Common use of CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS Clause in Contracts

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. In no case, will we be liable for any indirect, special or incidental damages. However, there are some exceptions. We will not be liable, for instance: a. If, through no fault of ours, you do not have enough money in your account to make the transfer or the transfer would go over the credit limit on your line of credit. b. If you used the wrong ATM-PIN or you used an ATM-PIN or card in an incorrect manner. c. If the ATM where you are making the transfer does not have enough cash. d. If the ATM or POS terminal was not working properly and you knew about the problem when you started the transaction. e. If circumstances beyond our control (such as fire, flood or power failure) prevent the transaction. f. If the money in your account is subject to legal process or another claim. g. If your account is frozen because of a delinquent loan. h. If the error was caused by a system of the VISA Network or any other participating network. i. If there are other exceptions as established by the Credit Union. j. The ATM or POS terminal may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. In no case, case will we be liable for any indirect, special or incidental damages. However, there are some exceptions. We will not be liable, for instance: a. If, through no fault of ours, you do not have enough money in your account to make the transfer or the transfer would go over the credit limit on your line of credit. b. If you used the wrong ATM-PIN or you used an ATM-PIN or card in an incorrect manner. c. If the ATM where you are making the transfer does not have enough cash. d. If the ATM or POS terminal was not working properly and you knew about the problem when you started the transaction. e. If circumstances beyond our control (such as fire, flood or power failure) prevent the transaction. f. If the money in your account is subject to legal process or another other claim. g. If your account is frozen because of a delinquent loan. h. If the error was caused by a system of the VISA Network or any other participating network. i. If there are other exceptions as established by the Credit Union. j. The ATM or POS terminal may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. In no case, will we be liable for any indirect, special or incidental damages. However, there are some exceptions. We will not be liable, liable for instancethe following: a. If, through no fault of ours, you do not have enough money in your account to make the transfer or the transfer would go over the credit limit on your line of credit. b. If you used the wrong ATM-PIN or you used an ATM-, PIN or card in an incorrect manner. c. If the ATM automated teller machine (ATM) where you are making the transfer does not have enough cash. d. If the ATM , or POS terminal was not working properly and you knew about the problem when you started the transaction. The ATM machine may retain your card in certain instances, in which you may contact STCU about its replacement. e. d. If circumstances beyond our control (such as fire, flood or power failure) prevent the transaction. f. e. If the money in your account is subject to legal process or another claim. g. If your account other claim or is frozen because of a delinquent loan. h. f. If the error was caused by a system of the VISA Network designated ATM Networks or any other participating network. i. g. If there are other exceptions as established by the Credit UnionSTCU. j. The ATM or POS terminal may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. In no case, case will we be liable for any indirect, special or incidental damages. However, there are some exceptions. We will not be liable, for instance: a. If, through no fault of ours, you do not have enough money in your account to make the transfer or the transfer would go over the credit limit on your line of credit. b. If you used the wrong ATM-PIN PIN, or you used an ATM-PIN or card in an incorrect manner. c. If the ATM where you are making the transfer does not have enough cash. d. If the ATM or POS terminal was not working properly and you knew about the problem when you started the transaction. e. If circumstances beyond our control (such as fire, flood or power failure) prevent the transaction. f. If the money in your account is subject to legal process or another other claim. g. If your account is frozen because of a delinquent loan. h. If the error was caused by a system of the VISA Network or any other participating network. i. If there are other exceptions as established by the Credit Union. j. The ATM or POS terminal may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.