Common use of Disclosure Relating to Certain Federal Protections Clause in Contracts

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ 1934 Act”), the Securities investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. Merrill Lynch International Onyx Acceptance Fundinx Xxxxxrxxxxx By: /s/ Xxxxxxx :_________________________________ By:________________________________ Title:______________________________ Title:_____________________________ Date:_______________________________ Date:______________________________ Merrill Lynch, Pierce, Fenner & Smith Incorporated acting as Agent xx xxxxribed in Annex IXX Xy:_________________________________ Title:______________________________ Date:_______________________________ ANNEX II NAMES AND ADDRESSES FOR COMMUNICATIONS BETWEEN PARTIES Merrill Lynch, Pierce, Fenner & Smith Incorporated Stephanie X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07Xxlf, Xxx. World Financiax Xxxxxx North Tower, 12th Floor New York, NY 10000-0000 (000) 000-0000 RETURN AGREEMENTS TO:

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. PHI Financial Services, Inc. By: /s/ Xxxxxx X. Xxxxxxxx Name: Xxxxxx X. Xxxxxxxx Title: President Date: February 3, 2016 Coöperatieve Rabobank, U.A., New York Branch By: /s/ Xxxxxxx X. XxXxxxx Xxxxxx Name: Xxxxxxx X. XxXxxxx Xxxxxx Title: Senior Vice President Date: 12/5/07 February 3, 2016 By: /s/ Xxxxxx Xxxxxxx Name: Xxxxxx Xxxxxxx Title: Managing Director Date: February 3, 2016 The Bank of Tokyo-Mitsubishi UFJ, Ltd., New York Branch By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxx Name: Xxxxxxxx Xxxxxxxxx Xxxxxx Title: CFO and Treasurer Managing Director Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO February 3, 2016 This Annex I forms a part of the 1996 SIFMA Master Repurchase Agreement dated as of February 3, 2016 (the “SIFMA Master,” and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO as amended by this Annex I, this or the “Agreement”) among PHI Financial Services, Inc., Coöperatieve Rabobank, U.A., New York Branch (“Rabobank”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO each of the other Buyers from time to time Party thereto. Subject to the provisions of Paragraph 1 of this Annex I, (a) capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the SIFMA Master, and Treasurer Date: 11/15/07(b) aside from this Annex I, including all exhibits and schedules attached hereto and thereto, no other Annexes or Schedules thereto shall form a part of the SIFMA Master or be applicable thereunder.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. Mizuho Securities USA LLC NexPoint Real Estate Strategies Fund By: ________________________________ By: _/s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Xxxxx Mitts________________ Title: Senior Vice President ______________________________ Title: _Authorized Signatory__________ Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer ______________________________ Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO __10/3/19____________________ Annex I Supplemental Terms and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Conditions This Annex I forms a part of the Master Repurchase Agreement dated as of October 3, 2019 (the "Agreement") between Mizuho Securities USA LLC and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07NexPoint Real Estate Strategies Fund. Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. Merrxxx Xxxcx Xxxtgage Capital Inc. Long Beach Mortgage Company By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx By: ------------------------------ -------------------------- Title: Senior Vice President Title: ------------------------------ -------------------------- Date: 12/5/07 Date: ------------------------------ -------------------------- Merrxxx Xxxcx Xxxdit Corporation By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx ------------------------------ Title: CFO and Treasurer ------------------------------ Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07------------------------------ EXECUTION COPY ANNEX I (continued) SUPPLEMENTAL TERMS AND CONDITIONS TO MASTER REPURCHASE AGREEMENT, DATED AS OF SEPTEMBER 23, 1998, AMONG MERRXXX XXXCX XXXTGAGE CAPITAL INC., MERRXXX XXXCX XXXDIT CORPORATION AND LONG BEACH MORTGAGE COMPANY

