Common use of Depository Clause in Contracts

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 ESCROW ACCOUNT CERTIFICATION ______________ __, 20___ To: _________________________________ _________________________________ _________________________________ (the "Depository") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1, 2003, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint Mortgage Funding Inc. in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Seller. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 ESCROW ACCOUNT CERTIFICATION ______________ __, 20___ To: _________________________________ _________________________________ _________________________________ (the "Depository") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1, 2003, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint Mortgage Funding Inc. in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Seller. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 ESCROW ACCOUNT CERTIFICATION ______________ _______, 20___ 2004 To: _________________________________ _________________________________ _________________________________ (the "Depository") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, (the "Agreement") dated as of April November 1, 20032004, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint Mortgage Funding Inc. Countrywide Home Loans, Inc., in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the SellerSeller in accordance with the Agreement. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING COUNTRYWIDE HOME LOANS, INC. (Seller) By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established as an Escrow Account pursuant to the Agreement under Account Number ____________________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 E-1 ESCROW ACCOUNT CERTIFICATION ______________ ___, 20200__ IndyMac Bank, F.S.B. hereby certifies that it has established the account described below as an Escrow Account pursuant to Section 4.06 of the Master Seller's Warranties and Servicing Agreement, dated as of __________________________________________, Conventional Residential Fixed Rate Mortgage Loans. Title of Account: "IndyMac Bank, F.S.B. in trust for the Purchaser and various Mortgagors." Account Number: ___________ ToAddress of office or branch of the Company at ____________________ which Account is maintained: ________________________________________ ________________________________________ ________________________________________ INDYMAC BANK, F.S.B. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- EXHIBIT E-2 ESCROW ACCOUNT LETTER AGREEMENT ________________, 200__ To: _________________________ _________________________ (the "Depository") _________________________ As Seller Company under the Master Mortgage Loan Purchase Seller's Warranties and Servicing Agreement, dated as of April 1______________________________________________, 2003Conventional Residential Fixed Rate Mortgage Loans (the "Agreement"), we hereby authorize and request you to establish an account, as an Escrow AccountAccount pursuant to Section 4.07 of the Agreement, to be designated as "Greenpoint Mortgage Funding Inc. IndyMac Bank, F.S.B., in trust for the Purchaser and various Mortgagors, - Conventional Residential Fixed Rate and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the SellerCompany. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) INDYMAC BANK, F.S.B. Company By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-above described account has been established under Account Number ___________ , at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- Exh C-2 EXHIBIT 7 D ESCROW ACCOUNT CERTIFICATION LETTER AGREEMENT May ______, 2000 To: ______________ __, 20___ To: _________________________________ ________________________________________ ________________________________________ (the "Depository") As Seller Servicer under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1May ___, 20032000, Fixed and Adjustable Rate Mortgage Loans (the "Agreement"), we hereby authorize and request you to establish an account, as an Escrow AccountAccount pursuant to Section 3.06 of the Agreement, to be designated as "Greenpoint Mortgage Funding SunTrust Mortgage, Inc. in trust for the Purchaser and various MortgagorsCentre Capital Group, Inc., owner of Fixed and Adjustable Rate Mortgage Loans, and various Mortgagors." All deposits in the account shall be subject to withdrawal therefrom by order signed by the SellerServicer. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING SUNTRUST MORTGAGE, INC. (Seller) Servicer By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- Exh D-1- The undersigned, as Depository, hereby certifies that the above-above described account has been established under Account Number ___________ , at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 E-1 ESCROW ACCOUNT CERTIFICATION _____________, 200_ IndyMac Bank, F.S.B. hereby certifies that it has established the account described below as an Escrow Account pursuant to Section 4.06 of the Master Seller's Warranties and Servicing Agreement, dated as of __________________________, 20___ ToConventional Residential Fixed Rate Mortgage Loans. Title of Account: "IndyMac Bank, F.S.B. in trust for the Purchaser and various Mortgagors." Account Number: ________________________________________________________ Address of office or branch of the Company at which Account is maintained: ________________________________________________________ INDYMAC BANK, F.S.B. Company By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- EXHIBIT E-2 ESCROW ACCOUNT LETTER AGREEMENT _____________, 200_ To: ________________________ _________________________________ _________________________________ (the "Depository") As Seller Company under the Master Mortgage Loan Purchase Seller's Warranties and Servicing Agreement, dated as of April 1__________________________, 2003Conventional Residential Fixed Rate Mortgage Loans (the "Agreement"), we hereby authorize and request you to establish an account, as an Escrow AccountAccount pursuant to Section 4.07 of the Agreement, to be designated as "Greenpoint Mortgage Funding Inc. IndyMac Bank, F.S.B., in trust for the Purchaser and various Mortgagors, - Conventional Residential Fixed Rate and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the SellerCompany. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) INDYMAC BANK, F.S.B. Company By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-above described account has been established under Account Number ___________ _________, at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 ESCROW ACCOUNT CERTIFICATION ______________ __, 20___ To: _________________________________ _________________________________ _________________________________ (the "Depository") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1, 2003, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint Mortgage Funding Inc. in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Seller. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 ESCROW ACCOUNT CERTIFICATION ______________ __, 20___ To: _________________________________ _________________________________ _________________________________ (the "Depository") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1, 2003, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint Mortgage Funding Inc. in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Seller. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ ------------------------------- Name: ---------------------------------- Title: --------------------------------- ------------------------------- Title ------------------------------- Date: ---------------------------------- ------------------------------- EXHIBIT 7 4 --------- FORM OF ESCROW ACCOUNT CERTIFICATION __LETTER AGREEMENT ____________ __, 20___ 2004 To: _________________________________ _________________________________ _________________________________ --------------------- (the "Depository") As Seller the Company under the Master Mortgage Loan Purchase and Interim Servicing Agreement, dated as of April 1March 24, 20032004, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint Mortgage Funding Inc. _____________, in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans, T&I Account." All deposits in the account shall be subject to withdrawal therefrom by order signed by the SellerCompany. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) _____________ By: ------------------------------------ ------------------------------- Name: ---------------------------------- Title: --------------------------------- ------------------------------- Title ------------------------------- Date: ---------------------------------- ------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 E-1 ESCROW ACCOUNT CERTIFICATION ______________ ____________, 20200_ IndyMac Bank, F.S.B. hereby certifies that it has established the account described below as an Escrow Account pursuant to Section 4.06 of the Master Seller's Warranties and Servicing Agreement, dated as of ___________________, Conventional Residential Fixed Rate Mortgage Loans. Title of Account: "IndyMac Bank, F.S.B. in trust for the Purchaser and various Mortgagors." Account Number: ___________________ Address of office or branch of the Company at ---------------------------------------- which Account is maintained: ---------------------------------------- ---------------------------------------- ---------------------------------------- INDYMAC BANK, F.S.B. Company By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- EXHIBIT E-2 ESCROW ACCOUNT LETTER AGREEMENT _____________________, 200_ To: ------------------------------------ ------------------------------------ ------------------------------------ (the "Depository") As Company under the Master Seller's Warranties and Servicing Agreement, dated as of _________________________________ _________________________________ _________________________________ , Conventional Residential Fixed Rate Mortgage Loans (the "DepositoryAgreement") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1, 2003), we hereby authorize and request you to establish an account, as an Escrow AccountAccount pursuant to Section 4.07 of the Agreement, to be designated as "Greenpoint Mortgage Funding Inc. IndyMac Bank, F.S.B., in trust for the Purchaser and various Mortgagors, - Conventional Residential Fixed Rate and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the SellerCompany. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) INDYMAC BANK, F.S.B. Company By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-above described account has been established under Account Number ___________ __________, at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 ESCROW ACCOUNT CERTIFICATION ______________ __, 20___ To: _________________________________ _________________________________ _________________________________ (the "Depository") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1, 2003, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint Mortgage Funding Inc. in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Seller. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").

Depository. By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- EXHIBIT 7 ESCROW ACCOUNT CERTIFICATION ______________ __, 20___ To: _________________________________ _________________________________ _________________________________ (the "Depository") As Seller under the Master Mortgage Loan Purchase and Servicing Agreement, dated as of April October 1, 20032006, we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as "Greenpoint GreenPoint Mortgage Funding Inc. in trust for the Purchaser and various Mortgagors, Fixed and Adjustable Rate Mortgage Loans." All deposits in the account shall be subject to withdrawal therefrom by order signed by the Seller. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us. GREENPOINT MORTGAGE FUNDING INC. (Seller) By: ------------------------------------ Name: ---------------------------------- Title: --------------------------------- Date: ---------------------------------- The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings Association Insurance Fund ("SAIF").