Common use of Deposit Limitations Clause in Contracts

Deposit Limitations. All deposits are subject to later verification by us. We may return or refuse to accept all or any part of a deposit to your Account using the Service at any time and will not be liable for doing so even if such action causes checks or other debits to your Account to be dishonored and returned. The current daily dollar aggregate item limit is $5,000.00 per account. The following are examples of items not accepted for deposit through Remote Deposit Capture service (this list is not exhaustive) : • Items made payable to a third party (i.e. any person or entity not a party to the account). • Items displaying a “non-negotiable,” “void” or similar notation or watermark. • Items containing evidence of alteration or other indicators that call into question either the authenticity of the item or your authority to negotiate it. • Items dated more than six (6) months prior to the date of deposit. • Items previously converted to a substitute check or items that are remotely created checks as defined by Regulation CC. • Items issued by or through a financial institution in a foreign country. • Items not payable in United States Currency. • Items with incomplete or illegible information. • Items that are savings bonds. MEMBER RESPONSIBILITIES You are solely responsible for: • Transmitting to the Credit Union a complete, accurate and legible image of the front and back of the original check without any alterations. • Paying any overdraft or NSF fee charged by the Credit Union or any third party as a result of the Credit Union’s rejection of any item(s), or for any item(s) returned unpaid. • Ensuring the safekeeping or destruction of the original item after the item has been scanned, transmitted and deposited electronically. Keep your paper check until the funds are posted to your account. MEMBER WARRANTIES By using the Service, you represent and warrant that: • The item transmitted is a complete, accurate and unaltered item payable to you, that it originated as a paper item, and that you are legally entitled to negotiate it. • The original check has not and will not be: (i) deposited; (ii) endorsed to a third party; or (iii) otherwise negotiated or submitted for payment, after transmitting the digital image through the Service. • No other duplicate images of the original check have been made. • The electronic image of the check, or any substitute check as defined by federal law, will become the representation of the check for all purposes (except funds availability) including return item processing. • Any files and images transmitted to the Credit Union will not contain any viruses or any other disabling features that may have an adverse impact on the Credit Union’s network, data, or related system. • You will comply with this Disclosure and Agreement and all applicable rules, laws, and regulations. • You are not aware of any factor which may impair the collectability of the item. • You agree to indemnify and hold harmless the Credit Union from any loss, due in whole or in part, to the breach of this warranty provision.

Deposit Limitations. All deposits are subject to later verification by us. We may return or refuse to accept all or any part of a deposit to your Account using the Service at any time and will not be liable for doing so even if such action causes checks or other debits to your Account to be dishonored and returned. The current daily dollar aggregate item limit is $5,000.00 per account. The following are examples of items not accepted for deposit through Remote Deposit Capture service (this list is not exhaustive) : • Items made payable to a third party (i.e. any person or entity not a party to the account). • Items displaying a “non-negotiable,” “void” or similar notation or watermark. • Items containing evidence of alteration or other indicators that call into question either the authenticity of the item or your authority to negotiate it. • Items dated more than six (6) months prior to the date of deposit. • Items previously converted to a substitute check or items that are remotely created checks as defined by Regulation CC. • Items issued by or through a financial institution in a foreign country. • Items not payable in United States Currency. • Items with incomplete or illegible information. • Items that are savings bonds. MEMBER RESPONSIBILITIES You are solely responsible for: • Transmitting to the Credit Union a complete, accurate and legible image of the front and back of the original check without any alterations. • Paying any overdraft or NSF fee charged by the Credit Union or any third party as a result of the Credit Union’s rejection of any item(s), or for any item(s) returned unpaid. • Ensuring the safekeeping or destruction of the original item after the item has been scanned, transmitted and deposited electronically. Keep your paper check until the funds are posted to your account. MEMBER WARRANTIES By using the Service, you represent and warrant that: • The item transmitted is a complete, accurate and unaltered item payable to you, that it originated as a paper item, and that you are legally entitled to negotiate it. • The original check has not and will not be: (i) deposited; (ii) endorsed to a third party; or (iii) otherwise negotiated or submitted for payment, after transmitting the digital image through the Service. • No other duplicate images of the original check have been made. • The electronic image of the check, or any substitute check as defined by federal law, will become the representation of the check for all purposes (except funds availability) including return item processing. • Any files and images transmitted to the Credit Union will not contain any viruses or any other disabling features that may have an adverse impact on the Credit Union’s network, data, or related system. • You will comply with this Disclosure and Agreement and all applicable rules, laws, and regulations. • You are not aware of any factor which may impair the collectability of the item. • You agree to indemnify and hold harmless the Credit Union from any loss, due in whole or in part, to the breach of this warranty provision.

