Common use of DEFAULT AND LATE PAYMENTS Clause in Contracts

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC XX Xxxxxxx 2 Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC XX Xxxxxxx 2 Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WGK Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WGK Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WG Brampton Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WG Brampton Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WG London Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WG London Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WGH Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WGH Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC Fitness 2560602 Ontario Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC Fitness 2560602 Ontario Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Financial Services, Inc., reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC XX Xxxxxxx 2 Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC XX Xxxxxxx 2 Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services Financial Services, Inc (the “The Company”) or its affiliates or assigns as directed by the Company), Xxxxxxxx, XX 00000, and further fur- ther authorize the Company to draw items (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of chequeschecks, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) , on the account listed above. Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Financial Services, Inc., reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WG London Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WG London Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services Financial Services, Inc (the “The Company”) or its affiliates or assigns as directed by the Company), Xxxxxxxx, XX 00000, and further fur- ther authorize the Company to draw items (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of chequeschecks, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) , on the account listed above. Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WGG Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WGG Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC Fitness CFC London South Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC Fitness CFC London South Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services Financial Ser- vices, Inc (the “The Company”) or its affiliates or assigns as directed by the Company), Xxxxxxxx, XX 00000, and further authorize the Company to draw items (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of chequeschecks, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) , on the account listed above. Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Financial Services, Inc., reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WGH Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WGH Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services Financial Services, Inc (the “The Company”) or its affiliates or assigns as directed by the Company), Xxxxxxxx, XX 00000, and further fur- ther authorize the Company to draw items (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of chequeschecks, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) , on the account listed above. Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC WGW Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC WGW Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Financial Services, Inc., reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC Fitness 2553031 Ontario Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC Fitness 2553031 Ontario Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services Financial Services, Inc (the “The Company”) or its affiliates or assigns as directed by the Company), Xxxxxxxx, XX 00000, and further fur- ther authorize the Company to draw items (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of chequeschecks, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) , on the account listed above. Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC Fitness 2014595 Ontario Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC Fitness 2014595 Ontario Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC XX Xxxxxxx Fitness Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC XX Xxxxxxx Fitness Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC Fitness 2039675 Ontario Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC Fitness 2039675 Ontario Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/O/ A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions:

DEFAULT AND LATE PAYMENTS. Should you default on any payment obligation as called for in this agreement, the club will have the right to declare the entire remaining balance due and payable and you agree to pay allowable interest, and all costs of collection, including but not limited to collection agency fees, court costs, and attorney fees. A default occurs when any payment due under this agreement is more than ten days late. SHOULD ANY MONTHLY PAYMENT BECOME PAST DUE, YOU WILL BE CHARGED A LATE FEE OF $25. If the Member is paying monthly dues by electronic funds transfer (EFT), the club’s billing company, ABC Global Services, reserves the right to draft via EFT all amounts owed by the member including any and all late fees and service fees. Subject to appropriate Provincial and Federal Law. NOTICE: ANY HOLDER OF THIS AGREEMENT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. WGC Fitness 2553031 Ontario Inc. is a franchisee of 2592931 Ontario Inc. O/A Crunch Canada, is independently owned and operated, and is permitted to operate under the name “Crunch”. The Member acknowledges and agrees that the Facilities are operated solely by WGC Fitness 2553031 Ontario Inc. and not 2592931 Ontario Inc. O/A Crunch Canada. The Member acknowledges and agrees that neither this agreement nor use of the Facilities shall give rise to any right to bring a claim of any nature whatsoever or howsoever against 2592931 Ontario Inc. O/A Crunch Canada and hereby releases any and all claims against 2592931 Ontario Inc. O/A Crunch Canada that he or she now, or may in the future have, for any loss, injury or damages of any nature, whether arising under this agreement, from use of the Facilities or otherwise. TRANSACTION INFORMATION Crunch recommends that all monthly billing members allow payments to go through electronically. Crunch does not recommend members to make any payments at the gym. Crunch will not be responsible for errors made due to payments made in house. If payments must be made in advance, they must be done at least 5 days prior to the billing due date. Memberships may not be paid more than 30 days in advance. Crunch will assess a $25 fee for all rejected credit card and/or bank account debits. Credit card and bank account changes are the sole responsibility of the member. I understand that I must notify the gym for any account information changes including: Bank issued credit cards, lost or stolen credit cards, any expiration date change. REQUEST FOR PREAUTHORIZED PAYMENT I/We hereby request the privilege of paying to ABC Global Services (the “Company”) or its affiliates or assigns as directed by the Company, and further authorize the Company (or its af- filiates or assigns, as applicable) to debit the following account (including, without limitation, the use of cheques, electronic fund transfers, charge card) for the purpose of paying said payments, including any late fees or service fees: I/We am a/an Individual(s) / Group of Individuals / Business (Corporation or Partnership) Subject to the following conditions: