Common use of Effective Date Term and Termination Clause in Contracts

Effective Date Term and Termination. A. The effective date of this Agreement is January 1, 1997. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life through December 31, 2001, unless terminated pursuant to the paragraphs listed below. B. Once each calendar year, Integrity Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity Life, within thirty (30) days of the happening of any of the following events: (1) Integrity Life’s A. M. Best rating is reduced to a “C” or lower. (2) Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life. (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect to Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement may be reinstated upon the written consent of Connecticut General if, at any time with sixty (60)day of termination, Integrity Life pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. Integrity Life shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of any of the following events: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower. (2) Connecticut General is placed upon a “watch list by its domiciliary state’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General. F. If this Agreement is terminated for new or existing business, Connecticut General shall be relieved of all liability to Integrity Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract issued by Integrity Life; and G. If this Agreement is terminated for new business only, Connecticut General shall remain liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party up to the effective date of termination. I. Integrity Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life under the terms and conditions of this Agreement, except to affiliates under common control, without the written approval of Connecticut General.

Effective Date Term and Termination. A. The effective date of this Agreement is January 1, 1997. This Agreement remains effective for all annuity contracts subject to this Agreement written by National Integrity Life through December 31, 2001, unless terminated pursuant to the paragraphs listed below. B. Once each calendar year, National Integrity Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to National Integrity Life, within thirty (30) days of the happening of any of the following events: (1) National Integrity Life’s A. M. Best rating is reduced to a “C” or lower. (2) National Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list;” (3) An order appointing a receiver, conservator or trustee for management of National Integrity Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of National Integrity Life. (4) National Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect to National Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should National Integrity Life fail to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement may be reinstated upon the written consent of Connecticut General if, at any time with sixty (60)day of termination, National Integrity Life pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. National Integrity Life shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of any of the following events: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower. (2) Connecticut General is placed upon a “watch list by its domiciliary state’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General. F. If this Agreement is terminated for new or existing business, Connecticut General shall be relieved of all liability to National Integrity Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract issued by National Integrity Life; and G. If this Agreement is terminated for new business only, Connecticut General shall remain liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party up to the effective date of termination. I. National Integrity Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of National Integrity Life under the terms and conditions of this Agreement, except to affiliates under common control, without the written approval of Connecticut General.

Effective Date Term and Termination. A. The effective date of this Agreement is January 1, 1997[Date]. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life through December 31, 2001Ceding Company for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. B. C. Once each calendar year, Integrity Life Ceding Company shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General D. Reinsurer shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeCeding Company, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Integrity Life’s Ceding Company's A. M. Best BEST rating is reduced to a “"C” " or lower. (2) Integrity Life’s Ceding Company is placed upon a "watch list" by its domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch listregulators;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Life Ceding Company is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life.Ceding Company; (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect revokes the authority of Ceding Company to Integrity Life that potentially adversely affects its conduct of business.; D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail (5) Failure by Ceding Company to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General Reinsurer if, at any time with within sixty (60)day 60) days of termination, Integrity Life Ceding Company pays and Connecticut General Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Integrity Life Ceding Company shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut GeneralReinsurer, within 30 thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Connecticut General’s Reinsurer's A. M. Best BEST rating is reduced to a “C” "B++" or lower.; (2) Connecticut General Reinsurer is placed upon a “"watch list list" by its domiciliary state’s 's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General Reinsurer is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.Reinsurer; F. If this Agreement is terminated for new or and existing business, Connecticut General Reinsurer shall be relieved of all liability to Integrity Life Ceding Company for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity Life; Ceding Company, and G. If this Agreement is terminated for new business only, Connecticut General shall Reinsurer will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life Ceding Company shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life Ceding Company under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut GeneralReinsurer. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30-day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date This Agreement covers individual ANNUITY CONTRACTs issued by the CEDING COMPANY that: (i) are identified by form in Schedule B-1; (ii) have elected no optional benefit rider forms for which a retail fee is assessed other than those forms listed on Schedule B-1; (iii) have accounts invested in the investment funds listed in Schedule B-2; (iv) are issued within the limits and rules described in Schedule C-1; (v) are in compliance with all of the other terms and provisions of this Agreement is January 1Agreement; (vi) have elected the Guaranteed Minimum Income Benefit, 1997. This Agreement remains effective for all annuity contracts subject as described in Schedule A, on or after the EFFECTIVE DATE and prior to the date this Agreement written by Integrity Life through December 31, 2001, unless terminated pursuant ceases to the paragraphs listed belowcover new ANNUITY CONTRACTS; and (vii) are ACTIVE CONTRACTS. B. Once each calendar yearThis Agreement will cease to cover new ANNUITY CONTRACTS issued by the CEDING COMPANY on the earlier of (i) October 31, Integrity Life shall have 2005 or (ii) the option to recapture existing contracts beginning with date that the twentieth (20) anniversary sum of their reinsurance hereunder. Recapture must be made on an issue year basisall cumulative RETAIL ANNUITY PREMIUMS exceeds the limit provided in Schedule C-2, and no contracts can be recaptured unless all contracts with earlier issue years are recapturedparagraph 3. C. Connecticut General This Agreement will terminate with respect to each ANNUITY CONTRACT subject to it, as of the TERMINATION DATE. D. The CEDING COMPANY shall have the option of terminating this Agreement for new business or for new and business, existing business, upon delivery of thirty or both, by giving ninety (3090) calendar days written advance notice to Integrity Lifethe REINSURER, within thirty (30) days of after the happening occurrence of any of the following eventsfollowing: (1) Integrity Life. REINSURER’s A. M. Best rating Standard and Poor’s Rating is reduced to a “CBBB” or lower.. REINSURER must report any adverse change in Standard and Poor’s Rating to CEDING COMPANY within fifteen (15) days of the change. Any notice of termination given by the CEDING COMPANY enabled by such rating reduction shall be deemed withdrawn if REINSURER’s Standard and Poor’s Rating is restored to a level higher than “BBB” during the 90 day notice period; (2) Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list;” (3) . An order is entered appointing a receiver, conservator or trustee for management of Integrity Life is entered REINSURER or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity LifeREINSURER; 3. REINSURER’s U.S. GAAP surplus position is reduced to 70% or less of its U.S. GAAP surplus position as of December 31, 2001. The REINSURER must report such a reduction within fifteen (15) days after it occurs. The Xxxxxxx Xxxxx and ACE Tempest Re GMIB REINSURER’s surplus position as of December 31, 2001 is provided in Schedule H. Any notice of termination given by the CEDING COMPANY enabled by such surplus reduction shall be deemed withdrawn if REINSURER’s U.S. GAAP surplus position is restored to a level higher than 70% of its U.S. GAAP surplus position as of December 31, 2001 during the 90 day notice period. (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) E. The Securities and Exchange Commission takes any regulatory action with respect to Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General REINSURER shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail existing business or both by giving ninety (90) days advance written notice to pay premium the CEDING COMPANY after the occurrence of any of the following: 1. The CEDING COMPANY fails to provide timely submissions of all material data required to be provided in accordance with Article V. IfSchedule G, during provided that the thirty (30) days REINSURER’s notice periodof termination identifies whether new contracts, Connecticut General receives all premiums in arrears existing contracts or both will be terminated and all premiums which may become due within provided further that the thirty (30) days notice period, the REINSURER’s notice of termination shall be deemed withdrawnwithdrawn if the CEDING COMPANY, within 90 days after the date the REINSURER’s notice of termination is given, provides to the REINSURER all data submissions then in arrears. 2. The CEDING COMPANY fails to pay premium due on or before the REMITTANCE DATE. In the event of termination under this paragraphthat premium due is not paid by the REMITTANCE DATE, this agreement may be reinstated upon the written consent of Connecticut General if, at any time with sixty (60)day of termination, Integrity Life pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. Integrity Life REINSURER shall have the option right to terminate this agreement by giving ninety (90) days advance notice of terminating termination to the CEDING COMPANY. If all premiums in default and interest in accordance with Article III, paragraph F are received by the REINSURER within the ninety (90) day notice period, the Agreement will remain in effect and the notice of termination deemed withdrawn. If premium remains in default as of the close of the last day of the ninety (90) day notice period, the REINSURER’S liability for all risks reinsured associated with the defaulted premiums under this Agreement will terminate. F. Except as otherwise provided herein, upon termination of this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of any of the following events: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower. (2) Connecticut General is placed upon a “watch list by its domiciliary state’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General. F. If this Agreement is terminated for new or existing business, Connecticut General REINSURER shall be relieved of all have no reinsurance liability to Integrity Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract issued by Integrity Life; and G. If this Agreement is terminated for new business only, Connecticut General shall remain liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to any ANNUITY CONTRACT. Notwithstanding termination of reinsurance as provided herein, the Agreement for new business. H. Both parties REINSURER shall continue to be entitled liable to the CEDING COMPANY for all offset credits provided by Article X unpaid ADJUSTED GMIB CLAIMS arising as a result of a GMIB EXERCISE of an ACTIVE CONTRACT made prior to the date this Agreement is terminated, and the CEDING COMPANY shall continue to be liable to the REINSURER for the entire amount of premiums due and payable all unpaid MONTHLY REINSURANCE PREMIUMS earned by the other REINSURER under this Agreement until the date the Agreement is terminated. Any net amounts due from either party up after termination are subject to a daily interest charge equal to 1/365 times the effective sum of (a) and (b), where (a) is the 3 month LIBOR rate on the preceding MONTHLY VALUATION DATE as published in the Wall Street Journal; and (b) is 1.00%. Interest is assessed from the REMITTANCE DATE until the date of termination. I. Integrity Life shall not have the right to assign or transfer any portion of the rights, duties paid. Xxxxxxx Xxxxx and obligations of Integrity Life under the terms and conditions of this Agreement, except to affiliates under common control, without the written approval of Connecticut General.ACE Tempest Re GMIB

