Common use of ENDING THE AGREEMENT Clause in Contracts

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can end the Agreement and/or a Related Agreement at any time, with immediate effect if: (a) you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 22.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Service Department at the address in Condition 20.5 or calling us on 0000 0 000 000* and paying the full amount you owe us. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 22.2 We may demand repayment of the full amount you owe us (including any Special Transactions) if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to return or unreasonably delay in returning continue making payments under this agreement. Before making any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or demand we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to will provide you with the Service and we don't correct any notices required by law. 22.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account or reduce your Credit Limit if it within 7 days of receiving your complaint; (b) we go into liquidation has been dormant, meaning there have been no Transactions or a receiver zero balance for a period of six months or administrator is appointed over our assets;more. Before we close, cancel or suspend your right to use your Account, we will contact you to determine whether you intend to make any further Transactions on your Card. (c) 22.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we increase our Charges in a way that would allow ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid all amounts owed to us, including amounts added to the Account after the notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit 22.5 The agreement will not be ended if we exercise our power under Condition 21 to withdraw the cashback scheme or to make other changes to the Terms for Cashback but will continue on your final bill, please contact Customer Services and we'll arrange to have this refunded to youthe changed terms.

ENDING THE AGREEMENT. 8.1 As well as 15.1 The Agreement shall continue until ended by either the Cardholder or us. You may at any other rights time end the Agreement by giving notice in writing to us and returning all Card(s) cancelled by being cut in two (through the signature box, magnetic strip and chip) to us. 15.2 If: n you become bankrupt or enter into a voluntary arrangement with your creditors; n we havedecide that you are no longer able to manage your financial affairs; or n it becomes unlawful for you to continue to have a Card, we can immediately suspend any Card, end the Agreement, cancel all Card(s) and/or refuse to issue, renew or replace any Card by giving written notice to you, whereupon you must cut all Card(s) in two (through the signature box, magnetic strip and chip) and return them to us. 15.3 If: n any representation, warranty or statement made by you in connection with the Agreement and/or a Related Agreement at is breached or is or becomes, in our opinion, untrue in any time, with immediate effect if: (a) material respect; or n you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break breach this Agreement and/or a Related Agreement in or any other material way and you don't correct agreement with us, we may suspend any Card, end the situation within 7 days of us asking you to; (cAgreement, cancel all Card(s) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you and/or refuse to return issue, renew or unreasonably delay in returning replace any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, Card whereupon you must pay us any outstanding Chargescut all Card(s) in two (through the signature box, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or magnetic strip and chip) and return them to us. If we end this Agreement under paragraph 8.1(a)-(e) and (g)because you breach it, we will give any notice required by law. We may terminate the Agreement for any other reason by giving you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. at least two months’ notice. 15.4 If you pay us make a notification under Condition 2 or 15.1, or if the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single paymentAgreement is ended, we may reduce request a Merchant or other person to retain any Card or cancel any Card by cutting it in two (through the amount due signature box, magnetic strip and chip) and return it to us. 15.5 If this Agreement is ended (by a rate determined by you or us. This doesn't apply if ) you end remain liable for all Transactions and must pay in full the Outstanding Balance on the date the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service is ended as well as all outstanding Transactions, fees and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the charges and government levies and any accrued but unpaid interest. The terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for will remain in full force until all money owed is paid. For the avoidance of doubt shall not include an increase doubt, there will be no other costs incurred by you in Charges for Additional Services, or an increase in Charges as permitted under the terms respect of termination of this Agreement. 8.5 . If you choose to end this Agreement and have as a credit result of you rejecting an interest rate increase you must repay, over a reasonable period of time (i.e., not later than two months from requested closure date or such longer period of time as may be agreed between both parties), the Outstanding Balance of your Account including the amount of any outstanding fees, charges or interest. In this event the interest rate on your final billAccount will remain unchanged and you must adhere to the condition 15.6 This Agreement will terminate on the death of the Cardholder and the outstanding balance on the Account will become a liability of the Cardholder’s estate. All Cards, please contact Customer Services including those issued to an Authorised User must be returned to us cut in two (through the signature box, magnetic strip and we'll arrange to have this refunded to youchip).