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. BEAR, XXXXXXX & Co., Inc. as agent for CRIIMI MAE ASSET ACQUISITION CORP. BEAR, XXXXXXX INTERNATIONAL LIMITED BY: /s/ Xxxxxxx Xxxxxx By: /s/ Xxxxx Xxxxxxxx Name: Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Xxxxxx Name: Xxxxx Xxxxxxxx TITLE : Senior Managing Director Title: Senior Vice Chairman, President Dateand CEO BEAR, XXXXXXX & CO. INC. GOVERNMENT OPERATIONS 0 XXXXXXXXX XXXXXX XXXXX 0XX XXXXX XXXXXXXX, XX 00000-0000 ATTENTION: 12/5/07 BySR. MANAGING DIRECTOR TELEPHONE: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO (000) 000-0000 This Annex III (including any Schedules hereto) forms a part of the Master Repurchase Agreement dated as of (the “Agreement”) between and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07..Capitalized terms used but not defined in this Annex III shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”"SIPN") do not protect the other party with respect to any Transaction hereunder;: (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. Xxxxxxx Xxxxx Government Securities Inc. ML SSG DELAWARE, LLC By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx By: ----------------------------------- --------------------------------- Title: Senior Vice President Director Title: Manager -------------------------------- ------------------------------ Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer 8/9/00 Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO AUGUST 9, 2000 --------------------------------- ------------------------------- Annex I Supplemental Terms and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Conditions This Annex I forms a part of the Master Repurchase Agreement dated as of August 9, 2000 (the "Agreement") between Xxxxxxx Xxxxx Government Securities Inc. and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07ML SSG DELAWARE, LLC. Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. Xxxxxx Brothers Inc. GSC Capital Corp. Xxxxxx Commercial Paper Inc. By: /s/ Xxxxxx X. Xxxxxxxxx By: /s/ April X. Xxxxxxx Name: Xxxxxx X. XxXxxxx Xxxxxxxxx Name: April X. Xxxxxxx X. XxXxxxx Title: Senior Vice President Title: Chief Financial Officer Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer 8/4/05 Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO 8/4/05 This Annex forms a part of the Master Repurchase Agreement dated as of August 4, 2005 (the “Agreement”) between Xxxxxx Brothers Inc., Xxxxxx Commercial Paper Inc., and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO GSC Capital Corp. Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement. 1. In addition to this Annex I, Annex II shall be deemed executed by the parties hereto and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07shall also form a part of the Agreement. 2. With respect to individual repurchase transactions, this Agreement shall only apply to the Xxxxxx Brothers entity (i.e. Xxxxxx Brothers Inc., Xxxxxx Commercial Paper Inc.) printed in the confirmation (as described in Section 3(b) herein) provided to the counterparty of the Xxxxxx Brothers entity.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: FRANCHISE MORTGAGE ACCEPTANCE CS FIRST BOSTON MORTGAGE CAPITAL CORP. COMPANY LLC. By /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07Xxxx Xxxxxxxxxx By _____________________________ -------------------------------- Title SVP Title __________________________ ----------------------------- Date 10/18/96 Date ___________________________ ------------------------------ This Agreement shall be governed by the laws of the State of New York without giving effect to the conflict of law principles thereof.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder;. (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA SPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. 13 ¡ September 1996 ¡ Master Repurchase Agreement COÖPERATIEVE RABOBANK, U.A., NEW YORK BRANCH By: /s/ Vixxxx Xxxxxxx X. XxXxxxx Name: Vixxxx Xxxxxxx X. XxXxxxx Title: Senior Vice Managing Director Date: February 13, 2018 By: /s/Chxxx X. Xxxxxxxxx Name: Chxxx X. Xxxxxxxxx Title: Managing Director Date: February 13, 2018 [SIGNATURE PAGES CONTINUE ON FOLLOWING PAGE] 14 ¡ September 1996 ¡ Master Repurchase Agreement THE BANK OF TOKYO-MITSUBISHI UFJ, LTD., NEW YORK BRANCH By: /s/ Thxxxx Xxxxxxxx Name: Thxxxx Xxxxxxxx Title: Director Date: February 13, 2018 [SIGNATURE PAGES CONTINUE ON FOLLOWING PAGE] 15 ¡ September 1996 ¡ Master Repurchase Agreement PHI FINANCIAL SERVICES, INC. By: /s/ Anxxxx Xxxxxxx Name: Anxxxx Xxxxxxx Title: President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO February 13, 2018 16 ¡ September 1996 ¡ Master Repurchase Agreement This Annex I forms a part of the 1996 SIFMA Master Repurchase Agreement dated as of February 13, 2018 (the “SIFMA Master,” and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO as amended by this Annex I, this or the “Agreement”) among PHI Financial Services, Inc., Coöperatieve Rabobank, U.A., New York Branch (“Rabobank”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO each of the other Buyers from time to time Party thereto. Subject to the provisions of Paragraph 1 of this Annex I, (a) capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the SIFMA Master, and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO (b) aside from this Annex I, including all exhibits and Treasurer Date: 11/15/07schedules attached hereto and thereto, no other Annexes or Schedules thereto shall form a part of the SIFMA Master or be applicable thereunder.