Common use of Decedents’ Accounts, Products and Services Clause in Contracts

Decedents’ Accounts, Products and Services. a. Disbursal of Funds to Representative or Claimant b. You agree that any representative or claimant of your estate is bound by the terms of the MSA. On an owner’s death, we may require any representa- tive of an owner’s estate or other claimant to prove her or his au- thority with documentation as the representative of the estate or claimant of the funds before we will release the funds held in any account. Any representative of an owner’s estate or claimant will also need to provide us with her or his ID, SSN, birthdate, physical address and other identifying information as we require (such as a second form of ID, thumbprint or fingerprint, etc.) for us to complete our due diligence before we can honor any claim for the funds in an account (or other product or service, such as a safe deposit box). We may require a representative of an owner’s estate or claimant to indemnify, defend us against and hold us harmless be- fore we will release the funds. We may continue to honor all actions and transactions on an account, product or service until we receive a certified copy of an owner’s death certificate (or for multiple ac- counts, certified copies of all owners’ death certificates), along with proof of the representative’s or claimant’s authority and identifica- tion as the representative or claimant of the estate. Every owner agrees to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or the owner (please see Provision 1.g.). Every owner also understands that if and when we honor a claim made on the funds in an owner’s accounts, we may do so by issuing our check payable to the deceased owner’s estate. Alternatively, if there is a dispute or uncertainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see in Provision 19.b.). Finally, every owner understands and agrees that if an owner owes us money for any reason, the funds held in an owner’s accounts or otherwise may be used to repay the owner’s beneficiary/POD payee may be required to provide us with her or his ID, SSN, birthdate, physical address and other identifying infor- mation or documentation as we require (such as a second form of ID, thumbprint or fingerprint, etc.). Every owner and beneficiary/POD payee agree to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or a benefi- ciary/POD payee (please see Provision 1.g.). Each beneficiary/POD payee also understands that if we honor a claim made by a benefi- ciary/POD payee or beneficiary’s/POD payee’s estate representa- tive on the funds in an owner’s accounts, we may do so by issuing our check payable to the beneficiary/POD payee or the benefi- ciary’s/POD payee’s estate. Alternatively, if there is a dispute or un- certainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see Provision 19.b.). Finally, every owner and beneficiary/POD payee understands and agrees that if an owner or beneficiary/POD payee owes us money for any reason, the funds held in any account or otherwise may be used to repay the obligation(s) to us before any funds are distributed to a benefi- ciary/POD payee or a beneficiary’s/POD payee’s estate.

Decedents’ Accounts, Products and Services. a. Disbursal of Funds to Representative or Claimant b. You agree that any representative or claimant of your estate is bound by the terms of the MSA. On an owner’s death, we may require any representa- tive rep- resentative of an owner’s estate or other claimant to prove her or his au- thority authority with documentation as the representative of the estate es- xxxx or claimant of the funds before we will release the funds held in any account. Any representative of an owner’s estate or claimant claim- ant will also need to provide us with her or his ID, SSN, birthdate, physical address and other identifying information as we require (such as a second form of ID, thumbprint or fingerprint, etc.) for us to complete our due diligence before we can honor any claim for the funds in an account (or other product or service, such as a safe deposit box). We may require a representative of an owner’s estate or claimant to indemnify, defend us against and hold us harmless be- fore before we will release the funds. We may continue to honor all actions and transactions on an account, product or service ser- vice until we receive a certified copy of an owner’s death certificate certifi- cate (or for multiple ac- countsaccounts, certified copies of all owners’ death certificates), along with proof of the representative’s or claimant’s authority and identifica- tion identification as the representative or claimant of the estate. Every owner agrees to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or the owner (please see Provision 1.g1.f.). Every owner also understands that if and when we honor a claim made on the funds in an owner’s accounts, we may do so by issuing our check payable to the deceased owner’s estatees- xxxx. Alternatively, if there is a dispute or uncertainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see in Provision 19.b21.b.). Finally, every owner understands and agrees that if an owner owes us money for any reason, the funds held in an owner’s accounts or otherwise may be used to repay the owner’s beneficiary/POD payee may be required to provide us with her or his ID, SSN, birthdate, physical address and other identifying infor- mation or