Common use of Electronic Funds Transfer Disclosure Statement Clause in Contracts

Electronic Funds Transfer Disclosure Statement. Some of the accounts to which you have household access through Online Services may be governed by the Electronic Funds Transfer Act (EFTA) and Regulation E ("Reg E"). In general, the EFTA and Xxx E govern accounts established by a natural person primarily for personal, family, or household purposes. The following terms and disclosures apply to accounts governed by the EFTA and Reg E ("EFTA Accounts"), and, with respectto EFTA Accounts, if there is any conflict between these disclosures and terms set forth elsewhere in this Agreement, these disclosures shall control. These disclosures do not apply to accounts that are not EFTA Accounts. Tell us AT ONCE if you believe your Codes (username and password) have been lost or stolen, or if you believethat an electronic fund transfer has been made without your permission using information from your check. Notifying us by telephone is the best way of keeping your possible losses down. You could lose all the money inyour account (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the loss or theft of your username and password, you can lose no more than $50 if someone used your username and password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your username and password,and we can prove we could have stopped someone from using your username and password without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the statement was mailed or provided electronically to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip ora hospital stay) kept you from telling us, we will extend the time periods. If you believe your username and password have been lost, stolen, or compromised, call our Online CustomerService. You are fully obligated to us to provide sufficient funds for any payments or transfers you make or authorize tobe made. If we complete a payment or transfer that you make or authorize and we subsequently learn that you have insufficient funds for the transaction, you agree that we may reverse the transaction or offset the shortagewith funds from any other deposit account(s) you have with us to the extent permissible by the applicable law and the terms of any other relevant agreements.

Electronic Funds Transfer Disclosure Statement. Some of This Electronic Funds Transfer Agreement is the accounts to contract which you have household access through Online Services may be governed covers your and our rights and responsibilities concerning consumer electronic funds transfer (EFT) services as defined by the Electronic Funds Fund Transfer Act (EFTA15 U.S.C. 1693, et seq) and Regulation E ("Reg E"12 CFR 205 et seq). In generalElectronic Fund Transfers include all transfers resulting from automated teller machine (ATM) cards, the EFTA point of sale (POS) debit cards, preauthorized transfers, telephone transfers, electronic check transactions, online banking and Xxx E govern accounts established by a natural person primarily bill pay. By signing an application or account card for personalEFT services, familysigning your Card, or household purposes. The following using any service, each of you, jointly and severally, agree to the terms and disclosures apply to accounts governed by conditions in this Agreement and any amendments for the EFTA and Reg E ("EFTA Accounts"), and, with respectto EFTA Accounts, if there is any conflict between these disclosures and terms set forth elsewhere in EFT services offered. In this Agreement, these disclosures shall controlthe words “you” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. These disclosures do not apply to The words “we”, “us”, and “our” mean the Credit Union. The word “account” means any one or more share and checking accounts that are not EFTA Accountsyou have with the Credit Union. Consumer Member Liability Tell us AT ONCE if you believe your Codes Card, Password or Personal Identification Number (username and passwordPIN) have has been lost or stolen, or if you believethat believe that an electronic fund transfer has been made without your permission using information from your check. Notifying us by telephone Telephoning is the best way of keeping your possible losses down. You could lose all the money inyour in your account (plus your maximum overdraft line of credit). If you tell us within 2 two (2) business days after you learn or had reason to know of the loss or theft of your username and passwordcard and/or PIN, you can lose no more than $50 50.00 if someone used your username and password Card and/or code without your permission. If you do NOT tell us within 2 two (2) business days after you learn or have reason to know of the loss or theft of your username and password,Card and/or PIN, and we can prove that we could have stopped someone from using your username and password Card or code without your permission if you had told us, you could lose as much as $500500.00. Also, if your statement shows transfers that you did not make, including those made by card, code password and/or PIN or other means, tell us at once. If you do not tell us within 60 sixty (60) days after the statement was mailed or provided electronically to you, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip ora or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your username and password have been lost, stolen, or compromised, call our Online CustomerService. You are fully obligated to us to provide sufficient funds for any payments or transfers you make or authorize tobe made. If we complete a payment or transfer that you make or authorize and we subsequently learn that you have insufficient funds for the transaction, you agree that we may reverse the transaction or offset the shortagewith funds from any other deposit account(s) you have with us to the extent permissible by the applicable law and the terms of any other relevant agreements.

Electronic Funds Transfer Disclosure Statement. Some of the accounts to which you have household access through Online Services may be governed by the Electronic Funds Transfer Act (EFTA) and Regulation E ("Reg E"). In general, the EFTA and Xxx Reg E govern accounts established by a natural person primarily for personal, family, or household purposes. The following terms and disclosures apply to accounts governed by the EFTA and Reg E ("EFTA Accounts"), and, with respectto EFTA Accounts, if there is any conflict between these disclosures and terms set forth elsewhere in this Agreement, these disclosures shall control. These disclosures do not apply to accounts that are not EFTA Accounts. Tell us AT ONCE if you believe your Codes (username and password) have been lost or stolen, or if you believethat an electronic fund transfer has been made without your permission using information from your check. Notifying us by telephone is the best way of keeping your possible losses down. You could lose all the money inyour account (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the loss or theft of your username and password, you can lose no more than $50 if someone used your username and password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your username and password,and we can prove we could have stopped someone from using your username and password without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the statement was mailed or provided electronically to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip ora hospital stay) kept you from telling us, we will extend the time periods. If you believe your username and password have been lost, stolen, or compromised, call our Online CustomerService. You are fully obligated to us to provide sufficient funds for any payments or transfers you make or authorize tobe made. If we complete a payment or transfer that you make or authorize and we subsequently learn that you have insufficient funds for the transaction, you agree that we may reverse the transaction or offset the shortagewith funds from any other deposit account(s) you have with us to the extent permissible by the applicable law and the terms of any other relevant agreements.