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: BEAR XXXXXXX MORTGAGE CAPITAL CORPORATION NC CAPITAL CORPORATION By /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Xxxx Xxxxxxxx By /s/ Xxxxx Xxxxx Title Senior Vice President Title President Date October 31, 2003 Date October 31, 2003 New Century Mortgage Corporation, in its capacity as Servicer hereunder, hereby acknowledges and agrees to the provision of Section 12(c)(ii) of the Agreement. By /s/ Xxxxx Xxxxx Title Senior Vice President Date October 31, 2003 TO: NC Capital Corporation 00000 Xxx Xxxxxx Xxxxx 0000 Xxxxxx, Xxxxxxxxxx 00000 Attention: Xxxx Xxxxxxx FROM: Bear Xxxxxxx Mortgage Capital Corporation RE: Request/Confirmation under Master Repurchase Agreement, dated as of October 31, 2003, between Bear Xxxxxxx Mortgage Capital Corporation and NC Capital Corporation Bear Xxxxxxx Mortgage Capital Corporation (“Buyer”) is pleased to confirm your sale and its purchase of the Mortgage Loans described below and listed on the attached Loan Schedule pursuant to the above-referenced Master Repurchase Agreement under the following terms and conditions: ORIG. PRINCIPAL AMOUNT OF MORTGAGE LOANS: CURRENT PRINCIPAL AMOUNT OF MORTGAGE LOANS: PURCHASE DATE: REPURCHASE DATE: PURCHASE PRICE: PRICING RATE: MINIMUM REQUIRED MARGIN PERCENTAGE: PRICE DIFFERENTIAL DUE DATE: PRINCIPAL AMOUNT OF WET MORTGAGE LOANS The Master Repurchase Agreement is incorporated by reference into this Request/Confirmation and made a part hereof as if it were fully set forth herein. All capitalized terms used herein but not otherwise defined shall have the meanings specified in the Master Repurchase Agreement. BEAR XXXXXXX MORTGAGE CAPITAL CORPORATION BY: NAME: TITLE: FROM: Bear Xxxxxxx Mortgage Capital Corporation TO: NC Capital Corporation 00000 Xxx Xxxxxx Suite 1000 Irvine, California 92612 Attention: Xxxx Xxxxxxx RE: Request for Wire under Master Repurchase Agreement, dated as of October 31, 2003, between Bear Xxxxxxx Mortgage Capital Corporation and NC Capital Corporation NC Capital Corporation, as seller under the above-referenced repurchase agreement (the “Seller”), hereby notifies Bear Xxxxxxx Mortgage Capital Corporation (the “Buyer”) that Seller intends to enter into a Transaction on [Purchase Date]. Accordingly, please deliver [$ ] to Deutsche Bank National Trust Company via wire to the following account: 12/5/07 Seller hereby agrees to deliver to Buyer an executed Request/Confirmation no later than 5:00 p.m. on the Purchase Date. The Master Repurchase Agreement is incorporated by reference into this Request for Wire and made a part hereof as if it were fully set forth herein. All capitalized terms used herein but not otherwise defined shall have the meanings specified in the Master Repurchase Agreement. By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Name: Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07:

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder;; September 1996 n Master Repurchase Agreement n 11 (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. Nomura Securities International, Inc. oxford Lane Capital Corp. (“Party B”) (“Party A”) By: /S/ SXXXXX XXXXXX By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Sxxx Xxxxxxxxx Name: SXXXXX XXXXXX Name: Sxxx Xxxxxxxxx Title: Senior Vice MANAGING DIRECTOR Title: President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/0712n September 1996 n Master Repurchase Agreement

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. 0 = 1 117793449 Mellx Xxxehouse Securitization Trust 2021-2 By: Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Devon C. A. Reverdito Name: Devon C.A. Reverdito Title: Senior Assistant Vice President Date: 12/5/07 4/23/2021 loanXxxxx.xxx, XXC By: /s/ Patrxxx Xxxxxxxx Xxxxxxxxx Name: Patrxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Chief Financial Officer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO 4/23/2021 September 1996 Master Repurchase Agreement 0 = 1 117793449 Annex I Supplemental Terms and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Conditions This Annex I forms a part of the Master Repurchase Agreement dated as of April 23, 2021 (the “Base Agreement”) between Mellx Xxxehouse Securitization Trust 2021-2 (“Buyer”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO loanXxxxx.xxx, XXC (“Seller”) (the Base Agreement, this Annex I and Treasurer Date: 11/15/07the other annexes hereto, as they may be amended, supplemented or otherwise modified from time to time, collectively being the “Agreement”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement. References to sections in this Annex I shall, unless expressly stated to the contrary, mean sections of this Annex I.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. CAPITALSOURCE REPO FUNDING LLC By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx ________________________________ Name: ________________________________ Title: Senior Vice President ________________________________ Date: 12/5/07 Xxxxx 00, 0000 XXXXXXXX BANK, NATIONAL ASSOCIATION. By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx ________________________________ Name: ________________________________ Title: CFO and Treasurer ________________________________ Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07March 24, 2003 September 1996. Master Repurchase Agreement

