Common use of Earning Cash Back Clause in Contracts

Earning Cash Back. When you apply for and are approved for your account, you are automatically enrolled in the cash back program and you are immediately eligible to earn a Cash Back bonus on qualifying in-app and online purchases made with your Debit Card (“Cash Back”). Your enrollment date is the date that you successfully activate your Debit Card and open your account. You will not be enrolled in the cash back program if you have a limited use bank account or have otherwise not been granted a personalized debit card that has been successfully activated. You will be eligible to earn a Cash Back bonus of two percent (2%), rounded to the nearest cent, on total net qualifying online and in-app purchases made using your Debit Card or your Debit Card number (less adjustments) during each Reward Year. For the purposes of the Cash Back bonus Program, a “Reward Year” is twelve (12) monthly periods in the aggregate during which your account has been in good standing (a “Reward Year”). After the first Reward Year, each subsequent Reward Year will commence on the day after the end of the prior Reward Year. Only the use of your Debit Card number to purchase goods or services is a qualifying purchase to earn Cash Back. The following purchases/transactions shall not be considered qualifying purchases for purposes of earning Cash Back: • airline purchases, • quasi-cash transactions (i.e. purchase of items that convert to or substitute for cash, such as digital wallets, person-to-person transactions, casino chips or transactions at online gaming sites, travelers checks, lottery tickets, etc.), • the use of your Debit Card to purchase gift cards or for funding another card or account, • bill payments, either using your Debit Card or using our online bill pay service, • transferring funds from your Debit Card or bank account to another bank account or credit card account, and • transactions conducted at xxxxx://xxx.xxxxxxxx.xxx or our mobile application (such as online bill payments or person-to-person transfers). Merchants that accept debit cards are assigned a Merchant Category Code (“MCC”) based on the kinds of products and services they sell. We do not determine which MCC a merchant chooses to classify itself, and we have no way of changing the identifying information we receive from a merchant when you make a purchase. As a result, some online and in-app purchases may appear to us as non-qualifying purchases. When this occurs, you will not receive a Cash Back bonus for such transactions. Cash Back is normally accrued to your Cash Back bonus balance promptly after your qualifying purchase transaction posts, but could take up to thirty (30) days.

Earning Cash Back. When you apply for and are approved for your account, you are automatically enrolled in the cash back program and you are immediately eligible to earn a Cash Back bonus on qualifying in-app online and online mobile purchases made with your Debit Card (“Cash Back”). Your enrollment date is the date that you successfully activate your Debit Card and open your account. You will not be enrolled in the cash back program if you have a limited use bank account or have otherwise not been granted a personalized debit card that has been successfully activated. You will be eligible to earn a Cash Back bonus of two percent (2%), rounded to the nearest cent, on total net qualifying online and in-app mobile purchases made using your Debit Card or your Debit Card number (less adjustments) during each Reward Year. For the purposes of the Cash Back bonus Program, a “Reward Year” is twelve (12) monthly periods in the aggregate during which your account has been in good standing (a “Reward Year”). After the first Reward Year, each subsequent Reward Year will commence on the day after the end of the prior Reward Year. Only the use of your Debit Card number to purchase goods or services is a qualifying purchase to earn Cash Back. The following purchases/transactions shall not be considered qualifying purchases for purposes of earning Cash Back: • airline purchases, • quasi-cash transactions (i.e. purchase of items that convert to or substitute for cash, such as digital wallets, person-to-person transactions, casino chips or transactions at online gaming sites, travelers checks, lottery tickets, etc.), • the use of your Debit Card to purchase gift cards or for funding another card or account, • bill payments, either using your Debit Card or using our online bill pay service, • transferring funds from your Debit Card or bank account to another bank account or credit card account, and • transactions conducted at xxxxx://xxx.xxxxxxxx.xxx or our mobile application (such as online bill payments or person-to-person transfers). Merchants that accept debit cards are assigned a Merchant Category Code (“MCC”) based on the kinds of products and services they sell. We do not determine which MCC a merchant chooses to classify itself, and we have no way of changing the identifying information we receive from a merchant when you make a purchase. As a result, some online and in-app mobile purchases may appear to us as non-qualifying purchases. When this occurs, you will not receive a Cash Back bonus for such transactions. Cash Back is normally accrued to your Cash Back bonus balance promptly after your qualifying purchase transaction posts, but could take up to thirty (30) days.

Earning Cash Back. When you apply for and are approved for your account, you are automatically enrolled in the cash back program and you are immediately eligible to earn a Cash Back bonus on qualifying in-app and online purchases made with your Debit Card (“Cash Back”). Your enrollment date is the date that you successfully activate your Debit Card register and open your account. You will not be enrolled in the cash back program if you have a limited use bank account or have otherwise not been granted a personalized debit card that has been successfully activatedregistered. You will be eligible to earn a Cash Back bonus of two percent (2%), rounded to the nearest cent, on total net qualifying online and in-app purchases made using your Debit Card or your Debit Card number (less adjustments) during each Reward Year. For the purposes of the Cash Back bonus Program, a “Reward Year” is twelve (12) monthly periods in the aggregate during which your account has been in good standing (a “Reward Year”). After the first Reward Year, each subsequent Reward Year will commence on the day after the end of the prior Reward Year. Only the use of your Debit Card number to purchase goods or services is a qualifying purchase to earn Cash Back. The following purchases/transactions shall not be considered qualifying purchases for purposes of earning Cash Back: • airline purchases, • quasi-cash transactions (i.e. purchase of items that convert to or substitute for cash, such as digital wallets, person-to-person transactions, casino chips or transactions at online gaming sites, travelers checks, lottery tickets, etc.), • the use of your Debit Card to purchase gift cards or for funding another card or account, • bill xxxx payments, either using your Debit Card or using our online bill xxxx pay service, • transferring funds from your Debit Card or bank account to another bank account or credit card account, and • transactions conducted at xxxxx://xxx.xxxxxxxx.xxx xxx.xxxxxxxx.xxx or our mobile application (such as online bill xxxx payments or person-to-person transfers). Merchants that accept debit cards are assigned a Merchant Category Code (“MCC”) based on the kinds of products and services they sell. We do not determine which MCC a merchant chooses to classify itself, and we have no way of changing the identifying information we receive from a merchant when you make a purchase. As a result, some online and in-app purchases may appear to us as non-qualifying purchases. When this occurs, you will not receive a Cash Back bonus for such transactions. Cash Back is normally accrued to your Cash Back bonus balance promptly after your qualifying purchase transaction posts, but could take up to thirty (30) days.