Effective Date Term and Termination. A. The effective date This Agreement covers individual ANNUITY CONTRACTs issued by the CEDING COMPANY that: (i) are identified by form in Schedule B-1; (ii) have elected no optional rider forms for which a retail fee is assessed other than those forms listed on Schedule B-1; (iii) have accounts invested in the investment funds listed in Schedule B-2; (iv) are issued within the limits and rules described in Schedule C-1; (v) are in compliance with all of the other terms and provisions of this Agreement is January 1, 1997. This Agreement remains effective for all annuity contracts subject Agreement; (vi) have a RIDER ISSUE DATE on or after the EFFECTIVE DATE and prior to the date this Agreement written by Integrity Life through December 31, 2001, unless terminated pursuant ceases to the paragraphs listed belowcover new ANNUITY CONTRACTS; and (vii) are ACTIVE CONTRACTS. B. Once This Agreement will cease to cover new ANNUITY CONTRACTS issued by the CEDING COMPANY on the earlier of (i) May 31, 2004 or (ii) the date that the sum of all cumulative RETAIL ANNUITY PREMIUMS exceeds the limit provided in Schedule C-2, paragraph 3. For the purposes of this paragraph, RETAIL ANNUITY PREMIUMS for each calendar year, Integrity Life INFORCE ANNUITY CONTRACT shall have be the option ACCOUNT VALUE as of the RIDER ISSUE DATE plus any RETAIL ANNUITY PREMIUMS deposited subsequent to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recapturedRIDER ISSUE DATE. C. Connecticut General This Agreement will terminate with respect to each ANNUITY CONTRACT subject to it, as of the TERMINATION DATE. D. The CEDING COMPANY shall have the option of terminating this Agreement for new business or for new and business, existing business, upon delivery of thirty or both, by giving ninety (3090) calendar days written advance notice to Integrity Lifethe REINSURER, within thirty (30) days of after the happening occurrence of any of the following eventsfollowing: (1) Integrity Life. REINSURER’s A. M. Best rating Standard and Poor’s Rating is reduced to a “CBBB” or lower.. REINSURER must report any adverse change in Standard and Poor’s Rating to CEDING COMPANY within fifteen (15) days of the change. Any notice of termination given by the CEDING COMPANY enabled by such rating reduction shall be deemed withdrawn if REINSURER’s Standard and Poor’s Rating is restored to a level higher than “BBB” during the 90 day notice period; (2) Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list;” (3) . An order is entered appointing a receiver, conservator or trustee for management of Integrity Life is entered REINSURER or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity LifeREINSURER; 3. REINSURER’s U.S. GAAP surplus position is reduced to 75% or less of its U.S. GAAP surplus position as of December 31, 2000. The REINSURER must report such a reduction within fifteen (15) days after it occurs. The REINSURER’s Xxxxxxx Xxxxx Life and ACE Tempest Re DBER surplus position as of December 31, 2000 is provided in Schedule H. Any notice of termination given by the CEDING COMPANY enabled by such surplus reduction shall be deemed withdrawn if REINSURER’s U.S. GAAP surplus position is restored to a level higher than 75% of its U.S. GAAP surplus position as of December 31, 2000 during the 90 day notice period. (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) E. The Securities and Exchange Commission takes any regulatory action with respect to Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General REINSURER shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail existing business or both by giving ninety (90) days advance written notice to pay premium the CEDING COMPANY after the occurrence of any of the following: 1. The CEDING COMPANY fails to provide timely submissions of all material data required to be provided in accordance with Article V. IfSchedule G, during provided that the thirty (30) days REINSURER’s notice periodof termination identifies whether new contracts, Connecticut General receives all premiums in arrears existing contracts or both will be terminated and all premiums which may become due within provided further that the thirty (30) days notice period, the REINSURER’s notice of termination shall be deemed withdrawnwithdrawn if the CEDING COMPANY, within 90 days after the date the REINSURER’s notice of termination is given, provides to the REINSURER all data submissions then in arrears. 2. The CEDING COMPANY fails to pay premium due on or before the REMITTANCE DATE. In the event of termination under this paragraphthat premium due is not paid by the REMITTANCE DATE, this agreement may be reinstated upon the written consent of Connecticut General if, at any time with sixty (60)day of termination, Integrity Life pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. Integrity Life REINSURER shall have the option right to terminate this agreement by giving ninety (90) days advance notice of terminating termination to the CEDING COMPANY. If all premiums in default and interest in accordance with Article III, paragraph F are received by the REINSURER within the ninety (90) day notice period, the Agreement will remain in effect and the notice of termination deemed withdrawn. If premium remains in default as of the close of the last day of the ninety (90) day notice period, the REINSURER’S liability for all risks reinsured associated with the defaulted premiums under this Agreement will terminate. F. Except as otherwise provided herein, upon termination of this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of any of the following events: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower. (2) Connecticut General is placed upon a “watch list by its domiciliary state’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General. F. If this Agreement is terminated for new or existing business, Connecticut General REINSURER shall be relieved of all have no reinsurance liability to Integrity Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract issued by Integrity Life; and G. If this Agreement is terminated for new business only, Connecticut General shall remain liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to any ANNUITY CONTRACT. Notwithstanding termination of reinsurance as provided herein, the Agreement for new business. H. Both parties REINSURER shall continue to be entitled liable to the CEDING COMPANY for all offset credits provided by Article X unpaid REINSURED CLAIMS and the CEDING COMPANY shall continue to be liable to the REINSURER for the entire amount of premiums due and payable all unpaid MONTHLY REINSURANCE PREMIUMS earned by the other REINSURER, under this Agreement until the date the Agreement is terminated. Any net amounts due from either party up after termination are subject to a daily interest charge equal to 1/365 times the effective sum of (a) and (b), where (a) is the 3 month LIBOR rate on the preceding MONTHLY VALUATION DATE as published in the Wall Street Journal; and (b) is 1.00%. Interest is assessed from the REMITTANCE DATE until the date of termination. I. Integrity paid. Xxxxxxx Xxxxx Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life under the terms and conditions of this Agreement, except to affiliates under common control, without the written approval of Connecticut General.ACE Tempest Re DBER

Effective Date Term and Termination. A. The effective date This Agreement covers individual ANNUITY CONTRACTs issued by the CEDING COMPANY that: (i) are identified by form in Schedule B-1; (ii) have accounts invested in the investment funds listed in Schedule B-2; (iii) are issued within the limits and rules described in Schedule C-1; (iv) are in compliance with all of the other terms and provisions of this Agreement is January 1Agreement; (v) have elected the Guaranteed Minimum Income Benefit, 1997. This Agreement remains effective for all annuity contracts subject as described in Schedule A, on or after the EFFECTIVE DATE and prior to the date this Agreement written by Integrity Life through December 31, 2001, unless terminated pursuant ceases to the paragraphs listed belowcover new ANNUITY CONTRACTS; and (vi) are ACTIVE CONTRACTS. B. Once each calendar yearThis Agreement will cease to cover new ANNUITY CONTRACTS issued by the CEDING COMPANY on the earlier of (i) October 31, Integrity Life shall have 2005 or (ii) the option to recapture existing contracts beginning with date that the twentieth (20) anniversary sum of their reinsurance hereunder. Recapture must be made on an issue year basisall cumulative RETAIL ANNUITY PREMIUMS exceeds the limit provided in Schedule C-2, and no contracts can be recaptured unless all contracts with earlier issue years are recapturedparagraph 3. C. Connecticut General This Agreement will terminate with respect to each ANNUITY CONTRACT subject to it, as of the TERMINATION DATE. D. The CEDING COMPANY shall have the option of terminating this Agreement for new business or for new and business, existing business, upon delivery of thirty or both, by giving ninety (3090) calendar days written advance notice to Integrity Lifethe REINSURER, within thirty (30) days of after the happening occurrence of any of the following eventsfollowing: (1) Integrity Life. REINSURER’s A. M. Best rating Standard and Poor’s Rating is reduced to a “CBBB” or lower.. REINSURER must report any adverse change in Standard and Poor’s Rating to CEDING COMPANY within fifteen (15) days of the change. Any notice of termination given by the CEDING COMPANY enabled by such rating reduction shall be deemed withdrawn if REINSURER’s Standard and Poor’s Rating is restored to a level higher than “BBB” during the 90 day notice period; (2) Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list;” (3) . An order is entered appointing a receiver, conservator or trustee for management of Integrity Life is entered REINSURER or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity LifeREINSURER; 3. REINSURER’s U.S. GAAP surplus position is reduced to 70% or less of its U.S. GAAP surplus position as of December 31, 2001. The REINSURER must report such a reduction within fifteen (15) days after it occurs. The REINSURER’s surplus position as of December 31, 2001 is provided in Schedule H. Any notice of termination given by the CEDING COMPANY enabled by such surplus reduction shall Xxxxxxx Xxxxx & ACE Tempest GMIB 7 be deemed withdrawn if REINSURER’s U.S. GAAP surplus position is restored to a level higher than 70% of its U.S. GAAP surplus position as of December 31, 2001 during the 90 day notice period. (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) E. The Securities and Exchange Commission takes any regulatory action with respect to Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General REINSURER shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail existing business or both by giving ninety (90) days advance written notice to pay premium the CEDING COMPANY after the occurrence of any of the following: 1. The CEDING COMPANY fails to provide timely submissions of all material data required to be provided in accordance with Article V. IfSchedule G, during provided that the thirty (30) days REINSURER’s notice periodof termination identifies whether new contracts, Connecticut General receives all premiums in arrears existing contracts or both will be terminated and all premiums which may become due within provided further that the thirty (30) days notice period, the REINSURER’s notice of termination shall be deemed withdrawnwithdrawn if the CEDING COMPANY, within 90 days after the date the REINSURER’s notice of termination is given, provides to the REINSURER all data submissions then in arrears. 2. The CEDING COMPANY fails to pay premium due on or before the REMITTANCE DATE. In the event of termination under this paragraphthat premium due is not paid by the REMITTANCE DATE, this agreement may be reinstated upon the written consent of Connecticut General if, at any time with sixty (60)day of termination, Integrity Life pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. Integrity Life REINSURER shall have the option right to terminate this agreement by giving ninety (90) days advance notice of terminating termination to the CEDING COMPANY. If all premiums in default and interest in accordance with Article III, paragraph F are received by the REINSURER within the ninety (90) day notice period, the Agreement will remain in effect and the notice of termination deemed withdrawn. If premium remains in default as of the close of the last day of the ninety (90) day notice period, the REINSURER’S liability for all risks reinsured associated with the defaulted premiums under this Agreement will terminate. F. Except as otherwise provided herein, upon termination of this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of any of the following events: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower. (2) Connecticut General is placed upon a “watch list by its domiciliary state’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General. F. If this Agreement is terminated for new or existing business, Connecticut General REINSURER shall be relieved of all have no reinsurance liability to Integrity Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract issued by Integrity Life; and G. If this Agreement is terminated for new business only, Connecticut General shall remain liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to any ANNUITY CONTRACT. Notwithstanding termination of reinsurance as provided herein, the Agreement for new business. H. Both parties REINSURER shall continue to be entitled liable to the CEDING COMPANY for all offset credits provided by Article X unpaid ADJUSTED GMIB CLAIMS arising as a result of a GMIB EXERCISE of an ACTIVE CONTRACT made prior to the date this Agreement is terminated, and the CEDING COMPANY shall continue to be liable to the REINSURER for the entire amount of premiums due and payable all unpaid MONTHLY REINSURANCE PREMIUMS earned by the other REINSURER, under this Agreement until the date the Agreement is terminated. Any net amounts due from either party up after termination are subject to a daily interest charge equal to 1/365 times the effective sum of (a) and (b), where (a) is the 3 month LIBOR rate on the preceding MONTHLY VALUATION DATE as published in the Wall Street Journal; and (b) is 1.00%. Interest is assessed from the REMITTANCE DATE until the date of termination. I. Integrity Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life under the terms and conditions of this Agreement, except to affiliates under common control, without the written approval of Connecticut General.paid. Xxxxxxx Xxxxx & ACE Tempest GMIB 8

Effective Date Term and Termination. A. The effective date of this Agreement is January April 1, 19971996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life through December 31, 2001ITT Hartford for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Connecticut General or ITT Hartford shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. B. C. Once each calendar year, Integrity Life ITT Hartford shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. D. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeITT Hartford, within thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Integrity Life’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Integrity Life’s ITT Hartford is placed upon a "watch list" by its domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch listregulators;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Life ITT Hartford is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life.ITT Hartford; ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital Xxxxxer; August 23, 1996 Select Dimensions; Pathmaker (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect revokes the authority of ITT Hartford to Integrity Life that potentially adversely affects its conduct of business.; D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail (5) Failure by ITT Hartford to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General Reinsurer if, at any time with within sixty (60)day 60) days of termination, Integrity Life ITT Hartford pays and Connecticut General Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement.. (Please refer to paragraph J below for the interest calculation description) E. Integrity Life ITT Hartford shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Connecticut General is placed upon a “"watch list list" by its domiciliary state’s states's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.; F. If this Agreement is terminated for new or and existing business, Connecticut General shall be relieved of all liability to Integrity Life ITT Hartford for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity Life; ITT Hartford, and G. If this Agreement is terminated for new business only, Connecticut General shall will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life ITT Hartford shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life ITT Hartford under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut General.. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30 day notice period. The settlement is considered overdue at the end of the 30 day notice period and interest shall commence from the overdue date. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital Xxxxxer; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is January April 1, 19971996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Hartford Life through December 31, 2001for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Connecticut General or Hartford Life shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. B. C. Once each calendar year, Integrity Hartford Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. D. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity Hartford Life, within thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Integrity Life’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Integrity Life’s Hartford Life is placed upon a "watch list" by its domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch listregulators;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Hartford Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Hartford Life.; Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital Xxxxxer; August 23, 1996 Select Dimensions; Pathmaker (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect revokes the authority of Hartford Life to Integrity conduct business; (5) Failure by Hartford Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General Reinsurer if, at any time with within sixty (60)day 60) days of termination, Integrity Hartford Life pays and Connecticut General Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement.. (Please refer to paragraph J below for the interest calculation description) E. Integrity Hartford Life shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Connecticut General is placed upon a “"watch list list" by its domiciliary state’s states's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.; F. If this Agreement is terminated for new or and existing business, Connecticut General shall be relieved of all liability to Integrity Hartford Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity Hartford Life; , and G. If this Agreement is terminated for new business only, Connecticut General shall will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Hartford Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Hartford Life under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut General.. Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30 day notice period. The settlement is considered overdue at the end of the 30 day notice period and interest shall commence from the overdue date. Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital Xxxxxer; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is January August 1, 1997. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life of Virginia through December July 31, 20012000, unless terminated pursuant to the paragraphs listed below. B. Once each calendar year, Integrity Life of Virginia shall have the option to recapture existing contracts beginning with the twentieth (2020th) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeLife of Virginia, within thirty (30) days of the happening of any of the following events: (1) Integrity Life’s Life of Virginia's A. M. Best rating is reduced to a “"C” " or lower. (2) Integrity Life’s Life of Virginia's domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “"watch list;”" (3) An order appointing a receiver, conservator or trustee for management of Integrity Life of Virginia is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life.Life of Virginia; (4) Integrity Life of Virginia withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect to Integrity Life of Virginia that potentially adversely affects its conduct of business. D. Connecticut General shall have the option of terminating this Agreement for new and existing business, business should Integrity Life of Virginia fail to pay premium in accordance with Article V. V and VI. If, -------------------------------------------------------------------------------- The Life Insurance Company of Virginia [LOGO] Variable Annuity Death Benefit Reinsurance CIGNA Reinsurance Commonwealth VA Plus Treaty Effective 8/1/97 Treaty No. 103072 Connecticut General Life Insurance Company during the thirty (30) days notice period, Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General if, at any time with within sixty (60)day 60) days of termination, Integrity Life of Virginia pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. Integrity Life of Virginia shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 thirty (30) days of the happening of any of the following events: (1) Connecticut General’s 's A. M. Best rating is reduced to a “"C” " or lower.; (2) Connecticut General is placed upon a “"watch list list" by its domiciliary state’s 's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.; F. If this Agreement is terminated for new or and existing business, Connecticut General shall be relieved of all liability to Integrity Life of Virginia for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract underlying annuity contracts issued by Integrity LifeLife of Virginia; and, G. If this Agreement is terminated for new business only, Connecticut General shall will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life of Virginia shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life of Virginia under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut General., which shall not be unreasonably withheld. -------------------------------------------------------------------------------- The Life Insurance Company of Virginia [LOGO] Variable Annuity Death Benefit Reinsurance CIGNA Reinsurance Commonwealth VA Plus Treaty Effective 8/1/97 Treaty No. 103072 Connecticut General Life Insurance Company