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. Barclays Bank PLC Peachtree Mortgage SPV, LLC By: /s/ Xxxxx Xxxxxxx By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Xxxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Director Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer September 20, 2021 Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO September 20, 2021 This Annex I, dated as of September 20, 2021 (this “Annex”), forms a part of the Master Repurchase Agreement, dated as of September 20, 2021 (the “Agreement”), between Barclays Bank PLC (“BBPLC”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07Peachtree Mortgage SPV, LLC (“Counterparty”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ 1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: /s/ XXXXXXX XXXX By: Name: Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Xxxx Name: Title: Senior Vice President Title: Date: 12/5/07 11/30/05 Date: September 1996 n Master Repurchase Agreement n 11 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 XXXXXXX XXXX By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx XXXX XXXXXX Name: Xxxxxxx Xxxx Name: Xxxx Xxxxxx Title: SVP, Credit Risk Mgmt Title: EVP & CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer 11/30/05 Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO September 1996 n Master Repurchase Agreement n 12 This Annex I forms a part of the Master Repurchase Agreement dated as of November 29, 2005 (the “Agreement”) between Countrywide Securities Corporation and Treasurer Date: 11/15/07Taberna Loan Holdings I, LLC. Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. BEAR, STEARNS INTERNATIONAL LIMITED, LNR CMBS Holdings Corporation Xx: /s/ PAUL M. FRIEDMAN By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx SHELLY RUBIN -------------------------------- -------------------------------- Paul M. Freidman Shelly Rubin Title: Senior Vice President Dxxxxxxx Title: Vxxx Xxxxxxxxt ----------------------------- ----------------------------- Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer November 06, 2000 Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO 4/14/00 ------------------------------ ------------------------------ ANNEX I Supplemental Terms and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Conditions This Annex I forms a part of the Master Repurchase Agreement (September 1996 Version) dated as of March 31, 1999 (the "Agreement") between BEAR STEARNS INTERNATIONAL LIMITED ("Bear Stearns") and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07LNR CMBS Holdings Xxxxxxation ("Counterparty"). Capitaxxxxx xerms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”’) do not protect the other party part with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. PERSHING LLC GSO Capital Partners LP on behalf of each entity listed in Exhibit Al attached hereto, severally not jointly By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 Xxxx Xxxxxxxxxx By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Xxxxxx X. Xxxxxx Title: CFO and Treasurer Director Title: Authorized Signatory Date: 11/15/07 February 3, 2015 Date: GSO / Blackstone Debt Funds Management LLC on behalf of each entity listed in Exhibit Al attached hereto, severally not jointly By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Xxxxxx X. Xxxxxx Title: CFO and Treasurer Authorized Signatory Date: 11/15/07 ByWith Respect to Pershing LLC: /s/ Pershing LLC Xxx Xxxxxxxx Xxxxxxxxx Xxxxx Xxxxxx Xxxx, XX 00000 Attn: CAO, Collateral Funding & Trading Phone: 000-000-0000 E-mail: xxxx.xxxx@xxxxxxxxx.xxx With Copy to: Pershing LLC Xxx Xxxxxxxx Xxxxxxxxx TitleXxxxx Xxxxxx Xxxx, XX 00000 Attn: CFO Chief Legal Officer Phone: 000-000-0000 Pershing LLC Xxx Xxxxxxxx Xxxxx Xxxxxx Xxxx, XX 00000 Attn: Collateral Funding & Trading Phone: 000-0000000 E-Mail: xxxx.xxxx@xxxxxxxxx.xxx With Respect to each Entity Listed in Exhibit Al hereto: c/o GSO Capital Partners LP 000 Xxxx Xxxxxx, 00xx Xxxxx Xxx Xxxx, XX 00000 Attn: Legal Department Telephone: 000-000-0000 With Respect to each Entity Listed in Exhibit A2 hereto: c/o GSO / Blackstone Debt Funds Management LLC 000 Xxxx Xxxxxx, 00xx Xxxxx Xxx Xxxx, XX 00000 Attn: Legal Department Telephone: 000-000-0000 This Annex VII (including any Schedules hereto) forms a part of the Master Repurchase Agreement dated as of January 22, 2015 (the “Agreement”) between Pershing LLC (“Counterparty”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO each investment company identified on Schedule ‘VII.A hereto (as such schedule may be amended from time to time) acting on behalf of its respective series or portfolios identified on such Schedule VII.A, or in the case of those investment companies for which no separate series or portfolios are identified on such Schedule VII.A, acting for and Treasurer Date: 11/15/07on behalf of itself (each such series, portfolio or investment company, as the case may be, hereinafter referred to as a “Fund”). In the event of any conflict between the terms of this Annex VII and any other term of the Agreement, the terms of this Annex VII shall prevail. Capitalized terms used but not defined in this Annex VII shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. PEERLESS INSURANCE COMPANY MITSUBISHI UFJ SECURITIES (USA), INC. By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Title: Date: 11/15/07 Date: LIBERTY MUTUAL INSURANCE COMPANY By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO ANNEX 1 SUPPLEMENTAL TERMS AND CONDITIONS 1. OTHER APPLICABLE ANNEXES 2 2. DEFINITIONS 2 3. AVAILABILITY 8 4. PROCEDURES 9 5. CONDITIONS 10 6. REPRESENTATIONS AND WARRANTIES 12 7. MARGIN 18 8. MARKET VALUE 18 9. EVENTS OF DEFAULT 18 10. SUBSTITUTION 20 11. INCREASED COST EVENT AND TERMINATION EVENT 21 12. CLOSE OUT 22 13. ROLL-OVER TRANSACTIONS 22 14. INCEPTION FAILURE 23 15. AFFIRMATIVE COVENANTS 23 16. NEGATIVE COVENANTS 28 17. FORCE MAJEURE 28 18. FEE 29 19. TAXES 30 20. DESIGNATED OFFICES 31 21. SUBMISSION TO JURISDICTION AND WAIVER OF IMMUNITY 32 22. EXPENSES; INDEMNITY; DAMAGE WAIVER 32 23. WAIVER OF JURY TRIAL 33 24. USA PATRIOT ACT NOTICE 33 25. ASSIGNMENT 33 26. GUARANTEE 34 This Annex I forms a part of the Master Repurchase Agreement (September 1996 Version) dated as of March 26, 2010 (the “Agreement”) among Peerless Insurance Company (the “Seller”), Liberty Mutual Insurance Company (the “Guarantor”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Mitsubishi UFJ Securities (USA), Inc. (the “Buyer”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement. Buyer and Treasurer Date: 11/15/07Seller hereby agree to enter into Transactions governed by the Agreement, as expressly modified and supplemented hereby. If there is any inconsistency between this Annex I and the Agreement, this Annex I shall control. References herein to “Paragraphs” shall be to paragraphs of the Agreement, as amended, if applicable, by this Annex I, unless the context indicates otherwise. References to “Sections” shall be to sections of this Annex I.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”"SAPPY") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA SAPPY will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: BEAR STEAXXX XXXTGAGE CAPITAL DORAL FINANCIAL CORPORATION CORPORATION By /s/ John X. Xxxxxxx By /s/ Marix X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Xxxxx --------------------------- ----------------------------- Title Sr. Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Title E.V.P. and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07------------------------ -------------------------- Date 5/29/00 Date 5/19/00 ------------------------- ---------------------------

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. COOPERATIEVE RABOBANK U.A., NEW YORK BRANCH By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Jxxxxxx Xxxx Name: Jxxxxxx Xxxx Title: Senior Vice President Executive Director Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Exxx X. Xxxxx Name: Exxx X. Xxxxx Title: CFO and Treasurer Executive Director Date: 11/15/07 [SIGNATURE PAGES CONTINUE ON FOLLOWING PAGE] FLOWERS FOODS, INC. By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx R. Xxxxx Xxxxxx Name: R. Xxxxx Xxxxxx Title: CFO Chief Financial Officer and Treasurer Chief Accounting Officer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO This Annex I forms a part of the 1996 SIFMA Master Repurchase Agreement dated as of April 14, 2023 (the “SIFMA Master”, and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO as amended by this Annex I, this or the “Agreement”) between Flowers Foods, Inc. (“Flowers”), as Seller under the Framework Agreement (as defined below), and Treasurer Date: 11/15/07Coöperatieve Rabobank U.A., New York Branch (“Rabobank”) as Buyer under the Framework Agreement. Subject to the provisions of Paragraph 1 of this Annex I, (a) capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the SIFMA Master, and (b) aside from this Annex I, including all exhibits and schedules attached hereto and thereto, no other Annexes or Schedules thereto shall form a part of the SIFMA Master or be applicable thereunder.