Common use of Employer Contribution Accounts Clause in Contracts

Employer Contribution Accounts. (1) A Participant shall have a vested percentage in his or her Profit-Sharing Contributions, Matching 401(k) Contributions and/or Matching Thrift Contributions, if applicable, in accordance with the following schedule (Select one): 401(K) AND/ OR PROFIT SHARING THRIFT CONTRIBUTION CONTRIBUTION (a) 100% vesting immediately upon participation. (b) 100% after -------- (not more than 5) years of Vesting Service. |X| |X| (c) Graded vesting schedule: 20% 20% after 1 year of Vesting Service; 40% 40% after 2 years of Vesting Service; 60% 60% (not less than 20%) after 3 years of Vesting Service; 80% 80% (not less than 40%) after 4 years of Vesting Service; 100% 100% (not less than 60%) after 5 years of Vesting Service; 100% 100% (not less than 80%) after 6 years of Vesting Service; 100% after 7 years of Vesting Service. (2) Top Heavy Plan 401(K) AND/ OR PROFIT SHARING THRIFT CONTRIBUTION CONTRIBUTION Vesting Schedule (Select one): (a) 100% vesting immediately upon participation. (b) 100% after --------- (not more than 3 years of Vesting Service. |X| |X| (c) Graded vesting schedule: 20% 20% after 1 year of Vesting Service; 40% 40% (not less than 20%) after 2 years of Vesting Service; 60% 60% (not less than 40%) after 3 years of Vesting Service; 80% 80% (not less than 60%) after 4 years of Vesting Service; 100% 100% (not less than 80%) after 5 years of Vesting Service; 100% after 6 years of Vesting Service.

Employer Contribution Accounts. (1) A Participant shall have a vested percentage in his or her Profit-Sharing Contributions, Matching 401(k) Contributions and/or Matching Thrift Contributions, if . If applicable, in accordance with the following schedule (Select one): 401(KMATCHING 401(k) AND/ AND/OR PROFIT MATCHING PROFIT-SHARING THRIFT CONTRIBUTION CONTRIBUTION CONTRIBUTIONS CONTRIBUTIONS -------------------- -------------- / / / / (a) 100% vesting immediately upon participation. . / / / / (b) 100% vesting after -------- ___ (not more than 5) years of Vesting Service. |X| |X| /X/ /X/ (c) Graded vesting schedule: 200% 200% after 1 year of Vesting Service; 4050% 4050% after 2 years of Vesting Service; 60100% 60100% (not less than 20%) after 3 years of Vesting Service; 80100% 80100% (not less than 40%) after 4 years of Vesting Service; 100% 100% (not less than 60%) after 5 years of Vesting Service; 100% 100% (not less than 80%) after 6 years of Vesting Service; 100% after 7 years of Vesting Service. (2) Top Heavy Plan 401(KMATCHING 401(k) AND/ AND/OR PROFIT MATCHING PROFIT-SHARING THRIFT CONTRIBUTION CONTRIBUTION CONTRIBUTIONS CONTRIBUTIONS -------------------- -------------- Vesting Schedule (Select one): ): / / / / (a) 100% vesting immediately upon participation. . / / / / (b) 100% vesting after --------- ___ (not more than 3 3) years of Vesting Service. |X| |X| /X/ /X/ (c) Graded vesting schedule: 200% 200% after 1 year of Vesting Service; 4050% 4050% (not less than 20%) after 2 years of Vesting Service; 60100% 60100% (not less than 40%) after 3 years of Vesting Service; 80100% 80100% (not less than 60%) after 4 years of Vesting Service; 100% 100% (not less than 80%) after 5 years of Vesting Service; 100% after 6 years of Vesting Service.

Employer Contribution Accounts. (1) A Participant shall have a vested percentage in his or her Profit-Sharing Contributions, Matching 401(k) Contributions and/or Matching Thrift Contributions, if applicable, in accordance with the following schedule (Select one): MATCHING 401(K) AND/ AND/OR PROFIT MATCHING THRIFT PROFIT-SHARING THRIFT CONTRIBUTION CONTRIBUTION CONTRIBUTIONS CONTRIBUTIONS |_| |_| (a) 100% vesting immediately upon participation. . |_| |_| (b) 100% after -------- ___ (not more than 5) years of Vesting Service. |X| |X| (c) Graded vesting schedule: 20% 20% after 1 year of Vesting Service; -- -- 40% 40% after 2 years of Vesting Service; 60-- -- 100% 60100% (not less than 20%) after 3 years of Vesting Service; 80--- --- % 80% (not less than 40%) after 4 years of Vesting Service; 100-- % 100% (not less than 60%) after 5 years of Vesting Service; 100-- % 100% (not less than 80%) after 6 years of Vesting Service; -- 100% after 7 years of Vesting Service. (2) Top Heavy Plan MATCHING 401(K) AND/ AND/OR PROFIT MATCHING THRIFT PROFIT-SHARING THRIFT CONTRIBUTION CONTRIBUTION CONTRIBUTIONS CONTRIBUTIONS Vesting Schedule (Select one): ): |_| |_| (a) 100% vesting immediately upon participation. . |_| |_| (b) 100% after --------- - (not more than 3 3) years of Vesting Service. |X| |X| (c) Graded vesting schedule: 20% 20% after 1 year of Vesting Service; -- -- 40% 40% (not less than 20%) after 2 years of Vesting Service; 60-- -- 100% 60100% (not less than 40%) after 3 years of Vesting Service; 80--- --- % 80% (not less than 60%) after 4 years of Vesting Service; 100-- % 100% (not less than 80%) after 5 years of Vesting Service; -- 100% after 6 years of Vesting Service.

