Common use of DISABILITY BENEFIT RIDER Clause in Contracts

DISABILITY BENEFIT RIDER. This rider provides benefits for Catastrophic Disability if you meet the eligibility requirements as defined below. DEFINITIONS Catastrophic Disability / Catastrophically Disabled means that due to your Injury or Sickness: • you are unable to safely and completely perform two or more Activities Of Daily Living without Hands-On Assistance or Standby Assistance due to loss of functional capacity; • you require Substantial Supervision for your health or safety due to Severe Cognitive Impairment; or • you are Presumptively Disabled.

DISABILITY BENEFIT RIDER. This rider provides benefits for Catastrophic Disability if you meet the eligibility requirements as defined below. DEFINITIONS Catastrophic Disability / Catastrophically Disabled means that due to your Injury or Sickness: •  you are unable to safely and completely perform two or more Activities Of Daily Living without Hands-On Assistance or Standby Assistance due to loss of functional capacity; •  you require Substantial Supervision for your health or safety due to Severe Cognitive Impairment; or •  you are Presumptively Disabled.