documentation as we require (such as a second form of ID, thumbprint or fingerprint, etc.). Every owner and beneficiary/POD payee agree to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or a benefi- ciary/POD payee (please see Provision 1.g.). Each beneficiary/POD payee also understands that if we honor a claim made by a benefi- ciary/POD payee or beneficiary’s/POD payee’s estate representa- tive on the funds in an owner’s accounts, we may do so by issuing our check payable to the beneficiary/POD payee or the benefi- ciary’s/POD payee’s estate. Alternatively, if there is a dispute or un- certainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see Provision 19.b.). Finally, every owner and beneficiary/POD payee understands and agrees that if an owner or beneficiary/POD payee owes us money for any reason, the funds held in any account or otherwise may be used to repay the obligation(s) obligations to us before any funds are distributed distribut- ed to a benefi- ciary/POD payee the representative of the estate or a beneficiary’s/POD payee’s estateclaimant.

Decedents’ Accounts, Products and Services. a. Disbursal of Funds to Representative or Claimant b. You agree that any representative or claimant of your estate is bound by the terms of the MSA. On an owner’s death, we may require any representa- tive of an owner’s estate or other claimant to prove her or his au- thority with documentation as the representative of the estate or claimant of the funds before we will release the funds held in any account. Any representative of an owner’s estate or claimant will also need to provide us with her or his ID, SSN, birthdate, physical address and other identifying information as we require (such as a second form of ID, thumbprint or fingerprint, etc.) for us to complete our due diligence before we can honor any claim for the funds in an account (or other product or service, such as a safe deposit box). We may require a representative of an owner’s estate or claimant to indemnify, defend us against and hold us harmless be- fore we will release the funds. We may continue to honor all actions and transactions on an account, product or service until we receive a certified copy of an owner’s death certificate (or for multiple ac- counts, certified copies of all owners’ death certificates), along with proof of the representative’s or claimant’s authority and identifica- tion as the representative or claimant of the estate. Every owner agrees to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or the owner (please see Provision 1.g.). Every owner also understands that if and when we honor a claim made on the funds in an owner’s accounts, we may do so by issuing our check payable to the deceased owner’s estate. Alternatively, if there is a dispute or uncertainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see in Provision 19.b.). Finally, every owner understands and agrees that if an owner owes us money for any reason, the funds held in an owner’s accounts or otherwise may be used to repay the owner’s beneficiary/POD payee may be required to provide us with her or his ID, SSN, birthdate, physical address and other identifying infor- mation or documentation as we require (such as a second form of ID, thumbprint or fingerprint, etc.). Every owner and beneficiary/POD payee agree to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or a benefi- ciary/POD payee (please see Provision 1.g.). Each beneficiary/POD payee also understands that if we honor a claim made by a benefi- ciary/POD payee or beneficiary’s/POD payee’s estate representa- tive on the funds in an owner’s accounts, we may do so by issuing our check payable to the beneficiary/POD payee or the benefi- ciary’s/POD payee’s estate. Alternatively, if there is a dispute or un- certainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see Provision 19.b.). Finally, every owner and beneficiary/POD payee understands and agrees that if an owner or beneficiary/POD payee owes us money for any reason, the funds held in any account or otherwise may be used to repay the obligation(s) to us before any funds are distributed to a benefi- ciary/POD payee or a beneficiary’s/POD payee’s estate.’s

Decedents’ Accounts, Products and Services. ‌ a. Disbursal of Funds to Representative or Claimant b. You agree that any representative repre- sentative or claimant of your estate is bound by the terms of the MSA. On an owner’s death, we may require any representa- tive representative of an owner’s estate or other claimant to prove her or his au- thority authority with documentation as the representative of the estate or claimant of the funds before we will release the funds held in any account. Any representative rep- resentative of an owner’s estate or claimant will also need to provide us with her or his ID, SSN, birthdate, physical address and other identifying information as we require (such as a second form of ID, thumbprint or fingerprint, etc.) for us to complete our due diligence before we can honor any claim for the funds in an account (or other product or service, such as a safe deposit box). We may require a representative of an owner’s estate or claimant to indemnify, defend us against and hold us harmless be- fore before we will release the funds. We may continue to honor all actions and transactions on an accountac- count, product or service until we receive a certified copy of an owner’s death