Common use of eStatements Clause in Contracts

eStatements. You may enroll in eStatements to receive your Account statements online the day they are processed rather than receiving them via regular mail. Once enrolled in Online Banking, you may separately enroll in eStatements on the Online Banking site. Terms and conditions for your use of eStatements will be presented to you electronically when you enroll in eStatements, and you will be deemed to have agreed to all such terms and conditions when you use eStatements. Once enrolled in eStatements, you can view your last eighteen (18) statements (from the date you enroll) and digital copies of your checks organized by number. You can also print your eStatements or save them directly to your Computer. When you provide us with Transfer Instructions requesting either a Consumer Loan Payment or a Transfer between Accounts, you authorize us to withdraw (or advance, in the case of a Consumer Loan) the necessary funds from the Account that you designate. You will not be able to cancel these Transfer Instructions once they are submitted. You agree that you will instruct us to make a withdrawal only when a sufficient balance (or available credit) is or will be available in the Account at the time of the transaction. We will not be obligated to act on Transfer Instructions if there are not sufficient collected funds available to complete the transaction at the designated time. Your ability to perform these Online Transactions is subject to the limitations described in Section 10 of this Agreement and any limitations that may be described in the EFT Disclosure and your Account Agreements. We may, from time to time, introduce new types of Online Transactions. We will provide you with notice of these new transaction types to the extent and in the manner required by Applicable Law. We will update this Agreement to incorporate these new transaction types. Your use of the new transactions will signify your acceptance of the terms and conditions governing the new transaction types. Any transfers made from or between your Accounts with us through Online Banking will appear on your periodic Account statement. You agree to review your statement promptly and in accordance with your Account Agreements. You must tell us at once if your statement shows any Online Transactions that you did not authorize.

eStatements. You may enroll in eStatements to receive your Account statements online the day when they are processed rather than available to view, save or print instead of receiving them via regular mail. Once enrolled in Online Banking, you may separately enroll in eStatements on the Online Banking site. Terms and conditions for your use of eStatements will be presented to you electronically when you enroll in eStatements, and you will be deemed to have agreed to all such terms and conditions when you use enroll in eStatements. Once enrolled in eStatements, you can may view your last eighteen twenty four (1824) months of deposit statements (from the date you enroll) and digital copies of your checks organized by number. Once enrolled in eStatements, you may view twenty four (24) months of loan statements beginning with the first statement from the date you enroll. You can may also print your eStatements or save them directly to your Computer. When you provide us with Transfer Instructions requesting either a Consumer Loan Payment or a Transfer between Accounts, you authorize us to withdraw (or advance, in the case of a Consumer Loan) the necessary funds from the Account that you designate. You will not be able to cancel these Transfer Instructions once they are submitted. You agree that you will instruct us to make a withdrawal only when a sufficient balance (or available credit) is or will be available in the Account at the time of the transaction. We will not be obligated to act on Transfer Instructions if there are not sufficient collected funds available to complete the transaction at the designated time. Your ability to perform these Online Transactions is subject to the limitations described in Section 10 of this Agreement and any limitations that may be described in the EFT Disclosure and your Account Agreements. We may, from time to time, introduce new types of Online Transactions. We will provide you with notice of these new transaction types to the extent and in the manner required by Applicable Law. We will update this Agreement to incorporate these new transaction types. Your use of the new transactions will signify your acceptance of the terms and conditions governing the new transaction types. Any transfers made from or between your Accounts with us through Online Banking will appear on your periodic Account statement. You agree to review your statement statement(s) promptly and in accordance with your Account Agreements. You must tell us at once if your statement shows any Online Transactions that you did not authorize.

eStatements. You may enroll in eStatements to receive your Account statements online the day when they are processed rather than available to view, save or print instead of receiving them via regular mail. Once enrolled in Online Banking, you may separately enroll in eStatements on the Online Banking site. Terms and conditions for your use of eStatements will be presented to you electronically when you enroll in eStatements, and you will be deemed to have agreed to all such terms and conditions when you use enroll in eStatements. Once enrolled in eStatements, you can may view your last eighteen (18) months of deposit statements (from the date you enroll) and digital copies of your checks organized by number. Once enrolled in eStatements, you may view eighteen (18) months of loan statements beginning with the first statement from the date you enroll. You can may also print your eStatements or save them directly to your Computer. When you provide us with Transfer Instructions requesting either a Consumer Loan Payment or a Transfer between Accounts, you authorize us to withdraw (or advance, in the case of a Consumer Loan) the necessary funds from the Account that you designate. You will not be able to cancel these Transfer Instructions once they are submitted. You agree that you will instruct us to make a withdrawal only when a sufficient balance (or available credit) is or will be available in the Account at the time of the transaction. We will not be obligated to act on Transfer Instructions if there are not sufficient collected funds available to complete the transaction at the designated time. Your ability to perform these Online Transactions is subject to the limitations described in Section 10 of this Agreement and any limitations that may be described in the EFT Disclosure and your Account Agreements. We may, from time to time, introduce new types of Online Transactions. We will provide you with notice of these new transaction types to the extent and in the manner required by Applicable Law. We will update this Agreement to incorporate these new transaction types. Your use of the new transactions will signify your acceptance of the terms and conditions governing the new transaction types. Any transfers made from or between your Accounts with us through Online Banking will appear on your periodic Account statement. You agree to review your statement statement(s) promptly and in accordance with your Account Agreements. You must tell us at once if your statement shows any Online Transactions that you did not authorize.

eStatements. When you choose to use our eStatement service: • You may enroll in eStatements agree to receive your Account the account statements online you designate by electronic delivery and in electronic form. • You confirm that you are able to access, print, and/or save all of the day they are processed rather than receiving them via regular mailinformation provided to you in electronic form. Once enrolled in Online Banking, you may separately enroll in eStatements on the Online Banking site. Terms and conditions for your use of eStatements will be presented provided in Portable Document Format (PDF) and require Adobe Acrobat Reader (free to download). Your confirmation applies regardless of whether you electronically when you enroll in eStatements, and you elect to use your own personal computer or any other computer. • Your consent will be deemed to have agreed to all such terms and conditions when effective for as long as you use eStatements. Once enrolled in eStatements, you can view your last eighteen (18the eStatement service for the account(s) statements (from the date you enroll) and digital copies of your checks organized by number. You can also print your eStatements or save them directly to your Computer. When you provide us with Transfer Instructions requesting either a Consumer Loan Payment or a Transfer between Accounts, you authorize us to withdraw (or advance, in the case of a Consumer Loan) the necessary funds from the Account that you designate. You will not be able may unsubscribe at any time through Online Banking or by contacting us at the telephone numbers or address listed in Section 2. • You agree to cancel these Transfer Instructions once they examine and view eStatement(s) in a timely manner. If there is a delay or failure in the delivery of the statement or there is an error, irregularity, discrepancies, or unauthorized debits or items appearing in the statement(s), you must notify us no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. If you fail to do so, you may become responsible for the losses resulting from the untimely notification. • You are submittedresponsible for accessing, opening, and reading any accompanying legal notices/disclosures in a timely manner. These documents contain important and legally binding information and disclosures. You agree that are responsible for promptly notifying ASB if any documents you will instruct us to make a withdrawal only when a sufficient balance (receive are incomplete, unreadable, inaccessible, or available credit) is or contain errors. eStatements will be available in the Account at the time of same frequency (cycle) as the transactionstatements that were previously mailed. We will not use the e‐mail address you have provided to notify you when your eStatement is available. When you first choose to receive eStatements, you will receive your current cycle’s paper statement (if applicable) as well as an eStatement. Beginning the next cycle, you will NOT receive a paper statement by postal mail. You will receive only eStatements. Any applicable fees related to paper statements will be obligated to act on Transfer Instructions if there are not sufficient collected funds available to complete discontinued effective with the transaction at statement cycle following enrollment. For accounts with multiple accountholders, only the designated time. Your ability to perform these Online Transactions is subject to the limitations described in Section 10 of this Agreement and any limitations that may eStatement will be described in the EFT Disclosure and your Account Agreements. We may, from time to time, introduce new types of Online Transactions. We will provide you with notice of these new transaction types to the extent and in the manner required by Applicable Law. We will update this Agreement to incorporate these new transaction types. Your use provided as long as one of the new transactions will signify your acceptance account holders continues to opt for eStatements. If you or the joint owner on the account would like a paper copy of the terms and conditions governing the new transaction types. Any transfers made from or between your Accounts with us through Online Banking will appear on your periodic Account statementa statement and/or cancelled check(s), please contact us. You agree to review your statement promptly and in accordance with your Account Agreements. You must tell us at once if your statement shows any Online Transactions that you did not authorizewill be assessed the standard service fees for this request.