ENDING THE AGREEMENT. 8.1 As well 9.1 � We will give you at least one month’s notice in writing if we want to end this Agreement, such notice not taking effect before the expiry of the Minimum Term. However, in exceptional circumstances, such as any other rights where we havesuspect fraud, we can may end this Agreement by giving you immediate written notice. 9.2 � You may end this Agreement: (a) D without cost by giving at least one month’s written notice, such notice not taking effect before the expiry of the Minimum Term; (b) D by giving one month’s written notice, such notice taking effect before the expiry of the Minimum Term, and by paying a Cancellation Fee in accordance with the requirements set out under the heading “Key Financial Information”. 9.3 � This Agreement and/or a Related Agreement at any time, with immediate effect will end automatically if: (a) D any of the following happens: a petition is presented to wind you don't pay Charges when they are due. This includes up or to appoint an administrator; a meeting is held by your shareholders at which it is decided to wind you up; or a receiver, administrative receiver, administrator or liquidator is appointed over the whole or any deposit we've asked forpart of your property or business; (b) you break this Agreement and/or a Related Agreement in D any other material way and you don't correct the situation within 7 days of us asking you toproposal is made for any arrangements to do with your debts; (c) we reasonably believe that D you are an individual and you die or a bankruptcy petition is presented against you or an application for an interim order is made against you under section 253 of the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way;Insolvency Act 1986; or (d) you're in breach D bailiffs seize or try to seize any of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card property. 9.4 � If this Agreement ends in accordance with paragraph 7 this condition 9: (a) D You will return all Terminals to us within 28 days of the day on which the Agreement ends. (b) D If you do not return all Terminals to us in accordance with condition 9.4(a) you will consent to us and anybody acting for us to enter your premises and remove the Terminals. You will pay on demand the cost incurred by us in recovering the Terminals in accordance with this condition 9.4(b). (c) D If you do not return all the Terminals to us in accordance with condition 9.4(a) and if within 40 days of the day on which the Agreement ends you do not consent to allowing us, or anybody acting for us, to recover the Terminals from your premises in accordance with condition 9.4(b), you will pay us on demand our estimate of the value of the Terminals we have not recovered. (d) D Until all Terminals are in our possession: (i) D you will continue to be liable to us for all Monthly Rental Fees that are payable under this Agreement; (eii) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party;Dconditions 4, 6 and 8 will continue; and (fiii) you are the subject of a bankruptcy order, or become insolvent, or make Dif any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up Terminals are lost or damaged, conditions 7.4 and 7.5 will apply to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of any repair or replacement that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 belowis necessary. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 23.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Service Department at the address in Condition 20.5 or calling us on 0000 0 000 000* and paying the full amount you owe us. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 23.2 We may demand repayment of the full amount you owe us (including any Special Transactions) if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to return or unreasonably delay in returning continue making payments under this agreement. Before making any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or demand we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to will provide you with the Service and we don't correct any notices required by law. 23.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account or reduce your Credit Limit if it within 7 days of receiving your complaint; (b) we go into liquidation has been dormant, meaning there have been no Transactions or a receiver zero balance for a period of six months or administrator is appointed over our assets;more. Before we close, cancel or suspend your right to use your Account, we will contact you to determine whether you intend to make any further Transactions on your Card. (c) 23.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we increase our Charges in a way that would allow ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid all amounts owed to us, including amounts added to the Account after the notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit 23.5 The agreement will not be ended if we exercise our power under Condition 22 to withdraw the cashback scheme or to make other changes to the Terms for Cashback but will continue on your final bill, please contact Customer Services and we'll arrange to have this refunded to youthe changed terms.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can end the Agreement and/or a Related Agreement at any time, with immediate effect if: (a) you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreement. 8.5 If you end this Agreement and have a credit on your final billxxxx, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well Either of us may terminate this Agreement, with or without cause, on three months' written notice. If, under applicable law, a longer period is mandatory, then the notice period is the minimum notice period allowable. If we terminate for cause (such as any other rights we haveyou not meeting your minimum annual attainment), we can end the Agreement and/or may, at our discretion, allow you a Related Agreement at any time, with immediate effect if: (a) you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us reasonable opportunity to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Periodcure. If you pay us fail to do so, the fee date of no more than each of termination is that specified in the Monthly Subscription Charges up to the end of that Minimum Period in a single paymentnotice. However, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break either party breaches a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end Agreement, the other party may terminate the Agreement under on written notice. Examples of such breach by you are: if you do not maintain customer satisfaction; if you do not comply with the terms of a transaction document; if you repudiate this Agreement: or if you make any material misrepresentations to us. You agree that our only obligation is to provide the notice called for in this section and we are not liable for any claims or losses if we do so. At the end of this Agreement, you agree to: 1. pay for or return to us, at our discretion, any Products or shrink-wrap Services for which you have not paid; and 2. allow us, at our discretion, to acquire any that are in your possession or control, at the price you paid us, less any credits issued to you. Products and shrink-wrap Services to be returned must be in their unopened and undamaged packages and in your inventory (or in transit from us) on the day this Agreement or (d) we change ends. We will inspect them, and reserve the terms right of rejection. You agree to pay all the shipping charges. At the end of this Agreement, each of us agrees to immediately settle any accounts with the other. When allowable by applicable law, we may offset any amounts due you against amounts due us or any of our Related Companies. You agree that if we permit you to perform certain activities after this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Servicesends, or an increase in Charges as permitted you will do so under the terms of this Agreement. IBM BUSINESS PARTNER AGREEMENT [IBM LOGO] FEDERAL REMARKETER ATTACHMENT -------------------------------------------------------------------------------- These terms are in addition to or modify the Remarketer Terms Attachment, Remarketer Terms Attachment for Workstation Software and the Transaction Remarketer Terms. They apply only when you market Products and Services to a Federal End User. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can end the Agreement and/or a Related Agreement at any timeEither of us may terminate this Agreement, with immediate effect if: or without cause, on three months' written notice. If, under applicable law, a longer period is mandatory, then the notice period is the minimum notice period allowable. If we terminate for cause (a) such as you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (cnot meeting your minimum annual attainment) we reasonably believe that the Service is being used in may, at our discretion, allow you a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us reasonable opportunity to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Periodcure. If you pay us fail to do so, the fee date of no more than each of termination is that specified in the Monthly Subscription Charges up to the end of that Minimum Period in a single paymentnotice. However, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break either party breaches a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end Agreement, the other party may terminate the Agreement under on written notice. Examples of such breach by you are: if you do not maintain customer satisfaction; if you do not comply with the terms of a transaction document; if you repudiate this Agreement; or if you make any material misrepresentations to us. You agree that our only obligation is to provide the notice called for in this section and we are not liable for any claims or losses if we do so. At the end of this Agreement, you agree to: 1. pay for or return to us, at our discretion, any Programs or Services for which you have not paid; and 2. allow us, at our discretion, to acquire any other Programs or Services in your possession or control, at the price you paid us, less any credits issued to you. Programs to be returned must be in their unopened and undamaged packages and in your inventory (or in transit from us) on the day this Agreement or (d) we change ends. We will inspect the terms Programs, and reserve the right to reject them. You agree to pay all the shipping charges. At the end of this Agreement, each of us agrees to immediately settle any accounts with the other. When allowable by applicable law, we may offset any amounts due you against amounts due us or any of our Related Companies. You agree that if we permit you to perform certain activities after this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Servicesends, or an increase in Charges as permitted you will do so under the terms of this Agreement. IBM BUSINESS PARTNER AGREEMENT [IBM LOGO] RESELLER ATTACHMENT FOR WORKSTATION SOFTWARE ------------------------------------------------------------------------------- These terms prevail over and are in addition to or modify the Remarketer Terms Attachment for Workstation Software. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well Regardless of the contract duration specified in the Profile, or any renewal period in effect, either of us may terminate this Agreement, with or without cause, on three months' written notice. If, under applicable law, a longer period is mandatory, then the notice period is the minimum notice period allowable. If we terminate for cause (such as any other rights we haveyou not meeting your minimum annual attainment), we can end the Agreement and/or may, at our discretion, allow you a Related Agreement at any time, with immediate effect if: (a) you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us reasonable opportunity to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Periodcure. If you pay us fail to do so, the fee date of no more than each of termination is that specified in the Monthly Subscription Charges up to the end of that Minimum Period in a single paymentnotice. However, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break either party breaches a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end Agreement, the other party may terminate the Agreement under on written notice. Examples of such breach by you are: if you do not maintain customer satisfaction; if you do not comply with the terms of a transaction document; if you repudiate this Agreement; or if you make any material misrepresentations to us. You agree that our only obligation is to provide the notice called for in this section and we are not liable for any claims or losses if we do so. At the end of this Agreement, you agree to: 1. pay for or return to us, at our discretion, any Products or shrink-wrap Services for which you have not paid; and 2. allow us, at our discretion, to acquire any that are in your possession or control, at the price you paid us, less any credits issued to you. Products and shrink-wrap Services to be returned must be in their unopened and undamaged packages and in your inventory (or in transit from us) on the day this Agreement or (d) we change ends. We will inspect them, and reserve the terms right of rejection. You agree to pay all the shipping charges. At the end of this Agreement Agreement, each of us agrees to your significant disadvantage (which for immediately settle any accounts with the avoidance of doubt shall not include an increase in Charges for Additional Servicesother. We may offset any amounts due you against amounts due us, or an increase in Charges any of our Related Companies as permitted allowable under applicable law. You agree that if we permit you to perform certain activities after this Agreement ends, you will do so under the terms of this Agreement. IBM BUSINESS PARTNER AGREEMENT ATTACHMENT FOR SERVICES MARKETING FOR REMARKETERS THESE TERMS PREVAIL OVER AND ARE IN ADDITION TO OR MODIFY THE REMARKETER TERMS ATTACHMENT. THE FOLLOWING TERMS GOVERN YOUR MARKETING OF SERVICES THE END USER PURCHASES FROM YOU (OR IF YOU ARE OUR DISTRIBUTOR, FROM YOUR REMARKETER), AND WHICH WE PERFORM UNDER THE TERMS OF THE IBM AGREEMENT FOR SERVICES ACQUIRED FROM AN IBM BUSINESS PARTNER (IBM SERVICE AGREEMENT). WE PROVIDE ADDITIONAL TERMS TO YOU, IF ANY, IN SPECIFIC SERVICE ATTACHMENTS, OR TRANSACTION DOCUMENTS. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can end the Agreement and/or a Related Agreement at any time, with immediate effect if: (a) you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement (which includes non-payment under a Related Agreement) in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(fa)-(e) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our IP Rights or the IP Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory or regulatory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the your Monthly Subscription Charges multiplied by the number of remaining months up to the end of the Minimum Period, including VAT (calculated at the prevailing rate) and minus 4% for early receipt of payment (“Early Termination Charge”) as well as any other Charges that may be due. One-off discounts will not be included in the Early Termination Charge calculation. If you end this Agreement and have a Device Plan on a Related Agreement you will also have to repay it in full. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period Early Termination Charge in a single payment, payment we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us us: Notice (in line with paragraph 19 19) if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the terms of this Agreement paragraph 5.4 and/or 5.5; or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted which would not give you a corresponding right to terminate under the terms of this Agreementparagraphs 5.2, 5.3 or 5.4 (a) and (b)). 8.5 If you end this Agreement and have a credit on your final billxxxx, please contact Customer Services go to xxx.x0.xx.xx/xxxxxxxxxxxxxxx and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 21.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Services Department at the address in Condition 19.2 or calling Customer Services and paying the full amount of both the Standard Balance and any Buy Now Pay Later Balance. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 21.2 We may demand repayment of the full amount of both the Standard Balance and any Buy Now Pay Later Balance if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to return or unreasonably delay in returning continue making payments under this agreement. Before making any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or demand we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to will provide you with the Service and we don't correct any notices required by law. 21.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account or reduce your Credit Limit if it within 7 days of receiving your complaint; (b) we go into liquidation has been dormant, meaning there have been no Transactions or a receiver zero balance for a reasonable period of time. Before we close, cancel or administrator is appointed over our assets;suspend your right to use your Account, we will contact you to determine whether you intend to make any further Transactions on your Card. (c) 21.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we increase our Charges in a way that would allow ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid the full amount of both the Standard Balance and any Buy Now Pay Later Balance, including amounts added to the Account after the notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can end the Agreement and/or a Related Agreement at any time, with immediate effect if: (a) a. you don't pay Charges when they are due. This includes any deposit we've asked for; (b) b. you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) c. we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) d. you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) e. we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) f. you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) g. you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 1918). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 18) if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the terms of this Agreement paragraph 5.4 and/or 5.5; or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementset out in paragraphs 5.2, 5.3 or 5.4 (a) and (b)). 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you. 9. Important – your right to change your mind about the Service Agreement and Equipment 9.1 Unless we've said otherwise and if you purchased your Service directly from us (rather than one of our distributors), you can cancel this Service Agreement before the end of the 14 day Change-Your-Mind Period from the day after you receive your SIM Card. This is in addition to any statutory rights you may have. It applies as long as you give us notice within this period either by returning your SIM Card to any O2 shop or by calling Customer Services. Check the Website or call Customer Services for details of our Change-Your-Mind Period. 9.2 If you are cancelling under paragraph 9.1 you must return any Equipment that we supplied you as part of this Agreement, undamaged, unlocked (i.e. free of security or software locks) with proof of purchase, in the original packaging and complete with all the original parts, within the Change-Your-Mind Period. You must return it through the methods described in our repair and returns policy. You'll be charged for Non- Returns. 9.3 Your Services may begin immediately if you already have a SIM Card or will begin when you receive a SIM Card. You can use the Service during the Change-Your-Mind Period, but you will have to pay for the cost of any Charges incurred (including a daily rate to cover your Monthly Subscription Charges for the appropriate number of days you have the Service, calls, texts or data, third party services as well as roaming or other usage that may take longer to be billed). 9.4 Subject to paragraph 11 below, if you cancel this Service Agreement during your 14 day Change-Your-Mind Period, any Equipment Agreement that you agreed to at the same time for the supply of any Equipment will also be cancelled. Unless we tell you otherwise, we'll bear the reasonable postage costs of returning the Equipment with all original parts and the original packaging as long as you follow our repair and returns processes. We may charge you the reasonable costs that we incur in collecting it which may be substantial. You must make the Equipment available for collection on our request. In line with paragraph 9.2, you'll be charged for Non- Returns. 9.5 You have the right to reject defective Equipment within a reasonable period as set out on the Website. Once you return the original Equipment to us so that we can satisfy ourselves as to the defect, we will send you replacement Equipment at no charge. If no defect is found in the Equipment you send to us, it will be returned to you and we reserve the right to charge you reasonable postage and handling fees. Nothing in this paragraph 9 affects your statutory rights.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 23.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Service Department at the address in Condition 20.5 or calling us on 0000 0 000 000* and paying the full amount you owe us. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 23.2 We may demand repayment of the full amount you owe us (including any Special Transactions) if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to return or unreasonably delay in returning continue making payments under this agreement. Before making any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or demand we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to will provide you with the Service and we don't correct any notices required by law. 23.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account or reduce your Credit Limit if it within 7 days of receiving your complaint; (b) we go into liquidation has been dormant, meaning there have been no Transactions or a receiver zero balance for a period of six months or administrator is appointed over our assets;more. Before we close, cancel or suspend your right to use your Account, we will contact you to determine whether you intend to make any further Transactions on your Card. (c) 23.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we increase our Charges in a way that would allow ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid all amounts owed to us, including amounts added to the Account after the notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we haveThis Agreement ends when terminated or when the contract period ends. You may terminate this Agreement, with or without cause, on one month's written notice. We may terminate this Agreement, with or without cause, on three months' written notice. If the termination is for cause, we can end may (at our discretion) allow you a reasonable opportunity to cure. If you fail to do so, the Agreement and/or a Related date of termination is that specified in the notice. However, certain acts or omissions are so serious as to warrant immediate termination. If you repudiate this Agreement, materially breach any of its terms, or make any material misrepresentation to us, we may terminate this Agreement at any time, with immediate effect if: (a) you don't pay Charges when they on written notice. Examples of a material breach are dueviolation of our status-change terms, violation of our trademark terms, submission of a false warranty claim, unauthorized sale to a reseller, and failure to maintain Customer satisfaction. This includes You agree that our only obligation is to provide the notice called for in this section and we are not liable for any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct claims or losses if we do so. At the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 end of this Agreement;, you agree to: 1. pay for or return to us, at our discretion, any Products for which you have not paid: and 2. allow us, at our discretion, to repurchase any other Products in your possession or control at the price you paid us, less any credits issued to you. Products to be returned must be unused, in new condition, and in your inventory (eor in transit from us) we reasonably believe that you are infringing or have infringed our Rights or on the Rights of a third party; (f) you are day this Agreement ends. We will inspect the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for Products and reserve the benefit of creditors; or (g) you refuse right to return or unreasonably delay in returning any payment, refund or credit that has been made reject them. You agree to pay ail shipping charges. Products returned to you in error or for under our money-back guarantee terms may be used and we pay their shipping charges. At the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwiseend of this Agreement, you must immediately pay us all amounts due. We may offset any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if amounts due you end this Agreement during against amounts due us or any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Periodour subsidiaries. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the Any terms of this Agreement or (d) we change Agreement, which by their nature extend beyond the terms of day this Agreement ends, remain in effect until fulfilled, and apply to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Servicesrespective successors and assignees. We may permit you to continue to provide Products after this Agreement ends. If we do so, or an increase in Charges as permitted you agree to provide those Products under the terms of this Agreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 21.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Services Department at the address in Condition 19.2 or calling Customer Services and paying the full amount of both the Standard Balance and any Buy Now Pay Later Balance. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 21.2 We may demand repayment of the full amount of both the Standard Balance and any Buy Now Pay Later Balance if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to continue making payments under this agreement. Before making any demand we will provide you with 21.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account and/or reduce your Credit Limit if it has been dormant, meaning there have been no Transactions or a zero balance, or if you have had a credit balance for a period of time. When you receive notice you may ask us to keep your account open and to return or unreasonably delay in returning any payment, refund or credit that has been made balance to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Periodyou. If you pay do not ask us to do this, any small credit balance may be donated to a charity; however, the fee credit balance belongs to you and you can ask for it to be returned to you at any time by writing to us or calling us, using the details in Condition 24.1. 21.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid the full amount of no more than each of both the Monthly Subscription Charges up Standard Balance and any Buy Now Pay Later Balance, including amounts added to the end of that Minimum Period in a single payment, we may reduce Account after the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can end the Agreement and/or a Related Agreement at any time, with immediate effect if: (a) you don't pay Charges when they are due. This includes any deposit we've asked for; (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card account details in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this any notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreement. 8.5 If you end this Agreement and have a credit on your final billxxxx, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can end the Agreement and/or a Related Agreement at any time, with immediate effect if: (a) you You don't pay Charges when they are due. This includes any deposit we've asked for; (b) you You break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 5 days of us asking you to; (c) we We reasonably believe that the Service is being used in a way forbidden by paragraph 6, even if you don't know that the Service is being used in such a way; (d) youYou're in breach of earlier paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 terms of this Agreement; (e) we We reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you You are the subject of a bankruptcy order, or become insolvent, or make any arrangement with or for the benefit of creditors; or (g) you You refuse to return or unreasonably delay in returning any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below.rights 8.4 You can end this Agreement by giving us us: Notice (in line with paragraph 19 if:paragraph (a) we We break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we We go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 21.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Services Department at the address in Condition 19.2 or calling Customer Services and paying the full amount of both the Standard Balance and any Buy Now Pay Later Balance. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 21.2 We may demand repayment of the full amount of both the Standard Balance and any Buy Now Pay Later Balance if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to continue making payments under this agreement. Before making any demand we will provide you with any notices required by law. 21.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account and/or reduce your Credit Limit if it has been dormant, meaning there have been no Transactions or a zero balance, or if you have had a credit balance for a period of time. When you receive notice you may ask us to keep your account open and to return or unreasonably delay in returning any payment, refund or credit that has been made balance to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Periodyou. If you pay do not ask us to do this, any small credit balance may be donated to a charity; however, the fee credit balance belongs to you and you can ask for it to be returned to you at any time by writing to us or calling us, using the details in Condition 24.1. 21.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid the full amount of no more than each of both the Monthly Subscription Charges up Standard Balance and any Buy Now Pay Later Balance, including amounts added to the end of that Minimum Period in a single payment, we may reduce Account after the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to provide you with the Service and we don't correct it within 7 days of receiving your complaint; (b) we go into liquidation or a receiver or administrator is appointed over our assets; (c) we increase our Charges in a way that would allow you notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 22.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Services Department at the address in Condition 20.5 or calling us on 0000 000 0000* and paying the full amount you owe us. Unless there are exceptional circumstances we will give you two months written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 22.2 We may demand repayment of the full amount you owe us (including any Special Transactions) if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to return or unreasonably delay in returning continue making payments under this agreement. Before making any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or demand we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to will provide you with the Service and we don't correct any notices required by law. 22.3 We may close your Account (by providing two months written notice), cancel or suspend your right to use your Account or reduce your Credit Limit if it within 7 days of receiving your complaint; (b) we go into liquidation has been dormant, meaning there have been no Transactions or a receiver zero balance for a period of six months or administrator is appointed over our assets;more. Before we close, cancel or suspend your right to use your Account, we will contact you to determine whether you intend to make any further Transactions on your Card. (c) 22.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we increase our Charges in a way that would allow ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid all amounts owed to us, including amounts added to the Account after the notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 23.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Service Department at the address in Condition 20.5 or calling us on 0800 9 123 123* and paying the full amount you owe us. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 23.2 We may demand repayment of the full amount you owe us (including any Special Transactions) if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to return or unreasonably delay in returning continue making payments under this agreement. Before making any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or demand we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to will provide you with the Service and we don't correct any notices required by law. 23.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account or reduce your Credit Limit if it within 7 days of receiving your complaint; (b) we go into liquidation has been dormant, meaning there have been no Transactions or a receiver zero balance for a period of six months or administrator is appointed over our assets;more. Before we close, cancel or suspend your right to use your Account, we will contact you to determine whether you intend to make any further Transactions on your Card. (c) 23.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we increase our Charges in a way that would allow ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid all amounts owed to us, including amounts added to the Account after the notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit 23.5 The agreement will not be ended if we exercise our power under Condition 22 to withdraw the cashback scheme or to make other changes to the Terms for Cashback but will continue on your final bill, please contact Customer Services and we'll arrange to have this refunded to youthe changed terms.