certificate (or for multiple ac- countsaccounts, certified copies of all owners’ death certificates), along with proof of the representativerepresenta- tive’s or claimant’s authority and identifica- tion identification as the representative or claimant of the estate. Every owner agrees to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or the owner (please see Provision 1.g1.f.). Every owner also understands that if and when we honor a claim made on the funds in an owner’s accounts, we may do so by issuing our check payable to the deceased owner’s estate. Alternatively, if there is a dispute or uncertainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see in Provision 19.b21.b.). Finally, every owner understands and agrees that if an owner owes us money for any reason, the funds held in an owner’s accounts or otherwise may be used to repay the owner’s beneficiary/POD payee may be required to provide us with her or his ID, SSN, birthdate, physical address and other identifying infor- mation or documentation as we require (such as a second form of ID, thumbprint or fingerprint, etc.). Every owner and beneficiary/POD payee agree to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or a benefi- ciary/POD payee (please see Provision 1.g.). Each beneficiary/POD payee also understands that if we honor a claim made by a benefi- ciary/POD payee or beneficiary’s/POD payee’s estate representa- tive on the funds in an owner’s accounts, we may do so by issuing our check payable to the beneficiary/POD payee or the benefi- ciary’s/POD payee’s estate. Alternatively, if there is a dispute or un- certainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see Provision 19.b.). Finally, every owner and beneficiary/POD payee understands and agrees that if an owner or beneficiary/POD payee owes us money for any reason, the funds held in any account or otherwise may be used to repay the obligation(s) obligations to us before any funds are distributed to a benefi- ciary/POD payee the representa- tive of the estate or a beneficiary’s/POD payee’s estateclaimant.

Decedents’ Accounts, Products and Services. ‌ a. Disbursal of Funds to Representative or Claimant b. You agree that any representative repre- sentative or claimant of your estate is bound by the terms of the MSA. On an owner’s death, we may require any representa- tive representative of an owner’s estate or other claimant to prove her or his au- thority authority with documentation as the representative of the estate or claimant of the funds before we will release the funds held in any account. Any representative rep- resentative of an owner’s estate or claimant will also need to provide us with her or his ID, SSN, birthdate, physical address and other identifying information as we require (such as a second form of ID, thumbprint or fingerprint, etc.) for us to complete our due diligence before we can honor any claim for the funds in an account (or other product or service, such as a safe deposit box). We may require a representative of an owner’s estate or claimant to indemnify, defend us against and hold us harmless be- fore before we will release the funds. We may continue to honor all actions and transactions on an accountac- count, product or service until we receive a certified copy of an owner’s death certificate (or for multiple ac- countsaccounts, certified copies of all owners’ death certificates), along with proof of the representativerepresenta- tive’s or claimant’s authority and identifica- tion identification as the representative or claimant of the estate. Every owner agrees to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or the owner (please see Provision 1.g.). Every owner also understands that if and when we honor a claim made on the funds in an owner’s accounts, we may do so by issuing our check payable to the deceased de- ceased owner’s estate. Alternatively, if there is a dispute or uncertainty uncer- tainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see in Provision 19.b21.b.). Finally, every owner understands un- derstands and agrees that if an owner owes us money for any reasonrea- son, the funds held in an owner’s accounts or otherwise may be used to repay the owner’s beneficiary/POD payee may be required to provide us with her or his ID, SSN, birthdate, physical address and other identifying infor- mation or documentation as we require (such as a second form of ID, thumbprint or fingerprint, etc.). Every owner and beneficiary/POD payee agree to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or a benefi- ciary/POD payee (please see Provision 1.g.). Each beneficiary/POD payee also understands that if we honor a claim made by a benefi- ciary/POD payee or beneficiary’s/POD payee’s estate representa- tive on the funds in an owner’s accounts, we may do so by issuing our check payable to the beneficiary/POD payee or the benefi- ciary’s/POD payee’s estate. Alternatively, if there is a dispute or un- certainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see Provision 19.b.). Finally, every owner and beneficiary/POD payee understands and agrees that if an owner or beneficiary/POD payee owes us money for any reason, the funds held in any account or otherwise may be used to repay the obligation(s) obligations to us before any funds are distributed distrib- uted to a benefi- ciary/POD payee the representative of the estate or a beneficiary’s/POD payee’s estateclaimant.

