Common use of Coverage F – Medical Payments To Others Clause in Contracts

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "bodily injury". Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "residence employees". As to others, this coverage applies only: 1. To a person on the "insured location" with the permission of an "insured"; or 2. To a person off the "insured location", if the "bodily injury": a. Arises out of a condition on the "insured location" or the ways immediately adjoining; b. Is caused by the activities of an "insured"; c. Is caused by a "residence employee" in the course of the "residence employee's" employment by an "insured"; or d. Is caused by an animal owned by or in the care of an "insured".

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "bodily injury". Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulanceam- bulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "residence employees". As to others, this coverage applies only: 1. To a person on the "insured location" with the permission of an "insured"; or 2. To a person off the "insured location", if the "bodily injury": a. Arises out of a condition on the "insured location" or the ways immediately adjoining; b. Is caused by the activities of an "insured"; c. Is caused by a "residence employee" in the course of the "residence employee's" employment em- ployment by an "insured"; or d. Is caused by an animal owned by or in the care of an "insured".

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "bodily injury". Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulanceambu- xxxxx, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "residence employees". As to others, this coverage applies only: 1. To a person on the "insured location" with the permission of an "insured"; or 2. To a person off the "insured location", if the "bodily injury": a. Arises out of a condition on the "insured location" or the ways immediately adjoining; b. Is caused by the activities of an "insured"; c. Is caused by a "residence employee" in the course of the "residence employee's" employment em- ployment by an "insured"; or d. Is caused by an animal owned by or in the care of an "insured".

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "bodily injury". Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulanceambu- xxxxx, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "residence employees". As to others, this coverage applies only: 1. To a person on the "insured location" with the permission of an "insured"; or 2. To a person off the "insured location", if the "bodily injury": a. Arises out of a condition on the "insured location" or the ways immediately adjoiningadjoin- ing; b. Is caused by the activities of an "insured"; c. Is caused by a "residence employee" in the course of the "residence employee's" employment em- ployment by an "insured"; or d. Is caused by an animal owned by or in the care of an "insured".

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "“bodily injury"”. Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "“residence employees"”. As to others, this coverage applies only: 1. To a person on the "“insured location" ” with the permission of an "“insured"”; or 2. To a person off the "“insured location"”, if the "“bodily injury"”: a. Arises out of a condition on the "“insured location" ” or the ways immediately adjoining; b. Is caused by the activities of an "“insured"”; c. Is caused by a "“residence employee" ” in the course of the "“residence employee's" ’s” employment by an "“insured"”; or d. Is caused by an animal owned by or in the care of an "“insured"”.

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "“bodily injury"”. Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "“residence employees"”. As to others, this coverage applies only: 1. To a person on the "“insured location" ” with the permission of an "“insured"”; or 2. To a person off the "“insured location"”, if the "“bodily injury"”: a. Arises out of a condition on the "“insured location" ” or the ways immediately adjoining; b. Is caused by the activities of an "“insured"”; c. Is caused by a "“residence employee" ” in the course of the "“residence employee's" employment ’s” employ- ment by an "“insured"”; or d. Is caused by an animal owned by or in the care of an "“insured"”.

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "bodily injury". Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "residence employees". As to others, this coverage applies only: 1. To a person on the "insured location" with the permission of an "insured"; or 2. To a person off the "insured location", if the "bodily injury": a. Arises out of a condition on the "insured location" or the ways immediately adjoining; b. Is caused by the activities of an "insured"; c. Is caused by a "residence employee" in the course of the "residence employee's" employment by an "insured"; or d. Is caused by an animal owned by or in the care of an "insured".. RFH 0003 :5-14-13 Page 19 of 28 SECTION II – EXCLUSIONS

Coverage F – Medical Payments To Others. S A M P L E We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "bodily injury". Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "residence employees". As to others, this coverage applies only: 1. To a person on the "insured location" with the permission of an "insured"; or 2. To a person off the "insured location", if the "bodily injury": a. Arises out of a condition on the "insured location" or the ways immediately adjoining; b. Is caused by the activities of an "insured"; c. Is caused by a "residence employee" in the course of the "residence employee's" employment by an "insured"; or d. Is caused by an animal owned by or in the care of an "insured".

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "bodily injury". Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "residence employees". As to others, this coverage applies only: 1. To a person on the "insured location" with the permission of an "insured"; or 2. To a person off the "insured location", if the "bodily injury": a. Arises out of a condition on the "insured location" or the ways immediately adjoining; b. Is caused by the activities of an "insured"; c. Is caused by a "residence employee" in the course of the "residence employee's" employment by an "insured"; or or d. Is caused by an animal owned by or in the care of an "insured".

Coverage F – Medical Payments To Others. We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing "“bodily injury"”. Medical expenses expense means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents of your household except "“residence employees"”. As to others, this coverage applies only: 1. To a person on the "“insured location" ” with the permission of an "“insured"”; or 2. To a person off the "“insured location"”, if the "“bodily injury"”: a. Arises out of a condition on the "“insured location" ” or the ways immediately adjoining; b. Is caused by the activities of an "“insured"”; c. Is caused by a "“residence employee" ” in the course of the "“residence employee's" ’s” employment by an "“insured"”; or d. Is caused by an animal owned by or in the care of an "insured".care