Common use of DATE TOPIC REQUIREMENT and/or EFFECTS Clause in Contracts

DATE TOPIC REQUIREMENT and/or EFFECTS. Insurable Crop Group All spring cereal grains, soybeans, and milling wheat Insurable Crop Soybeans April 01 to March 31 Crop Year May 31 Application deadline Required deposit due 15% as per Section 13(4) regs Signed Agreement Required for valid contract; Section 13(1) regs Perils insured against See Section 8 regs Seed Quality Standards Minimum 80% germination rate Approved Varieties: Varieties recommended by the Department, the Corporation or those listed in the Atlantic Provinces Field Crop Guide, Publication 100A Coverage levels 80% or 90% of the probable yield Coverage Period Begins when the crop is planted Ends with the final date for harvest June 30 Premium due date As per Section 13(11) regs June 30 Final Acreage Report List of crops planted by field and by variety within each field. Penalty - $10 plus $2 for each day overdue Section 18(4) regs July 01 Interest charges begin Monthly interest charged on unpaid premiums; as per Section 13 (12) regs June 17 Final planting date Deadline for seeding all soybeans. Penalty – 1% reduction PY/day for 15 days. Section 17(14)(15) regs Soybeans planted after July 2nd will not be eligible for insurance. Stage I indemnity rate (30 days after planting) Section 23 regs Maximum indemnity is 30% of IV when NOT replanted or replanted with field work; Maximum indemnity is 20% of IV if acres are replanted with no field work. Stage II indemnity rate (un-harvested ac.) FULL OFFSET between Stage II and Stage III Section 24 r Maximum Indemnity is an 80 day sliding scale from 50% to 80% of the insured value. Stage III indemnity rate (harvested crop) Section 25 regs Maximum indemnity rate is equal to the shortfall in production at the unit price selected. November 04 Final date for harvest, subsequent field losses are not covered November 04 Final date for coverage Section 9 regs November 20 Final date to complete Production Summary Section 15 regs November 20 Final date for filing a Proof of Loss, in writing Section 20 regs December 20 Final date for appeal changes to the of Production Summary or Proof of Loss January 31 Final date for destruction of production that was written-off.

DATE TOPIC REQUIREMENT and/or EFFECTS. Insurable Crop Group All spring cereal grains, soybeansall protein feed crops, grain corn, silage corn, canola and milling wheat Insurable Crop Soybeans Milling Wheat Coverage Period From time of planting until final harvest deadline April 01 to March Mar 31 Crop Year May 31 Application deadline Required deposit due 1515 to 50% as per Section 13(4) regs Signed Agreement Required for valid contract; Section 13(1) regs Perils insured against See Section 8 regs Seed Quality Standards Minimum Certified with 80% germination rate Approved Varieties: Varieties recommended by the Department, the Corporation or those listed in the Atlantic Provinces Field Crop Guide, Publication 100A 100A, Coverage levels 80% or 90% of the probable yield Coverage Period Begins when the crop is planted Ends with the final date for harvest June 30 Premium due date As per Section 13(11) regs June 30 Final Acreage Report List of crops planted by field and by variety within each field. field Penalty - $10 plus $2 for each day overdue Section 18(4) regs July 01 Interest charges begin Monthly interest charged on unpaid premiums; as per Section 13 (12) regs June 17 05 Final planting date Deadline for seeding all soybeans. milling wheat Penalty – 12% reduction PY/in PY / day for 15 days. 10 days Section 17(14)(15) regs Soybeans Milling wheat planted after July 2nd June 15 will not be eligible for insurance. Stage I indemnity rate (30 days after planting) Section 23 regs Maximum Max indemnity is 30% of IV when NOT replanted or replanted with field work; Maximum Max indemnity is 20% of IV if acres are replanted with no field work. Stage II indemnity rate (un-harvested ac.acres) FULL OFFSET – between Stage II and Stage III Section 24 r regs Maximum Indemnity is an 80 : - a 60 day sliding scale from 50% 50 to 80% of the insured value. Stage II acres harvested as baled forage or silage after the final harvest deadline shall be assigned a salvage value and the indemnity payment shall be 65% of the insured value Stage III indemnity rate (harvested crop) Section 25 regs Maximum indemnity rate is is: - equal to the shortfall in production at the unit price selected. November 04 September 25 Final date for harvest, ; subsequent field losses are not covered November 04 September 25 Final date for coverage Section 9 regs November 20 October 15 Final date to complete file a Production Summary Section 15 regs November 20 October 15 Final date for filing a Proof of Loss, in writing Section 20 regs December 20 November 15 Final date for to appeal changes a change to the of Production Summary or Proof of Loss January 31 Final date The purpose of this plan is to provide quality and production coverage for destruction wheat crops which are planted, managed, harvested, stored and marketed as milling wheat. In addition to a yield guarantee the program may provide quality coverage for losses from low falling number, low protein and the presence of production that was written-offfusarium diseased kernels.