Effective Date Term and Termination. A. The effective commencement date of this Agreement is January May 1, 19971997 and covers all annuity contracts issued through April 30, 2001 by First Great-West Life & Annuity under the policy forms shown in Schedule B. The Reinsurance provided hereunder shall be unlimited in duration and shall remain in effect until all annuity contracts have expired or been recaptured in accordance with the policies shown in Schedule B and the terms and conditions of this Agreement. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life through December 31, 2001, unless may be terminated in accordance with and pursuant to the paragraphs listed belowterms of this Agreement. B. Once each calendar year, Integrity First Great-West Life & Annuity shall have the option to recapture existing contracts beginning with the twentieth tenth (2010th) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeFirst Great-West Life & Annuity, within thirty (30) days of the happening of any of the following events: (1) Integrity LifeFirst Great-West Life & Annuity’s A. M. Best rating is reduced to a “C” or lower. (2) Integrity LifeFirst Great-West Life & Annuity’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list;”. (3) An order appointing a receiver, conservator or trustee for management of Integrity First Great-West Life & Annuity is entered or a proceeding is commenced for First Great-West Life & Annuity Insurance Company Flexible Premium Fixed and Variable Deferred Group Annuity Effective May 1, 1997 - 10 - rehabilitation, liquidation, supervision or conservation of Integrity Life.First Great-West Life & Annuity; (4) Integrity First Great-West Life & Annuity is merged, purchased or in any manner Great-West Lifeco is no longer the ultimate, majority owner of First Great-West Life & Annuity; (5) First Great-West Life & Annuity withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (56) The Securities and Exchange Commission takes any regulatory action with respect to Integrity Failure by First Great-West Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail & Annuity to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General if, at any time with within sixty (60)day 60) days of termination, Integrity First Great-West Life & Annuity pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. D. Connecticut General shall have the option of terminating this Agreement for existing business, upon delivery of ninety (90) calendar days written notice to First Great-West Life & Annuity where the following event occurs: (1) Failure by First Great-West Life & Annuity to pay premium in accordance with Article V. If, during the ninety (90) days notice period, Connecticut General receives all premiums in arrears and all premiums which may become due within the ninety (90) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this Agreement may be reinstated upon the written consent of Connecticut General if, at any time within sixty (60) days of termination, First Great-West Life & Annuity pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. Integrity First Great-West Life & Annuity shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 thirty (30) days of the happening of any of the following events: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower.; (2) Connecticut General is placed upon a “watch list by its General’s domiciliary state’s insurance regulators;regulators take any regulatory First Great-West Life & Annuity Insurance Company Flexible Premium Fixed and Variable Deferred Group Annuity Effective May 1, 1997 action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list”. (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.; (4) Connecticut General is merged, purchased or there is any other change in its ownership; F. If this Agreement is terminated for new or and existing business, Connecticut General shall be relieved of all liability to Integrity First Great-West Life & Annuity for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity LifeFirst Great-West Life & Annuity; and, G. If this Agreement is terminated for new business only, Connecticut General shall will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life Neither party shall not have the right to assign or transfer any portion of the their rights, duties and obligations of Integrity Life under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut Generalthe other party.

Effective Date Term and Termination. A. The effective date of this Agreement is January JANUARY 1, 19971995. This Agreement remains effective for all annuity contracts subject to this Agreement business written by Integrity Life INTEGRITY LIFE through December DECEMBER 31, 20011999, unless terminated pursuant to the paragraphs listed below. B. Once each calendar yearONCE EACH CALENDAR YEAR, Integrity Life INTEGRITY LIFE shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar 30)calendar days written notice to Integrity LifeINTEGRITY LIFE, within thirty (30) days of the happening of any of the following events: (1) Integrity LifeINTEGRITY LIFE’s A. M. Best rating is reduced to a “C” or lower. (2) Integrity Life’s domiciliary state’s insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch list;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Life INTEGRITY LIFE is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity LifeINTEGRITY LIFE. (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (53) The Securities and Exchange Commission takes any regulatory action with respect revokes the licenses of INTEGRITY LIFE to Integrity Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the option of terminating this Agreement for new and existing businessbusiness only, should Integrity Life fail upon delivery of thirty (30) calendar days written notice to pay premium in accordance with Article V. IfINTEGRITY LIFE, during the within thirty (30) days notice periodof the happening of the following event: (1) INTEGRITY LIFE is merged, Connecticut General receives all premiums purchased or there is any other change (in arrears and all premiums which may become due within the thirty (30whole or in part) days notice period, the notice in ownership of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement may be reinstated upon the written consent of Connecticut General if, at any time with sixty (60)day of termination, Integrity Life pays and Connecticut General receives all premiums due and payable up to the date of reinstatementINTEGRITY LIFE. E. Integrity Life INTEGRITY LIFE shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of any of the following events: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower. (2) Connecticut General is placed upon a “watch list by its domiciliary state’s insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General. F. INTEGRITY LIFE shall have the option of terminating this Agreement for new business only, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 days of the happening of the following event: (1) Connecticut General is merged, purchased or there is any other change in its ownership. G. If this Agreement is terminated for new or existing businessterminated, Connecticut General shall be relieved of all liability to Integrity Life INTEGRITY LIFE: (1) for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract certificates issued by Integrity LifeINTEGRITY LIFE on or after the termination date; and G. If this Agreement is terminated (2) for new business only, Connecticut General shall remain liable after termination, in accordance with claims incurred prior to the terms and conditions termination date of this Agreement, with respect but proof of claim approved by INTEGRITY LIFE and proof of claim payment made by INTEGRITY LIFE is not provided to all reinsurance effective prior to Connecticut General within eighteen (18) calendar months following the end of the month in which termination of the Agreement for new businessis effective. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party up to the effective date of termination. I. Integrity Life INTEGRITY LIFE shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life INTEGRITY LIFE under the terms and conditions of this Agreement, except to affiliates under common control, without the written approval of Connecticut General. Connecticut General shall not have the right to assign or transfer any portion of the rights, duties and obligations of Connecticut General under the terms and conditions of this Agreement without the written approval of INTEGRITY LIFE.

