails, you can follow the opt-out instructions included at the bottom of the Messaging Parties’ emails.