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. ByPARTY A PARTY B BY: /s/ Xxxxxxx Txxxxxx Xxxxxx BY: /s/ Txxxxx X. XxXxxxx Xxxxxxx Xxxx NAME: Txxxxxx Xxxxxx NAME: Txxxxx X. XxXxxxx TitleXxxx TITLE : Senior Director TITLE: Chief Financial Officer and Senior Vice President DateDATE: 12/5/07 By12/8/05 DATE: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title12/8/05 BEAR, SXXXXXX & CO. INC. GOVERNMENT OPERATIONS 1 XXXXXXXXX XXXXXX XXXXX 0XX XXXXX XXXXXXXX, XX 00000-0000 ATTENTION: CFO SR. MANAGING DIRECTOR TELEPHONE: (000) 000-0000 CSE MORTGAGE LLC 4000 XXXXXXX XXX. 12TH FLOOR CHEVY CHASE, MD 21815 ATTN: GENERAL COUNSEL FACSIMILE NO.: 300-000-0000 with a copy to: CSE MORTGAGE LLC 4000 XXXXXXX XXX. 12TH FLOOR CHEVY CHASE, MD 21815 ATTN: TREASURY FACSIMILE NO.: 300-000-0000 This Annex I forms a part of the Master Repurchase Agreement dated as of December 8, 2005 (the “Agreement”) between BEAR, SXXXXXX & CO. INC. (“Party A”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07CSE MORTGAGE LLC (“Party B”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder;; 11 September 1996 Master Repurchase Agreement Society Hill Funding LLC (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: /s/ Xxxxxxx Mxxxx Xxxxxx By: /s/ Gxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Xxxxxxxxxx Title: Senior Managing Director Name: Gxxxxx X. Xxxxxxxxxx Date: 6/18/15 Title: Executive Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO 6/18/15 12 September 1996 Master Repurchase Agreement Society Hill Funding LLC This Annex I forms a part of the Master Repurchase Agreement dated as of June 18, 2015 (the “Agreement”) between Gxxxxxx Sxxxx Bank USA (“Party A” or “Buyer”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07Society Hill Funding LLC (“Party B” or “Seller”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has September 1996 ¡ Master Repurchase Agreement ¡ 11 taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder;. (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA SPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. 12 ¡ September 1996 ¡ Master Repurchase Agreement COÖPERATIEVE RABOBANK, U.A., NEW YORK BRANCH By: /s/ Xxxxxxx Mixxxxx X. XxXxxxx Xxxxxxx XxXxxx Name: Mixxxxx X. XxXxxxx XxXxxx Title: Senior Vice Executive Director Date: January 31, 2017 By: /s/ Vixxxx Xxxxxxx Name: Vixxxx Xxxxxxx Title: Managing Director Date: January 31, 2017 [SIGNATURE PAGES CONTINUE ON FOLLOWING PAGE] THE BANK OF TOKYO-MITSUBISHI UFJ, LTD., NEW YORK BRANCH By: /s/ Texxx XxXxx Name: Texxx XxXxx Title: Managing Director Date: January 31, 2017 [SIGNATURE PAGES CONTINUE ON FOLLOWING PAGE] PHI FINANCIAL SERVICES, INC. By: /s/ Anxxxx Xxxxxxx Name: Anxxxx Xxxxxxx Title: President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO January 31, 2017 This Annex I forms a part of the 1996 SIFMA Master Repurchase Agreement dated as of January 31, 2017 (the “SIFMA Master,” and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO as amended by this Annex I, this or the “Agreement”) among PHI Financial Services, Inc., Coöperatieve Rabobank, U.A., New York Branch (“Rabobank”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO each of the other Buyers from time to time Party thereto. Subject to the provisions of Paragraph 1 of this Annex I, (a) capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the SIFMA Master, and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO (b) aside from this Annex I, including all exhibits and Treasurer Date: 11/15/07schedules attached hereto and thereto, no other Annexes or Schedules thereto shall form a part of the SIFMA Master or be applicable thereunder.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. USB SECURITIES LLC PROVIDENT MORTGAGE CAPITAL ASSOCIATES, INC. By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 Xxxx Xxxxxxxxx Xxxx Xxxxxxxxx By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Xxxx X. Xxxxxxxxxx Xxxx X. Xxxxxxxxxx Title: CFO Executive Director and Treasurer Counsel Region Americas Legal Prime Services and Securities Finance Title: Date: 11/15/07 CFO 4/14/11 Date: By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Janette R. M. XxXxxxxx Xxxxxxx X. X. XxXxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07Director Region Americas Legal Prime Services & Securities Finance September 1996 Master Repurchase Agreement

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Title: Date: 11/15/07 Date: By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO 1. OTHER APPLICABLE ANNEXES 2 2. DEFINITIONS 2 3. AVAILABILITY 8 4. PROCEDURES 9 5. CONDITIONS 10 6. REPRESENTATIONS AND WARRANTIES 12 7. MARGIN 18 8. MARKET VALUE 18 9. EVENTS OF DEFAULT 18 10. SUBSTITUTION 20 11. INCREASED COST EVENT AND TERMINATION EVENT 21 12. CLOSE OUT 22 13. ROLL-OVER TRANSACTIONS 22 14. INCEPTION FAILURE 23 15. AFFIRMATIVE COVENANTS 23 16. NEGATIVE COVENANTS 28 17. FORCE MAJEURE 28 18. FEE 29 19. TAXES 30 20. DESIGNATED OFFICES 31 21. SUBMISSION TO JURISDICTION AND WAIVER OF IMMUNITY 32 22. EXPENSES; INDEMNITY; DAMAGE WAIVER 32 23. WAIVER OF JURY TRIAL 33 24. USA PATRIOT ACT NOTICE 33 25. ASSIGNMENT 33 