DATE TOPIC REQUIREMENT and/or EFFECTS. Insurable Crop Group All spring cereal grains, soybeansall protein feed crops, grain corn, silage corn, canola and milling wheat Insurable Crop Soybeans Silage Corn April 01 to March 31 Crop Year year May 31 Application deadline Required deposit due 1515 to 50% as per Section 13(4) regs Signed Agreement Required for valid contract; Section 13(1) regs Perils insured against See Section 8 regs Seed Quality Standards Minimum 8085% germination rate Approved Varieties: Varieties recommended by the Department, the Corporation or those listed in the Atlantic Provinces Field Crop Production Guide, Publication 100A 100, Coverage levels 80% or 90% of the probable yield Coverage Period Begins when the crop is planted Ends with the final date for harvest June 30 Premium due date As per Section 13(11) regs June 30 Final Acreage Report List of crops planted by field and by variety within each field. field Penalty - $10 plus $2 for each day overdue Section 18(4) regs July 01 Interest charges begin Monthly interest charged on unpaid premiums; as per Section 13 (125(6) regs June 17 01 Final planting date Deadline for seeding all soybeanssilage corn varieties. Penalty – 12% reduction PY/in PY / day for 15 days. 10 days Section 17(14)(15) regs Soybeans Silage corn planted after July 2nd June 10 will not be eligible for insurance. Stage I indemnity rate (30 days after planting) Section 23 regs Maximum indemnity is 30% of IV when NOT replanted or replanted with field work; Maximum indemnity is 20% of IV if acres are replanted with no field work. Stage II indemnity rate (un-harvested ac.) FULL OFFSET – between Stage II and Stage III Section 24 r regs Maximum Indemnity is an 80 : - a 120 day sliding scale from 50% 50 to 80% of the insured insure value. Stage III indemnity rate (harvested crop) Section 25 regs Maximum indemnity rate is is: - equal to the shortfall in production at the unit price selected. November 04 Final date for harvest, subsequent field losses are not covered November 04 Final date for coverage Section 9 regs November 20 Final date to complete Production Summary Section 15 regs November 20 Final date for filing a Proof of Loss, in writing Section 20 regs December 20 Final date for appeal changes to the of Production Summary or Proof of Loss January 31 Final date for destruction of production that was written-off.

DATE TOPIC REQUIREMENT and/or EFFECTS. Insurable Crop Group All spring cereal grains, soybeansall protein feed crops, grain corn, silage corn, canola and milling wheat Insurable Crop Soybeans - all varieties April 01 to March 31 Crop Year May 31 Application deadline Required deposit due 1515 to 50% as per Section 13(4) regs Signed Agreement Required for valid contract; Section 13(1) regs Perils insured against See Section 8 regs Seed Quality Standards Minimum 80% germination rate Approved Varieties: Varieties recommended by the Department, the Corporation or those listed in the Atlantic Provinces Field Crop Guide, Publication 100A 100A, Coverage levels 80% or 90% of the probable yield Coverage Period Begins when the crop is planted Ends with the final date for harvest June 30 Premium due date As per Section 13(11) regs June 30 Final Acreage Report List of crops planted by field and by variety within each field. field Penalty - $10 plus $2 for each day overdue Section 18(4) regs July 01 Interest charges begin Monthly interest charged on unpaid premiums; as per Section 13 (12) regs June 17 12 Final planting date Deadline for seeding all soybeans. soybeans Penalty – 12% reduction PY/in PY / day for 15 days. 10 days Section 17(14)(15) regs Soybeans planted after July 2nd June 22 will not be eligible for insurance. Stage I indemnity rate (30 days after planting) Section 23 regs Maximum indemnity is 30% of IV when NOT replanted or replanted with field work; Maximum indemnity is 20% of IV if acres are replanted with no field work. Stage II indemnity rate (un-harvested ac.) FULL OFFSET – between Stage II and Stage III Section 24 r regs Maximum Indemnity is an : - a 80 day sliding scale from 50% 50 to 80% of the insured value. Stage III indemnity rate (harvested crop) Section 25 regs Maximum indemnity rate is is: - equal to the shortfall in production at the unit price selected. November 04 Final date for harvest, subsequent field losses are not covered November 04 Final date for coverage Section 9 regs November 20 Final date to complete Production Summary Section 15 regs November 20 Final date for filing a Proof of Loss, in writing Section 20 regs December 20 Final date for appeal changes to the of Production Summary or Proof of Loss January 31 Final date for destruction of production that was written-off.