ENDING THE AGREEMENT. 8.1 As well as any other rights we have, we can 22.1 You may end the Agreement and/or a Related Agreement this agreement at any time, with immediate effect time by writing to our Customer Services Department at the address in Condition 20.5 or calling us on 0000 000 0000* and paying the full amount you owe us. Unless there are exceptional circumstances we will give you two months’ written notice if we decide to end this agreement. You must continue to pay interest on all amounts you owe us even after the Account is terminated or closed. 22.2 We may demand repayment of the full amount you owe us (including any Special Transactions) if: (a) we find out that our decision to lend to you don't pay Charges when they are due. This includes any deposit we've asked for;was based on inaccurate, misleading or incomplete information; or (b) you break this Agreement and/or a Related Agreement in any other material way and you don't correct the situation within 7 days of us asking you to; (c) we reasonably believe that the Service is being used in a way forbidden by paragraph 6agreement regularly or seriously, even if you don't know that the Service is being used in such a way; (d) you're in breach of paragraphs 6.3 (a)-(f) or you persistently behave in a way that would allow us to bar your SIM Card in accordance with paragraph 7 of this Agreement; (e) we reasonably believe that you are infringing or have infringed our Rights or the Rights of a third party; (f) you are the subject of a bankruptcy orderdie, or become insolvent, bankrupt or make any a voluntary arrangement with or for the benefit of creditorsother people you owe money to; or (gc) you refuse have broken the terms of another agreement you have with us and as a result we have given you notice ending that agreement and we have reasonable grounds for thinking that you may not be able to return or unreasonably delay in returning continue making payments under this agreement. Before making any payment, refund or credit that has been made to you in error or for the incorrect amount. 8.2 This Agreement can be ended by either you or by us giving at least 30 days' Notice (in line with paragraph 19). Unless your statutory rights allow otherwise, you must pay us any outstanding Charges, including the Charges for this notice period. 8.3 Unless otherwise specified, if you end this Agreement during any Minimum Period or demand we end this Agreement under paragraph 8.1(a)-(e) and (g), you must pay us a fee of no more than each of the Monthly Subscription Charges up to the end of the Minimum Period. If you pay us the fee of no more than each of the Monthly Subscription Charges up to the end of that Minimum Period in a single payment, we may reduce the amount due by a rate determined by us. This doesn't apply if you end the Agreement for the one of reasons in paragraph 8.4 below. 8.4 You can end this Agreement by giving us Notice (in line with paragraph 19 if: (a) we break a material term of this Agreement which completely restricts our ability to will provide you with the Service and we don't correct any notices required by law. 22.3 We may close your Account (by providing two months’ written notice), cancel or suspend your right to use your Account or reduce your Credit Limit if it within 7 days of receiving your complaint; (b) we go into liquidation has been dormant, meaning there have been no Transactions or a receiver zero balance for a period of six months or administrator is appointed over our assets;more. Before we close, cancel or suspend your right to use your Account, we will contact you to determine whether you intend to make any further Transactions on your Card. (c) 22.4 Once notice has been given, Cards, Card numbers and PINs must not be used and you must destroy them or, if we increase our Charges in a way that would allow ask you to, return all Cards having cut them into several pieces and cancel any instructions or authorities you have given others to charge your Account. You must continue to make all payments due under this agreement, which will continue until you have repaid all amounts owed to us, including amounts added to the Account after the notice to end the Agreement under the terms of this Agreement or (d) we change the terms of this Agreement to your significant disadvantage (which for the avoidance of doubt shall not include an increase in Charges for Additional Services, or an increase in Charges as permitted under the terms of this Agreementagreement. 8.5 If you end this Agreement and have a credit on your final bill, please contact Customer Services and we'll arrange to have this refunded to you.