Deposit Limitations. All deposits are subject to later verification by us. We may return or refuse to accept all or any part of a deposit to your Account using the Service at any time and will not be liable for doing so even if such action causes checks or other debits to your Account to be dishonored and returned. The current Credit Union does not have a daily dollar aggregate item limit is $5,000.00 per account. The Credit Union reserves the right to impose limits on the amount(s) and/or number of deposits that you transmit using the services, and to modify such limits from time to time. The following are examples of items not accepted for deposit through Remote Deposit Capture service (this list is not exhaustive) : ): • Items made payable to a third party (i.e. any person or entity not a party to the account). • Items displaying a “non-negotiable,” “void” or similar notation or watermark. • Items containing evidence of alteration or other indicators that call into question either the authenticity of the item or your authority to negotiate it. • Items dated more than six (6) months prior to the date of deposit. • Items previously converted to a substitute check or items that are remotely created checks as defined by Regulation CC. • Items issued by or through a financial institution in a foreign country. • Items not payable in United States Currency. • Items with incomplete or illegible information. • Items that are savings bonds. MEMBER RESPONSIBILITIES You are solely responsible for: • Transmitting to the Credit Union a complete, accurate and legible image of the front and back of the original check without any alterations. • Paying any overdraft or NSF fee charged by the Credit Union or any third party as a result of the Credit Union’s rejection of any item(s), or for any item(s) returned unpaid. • Ensuring the safekeeping or destruction of the original item after the item has been scanned, transmitted and deposited electronically. Keep your paper check until the funds are posted to your accountfor at least sixty (60) days. MEMBER WARRANTIES By using the Service, you represent and warrant that: • The item transmitted is a complete, accurate and unaltered item payable to you, that it originated as a paper item, and that you are legally entitled to negotiate it. • The original check has not and will not be: (i) deposited; (ii) endorsed to a third party; or (iii) otherwise negotiated or submitted for payment, after transmitting the digital image through the Service. • No other duplicate images of the original check have been made. • The electronic image of the check, or any substitute check as defined by federal law, will become the representation of the check for all purposes (except funds availability) including return item processing. • Any files and images transmitted to the Credit Union will not contain any viruses or any other disabling features that may have an adverse impact on the Credit Union’s network, data, or related system. • You will comply with this Disclosure and Agreement and all applicable rules, laws, and regulations. • You are not aware of any factor which may impair the collectability of the item. • You agree to indemnify and hold harmless the Credit Union from any loss, due in whole or in part, to the breach of this warranty provision.

Deposit Limitations. All deposits are subject to later verification by us. We may return or refuse to accept all or any part of a deposit to your Account using the Service at any time and will not be liable for doing so even if such action causes checks or other debits to your Account to be dishonored and returned. The current Credit Union does not have a daily dollar aggregate item limit is $5,000.00 per account. The Credit Union reserves the right to impose limits on the amount(s) and/or number of deposits that you transmit using the services, and to modify such limits from time to time. The following are examples of items not accepted for deposit through Remote Deposit Capture service (this list is not exhaustive) : • ):  Items made payable to a third party (i.e. any person or entity not a party to the account). •  Items displaying a “non-negotiable,” “void” or similar notation or watermark. •  Items containing evidence of alteration or other indicators that call into question either the authenticity of the item or your authority to negotiate it. •  Items dated more than six (6) months prior to the date of deposit. •  Items previously converted to a substitute check or items that are remotely created checks as defined by Regulation CC. •  Items issued by or through a financial institution in a foreign country. •  Items not payable in United States Currency. •  Items with incomplete or illegible information. •  Items that are savings bonds. MEMBER RESPONSIBILITIES You are solely responsible for: •  Transmitting to the Credit Union a complete, accurate and legible image of the front and back of the original check without any alterations. •  Paying any overdraft or NSF fee charged by the Credit Union or any third party as a result of the Credit Union’s rejection of any item(s), or for any item(s) returned unpaid. •  Ensuring the safekeeping or destruction of the original item after the item has been scanned, transmitted and deposited electronically. Keep your paper check until the funds are posted to your accountfor at least sixty (60) days. MEMBER WARRANTIES By using the Service, you represent and warrant that: •  The item transmitted is a complete, accurate and unaltered item payable to you, that it originated as a paper item, and that you are legally entitled to negotiate it. •  The original check has not and will not be: (i) deposited; (ii) endorsed to a third party; or (iii) otherwise negotiated or submitted for payment, after transmitting the digital image through the Service. •  No other duplicate images of the original check have been made. •  The electronic image of the check, or any substitute check as defined by federal law, will become the representation of the check for all purposes (except funds availability) including return item processing. •  Any files and images transmitted to the Credit Union will not contain any viruses or any other disabling features that may have an adverse impact on the Credit Union’s network, data, or related system. •  You will comply with this Disclosure and Agreement and all applicable rules, laws, and regulations. •  You are not aware of any factor which may impair the collectability of the item. •  You agree to indemnify and hold harmless the Credit Union from any loss, due in whole or in part, to the breach of this warranty provision.