26. GUARANTEE 34 This Annex I forms a part of the Master Repurchase Agreement (September 1996 Version) dated as of March 26, 2010 (the “Agreement”) among Peerless Insurance Company (the “Seller”), Liberty Mutual Insurance Company (the “Guarantor”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Mitsubishi UFJ Securities (USA), Inc. (the “Buyer”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement. Buyer and Treasurer Date: 11/15/07Seller hereby agree to enter into Transactions governed by the Agreement, as expressly modified and supplemented hereby. If there is any inconsistency between this Annex I and the Agreement, this Annex I shall control. References herein to “Paragraphs” shall be to paragraphs of the Agreement, as amended, if applicable, by this Annex I, unless the context indicates otherwise. References to “Sections” shall be to sections of this Annex I.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C 1 SC of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 Xxxx Xxxxxxxx By: /s/ Xxxx X. Xxxxxxxxxx Name: Xxxx Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Name: Xxxx X. Xxxxxxxxxx Title: CFO and Treasurer Managing Director Title: Chief Financial Officer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO May 11, 2011 ANNEX I Supplemental Terms and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Conditions This Annex I forms a part of the Master Repurchase Agreement dated as of May 11, 2011 (the “Agreement”) between Nomura Securities International, Inc. (“Party A”) and Treasurer Date: 11/15/07Provident Mortgage Capital Associates, Inc. (“Party B”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. AMERICAN BUSINESS CREDIT, INC. GREENWICH CAPITAL FINANCIAL PRODUCTS, INC. By: /s/ Xxxxxxx X. XxXxxxx Xxxxxx By: /s/ Xxxxxxx X. XxXxxxx Bastich ----------------------------- --------------------------------- Title: Executive Vice President Title: Senior Vice President and General Counsel ----------------------------- --------------------------------- Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer January 26, 2005 Date: 11/15/07 ByJanuary 26, 2005 ----------------------------- --------------------------------- CONFIRMATION TO MASTER REPURCHASE AGREEMENT Date of Confirmation: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO January 26, 2005 Reference is hereby made to the Master Repurchase Agreement (the "REPO AGREEMENT") dated as of January 26, 2005 between Greenwich Capital Financial Products, Inc. ("BUYER") and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO American Business Credit, Inc., as a debtor-in-possession ("SELLER"). Capitalized terms used but not defined herein shall have the meanings given to such terms in the Repo Agreement. This document confirms the agreement of Buyer and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07Seller to enter into a Transaction on the following terms:

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), ; the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. XXXXXXX XXXXX MORTGAGE CAPITAL INC. XXXXXXX XXXXX CREDIT CORPORATION By:_______________________________ By:_______________________________ Title:____________________________ Title:____________________________ Date:_____________________________ Date:_____________________________ NOVASTAR FINANCIAL, INC. /s/ Xxxxx X. Xxxxxxx By:_______________________________ Chairman/CEO Title:____________________________ Jan. 31, 1997 Date:_____________________________ Amendment No. 1 To Master Repurchase Agreement and Supplemental Terms Dated as of April 22, 1997 Among: /s/ Xxxxxxx X. XxXxxxx Xxxxx Mortgage Capital Inc. and Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Xxxxx Credit Corporation and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07NovaStar Financial Inc.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“"SEC”") under Section 15 of the Securities Exchange Act of 1934 (“ "1934 Act”"), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“"SIPA”") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. BEAR XXXXXXX HOME NOVASTAR FINANCIAL, NOVASTAR MORTGAGE EQUITY TRUST INC. INC. By: /s/ State Street Bank and Trust Company of California, N.A., as Trustee By_________________ By_________________ By_________________ Title______________ Title______________ Title______________ Date_______________ Date_______________ Date_______________ 15 EXHIBIT A REQUEST/CONFIRMATION TO: [NovaStar Financial, Inc.] [NovaStar Mortgage, Inc.] 0000 Xxxx 00xx Xxxxx Xxxxx 000 Xxxxxxxx, Xxxxxx 00000 Attention: Xxxxxx Xxxxxxxxx FROM: Bear Xxxxxxx X. XxXxxxx Home Equity Trust RE: Request/Confirmation under Master Repurchase Agreement, dated as of February 19, 1998, among Bear Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO Home Equity Trust, NovaStar Financial, Inc. and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO NovaStar Mortgage, Inc. Bear Xxxxxxx Home Equity Trust ("Buyer") is pleased to confirm your sale and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO its purchase of the HELs described below and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO listed on the attached Loan Schedule pursuant to the above-referenced Master Repurchase Agreement under the following terms and Treasurer Date: 11/15/07conditions:

