Common use of Documentation Level Clause in Contracts

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 366 65,671,052 69.65 8.025 355 78.25 525 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 74 17,756,020 18.83 8.246 354 69.75 527 Limited Documentation 64 15,933,713 16.44 5.934 53 10,858,178 11.52 8.007 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 77.00 531 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------493 94,285,250 100.00 8.065 355 76.50 526 ------------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 520 116,147,829 67.89 6.140 356 82.40 Stated Documentation 149 36,987,979 38.17 6.355 158 42,281,360 24.72 6.633 357 79.88 696 83.78 Limited Documentation 64 15,933,713 16.44 5.934 52 12,646,104 7.39 6.366 357 82.2 662 ---------------------------------- 83.77 ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------730 171,075,293 100.00 6.278 356 82.84

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 411 98,224,206 59.60 6.253 356 82.23 629 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 217 58,920,697 35.75 6.956 356 82.20 609 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 27 7,668,132 4.65 6.621 356 82.86 625 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- -------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 3,729 631,677,489 52.71 6.880 349 78.28 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 2,507 516,562,240 43.10 7.193 352 79.15 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 252 50,250,646 4.19 6.903 352 78.45 -------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- ----------------------- -------- ----------- --------- -------- --------- -------- -------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 200 35,655,435 68.40 7.792 354 76.89 525 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 53 11,774,849 22.59 7.946 356 69.06 528 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- 23 4,700,016 9.02 7.834 356 76.90 528 ----------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- 276 52,130,299 100.00 7.831 355 75.12 526 ----------------------- -------- ----------- --------- -------- --------- -------- --------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ---------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 2,406 365,011,305 54.12 6.872 348 77.78 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 1,602 283,958,837 42.10 7.194 350 79.15 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 152 25,482,578 3.78 6.912 349 79.56 ---------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------4,160 674,452,720 100.00 7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ---------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 2,386 504,199,365 48.93 6.860 355 81.72 622 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 1,579 407,232,559 39.52 6.989 356 78.54 657 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 461 118,921,003 11.54 6.847 355 81.57 629 ---------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------4,426 1,030,352,927 100.00 6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 1,959 424,927,355 46.96 6.842 358 82.20 619 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 1,400 370,499,813 40.94 6.975 358 79.01 657 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 407 109,471,668 12.10 6.830 358 81.61 628 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ----------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 874 125,473,203 63.59 7.970 355 76.49 527 Stated Documentation 149 36,987,979 38.17 6.355 410 65,353,549 33.12 8.562 356 74.19 528 Limited 34 6,485,300 3.29 8.140 357 79.88 696 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 74.63 523 ----------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------1,318 197,312,052 100.00 8.172 356 75.67 527 -----------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ----------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 520 116,147,829 67.89 6.14 356 82.4 625 Stated Documentation 149 36,987,979 38.17 6.355 158 42,281,360 24.72 6.633 357 79.88 696 83.78 652 Limited Documentation 64 15,933,713 16.44 5.934 52 12,646,104 7.39 6.366 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 83.77 626 ----------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 730 171,075,293 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------6.278 356 82.84 631 -----------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Documentation Level Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Ratio --------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 5 507,980 63.43 6.943 302 76.67 622 41.05 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 3 292,861 36.57 7.716 345 86.53 652 18.41 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------8 800,841 100.00 7.226 318 80.28 633 32.77 ---------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Stated Documentation 1,121 258,979,022 45.87 6.958 336 80.67 662 Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 940 228,410,545 40.45 6.529 342 82.25 634 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 284 77,230,262 13.68 6.497 342 83.65 642 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 2,345 564,619,829 100.00 6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 1,323 266,666,184 50.89 6.891 350 78.97 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 905 232,603,403 44.39 7.192 353 79.16 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 100 24,768,068 4.73 6.895 355 77.32 ------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------2,328 524,037,656 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 111 14,117,443 47.83 7.311 355 82.91 665 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 66 13,142,987 44.53 7.460 354 76.87 680 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 17 2,256,239 7.64 7.161 348 82.10 685 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------194 29,516,669 100.00 7.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 802 84,770,668 72.11 8.165 291 97.30 643 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 384 26,816,937 22.81 10.075 220 98.62 676 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 58 5,969,238 5.08 8.627 257 97.53 640 Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------1,244 117,556,843 100.00 8.624 273 97.61 650 ------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Documentation Level Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Ratio --------------------------------------------------------------------------------------------------------------------------------- Stated Documentation 21 4,124,229 62.01 7.759 345 80.14 644 42.25 Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 14 2,435,709 36.62 7.380 354 82.14 588 43.20 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 1 91,492 1.38 6.475 354 78.63 601 30.83 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------36 6,651,429 100.00 7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 332 55,815,219 84.96 7.696 355 79.95 526 Stated Documentation 149 36,987,979 38.17 6.355 41 8,894,114 13.54 7.699 357 79.88 696 70.14 525 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 6 983,150 1.50 7.887 356 74.51 528 Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------379 65,692,482 100.00 7.699 356 78.54 525 ------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 161 90,129,646 44.39 6.529 357 82.32 681 81.64 647 Stated Documentation 149 36,987,979 38.17 6.355 148 79,699,001 39.25 6.903 357 79.88 696 79.5 662 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 58 33,208,189 16.36 6.799 358 80.41 631 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 367 203,036,837 100 6.077 