Decedents’ Accounts, Products and Services. a. Disbursal of Funds to Representative or Claimant b. You agree that any representative repre- sentative or claimant of your estate is bound by the terms of the MSA. On an owner’s death, we may require any representa- tive representative of an owner’s estate or other claimant to prove her or his au- thority authority with documentation as the representative of the estate or claimant of the funds before we will release the funds held in any account. Any representative rep- resentative of an owner’s estate or claimant will also need to provide us with her or his ID, SSN, birthdate, physical address and other identifying information as we require (such as a second form of ID, thumbprint or fingerprint, etc.) for us to complete our due diligence before we can honor any claim for the funds in an account (or other product or service, such as a safe deposit box). We may require a representative of an owner’s estate or claimant to indemnify, defend us against and hold us harmless be- fore before we will release the funds. We may continue to honor all actions and transactions on an accountac- count, product or service until we receive a certified copy of an owner’s death certificate (or for multiple ac- countsaccounts, certified copies of all owners’ death certificates), along with proof of the representativerepresenta- tive’s or claimant’s authority and identifica- tion identification as the representative or claimant of the estate. Every owner agrees to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or the owner (please see Provision 1.g.). Every owner also understands that if and when we honor a claim made on the funds in an owner’s accounts, we may do so by issuing our check payable to the deceased owner’s estate. Alternatively, if there is a dispute or uncertainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion discre- tion (please see in Provision 19.b.). Finally, every owner understands and agrees that if an owner owes us money for any reason, the funds held in an owner’s accounts or otherwise may be used to repay the owner’s beneficiary/POD payee may be required to provide us with her or his ID, SSN, birthdate, physical address and other identifying infor- mation or documentation as we require (such as a second form of ID, thumbprint or fingerprint, etc.). Every owner and beneficiary/POD payee agree to be responsible for legal advice we require in connection with any matter concerning a claim involving an owner’s accounts, products, services or a benefi- ciary/POD payee (please see Provision 1.g.). Each beneficiary/POD payee also understands that if we honor a claim made by a benefi- ciary/POD payee or beneficiary’s/POD payee’s estate representa- tive on the funds in an owner’s accounts, we may do so by issuing our check payable to the beneficiary/POD payee or the benefi- ciary’s/POD payee’s estate. Alternatively, if there is a dispute or un- certainty about who is entitled to the funds in an account (or that we otherwise hold), we may either hold the funds or deposit them with a court at our discretion (please see Provision 19.b.). Finally, every owner and beneficiary/POD payee understands and agrees that if an owner or beneficiary/POD payee owes us money for any reason, the funds held in any account or otherwise may be used to repay the obligation(s) to us before any funds are distributed to a benefi- ciary/POD payee or a beneficiary’s/POD payee’s estate.