Common use of Enrollment and Effective Dates Clause in Contracts

Enrollment and Effective Dates. The employee's and dependents Voluntary Group Life Insurance shall become effective as follows: (1) If the employee enrolls on or before his or her eligibility date, insurance becomes effective on the eligibility date. Dependent insurance becomes effective at the same time if such is applied for. (2) If the employee enrolls during the 31-day period following his or her eligibility date, employee and, if applicable, dependent insurance become effective on the first day of the calendar month next following the date of enrollment. (3) If the employee enrolls subsequent to the 31st day following his eligibility date or if the employee becomes insured for Voluntary Group Life Insurance and later decides to apply for dependent insurance or a higher amount of employee or dependent insurance as set forth in Section D herein, the employee must furnish evidence satisfactory to the insurance company (a) of his good health, or (b) that he has married or acquired children by birth or adoption during the 31 -day period immediately prior to such enrollment. In either case, insurance shall become effective on the first day of the calendar month next following the date the insurance company approves such evidence, provided that in the case of (a) above, if the application is to include dependent coverage or increase dependent coverage, medical evidence is required with respect to each such dependent, and, in the case of (b) above, the change in status is still in existence. In any event, for an employee or dependent to become insured initially or for a higher amount of insurance, the employee must be actively at work on the date the insurance would otherwise become effective. If the employee is not actively at work on such date, the employee and/or dependent insurance will become effective on the date the employee returns to active work, provided he is then still eligible as set forth in this Exhibit. If the employee becomes insured for Voluntary Group Life Insurance and later applies for a lower amount of insurance, the employee shall become insured for such lower amount of insurance on the first day of the calendar month next following the month for which he last contributed for the higher amount, whether or not he is then actively at work.

Enrollment and Effective Dates. The employee's and dependents Voluntary Dependent Group Life Insurance shall become effective as follows: (1) A. If the employee enrolls on or before his or his/her eligibility date, insurance becomes effective on the eligibility date. Dependent insurance becomes effective at the same time if such is applied for. (2) B. If the employee enrolls during the 31-day period following his or his/her eligibility date, employee and, if applicable, dependent insurance become becomes effective on the first day of the calendar month next following the date of enrollment. (3) C. If the employee enrolls subsequent to the 31st day following his his/her eligibility date date, or if the employee becomes insured for Voluntary Dependent Group Life Insurance under a Schedule and later decides to apply enroll for dependent insurance or a higher amount of employee or dependent insurance under another Schedule as set forth in Section D section IV herein, the employee must furnish evidence satisfactory to the insurance company (a) of his each Dependent's good health, or (b) that he has married or acquired children by birth or adoption during the 31 -day period immediately prior to such enrollment. In either such case, insurance shall will become effective on the first day of the calendar month next following the date the insurance company approves such the evidence, provided that in the case of (a) above, if the application is to include dependent coverage or increase dependent coverage, medical evidence is required with respect to each such dependentthose persons whose evidence has been approved and who are still eligible Dependents, andas defined in section III, in the case of (b) above, the change in status is still in existenceherein. In any event, for an employee or dependent insurance to become insured initially or for a higher amount of insuranceeffective, the employee must be actively at work on the date the insurance would otherwise become effective. If the employee is not actively at work on such date, the employee and/or dependent insurance will become becomes effective on the date the employee returns to active work, provided he he/she is then still eligible as set forth in this Exhibitsection I, herein. If the employee becomes insured for Voluntary Group Life Insurance the amounts of insurance under a Schedule and later applies enrolls for a lower amount decreased amounts of insuranceinsurance under another Schedule as set forth in section IV herein, the employee insurance under the requested Schedule shall become insured for such lower amount of insurance effective on the first day of the calendar month next following the last month for which he last contributed he/she made the required contribution for the higher amountinsurance under the prior Schedule, whether or not he he/she is then actively at work.

Enrollment and Effective Dates. The employee's and dependents Voluntary Optional Group Life Insurance shall become effective as follows: (1) A. If the employee enrolls on or before his or his/her eligibility date, insurance becomes effective on the eligibility date. Dependent insurance becomes effective at the same time if such is applied for. (2) B. If the employee enrolls during the 31-day period following his or his/her eligibility date, employee and, if applicable, dependent insurance become becomes effective on the first day of the calendar month next following the date of enrollment. (3) C. If the employee enrolls subsequent to the 31st day following his his/her eligibility date date, or if the employee becomes insured for Voluntary Optional Group Life Insurance and later decides to apply enroll for dependent insurance or a higher amount of employee or dependent insurance as set forth in Section D section III herein, the employee must furnish evidence satisfactory to the insurance company (a) of his his/her good health, or (b) that he he/she has married or acquired children by birth or adoption during the 31 -day 31-day period immediately prior to such enrollment. In either case, insurance shall become effective on the first day of the calendar month next following the date the insurance company approves such evidence, provided that in the case of (a) above, if the application is to include dependent coverage or increase dependent coverage, medical evidence is required with respect to each such dependent, and, in the case of (b) above, the change in status is still in existence. In any event, for an employee or dependent to become insured initially or for a higher amount of insurance, the employee he/she must be actively at work on the date the insurance would otherwise become effective. If the employee is not actively at work on such date, the employee and/or dependent insurance will become becomes effective on the date the employee returns to active work, provided he he/she is then still eligible as set forth in this Exhibitsection I herein. If the employee becomes insured for Voluntary Optional Group Life Insurance and later applies enrolls for a lower amount of insuranceinsurance as set forth in section III herein, the employee shall become insured for such lower amount of insurance on the first day of the calendar month next following the month for which he he/she last contributed for the higher amount, whether or not he he/she is then actively at work.