eStatements. When you choose to use our eStatement service: • You may enroll in eStatements agree to receive your Account the account statements online you designate by electronic delivery and in electronic form. • You confirm that you are able to access, print, and/or save all of the day they are processed rather than receiving them via regular mailinformation provided to you in electronic form. Once enrolled in Online Banking, you may separately enroll in eStatements on the Online Banking site. Terms and conditions for your use of eStatements will be presented provided in Portable Document Format (PDF) and require Adobe Acrobat Reader (free to download). Your confirmation applies regardless of whether you electronically when you enroll in eStatements, and you elect to use your own personal computer or any other computer. • Your consent will be deemed to have agreed to all such terms and conditions when effective for as long as you use eStatements. Once enrolled in eStatements, you can view your last eighteen (18the eStatement service for the account(s) statements (from the date you enroll) and digital copies of your checks organized by number. You can also print your eStatements or save them directly to your Computer. When you provide us with Transfer Instructions requesting either a Consumer Loan Payment or a Transfer between Accounts, you authorize us to withdraw (or advance, in the case of a Consumer Loan) the necessary funds from the Account that you designate. You will not be able may unsubscribe at any time through Online Banking or by contacting us at the telephone numbers or address listed in Section 2. • You agree to cancel these Transfer Instructions once they examine and view eStatement(s) in a timely manner. If there is a delay or failure in the delivery of the statement or there is an error, irregularity, discrepancies, or unauthorized debits or items appearing in the statement(s), you must notify us no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. If you fail to do so, you may become responsible for the losses resulting from the untimely notification. • You are submittedresponsible for accessing, opening, and reading any accompanying legal notices/disclosures in a timely manner. These documents contain important and legally binding information and disclosures. You agree that are responsible for promptly notifying ASB if any documents you will instruct us to make a withdrawal only when a sufficient balance (receive are incomplete, unreadable, inaccessible, or available credit) is or contain errors. eStatements will be available in the Account at the time of same frequency (cycle) as the transactionstatements that were previously mailed. We will not use the e‐mail address you have provided to notify you when your eStatement is available. When you first choose to receive eStatements, you will receive your current cycle’s paper or CD‐ROM statement (if applicable) as well as an eStatement. Beginning the next cycle, you will NOT receive a paper or CD‐ROM statement by postal mail. You will receive only eStatements. Any applicable fees related to paper or CD‐ROM statements will be obligated to act on Transfer Instructions if there are not sufficient collected funds available to complete discontinued effective with the transaction at statement cycle following enrollment. For accounts with multiple accountholders, only the designated time. Your ability to perform these Online Transactions is subject to the limitations described in Section 10 of this Agreement and any limitations that may eStatement will be described in the EFT Disclosure and your Account Agreements. We may, from time to time, introduce new types of Online Transactions. We will provide you with notice of these new transaction types to the extent and in the manner required by Applicable Law. We will update this Agreement to incorporate these new transaction types. Your use provided as long as one of the new transactions will signify your acceptance account holders continues to opt for eStatements. If you or the joint owner on the account would like a paper copy of the terms and conditions governing the new transaction types. Any transfers made from or between your Accounts with us through Online Banking will appear on your periodic Account statementa statement and/or cancelled check(s), please contact us. You agree to review your statement promptly and in accordance with your Account Agreements. You must tell us at once if your statement shows any Online Transactions that you did not authorizewill be assessed the standard service fees for this request.