DATE TOPIC REQUIREMENT and/or EFFECTS. Insurable Crop Group All spring cereal grains, soybeans, and milling wheat Insurable Crop Soybeans Milling Wheat April 01 to March Mar 31 Crop Year May 31 Application deadline Required deposit due 15% as per Section 13(4) regs Signed Agreement Required for valid contract; Section 13(1) regs Perils insured against See Section 8 regs Seed Quality Standards Minimum 80% germination rate Approved Varieties: Varieties recommended by the Department, the Corporation or those listed in the Atlantic Provinces Field Crop Guide, Publication 100A Coverage levels 80% or 90% of the probable yield Coverage Period Begins when the crop is planted Ends with the final date for harvest June 30 Premium due date As per Section 13(11) regs June 30 Final Acreage Report List of crops planted by field and by variety within each field. field Penalty - $10 plus $2 for each day overdue Section 18(4) regs July 01 Interest charges begin Monthly interest charged on unpaid premiums; premiums as per Section 13 (12) regs June 17 10 Final planting date Deadline for seeding all soybeans. milling wheat Penalty – 1% reduction PY/re day for 15 days. days Section 17(14)(15) regs Soybeans Milling wheat planted after July 2nd June 25th will not be eligible for insurance. Stage I indemnity rate (30 days after planting) Section 23 regs Maximum indemnity is 30% of IV when NOT replanted or replanted with field work; Maximum indemnity is 20% of IV if acres are replanted with no without field work. Stage II indemnity rate (un-harvested ac.acres) FULL OFFSET between Stage II and Stage III Section 24 r regs Maximum Indemnity indemnity is an 80 a 60 day sliding scale from 50% to 80% of the insured valueInsured Value. Stage II acres salvaged by baling after the final harvest deadline shall be assigne a salvage value and the indemnity payment shall be 65% of the Insured Value. Stage III indemnity rate (harvested crop) Section crop)Section 25 regs Maximum indemnity rate is equal to the shortfall in production prod at the unit price selected. November 04 September 30 Final date for harvest, ; subsequent field losses are not covered November 04 September 30 Final date for coverage Section 9 regs November 20 October 15 Final date to complete file a Production Summary Section 15 regs November 20 October 15 Final date for filing a Proof of Loss, in writing Loss Section 20 regs December 20 November 15 Final date for to appeal changes a change to the of Production Summary or Proof of Loss January 31 Final date for destruction of to destroy production that was which has been written-off. The purpose of this plan is to provide quality and production coverage for wheat crops which are planted, managed, harvested, stored and marketed as milling wheat. In addition to a yield guarantee the program may provide quality coverage for losses from low falling number, low protein and the presence of fusarium diseased kernels.

