Common use of CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS Clause in Contracts

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injury, whether caused by the equipment, software, Credit Union, or by Internet browser providers or by Internet access providers or by online service providers or by an agent or subcontractor of any of the foregoing. Nor shall we a. If, through no fault of ours, you do not have adequate funds in your account to complete a transaction, your account is closed, or the transaction amount would exceed your credit limit on your line of credit. b. If you used the wrong access code or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfer and xxxx payment transactions. c. If your computer fails or malfunctions or any of the Credit Union’s Personal Online Banking services was not properly working and such problem should have been apparent when you attempted such transaction. d. If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent making the transaction. e. If the funds in your account are subject to an administrative hold, legal process or other claim. f. If your account is frozen because of a delinquent loan. g. If the error was caused by a system beyond the Credit Union’s control such as your Internet Service Provider. h. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can make a transfer or xxxx payment. i. If the error was caused by a system of the CO-OP ATM, PLUS, Star or Accel. j. If there are other exceptions as established by the Credit Union. k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement agree- ment with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injury, whether caused by the equipment, software, Credit Union, or by Internet browser providers or by Internet access providers or by online service providers or by an agent or subcontractor of any of the foregoing. Nor shall wewe or the service providers be responsible for any direct, indirect, special or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, Online Banking services, or Internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via the Online Banking services and may have referred to such communication as “secured”, we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the ex- clusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: a. If, If through no fault of ours, you do not have adequate funds enough money in your account to complete a transactionmake the transfer, your account is closedinactive, or the transaction amount transfer would exceed your go over the credit limit on your line of credit. b. If you used the wrong access code PIN or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfer and xxxx payment transactionsused your PIN in an incor- rect manner. c. If the account has been closed and cannot be used. d. If your computer fails or malfunctions or any of the Credit Union’s Personal PrivateLine or Online Banking services system was not working properly working and such problem should have been apparent when you attempted such started the transaction. d. e. If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent making the transaction. e. f. If the funds money in your account are is subject to an administrative hold, legal process or other claim. f. If your account is frozen because of a delinquent loan. g. If the error was caused by a system beyond not within the Credit Union’s control such as your Internet Service Providercontrol. h. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can make process a transfer or xxxx paymenttransfer. i. If the error was caused by a system of the CO-OP ATM, PLUS, Star or Accel. j. If there are other exceptions as established by the Credit Union. k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injury, whether caused by the equipment, software, Credit Union, or by Internet browser providers or by Internet access providers or by online service providers or by an agent or subcontractor of any of the foregoing. Nor shall wewe or the service providers be responsible for any direct, indirect, special or consequential economic or other damages arising in any way out of the installation, download, use, or mainte- xxxxx of the equipment, software, Online Banking services, or Internet browser or access software. In this regard, al- though we have taken measures to provide security for com- munications from you to us via the Online Banking services and may have referred to such communication as “secured”, we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the a. If, If through no fault of ours, you do not have adequate funds enough money in your account to complete a transactionmake the transfer, your account is closedinactive, or the transaction amount transfer would exceed your go over the credit limit on your line of credit. b. If you used the wrong access code PIN or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfer and xxxx payment transactionsused your PIN in an incorrect manner. c. If the account has been closed and cannot be used. d. If your computer fails or malfunctions or any of the Credit Union’s Personal Online Banking services Bank- ing system was not working properly working and such problem should have been apparent when you attempted such started the transaction. d. e. If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent making the transaction. e. f. If the funds money in your account are is subject to an administrative hold, legal process or other claim. f. If your account is frozen because of a delinquent loan. g. If the error was caused by a system beyond not within the Credit Union’s control such as your Internet Service Providercontrol. h. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can make process a transfer or xxxx paymenttransfer. i. If the error was caused by a system of the CO-OP ATM, PLUS, Star or Accel. j. If there are other exceptions as established by the Credit Union. k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injuryloss, whether caused by the equipment, software, Credit Union, or by Internet online browser providers providers, or by Internet internet access providers or by online service providers, or mobile device providers or by an agent or subcontractor of any of the foregoing. Nor shall we a. we or the service providers be responsible for any direct, indirect, special or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, Credit Union Digital Banking services or internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via Credit Union Digital Banking services and may have referred to such communication as "secured," we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: • If, through no fault of ours, you do not have adequate funds enough money in your account to complete a transaction, make the transfer or your account is closed, or the transaction amount would exceed your credit limit on your line of credit. b. inactive. • If you used the wrong access code password or you have not properly followed any applicable computercomputer or other device, Internet or Credit Union user instructions for making transfer and xxxx payment transactions. c. . • If your computer or other device fails or malfunctions or any of the phone lines or Credit Union’s Personal Online Union Digital Banking services system was not properly working working, and such problem should have been apparent when you attempted such transaction. d. . • If circumstances beyond our your control (such as fire, flood, telecommunication outages, postal outages or strikes, equipment or power failure) prevent making the transaction. e. . • If the funds in your account are subject to an administrative hold, legal process process, or other claim. f. . • If your account is frozen because of a delinquent loan. g. . • If you have not given the Credit Union complete, correct, and current instructions so the Credit Union can process a transfer. • If you fail to update Credit Union with current and accurate phone, address, email address or other contact information pertinent to the transaction type • If an error was caused by a system beyond the Credit Union’s 's control such as your Internet Service Provider. h. If you have a telecommunications system, an internet service provider, any computer virus/malware, or problems related to software not given provided by the Credit Union complete, correct and current instructions so the Credit Union can make a transfer or xxxx payment. i. If the error was caused by a system of the