Enrollment and Effective Dates. The employee's and dependents Voluntary Group Life Insurance ’s dependent group life insurance shall become effective as followsset forth below: (1a) If the employee enrolls on or before his eligibility date or her during the thirty-one (31)-day period following his eligibility date, insurance becomes effective on the eligibility date. Dependent insurance becomes effective at the same time if such is applied for. (2) If the employee enrolls during the 31-day period following his or her eligibility date, employee and, if applicable, dependent insurance become effective on the first day of the calendar month next following the date of enrollmentmonth in which the employee enrolls. (3b) If the employee enrolls subsequent to the 31st thirty-first (31st) day following his eligibility date date, or if the employee becomes insured for Voluntary Group Life Insurance dependent group life insurance and later decides to apply enroll for dependent insurance or a higher amount amounts of employee or dependent insurance as set forth in Section D hereininsurance, the employee must furnish satisfactory evidence satisfactory of insurability to the insurance company Insurance Company for each dependent. In the event the Insurance Company approves the evidence, the dependent coverage will become effective the date of the Insurance Company’s approval, provided those persons whose evidence has been approved are still eligible dependents, as defined in (a3) below. (c) If the employee enrolls in coverage or requests an increase in coverage within thirty-one (31) days of his good health, or (b) that he a family status change because the employee has married or acquired children by birth or adoption during adoption, the 31 -day period immediately prior to such enrollment. In either case, insurance shall become coverage or increase becomes effective on the first day of the calendar month next following the date month in which the insurance company approves such evidence, provided that in the case of employee enrolls. (ad) above, if the application is to include dependent coverage or increase dependent coverage, medical evidence is required with respect to each such dependent, and, in the case of (b) above, the change in status is still in existence. In any event, for an employee or dependent to become insured initially or for a higher amount of insurance, the An employee must be actively at work on the effective date the insurance would otherwise become effective. If of coverage as provided in (a), (b) or (c) above, and if the employee is not actively at work on such date, the employee and/or dependent insurance such coverage will not become effective on until the date the employee returns to active work, provided he the employee is then still eligible as set forth provided in this Exhibit. (1) above. (e) If the employee becomes insured for Voluntary Group Life Insurance dependent group life insurance and later applies enrolls for a lower amount amounts of insurance, the employee shall become insured for such lower amount amounts of insurance will become effective on the first day of the calendar month next following the month in which the employee makes such enrollment. (f) Effective March 1, 2016, the guaranteed issue amount for which he last contributed spouse coverage is $100,000 and for the higher amount, whether or not he child coverage is then actively at work$80,000.

Enrollment and Effective Dates. The employee's and dependents Voluntary Group Life Insurance ’s optional group life insurance shall become effective as followsset forth below: (1a) If the employee enrolls on or before his eligibility date or her eligibility date, insurance becomes effective on the eligibility date. Dependent insurance becomes effective at the same time if such is applied for. (2) If the employee enrolls during the 31-day period following his or her eligibility date, employee and, if applicable, dependent insurance become becomes effective on the first day of the calendar month next following the date of enrollmentmonth in which the employee’s first payroll deduction is made. (3b) If the employee enrolls subsequent to the 31st day following his eligibility date date, or if the employee becomes insured for Voluntary Group Life Insurance optional group life insurance and later decides to apply enroll for dependent insurance or a higher amount of employee or dependent insurance as set forth in Section D herein(3) below, the employee must furnish evidence satisfactory to the insurance company Insurance Company (ai) of his good health, or (bii) that he has had an increase in family status because he has married or acquired children by birth or adoption during the 31 -day 31-day period immediately prior to such enrollment. In either casethe event the insurance company approves the evidence, insurance shall will become effective on the first day of the calendar month next following the date month in which the insurance company approves such evidenceemployee’s first payroll deduction is made, provided that in the case of (a) above, if the application is to include dependent coverage or increase dependent coverage, medical evidence is required with respect to each such dependent, and, in the case of (bii) above, the change in status is still in existence. . (c) In any event, for an employee or dependent to become insured initially or for a higher amount of insurance, the employee he must be actively at work on the date the insurance or higher amount of insurance would otherwise become effective. If the employee is not actively at work on such date, the employee and/or dependent insurance will become or higher amount of insurance becomes effective on the date the employee returns to active work, provided he is then still eligible as set forth in this Exhibit. (1) above. (d) If the employee becomes insured for Voluntary Group Life Insurance optional group life insurance and later applies enrolls for a lower amount of insuranceinsurance as set forth in (3) below, the employee shall become insured for such lower amount of insurance will become effective on the first day of the calendar month next following the month for in which he last contributed the employee’s payroll deduction is adjusted based on monthly contributions for the higher amountlower amount of insurance, whether or not he the employee is then actively at work.