Effective Date Term and Termination. A. The effective date of this Agreement is January April 1, 19971996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life through December 31, 2001ITT Hartford for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Connecticut General or ITT Hartford shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. B. C. Once each calendar year, Integrity Life ITT Hartford shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. D. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeITT Hartford, within thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Integrity Life’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Integrity Life’s ITT Hartford is placed upon a "watch list" by its domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch listregulators;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Life ITT Hartford is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life.ITT Hartford; ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Xxxxxx Capital Manager; August 23, 1996 Select Dimensions; Pathmaker (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect revokes the authority of ITT Hartford to Integrity Life that potentially adversely affects its conduct of business.; D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail (5) Failure by ITT Hartford to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General Reinsurer if, at any time with within sixty (60)day 60) days of termination, Integrity Life ITT Hartford pays and Connecticut General Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement.. (Please refer to paragraph J below for the interest calculation description) E. Integrity Life ITT Hartford shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Connecticut General is placed upon a “"watch list list" by its domiciliary state’s states's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.; F. If this Agreement is terminated for new or and existing business, Connecticut General shall be relieved of all liability to Integrity Life ITT Hartford for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity Life; ITT Hartford, and G. If this Agreement is terminated for new business only, Connecticut General shall will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life ITT Hartford shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life ITT Hartford under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut General.. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30 day notice period. The settlement is considered overdue at the end of the 30 day notice period and interest shall commence from the overdue date. ITT Hartford Life & Annuity Insurance Company CIGNA Reinsurance Director; Xxxxxx Capital Manager; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is January 1, 1997[Date]. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life through December 31, 2001Ceding Company for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. B. C. Once each calendar year, Integrity Life Ceding Company shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General D. Reinsurer shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeCeding Company, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Integrity Life’s Ceding Company's A. M. Best BEST rating is reduced to a “"C” " or lower. (2) Integrity Life’s Ceding Company is placed upon a "watch list" by its domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch listregulators;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Life Ceding Company is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life.Ceding Company; (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect revokes the authority of Ceding Company to Integrity Life that potentially adversely affects its conduct of business.; D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail (5) Failure by Ceding Company to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General Reinsurer if, at any time with within sixty (60)day 60) days of termination, Integrity Life Ceding Company pays and Connecticut General Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Integrity Life Ceding Company shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut GeneralReinsurer, within 30 thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Connecticut General’s Reinsurer's A. M. Best BEST rating is reduced to a “C” "B++" or lower.; (2) Connecticut General Reinsurer is placed upon a “"watch list list" by its domiciliary state’s 's insurance regulators; ; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General Reinsurer is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.Reinsurer; F. If this Agreement is terminated for new or and existing business, Connecticut General Reinsurer shall be relieved of all liability to Integrity Life Ceding Company for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity Life; Ceding Company, and G. If this Agreement is terminated for new business only, Connecticut General shall Reinsurer will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life Ceding Company shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life Ceding Company under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut GeneralReinsurer. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30- day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.

Effective Date Term and Termination. A. The effective date of this Agreement is January April 1, 19971996. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Hartford Life through December 31, 2001for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Connecticut General or Hartford Life shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. B. C. Once each calendar year, Integrity Hartford Life shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. D. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity Hartford Life, within thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Integrity Life’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Integrity Life’s Hartford Life is placed upon a "watch list" by its domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch listregulators;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Hartford Life is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Hartford Life.; Hartford Life Insurance Company CIGNA Reinsurance Director; Xxxxxx Capital Manager; August 23, 1996 Select Dimensions; Pathmaker (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect revokes the authority of Hartford Life to Integrity conduct business; (5) Failure by Hartford Life that potentially adversely affects its conduct of business. D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General Reinsurer if, at any time with within sixty (60)day 60) days of termination, Integrity Hartford Life pays and Connecticut General Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement.. (Please refer to paragraph J below for the interest calculation description) E. Integrity Hartford Life shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 thirty (30) days of the happening of any of the following events: For New and Existing Business: (1) Connecticut General’s A. M. Best rating is reduced to a “C” or lower.[REDACTED] (2) Connecticut General is placed upon a “"watch list list" by its domiciliary state’s states's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.; F. If this Agreement is terminated for new or and existing business, Connecticut General shall be relieved of all liability to Integrity Hartford Life for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity Hartford Life; , and G. If this Agreement is terminated for new business only, Connecticut General shall will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Hartford Life shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Hartford Life under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut General.. Hartford Life Insurance Company CIGNA Reinsurance Director; Putnam Capital Manager; August 23, 1996 Select Dimensions; Pathmaker J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30 day notice period. The settlement is considered overdue at the end of the 30 day notice period and interest shall commence from the overdue date. Hartford Life Insurance Company CIGNA Reinsurance Director; Xxxxxx Capital Manager; August 23, 1996 Select Dimensions; Pathmaker

Effective Date Term and Termination. A. The effective date of this Agreement is January 1March 31, 1997. This Agreement remains effective for all in force annuity contracts issued and subject to this Agreement written by Integrity Life through December 31, 2001Agreement, unless terminated pursuant to the paragraphs listed below.: B. Once each calendar year, Integrity Life Protective shall have the option to recapture existing contracts beginning with the twentieth (2020th) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeProtective, within thirty (30) days of the happening of any of the following events: (1) Integrity Life’s Protective's A. M. Best rating is reduced to a “"C” " or lower. (2) Integrity Life’s Protective's domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “"watch list;”" (3) An order appointing a receiver, conservator or trustee for management of Integrity Life Protective is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life.Protective; (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect to Integrity Life Protective that potentially adversely affects its conduct of variable annuity business. D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail (5) Failure by Protective to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General if, at any time with within sixty (60)day 60) days of termination, Integrity Life Protective pays and Connecticut General receives all premiums due and payable up to the date of reinstatement. E. Integrity Life D. Protective shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut General, within 30 thirty (30) days of the happening of any of the following events: (1) Connecticut General’s 's A. M. Best rating is reduced to a “"C” " or lower.; (2) Connecticut General is placed upon a “"watch list list" by its domiciliary state’s 's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General; (4) The Securities and Exchange Commission takes any regulatory action with respect to Connecticut General that potentially adversely affects its conduct of reinsurance business; (5) Failure of Connecticut General to pay claims in accordance with Article VII. F. E. If this Agreement is terminated for new or existing businessterminated, Connecticut General shall be relieved of all liability to Integrity Life Protective for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity LifeProtective; and, G. If this Agreement is terminated for new business only, Connecticut General shall remain liable after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. F. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life G. Neither party shall not have the right to assign or to transfer any portion of the their rights, duties and obligations of Integrity Life under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut Generalthe other party.

