Coverage M-Medical Payments To Others. “We” pay the necessary medical expenses if they are incurred or medically determined within three years from the date of an accident causing “bodily injury” covered by this policy. Medical expenses means the reasonable charges for medical, surgical, X-ray, dental, ambulance, hospital, professional nursing, and funeral services; prosthetic devices; hearing aids; prescription drugs; and eyeglasses, including contact lenses. This coverage does not apply to “you” or to any person who is a regular resident of “your” household, other than a “domestic employee”. With respect to others, this coverage applies only to: a. a person on an “insured premises” with the permission of an “insured”; or b. a person away from an “insured premises” if the “bodily injury”: 1) arises out of a condition on an “insured premises” or the access ways immediately adjoining an “insured premises”; 2) is caused by an activity of an “insured”; 3) is caused by a “domestic employee” in the course of his or her employment by an “insured”; or
Appears in 2 contracts
Samples: Insurance Policy, Insurance Policy
Coverage M-Medical Payments To Others. “We” pay the necessary medical expenses if they are incurred or medically determined within three years from the date of an accident causing “bodily injury” covered by this policy. Medical expenses means the reasonable charges for medical, surgical, X-ray, dental, ambulance, hospital, professional nursing, and funeral services; prosthetic devices; hearing aids; prescription drugs; and eyeglasses, including contact lenses. This coverage does not apply to “you” or to any person who is a regular resident of “your” household, other than a “domestic employee”. With respect to others, this coverage applies only to:
a. a person on an “insured premises” with the permission of an “insured”; or
b. a person away from an “insured premises” if the “bodily injury”:
1) arises out of a condition on an “insured premises” or the access ways immediately adjoining an “insured premises”;
2) is caused by an activity of an “insured”;
3) is caused by a “domestic employee” in the course of his or her employment by an “insured”; or
Appears in 2 contracts
Samples: Insurance Policy, Homeowners Insurance Policy
Coverage M-Medical Payments To Others. “We” pay the necessary medical expenses if they are incurred or medically determined within three years from the date of an accident causing “bodily injury” covered by this policy. Medical expenses means the reasonable charges for medical, surgical, X-ray, dental, ambulance, hospital, professional nursing, and funeral services; prosthetic devices; hearing aids; prescription drugs; and eyeglasses, including contact lenses. This coverage does not apply to “you” or to any person who is a regular resident of “your” household, other than a “domestic employee”. With respect to others, this coverage applies only to:
a. a person on an “insured premises” with the permission of an “insured”; or
b. a person away from an “insured premises” if the “bodily injury”:
1) arises out of a condition on an “insured premises” or the access ways immediately adjoining an “insured premises”;
2) is caused by an activity of an “insured”;
3) is caused by a “domestic employee” in the course of his or her employment by an “insured”; or
Appears in 1 contract
Samples: Unit Owners Form