DATE TOPIC REQUIREMENT and/or EFFECTS. Insurable Crop Group All spring cereal grains, soybeansall protein feed crops, grain corn, silage corn, canola and milling wheat Insurable Crop Soybeans Crops Barley, Oats, Mixed Grain and Feed wheat April 01 to March Mar 31 Crop Year May 31 Application deadline Required deposit due 1515 to 50% as per Section 13(4) regs Signed Agreement Required for valid contract; Section 13(1) regs Perils insured against See Section 8 regs Seed Quality Standards Minimum 80% germination rate Approved Varieties: Varieties recommended by the Department, the Corporation or those listed in the Atlantic Provinces Field Crop Guide, Publication 100A 100A, Coverage levels 80% or 90% of the probable yield Coverage Period Begins when the crop is planted Ends with the final date for harvest June 30 Premium due date As per Section 13(1113(4) regs June 30 Final Acreage Report List of crops planted by field and by variety within each field. field Penalty - $10 plus $2 for each day overdue Section 18(4) regs July 01 Interest charges begin Monthly interest charged on unpaid premiums; as per Section 13 (1213(12) regs June 17 05 Final planting date Deadline for seeding all soybeans. spring cereals Penalty – 12% reduction PY/in PY / day for 15 days. 10 days Section 17(14)(15) regs Soybeans Spring cereals planted after July 2nd June 15 will not be eligible for insurance. Stage I indemnity rate (30 days after planting) Section 23 regs Maximum indemnity is 30% of IV when NOT replanted or replanted with field work; Maximum indemnity is 20% of IV if acres are replanted with no field work. Stage II indemnity rate (un-harvested ac.) FULL OFFSET – between Stage II and Stage III Section 24 r regs Maximum Indemnity is an 80 : - a 60 day sliding scale from 50% 50 to 80% of the insured value. Stage II acres harvested as baled forage or silage after the final harvest deadline shall be assigned a salvage value and the indemnity payment shall be 65% of the insured value Stage III indemnity rate (harvested crop) Section 25 regs Maximum indemnity rate is is: - equal to the shortfall in production at the unit price selected. November 04 September 15 - Barley September 25 - All other cereals Final date for harvest, ; subsequent field losses are not covered November 04 September 15 - Barley September 25 - All other cereals Final date for coverage Section 9 regs November 20 October 05 - Xxxxxx October 15 - All other cereals Final date to complete file a Production Summary Section 15 regs November 20 October 05 - Xxxxxx October 15 - All other cereals Final date for filing a Proof of Loss, in writing Section 20 regs December 20 Final date for appeal changes to the of Production Summary or Proof of Loss January 31 Final date for destruction of production that was written-off.regs

DATE TOPIC REQUIREMENT and/or EFFECTS. Insurable Crop Group All spring cereal grains, soybeansall protein crops, grain Corn, silage corn, canola and milling wheat Insurable Crop Crops Soybeans - Tofu, Natto - to be used for human consumption April 01 to March 31 Crop Year May 31 Application deadline Required deposit due 1515 to 50% as per Section 13(4) regs Signed Agreement Required for valid contract; Section 13(1) regs Perils insured against See Section 8 regs Seed Quality Standards Minimum 80% germination rate Approved Varieties: Varieties recommended by the Department, the Corporation or those listed in the Atlantic Provinces Field Crop Guide, Publication 100A 100A, Coverage levels 80% or and 90% of the probable yield Coverage Period Begins when the crop is planted Ends with the final date for harvest June 30 Premium due date As per Section 13(11) regs June 30 Final Acreage Report List of crops planted by field and by variety within each field. field Penalty - $10 plus $2 for each day overdue Section 18(4) regs July 01 Interest charges begin Monthly interest charged on unpaid premiums; as per Section 13 (12) regs June 17 12 Final planting date Deadline for seeding all soybeans. edible soybeans Penalty – 12% reduction PY/in PY / day for 15 days. 10 days Section 17(14)(15) regs Soybeans planted after July 2nd June 22 will not be eligible for insurance. Stage I indemnity rate (30 days after planting) Section 23 regs Maximum indemnity is 30% of IV when NOT replanted or replanted with field work; Maximum indemnity is 20% of IV if acres are replanted with no field work. Stage II indemnity rate (un-harvested ac.) FULL OFFSET – between Stage II and Stage III Section 24 r regs Maximum Indemnity is an : - a 80 day sliding scale from 50% 50 to 80% of the insured value. Stage III indemnity rate (harvested crop) Section crop)Section 25 regs Maximum indemnity rate is is: - equal to the shortfall in production at the unit price selected. November 04 Final date for harvest, subsequent field losses are not covered November 04 Final date for coverage Section 9 regs November 20 Final date to complete Production Summary Section 15 regs November 20 Final date for filing a Proof of Loss, in writing Section 20 regs December 20 Final date for appeal changes to the of Production Summary or Proof of Loss January 31 Final date for destruction of production that was written-off.