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. MUFG BANK, LTD., NEW YORK BRANCH USCC EIP LLC By: /s/ Xxxxxx Xxxxxxxx By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxxx Name: Xxxxxx Xxxxxxxx Name: Xxxxxxx X. XxXxxxx Xxxxxxxx Title: Senior Vice President Managing Director Title: Authorized Person of USCC EIP LLC and EVP, CFO and Treasurer of United States Cellular Company Date: 12/5/07 January 26, 2022 Date: January 26, 2022 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Xxxx X. Xxxxxx Name: Xxxx X. Xxxxxx Title: CFO Authorized Person of USCC EIP LLC and VP and Treasurer of Telephone and Data Systems, Inc. Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO January 26, 2022 This Annex I forms a part of the 1996 SIFMA Master Repurchase Agreement, dated as of January 26, 2022 (the “SIFMA Master,” and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO as amended by this Annex I, this or the “Agreement”), between USCC EIP LLC and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO MUFG Bank, Ltd., New York Branch. Subject to the provisions of Paragraph 1 of this Annex I, (a) capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the SIFMA Master, and Treasurer Date: 11/15/07(b) aside from this Annex I, including all exhibits and schedules attached hereto and thereto, no other Annexes or Schedules thereto shall form a part of the SIFMA Master or be applicable thereunder.

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder;; ■September 1996■Master Repurchase Agreement (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. BARCLAYS BANK PLC FSSL FINANCE BB SELLER LLC By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Title: Senior Vice President Date: 12/5/07 Kxxxx Xxxxxxxxxxx By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Exxxxx X. Xxxxxxxx, Xx. Name: Kxxxx Xxxxxxxxxxx Name: Exxxxx X. Xxxxxxxx, Xx. Title: CFO and Treasurer :Managing Director Title:Chief Financial Officer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Sep 6, 2023 Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer Date: 11/15/078/2/2023 ■September 1996■Master Repurchase Agreement

Disclosure Relating to Certain Federal Protections. The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission (“SEC”) under Section 15 of the Securities Exchange Act of 1934 1934, as amended (“ “1934 Act”), the Securities investor Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 1970, as amended (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. [Signatures follow on separate page] AMGEN INC. SMBC REPO PASS-THRU TRUST, 2013-1 By: THE BANK OF NEW YORK MELLON, not in its individual capacity but solely as Trustee By: /s/ Xxxxxxxx X. Xxxxxxx Name: Xxxxxxxx X. Xxxxxxx By: /s/ Xxxxxxx X. XxXxxxx Xxxxxxx X. XxXxxxx Xxxxxx Title: Senior Executive Vice President and Chief Name: Xxxxxxx Xxxxxx Financial Officer Title: Vice President Date: 12/5/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO and Treasurer October 28, 2013 Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO October 28, 2013 This Annex I forms a part of the Master Repurchase Agreement, dated as of October 28, 2013, between AMGEN INC. (the “Seller”) and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO SMBC REPO PASS-THRU TRUST, 2013-1 (the “Buyer”) (as amended, amended and Treasurer Date: 11/15/07 By: /s/ Xxxxxxxx Xxxxxxxxx Xxxxxxxx Xxxxxxxxx Title: CFO restated, supplemented or otherwise modified from time to time, the “Agreement”). Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement. References in this Annex I and Treasurer Date: 11/15/07in the Agreement to provisions of the Agreement shall refer to such provisions as amended by this Annex I. This Agreement arises from the novation of a portion of a “Transaction” under a master repurchase agreement dated as of August 24, 2013, entered into by Bank of America, N.A. and the Seller, as supplemented by a confirmation dated September 30, 2013 (such master repurchase agreement, as supplemented by such confirmation, the “Original Agreement”). By virtue of the transaction confirmed by such confirmation, the Buyer exhausted the facility provided pursuant to the Original Agreement; and accordingly the sole Transaction under this Agreement is and will be that described in the Confirmation dated the date of this Agreement between the Seller and the Buyer (the “Confirmation”) related to the novated portion of such original transaction, and all references to further transactions hereunder shall be of no effect and shall be disregarded in the interpretation of this Agreement.