6.72 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- Stated Documentation 511 122,046,595 55.17 7.020 357 79.71 679 Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 556 92,173,226 41.67 6.771 356 80.26 645 Limited Documentation 64 15,933,713 16.44 5.934 29 6,979,621 3.16 6.673 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 80.36 650 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 1,096 221,199,443 100.00 6.905 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Stated Documentation 129 22,757,091 43.89 7.204 347 78.86 673 Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 120 20,697,962 39.92 6.972 349 82.83 674 Limited Documentation 64 15,933,713 16.44 5.934 47 8,391,090 16.18 6.844 357 82.2 662 85.1 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 296 51,846,144 100 6.077 357 81.37 684 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 2,543 384,611,970 56.57 6.803 349 79.92 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 1,546 267,850,520 39.40 7.387 353 80.40 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 159 27,378,251 4.03 6.903 354 80.39 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------4,248 679,840,741 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 305 94,293,081 46.25 6.065 358 81.73 673 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 256 81,531,227 39.99 6.627 358 80.55 698 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 87 28,046,823 13.76 6.235 358 81.81 668 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------648 203,871,131 100.00 6.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Full Documentation 183 43,989,254 45.39 5.896 228 82,602,844 52.59 6.042 357 82.32 681 82.87 643 Stated Documentation 149 36,987,979 38.17 6.355 96 43,607,967 27.76 6.275 357 79.88 696 80.96 688 Limited Documentation 64 15,933,713 16.44 5.934 77 30,858,570 19.65 5.916 357 82.2 662 ---------------------------------- 82.90 651 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 401 157,069,380 100.00 6.082 357 81.37 684 ---------------------------------- 82.34 657 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- --------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 550 31,863,475 55.74 10.201 177 99.18 653 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 377 21,658,750 37.89 10.972 177 98.70 678 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 50 3,644,911 6.38 10.104 177 98.53 654 Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------977 57,167,136 100.00 10.487 177 98.96 662 ------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 289 91,692,065 89.69 5.923 357 82.32 681 82.60 660 Limited Documentation 22 7,221,716 7.06 5.915 357 77.86 645 Stated Documentation 149 36,987,979 38.17 6.355 9 3,321,795 3.25 5.765 357 79.88 696 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 74.70 677 Total: 396 96,910,946 100 6.077 320 102,235,576 100.00 5.917 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------82.01 660 ------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 2,127 419,835,371 76.5 7.087 336 81.06 660 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 585 128,935,628 23.5 6.651 341 83.69 637 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 2,712 548,770,998 100 6.077 357 81.37 684 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 4,854 798,385,825 57.16 6.820 350 79.63 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 2,887 546,743,766 39.14 7.345 353 79.92 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 255 51,711,843 3.70 6.873 352 80.17 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------7,996 1,396,841,434 100.00 7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 2,127 419,835,371 100.00 7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 2,127 419,835,371 100.00 7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Documentation Level Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Ratio --------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 911 124,565,203 70.38 7.600 353 84.61 628 41.86 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 230 44,233,930 24.99 7.753 351 81.87 686 41.28 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 45 8,182,712 4.62 7.247 355 84.27 646 34.45 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------1,186 176,981,845 100.00 7.622 352 83.91 643 41.38 ---------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- Stated Documentation 815 49,912,318 48.67 10.495 178 99.20 682 Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 821 41,680,819 40.64 10.158 178 99.47 651 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 166 10,963,443 10.69 10.069 178 99.00 660 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------1,802 102,556,580 100.00 10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Documentation Level Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Ratio --------------------------------------------------------------------------------------------------------------------------------- Stated Documentation 1,126 225,326,633 51.26 7.359 349 81.71 654 43.94 Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 1,183 209,597,597 47.68 7.092 354 82.55 612 42.68 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 20 4,660,367 1.06 7.272 354 82.48 622 38.13 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------2,329 439,584,596 100.00 7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Documentation Level. of Mortgage Morgage Aggregate Pool by Aggregate Aggregate Weighted Avg Weighted Weighted Number Cut-off Aggregate Mortgage Average Weighted Average of Date Cut-off Loan Gross Average Average Average Combined Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Principal Interest Term Gross Original FICO Average Documentation Level Loans Balance ($) Balance Balance Rate (%) (months) Margin LTV FICO Score ---------------------------------- ---------------------------------------- -------- ----------- --------- -------- --------- -------- -------- -------- ---------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 1,520 349,226,262 43.88 229,754 6.512 5.974 82.18 624 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 1,264 340,222,455 42.75 269,163 6.679 6.171 79.02 657.5 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- 377 106,335,296 13.36 282,056 6.344 5.896 82.58 635.7 ---------------------------------------- -------- ----------- --------- -------- --------- -------- -------- -------- ---------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------3,161 795,784,013 100.00 251,751 6.561 6.048 80.88 639.9

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 1,249 176,412,230 57.25 6.615 334 74.08 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 642 117,270,654 38.06 6.891 335 72.50 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- 85 14,438,934 4.69 6.682 330 76.41 ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------1,976 308,121,818 100.00 6.723 334 73.59

Documentation Level. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Documentation Level Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- Full Documentation 183 43,989,254 45.39 5.896 357 82.32 681 305 94,293,081 46.25 6.065 358 81.73 673 Stated Documentation 149 36,987,979 38.17 6.355 357 79.88 696 256 81,531,227 39.99 6.627 358 80.55 698 Limited Documentation 64 15,933,713 16.44 5.934 357 82.2 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 87 28,046,823 13.76 6.235 358 81.81 668 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------648 203,871,131 100.00 6.313 358 81.27 682 ---------------------------------------------------------------------------------------------------------------------------------