Electronic Funds Transfer Disclosure Statement. Some of the accounts to which you have household access through Online Services may be governed by the Electronic Funds Transfer Act (EFTA) and Regulation E ("Reg E"). In general, the EFTA and Xxx Reg E govern accounts established by a natural person primarily for personal, family, or household purposes. The following terms and disclosures apply to accounts governed by the EFTA and Reg E ("EFTA Accounts"), and, with respectto respect to EFTA Accounts, if there is any conflict between these disclosures and terms set forth elsewhere in this Agreement, these disclosures shall control. These disclosures do not apply to accounts that are not EFTA Accounts. Tell us AT ONCE if you believe your Codes (username and password) have been lost or stolen, or if you believethat believe that an electronic fund transfer has been made without your permission using information from your check. Notifying us by telephone is the best way of keeping your possible losses down. You could lose all the money inyour in your account (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the loss or theft of your username and password, you can lose no more than $50 if someone used your username and password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your username and password,, and we can prove we could have stopped someone from using your username and password without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the statement was mailed or provided electronically to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip ora or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your username and password have been lost, stolen, or compromised, call our Online CustomerServiceCustomer Service. You are fully obligated to us to provide sufficient funds for any payments or transfers you make or authorize tobe to be made. If we complete a payment or transfer that you make or authorize and we subsequently learn that you have insufficient funds for the transaction, you agree that we may reverse the transaction or offset the shortagewith shortage with funds from any other deposit account(s) you have with us to the extent permissible by the applicable law and the terms of any other relevant agreements.

Electronic Funds Transfer Disclosure Statement. Some of This Electronic Funds Transfer Agreement is the accounts to contract which you have household access through Online Services may be governed covers your and our rights and responsibilities concerning consumer electronic funds transfer (EFT) services as defined by the Electronic Funds Fund Transfer Act (EFTA15 U.S.C. 1693, et seq) and Regulation E ("Reg E"12 CFR 205 et seq). In generalElectronic Fund Transfers include all transfers resulting from automated teller machine (ATM) cards, the EFTA point of sale (POS) debit cards, preauthorized transfers, telephone transfers, electronic check transactions, online banking and Xxx E govern accounts established by a natural person primarily bill pay. By signing an application or account card for personalEFT services, familysigning your Card, or household purposes. The following using any service, each of you, jointly and severally, agree to the terms and disclosures apply to accounts governed by conditions in this Agreement and any amendments for the EFTA and Reg E ("EFTA Accounts"), and, with respectto EFTA Accounts, if there is any conflict between these disclosures and terms set forth elsewhere in EFT services offered. In this Agreement, these disclosures shall controlthe words “you” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. These disclosures do not apply to The words “we”, “us”, and “our” mean the Credit Union. The word “account” means any one or more share and checking accounts that are not EFTA Accountsyou have with the Credit Union. Business Day Within the context of our EFT Disclosure Statement, a Business Day includes all days of the week, excluding Saturday, Sunday and any Federal Holiday. Consumer Member Liability Tell us AT ONCE if you believe your Codes Card, Password or Personal Identification Number (username and passwordPIN) have has been lost or stolen, or if you believethat believe that an electronic fund transfer has been made without your permission using information from your check. Notifying us by telephone Telephoning is the best way of keeping your possible losses down. You could lose all the money inyour in your account (plus your maximum overdraft line of credit). If you tell us within 2 two (2) business days after you learn or had reason to know of the loss or theft of your username and passwordcard and/or PIN, you can lose no more than $50 50.00 if someone used your username and password Card and/or code without your permission. If you do NOT tell us within 2 two (2) business days after you learn or have reason to know of the loss or theft of your username and password,Card and/or PIN, and we can prove that we could have stopped someone from using your username and password Card or code without your permission if you had told us, you could lose as much as $500500.00. Also, if your statement shows transfers that you did not make, including those made by card, code password and/or PIN or other means, tell us at once. If you do not tell us within 60 sixty (60) days after the statement was mailed or provided electronically to you, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip ora or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your username and password have been lost, stolen, or compromised, call our Online CustomerService. You are fully obligated to us to provide sufficient funds for any payments or transfers you make or authorize tobe made. If we complete a payment or transfer that you make or authorize and we subsequently learn that you have insufficient funds for the transaction, you agree that we may reverse the transaction or offset the shortagewith funds from any other deposit account(s) you have with us to the extent permissible by the applicable law and the terms of any other relevant agreements.