Effective Date Term and Termination. A. The effective date of this Agreement is January 1, 1997[Date]. This Agreement remains effective for all annuity contracts subject to this Agreement written by Integrity Life through December 31, 2001Ceding Company for three (3) years from the effective date, unless terminated pursuant to the paragraphs listed below: B. Either Reinsurer or Ceding Company shall have the option of terminating this agreement with ninety (90) calendar days written notice to the other party for new business anytime on or after the end of the three (3) year period. B. C. Once each calendar year, Integrity Life Ceding Company shall have the option to recapture existing contracts beginning with the twentieth (20) anniversary of their reinsurance hereunder. Recapture must be made on an issue year basis, and no contracts can be recaptured unless all contracts with earlier issue years are recaptured. C. Connecticut General D. Reinsurer shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Integrity LifeCeding Company, within thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Integrity Life’s Ceding Company's A. M. Best BEST rating is reduced to a “"C” " or lower. (2) Integrity Life’s Ceding Company is placed upon a "watch list" by its domiciliary state’s 's insurance regulators take any regulatory action potentially adversely affecting its license to conduct business, including without limitation placement on a “watch listregulators;” (3) An order appointing a receiver, conservator or trustee for management of Integrity Life Ceding Company is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Integrity Life.Ceding Company; (4) Integrity Life withdraws from or substantially reduces the active marketing of policy forms identified in Schedule B. (5) The Securities and Exchange Commission takes any regulatory action with respect revokes the authority of Ceding Company to Integrity Life that potentially adversely affects its conduct of business.; D. Connecticut General shall have the option of terminating this Agreement for new and existing business, should Integrity Life fail (5) Failure by Ceding Company to pay premium in accordance with Article V. If, during the thirty (30) days notice period, Connecticut General Reinsurer receives all premiums in arrears and all premiums which may become due within the thirty (30) days notice period, the notice of termination shall be deemed withdrawn. In the event of termination under this paragraph, this agreement Agreement may be reinstated upon the written consent of Connecticut General Reinsurer if, at any time with within sixty (60)day 60) days of termination, Integrity Life Ceding Company pays and Connecticut General Reinsurer receives all premiums due with interest thereon and payable up to the date of reinstatement. (Please refer to paragraph J below for the interest calculation description). E. Integrity Life Ceding Company shall have the option of terminating this Agreement for new business or for new and existing business, upon delivery of thirty (30) calendar days written notice to Connecticut GeneralReinsurer, within 30 thirty (30) days of the happening of any of the following events: FOR NEW AND EXISTING BUSINESS: (1) Connecticut General’s Reinsurer's A. M. Best BEST rating is reduced to a “C” "B++" or lower.; (2) Connecticut General Reinsurer is placed upon a “"watch list list" by its domiciliary state’s 's insurance regulators; (3) An order appointing a receiver, conservator or trustee for management of Connecticut General Reinsurer is entered or a proceeding is commenced for rehabilitation, liquidation, supervision or conservation of Connecticut General.Reinsurer; F. If this Agreement is terminated for new or and existing business, Connecticut General Reinsurer shall be relieved of all liability to Integrity Life Ceding Company for claims incurred following the termination date of this Agreement under such Underlying Annuity Contract Contracts issued by Integrity Life; Ceding Company, and G. If this Agreement is terminated for new business only, Connecticut General shall Reinsurer will remain liable liable, after termination, in accordance with the terms and conditions of this Agreement, with respect to all reinsurance effective prior to termination of the Agreement for new business. H. Both parties shall continue to be entitled to all offset credits provided by Article X for the entire amount of premiums due and payable by the other party XI up to the effective date of termination. I. Integrity Life Ceding Company shall not have the right to assign or transfer any portion of the rights, duties and obligations of Integrity Life Ceding Company under the terms and conditions of this Agreement, except to affiliates under common control, Agreement without the written approval of Connecticut GeneralReinsurer. J. In the event of reinstatement as described in paragraph D above, there will be an interest charge at the three (3) month LIBOR Rate (as published in the Wall Street Journal), plus 1%, determined on the first business day following the end of the 30- day notice period. The settlement is considered overdue at the end of the 30-day notice period and interest shall commence from the overdue date.