County Court action. 7.16.1 EK Services are also able to register an overpayment in the County Court. Once registered, we will hold an order to recover the arrears from a customer, which can be enforced by the Court. An alternative would be to issue a summons for the debt which would include interest. 7.16.2 Once EK Services have obtained a County Court Judgment against a customer, there are actions that can be considered to enforce the judgment (following an oral examination if appropriate) ● ‘Attachment of Earnings’ – money is stopped from the customers wages to pay the arrears; ● ‘Warrant of Execution’ – empowers a High Court enforcement officer / Enforcement Agent to attend a customer’s address to take goods to sell at public auction; ● ‘Third Party Debt Order’ (also referred to as a ‘Garnishee Order’) – a customer is stopped from taking money from his/her bank or building society account and the money owed to EK Services is paid directly to us from the account. 7.16.3 EK Services has the discretion to decide the appropriate method of enforcement action to take. This will depend largely on what assets the customers own, his/her income and the customer’s personal circumstances. 7.16.4 When considering further recovery action, EK Services will look at each case individually and the action taken will be based on the circumstances of each case. Several recovery options may be appropriate but the level of costs associated with each case will be considered and balanced against the size of the debt and the likelihood of recovery.
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Samples: Income Management Policy, Income Management Policy, Income Management Policy