Employer Contribution Accounts. (1) A Participant shall have a vested percentage in his or her Profit-Sharing Contributions, Matching 401(k) Contributions and/or Matching Thrift Contributions, if applicable, in accordance with the following schedule (Select one): 401(K) AND/ OR PROFIT SHARING THRIFT CONTRIBUTION CONTRIBUTION): (a) 100% vesting immediately upon participation. (b) 100% after -------- ____ (not more than 5) years of Vesting Service. |X| |X| [X] [X] (c) Graded vesting schedule: 200% 200% after 1 year of Vesting Service; 4025% 4025% after 2 years of Vesting Service; 60MATCHING 401(k) AND/OR MATCHING THRIFT PROFIT-SHARING CONTRIBUTIONS CONTRIBUTIONS ------------- ------------- 50% 6050% (not less than 20%) after 3 years of Vesting Service; 8075% 8075% (not less than 40%) after 4 years of Vesting Service; 100% 100% (not less than 60%) after 5 years of Vesting Service; 100___% 100___% (not less than 80%) after 6 years of Vesting Service; 100% after 7 years of Vesting Service. (2) Top Heavy Plan 401(KMATCHING 401(k) AND/ AND/OR PROFIT MATCHING THRIFT PROFIT-SHARING THRIFT CONTRIBUTION CONTRIBUTION CONTRIBUTIONS CONTRIBUTIONS ------------- ------------- Vesting Schedule (Select one): (a) 100% vesting immediately upon participation. . [ ] [ ] (b) 100% after --------- ____ (not more than 3 3) years of Vesting Service. |X| |X| [X] [X] (c) Graded vesting schedule: 200% 200% after 1 year of Vesting Service; 4025% 4025% (not less than 20%) after 2 years of Vesting Service; 6050% 6050% (not less than 40%) after 3 years of Vesting Service; 8075% 8075% (not less than 60%) after 4 years of Vesting Service; 100% 100% (not less than 80%) after 5 years of Vesting Service; 100% after 6 years of Vesting Service.;

Employer Contribution Accounts. (1) A Participant shall have a vested percentage in his or her Profit-Sharing Contributions, Matching 401(k) Contributions and/or Matching Thrift Contributions, if applicable, in accordance with the following schedule (Select one): MATCHING 401(K) AND/ AND/OR PROFIT MATCHING THRIFT CONTRIBUTIONS PROFIT-SHARING THRIFT CONTRIBUTION CONTRIBUTION CONTRIBUTIONS / / / / (a) 100% vesting immediately upon participation. . / / / / (b) 100% after -------- ___ (not more than 5) years of Vesting Service. |X| |X| / / / / (c) Graded vesting schedule: 200% 20___% after 1 year of Vesting Service; 4025% 40___% after 2 years of Vesting Service; 6050% 60___% (not less than 20%) after 3 years of Vesting Service; 8075% 80___% (not less than 40%) after 4 years of Vesting Service; 100% 100___% (not less than 60%) after 5 years of Vesting Service; 100% 100___% (not less than 80%) after 6 years of Vesting Service; 100% after 7 years of Vesting Service. (2) Top Heavy Plan MATCHING 401(K) AND/ AND/OR PROFIT MATCHING THRIFT CONTRIBUTIONS PROFIT-SHARING THRIFT CONTRIBUTION CONTRIBUTION Vesting Schedule (Select one): CONTRIBUTIONS / / / / (a) 100% vesting immediately upon participation. . / / / / (b) 100% after --------- ___ (not more than 3 3) years of Vesting Service. |X| |X| / / / / (c) Graded vesting schedule: 200% 20___% after 1 year of Vesting Service; 4025% 40___% (not less than 20%) after 2 years of Vesting Service; 6050% 60___% (not less than 40%) after 3 years of Vesting Service; 8075% 80___% (not less than 60%) after 4 years of Vesting Service; 100% 100___% (not less than 80%) after 5 years of Vesting Service; 100% after 6 years of Vesting Service.

Employer Contribution Accounts. (1) A Participant shall have a vested percentage in his or her Profit-Sharing Contributions, Matching 401(k) Contributions and/or Matching Thrift Contributions, if applicable, in accordance with the following schedule (Select one): 401(KMatching 401(k) AND/ OR PROFIT SHARING THRIFT CONTRIBUTION CONTRIBUTION and/or Matching Thrift Profit-Sharing Contributions Contributions --------------- -------------- / / / / (a) 100% vesting immediately upon participation. . /x/ / / (b) 100% after -------- 5 (not more than 5) years of Vesting Service. |X| |X| / / / / (c) Graded vesting schedule: 20____% 20____% after 1 year of Vesting Service; 40____% 40____% after 2 years of Vesting Service; 60____% 60____% (not less than 20%) after 3 years of Vesting Service; 80____% 80____% (not less than 40%) after 4 years of Vesting Service; 100____% 100____% (not less than 60%) after 5 years of Vesting Service; 100____% 100____% (not less than 80%) after 6 years of Vesting Service; 100% after 7 years of Vesting Service. (2) Top Heavy Plan 401(KMatching 401(k) AND/ OR PROFIT SHARING THRIFT CONTRIBUTION CONTRIBUTION and/or Matching Thrift Profit-Sharing Contributions Contributions --------------- -------------- Vesting Schedule (Select one): ): / / / / (a) 100% vesting immediately upon participation. . /x/ / / (b) 100% after --------- 3 (not more than 3 years of Vesting Service. |X| |X| (c3) Graded vesting schedule: 20% 20% after 1 year of Vesting Service; 40% 40% (not less than 20%) after 2 years of Vesting Service; 60% 60% (not less than 40%) after 3 years of Vesting Service; 80% 80% (not less than 60%) after 4 years of Vesting Service; 100% 100% (not less than 80%) after 5 years of Vesting Service; 100% after 6 years of Vesting Service.