CO-OP ATM, PLUS, Star or Accel. j. Union. • If there are other exceptions as established by the Credit Union. k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injuryloss, whether caused by the equipment, software, Credit Union, or by Internet online browser providers providers, or by Internet internet access providers or by online service providers, or mobile device providers or by an agent or subcontractor of any of the foregoing. Nor shall we a. we or the service providers be responsible for any direct, indirect, special or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, Credit Union Digital Banking services or internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via Credit Union Digital Banking services and may have referred to such communication as "secured," we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: • If, through no fault of ours, you do not have adequate funds enough money in your account to complete a transaction, make the transfer or your account is closed, or the transaction amount would exceed your credit limit on your line of credit. b. inactive. • If you used the wrong access code password or you have not properly followed any applicable computercomputer or other device, Internet or Credit Union user instructions for making transfer and xxxx payment transactions. c. . • If your computer or other device fails or malfunctions or any of the phone lines or Credit Union’s Personal Online Union Digital Banking services system was not properly working and such problem should have been apparent when you attempted such transaction. d. . • If circumstances beyond our your control (such as fire, flood, telecommunication outages, postal outages or strikes, equipment or power failure) prevent making the transaction. e. . • If the funds in your account are subject to an administrative hold, legal process or other claim. f. . • If your account is frozen because of a delinquent loan. g. If the error was caused by a system beyond the Credit Union’s control such as your Internet Service Provider. h. . • If you have not given the Credit Union complete, correct and current instructions so the Credit Union can make process a transfer transfer. • If you fail to update Credit Union with current and accurate phone, address, email address or xxxx payment. i. other contact information pertinent to the transaction type • If the an error was caused by a system of beyond the CO-OP ATMCredit Union's control such as a telecommunications system, PLUSan internet service provider, Star any computer virus/malware or Accel. j. problems related to software not provided by the Credit Union. • If there are other exceptions as established by the Credit Union. k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injuryloss, whether caused by the equipment, software, Credit Union, or by Internet online browser providers providers, or by Internet internet access providers or by online service providers, or mobile device providers or by an agent or subcontractor of any of the foregoing. Nor shall we a. we or the service providers be responsible for any direct, indirect, special or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, CMCU Digital Banking services or internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via CMCU Digital Banking services and may have referred to such communication as "secured," we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: • If, through no fault of ours, you do not have adequate funds enough money in your account to complete a transaction, make the transfer or your account is closed, or the transaction amount would exceed your credit limit on your line of credit. b. inactive. • If you used the wrong access code password or you have not properly followed any applicable computercomputer or other device, Internet or Credit Union user instructions for making transfer and xxxx payment transactions. c. . • If your computer or other device fails or malfunctions or any of the Credit Union’s Personal Online phone lines or CMCU Digital Banking services system was not properly working and such problem should have been apparent when you attempted such transaction. d. . • If circumstances beyond our your control (such as fire, flood, telecommunication outages, postal outages or strikes, equipment or power failure) prevent making the transaction. e. . • If the funds in your account are subject to an administrative hold, legal process or other claim. f. . • If your account is frozen because of a delinquent loan. g. If the error was caused by a system beyond the Credit Union’s control such as your Internet Service Provider. h. . • If you have not given the Credit Union complete, correct and current instructions so the Credit Union can make process a transfer transfer. • If you fail to update CMCU with current and accurate phone, address, email address or xxxx payment. i. other contact information pertinent to the transaction type • If the an error was caused by a system of beyond the CO-OP ATMCredit Union's control such as a telecommunications system, PLUSan internet service provider, Star any computer virus/malware or Accel. j. problems related to software not provided by the Credit Union. • If there are other exceptions as established by the Credit Union. k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.

CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injuryloss, whether caused by the equipment, software, Credit Union, or by Internet Online browser providers such as Microsoft Internet Explorer or Firefox, or by Internet access providers or by online service providers or by an agent or subcontractor of any of the foregoing. Nor shall wewe or the service providers be responsible for any direct, indirect, special or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, Internet Account Access services or Internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via the Internet Account Access services and may have referred to such communication as "secured," we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: a. If, through no fault of ours, you do not have adequate funds enough money in your account to complete a transaction, make the transfer or your account is closed, or the transaction amount would exceed your credit limit on your line of creditinactive. b. If you used the wrong access code PIN or you have not properly followed any applicable computer, Internet or Credit Union user instructions for making transfer and xxxx bill payment transactions. c. If your computer fails or malfunctions or any of the Credit Union’s Personal Online Banking services phone lines or the Internet Account Access system was not properly working and such problem should have been apparent when you attempted such transaction. d. If circumstances beyond our your control (such as fire, flood, telecommunication outages, postal outages or strikes, equipment or power failure) prevent making the transaction. e. If the funds in your account are subject to an administrative hold, legal process or other claim. f. If your account is frozen because of a delinquent loan. g. If the error was caused by a system beyond the Credit Union’s control such as your Internet Service Provider. h. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can make process a transfer. h. If, through no fault of ours, a bill payment or funds transfer transaction does not reach a particular payee due to changes in the payee address, account number or xxxx paymentotherwise; the time you allow for payment delivery was inaccurate; or the payee failed to process a payment correctly, or in a timely manner, and a fee, penalty, or interest is assessed against you. The Credit Union can only confirm the amount, the participating merchant, and the date of the bill payment transfer made by the Credit Union. For any other error or question you have involving billing statement of the participating merchant, you must contact the merchant directly. The Credit Union is not responsible for investigating such errors. i. If the error was caused by a system of beyond the CO-OP ATMCredit Union's control such as a telecommunications system, PLUSan Internet service provider, Star any computer virus or Accelproblems related to software not provided by Credit Union. j. If there are other exceptions as established by the Credit Union. k. The ATM machine may retain your card in certain instances, in which event you may contact the Credit Union about its replacement.