Credit Score Sample Clauses
Credit Score of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ 550 - 574 4 1,079,000 0.53 6.551 357 72.03 566 575 - 599 41 13,232,633 6.49 6.606 358 79.83 589 600 - 624 47 12,955,809 6.35 6.501 357 83.53 613 625 - 649 42 11,830,911 5.80 6.490 357 83.17 638 650 - 674 149 49,114,656 24.09 6.367 358 81.93 666 675 - 699 152 50,055,887 24.55 6.274 358 80.78 688 700 - 724 97 30,005,561 14.72 6.275 358 80.74 711 725 - 749 60 18,093,130 8.87 6.127 358 80.65 737 750 - 774 47 14,588,294 7.16 6.088 358 81.28 760 775 - 799 7 2,464,850 1.21 5.794 358 79.71 790 800 + 2 450,400 0.22 5.830 358 80.00 802 ------------------------------------------------------------------------------------------------------------------------------------ Total: 648 203,871,131 100.00 6.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------ Minimum: 551 Maximum: 802 Non-Zero Weighted Average: 682
Credit Score. If you have an active lending relationship with us, you can view your FICO®4 credit risk score (your “FICO Score”) via Online Services. The score is created by Fair Xxxxx Corporation (now legally known as “FICO”), one of the nation’s primary credit-scoring companies. Most lenders use FICO scores to make lending decisions. Information provided by FICO does not necessarily reflect the views of the Credit Union. We make your FICO Score available to you for your own non-commercial, personal review and benefit. Your FICO Score is not impacted at all by our making the score available to you. The Credit Union and FICO do not provide “credit repair services” and are not “credit repair organizations” as these terms are defined under federal or state law, including the Credit Repair Organizations Act. FICO does not provide advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Changes in your FICO Score could indicate a problem with your credit report; thus, if you note significant changes in your FICO Score you may wish to obtain and review a copy of your credit report.
Credit Score. The weighted average of the Final Scores of each “Contract Group” is 665 or greater. A “Contract Group” is a group of Contracts related to a group of Loans that are Contributed Property on the Closing Date or on a particular Distribution Date during the Revolving Period on which Loans are conveyed hereunder.
Credit Score. Credit Score is a composite numerical score scaled from 0-100 as calculated by PJMSettlement that incorporates various predictors of creditworthiness.
Credit Score of Morgage Aggregate Pool by Avg Weighted Weighted Number Cut-off Aggregate Mortgage Average Average of Date Cut-off
Credit Score. Each Mortgage Loan has a valid and original credit score, with a minimum credit score as set forth in the related Mortgage Loan Schedule;
Credit Score. Factor Codes
Credit Score of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV Score ----------------------------------------------------------------------------------------------------------------------------- NA 7 654,597 0.13 10.433 356 71.67 0 ----------------------------------------------------------------------------------------------------------------------------- 500 - 524 294 39,873,841 8.21 8.805 352 74.32 513 ----------------------------------------------------------------------------------------------------------------------------- 525 - 549 315 41,081,397 8.46 8.675 337 75.23 537 ----------------------------------------------------------------------------------------------------------------------------- 550 - 574 373 52,652,873 10.85 8.546 336 79.24 562 ----------------------------------------------------------------------------------------------------------------------------- 575 - 599 362 55,274,192 11.39 8.135 337 81.32 587 ----------------------------------------------------------------------------------------------------------------------------- 600 - 624 487 77,129,617 15.89 7.911 337 82.33 613 ----------------------------------------------------------------------------------------------------------------------------- 625 - 649 429 75,064,366 15.46 7.766 340 84.93 638 ----------------------------------------------------------------------------------------------------------------------------- 650 - 674 348 58,095,776 11.97 7.495 335 82.39 662 ----------------------------------------------------------------------------------------------------------------------------- 675 - 699 215 34,713,591 7.15 7.318 334 81.57 685 ----------------------------------------------------------------------------------------------------------------------------- 700 - 724 132 20,736,220 4.27 7.27 329 78.87 711 ----------------------------------------------------------------------------------------------------------------------------- 725 - 749 85 14,317,024 2.95 7.163 341 80 737 ----------------------------------------------------------------------------------------------------------------------------- 750 - 774 66 11,389,990 2.35 7.117 344 78.22 762 ----------------------------------------------------------------------------------------------------------------------...
Credit Score. The eligible borrower’s FICO Score will determine the interest rate and fee charged on the loan as follows: * Origination fee calculated as a percent of loan amount Eligible borrowers with an Experian-Fair Xxxxx Score Code of 9002 or 9003 will be priced as if part of Tier 6 (“No Credit Score”). The origination fee will be credited in full to the borrower if an entire disbursement is refunded within 60 days of the disbursement date. Notwithstanding the rates and fees set forth in the table above, the annual percentage rate, including the capitalized origination fee, on any loan will not exceed eighteen percent (18%) over the term of the loan, or such other limit under applicable law that may be in effect from time to time.
Credit Score. The eligible borrower’s FICO Score will determine the interest rate and fee charged on the loan as follows: Tier FICO Score Interest Rate Range Origination Fee* 1 790+ Prime +0.5% N/A 0 000-000 Prime +1.5% 2% 0 000-000 Prime +4.0% 3% 0 000-000 Prime +6.0% 5% 0 000-000 Prime +7.0% 7% 6 No credit score Prime +8.0% 8% 7 599 and below Prime +10.5% 10% * Origination fee calculated as a percent of loan amount Eligible borrowers with an Experian-Fair Xxxxx Score Code of 9002 or 9003 will be priced as if part of Tier 6 (“No Credit Score”). The origination fee will be credited in full to the borrower if an entire disbursement is refunded within 60 days of the disbursement date. Notwithstanding the rates and fees set forth in the table above, the annual percentage rate, including the capitalized origination fee, on any loan will not exceed eighteen percent (18%) over the term of the loan, or such other limit under applicable law that may be in effect from time to time.