Common use of Employers’ liability cover Clause in Contracts

Employers’ liability cover. 2.1.1 The insurer agrees to indemnify the insured for all sums that the insured will become legally liable to pay as damages or compensation, including claimant costs recoverable from the insured, arising out of bodily injury caused during the period of insurance to an employee who, at the time of the cause, was working in the course of employment by the public authority in the business except that where such employment is undertaken temporarily outside the United Kingdom: a) the employee must be intending to return to the United Kingdom following completion of the temporary overseas employment; and b) the temporary overseas employment outside the United Kingdom is not intended or planned to exceed twelve (12) months duration; and c) any temporary overseas employment undertaken in North America applies only to clerical, promotional, sales conference attendance and other similar non-manual work. 2.1.2 Unless expressly stated to the contrary, cover granted by any clause or any endorsement to this policy does not increase the limit of indemnity. Any sub-limit of indemnity stated forms part of and is not additional to the limit of indemnity.