eStatements. You may enroll in eStatements to receive your A. M erchant Account statements online the day they are processed rather than receiving them via regular mailStatement. Once enrolled in Online Banking, you may separately enroll in eStatements on the Online Banking site. Terms and conditions for your use of eStatements will be presented to you electronically when you enroll in eStatements, and Upon opening a merchant processing account you will be deemed automatically have access to have agreed to all such terms and conditions when you use eStatementsyour monthly merchant account statement electronically (an “E–statement”) by viewing it on line. Once enrolled in eStatements, you can view your last eighteen (18) statements (from This Agreement governs the date you enroll) and digital copies electronic availability of your checks organized by number. You can also print your eStatements or save them directly to your Computer. When you provide us with Transfer Instructions requesting either a Consumer Loan Payment or a Transfer between Accounts, you authorize us to withdraw (or advance, in the case of a Consumer Loan) the necessary funds from the Account that you designate. You will not be able to cancel these Transfer Instructions once they are submittedE–statement. You agree that you will instruct us to make a withdrawal only when a sufficient balance (or available credit) is or will be available in the Account at the time of the transaction. We will not be obligated to act on Transfer Instructions if there are not sufficient collected funds available to complete the transaction at the designated time. Your ability to perform these Online Transactions is subject to the limitations described in Section 10 of this Agreement and any limitations that may be described in the EFT Disclosure and your Account Agreements. We may, from time to time, introduce new types of Online Transactions. We will provide you with notice of these new transaction types to the extent and in the manner required abide by Applicable Law. We will update this Agreement to incorporate these new transaction types. Your use of the new transactions will signify your acceptance of the terms and conditions governing stated herein, and to access E–statements, as well as all notices and initial and future disclosures regarding your E–statement, online. You acknowledge that by the new transaction typesthird business day of each month, your E–statement will be available online. Any transfers made from or between You will be notified in writing of the website where you can access your Accounts E–statement. Your E–statement will be accessible only through a secure Log In screen which requires the use of a unique User ID and Password. You understand that you will not receive a monthly merchant account statement by U.S. postal mail, and that making your E–statement available online constitutes Processor’s compliance with us through Online Banking will appear on delivery of your periodic Account monthly merchant account statement. You can print the E–statement or save the file to your computer’s hard drive or other disk in order to retain a copy of the E–statement. Your E–statement can be accessed through the E–statement link for three consecutive months from the date the E–statement is first made available. You further agree to review your statement promptly receive all initial and periodic account disclosure information in accordance with your Account Agreementsan electronic format. All such disclosures shall be provided in a clear, conspicuous manner that you can print and/or save using the hardware and software specified below. You must tell us at once if your statement shows any Online Transactions are also entitled to obtain a paper copy of all disclosures or E–statements upon written request, however such a request does not constitute a withdrawal of consent to receive monthly E–statements. A fee may apply for providing such documentation. You understand that you did may withdraw your consent to receive E–statements, or change your email address, upon 30 days written notice to Processor. Please note that a withdrawal of consent does not authorizeapply to an E–statement that was furnished before the date on which the withdrawal of consent becomes effective. PC Requirements: Viewing your E–statement on line requires a personal computer with Adobe Acrobat and internet access through a standard web browser. The product version levels must be supported by the respective vendors (i.e., Adobe, Apple, Mozilla, and Microsoft). Processor is not obligated to ensure that your E–statements are accessible through outdated vendor products. In the event you are unable to access any of the information that has been made available by Processor in electronic format, it is your obligation to notify Processor in writing immediately.