Exceptions to Coverage. With respect to the exceptions, the following applies:
a) Each Title Policy shall afford the broadest coverage available in the state in which the subject property is located.
b) The "standard" exceptions (such as for parties in possession or other matters not shown on public records) must be deleted.
c) The "standard" exception regarding tenants in possession under residential leases, should also be deleted. For commercial properties, a rent roll should be attached in lieu of the general exception.
d) The standard survey exception to the Title Policy must be deleted. Instead, a survey reading reflecting the current survey should be incorporated.
e) Any exception for taxes, assessments, or other lienable items must expressly insure that such taxes, assessments, or other items are not yet due and payable.
f) Any lien, encumbrance, condition, restriction, or easement of record must be listed in the Title Policy, and the Title Policy must affirmatively insure that the improvements do not encroach upon the insured easements or insure against all loss or damage due to such encroachment
g) The Title Policy may not contain any exception for any filed or unfiled mechanics' or materialmen's liens.
h) In the event that a comprehensive endorsement has been issued and any Schedule B exceptions continue to be excluded from the coverage provided through that endorsement, then a determination must be made whether such exceptions would be acceptable to Lender. In the event that it is determined that such exception is acceptable, a written explanation regarding the acceptability must be submitted as part of the delivery of the loan documents. If Schedule B indicates the presence of any easements that are not located on the survey, the Title Policy must provide affirmative insurance against any loss resulting from the exercise by the holder of such easement of its right to use or maintain that easement.
Exceptions to Coverage. With respect to the exceptions, the following applies:
a) Each Title Policy shall afford the broadest coverage available in the state in which the subject property is located.
b) The "standard" exceptions (such as for parties in possession or other matters not shown on public records) must be deleted.
Exceptions to Coverage. Health Options has a process for allowing exceptions to our formulary. To obtain coverage consideration for a drug not on our formulary, you, your Designee, or the prescribing Provider must submit a request to Health Options’ PBM with a clinical rationale for the exception. Our PBM or Medical Benefit Manager (MBM) will make a decision within 48 hours, or in exigent circumstances, within 24 hours, upon receipt of all required information. Exigent circumstances exist when you are suffering from a health condition that may seriously jeopardize your life, health, or ability to regain maximum function, or when you are undergoing a current course of treatment using a non-formulary drug. A prescription that requires an exception for coverage shall be considered approved up to 30 calendar days if the exception process exceeds 48 hours from the receipt of all necessary information. In the case of exigent circumstances, if the request for coverage is approved, coverage for the drug will be available for the duration of the exigency. If the request for coverage is approved, the drug will be covered as a Tier 4 drug (cost-sharing will apply as listed in the Schedule of Benefits), and the prescription will be considered a Covered Service. You, your Designee, or the prescribing Provider may request an accredited independent review organization review the denial of an exception request. If you or your Designee are requesting the exception, you will need to provide the prescribing Provider’s information so our PBM can contact the prescribing Provider to obtain information to support the request.
Exceptions to Coverage. Community Health Options has a process for allowing exceptions to our formulary. To obtain coverage consideration for a drug not on our formulary, you, your Designee, or the prescribing Provider must submit a request to Community Health Options’ PBM with a clinical rationale for the exception. Our PBM will make a decision within 72 hours or 2 business days whichever is less, or in exigent circumstances, within 24 hours, upon receipt of request. Exigent circumstances exist when you are suffering from a health condition that may seriously jeopardize your life, health, or ability to regain maximum function, or when you are undergoing a current course of treatment using a non-formulary drug. In the case of exigent circumstances, if the request for coverage is approved, coverage for the drug will be available for the duration of the exigency. If the request for coverage is approved, the drug will be covered as a Tier 4 or Tier 5 drug (cost- sharing will apply as listed in the Schedule of Benefits), and the prescription will be considered a Covered Service. You, your Designee, or the prescribing Provider may request an accredited independent review organization review the denial of an exception request. If you or your Designee are requesting the exception, you will need to provide the prescribing Provider’s information so our PBM can contact the prescribing Provider to obtain information to support the request.
Exceptions to Coverage. Health Options has a process for allowing exceptions to our formulary. To obtain coverage consideration for a drug not on our formulary, you, your Designee, or the prescribing Provider must submit a request to Health Options’ PBM with a clinical rationale for the exception. Our PBM will make a decision within 48 hours, or in exigent circumstances, within 24 hours, upon receipt of all required information. Exigent circumstances exist when you are suffering from a health condition that may seriously jeopardize your life, health, or ability to regain maximum function, or when you are undergoing a current course of treatment using a non-formulary drug. SAMPLE In the case of exigent circumstances, if the request for coverage is approved, coverage for the drug will be available for the duration of the exigency. If the request for coverage is approved, the drug will be covered as a Tier 4 or Tier 5 drug (cost- sharing will apply as listed in the Schedule of Benefits), and the prescription will be considered a Covered Service. You, your Designee, or the prescribing Provider may request an accredited independent review organization review the denial of an exception request. If you or your Designee are requesting the exception, you will need to provide the prescribing Provider’s information so our PBM can contact the prescribing Provider to obtain information to support the request.
Exceptions to Coverage. With respect to the exceptions, the following applies:
a) Each Title Policy shall afford the broadest coverage available in the state in which the subject property is located.
b) The “standard” exceptions (such as for parties in possession or other matters not shown on public records) must be deleted to the extent permitted by law or regulation.
c) The “standard” exception regarding tenants in possession under residential leases, should also be deleted. In the alternative, the exception should read substantially as follows: “Rights or claims of parties in possession under residency agreements, as residents only, without any right of first refusal to purchase any portion of the property.” For commercial properties, a rent roll should be attached in lieu of the general exception.
d) The standard survey exception to the Title Policy must be modified to read “shortages in area” only.
e) Any exception for taxes, assessments, or other lienable items must expressly insure that such taxes, assessments, or other items are not yet due and payable.
f) Any lien, encumbrance, condition, restriction, or easement of record must be listed in the Title Policy, and the Title Policy must affirmatively insure against all loss or damage due to encroachments upon insured easements, if any.
g) The Title Policy may not contain any exception for any filed or unfiled mechanics’ or materialmen’s liens.
Exceptions to Coverage. The following are excluded and not a part of this section: (i) any damage caused by an "Act of God" (earthquake, flood, acts of war, fire, lightning, wind or fire); (ii) gross or intentional damage caused by you to the inside wiring; (iii) damage to our Equipment (iv) any wiring you install; (v) repair or replacement of any of your equipment; (vi) repair or replacement of wires or jacks that we cannot access; (vii) any wiring issues that existed prior to the date we installed the Services at your premises; and (viii) problems occurring in any horizontal or vertical risers owned by another party. As your service provider, we understand how important protecting your privacy is to you. The purpose of this policy statement is to explain how we treat your personally identifiable information. Generally, personally identifiable information is any information that identifies you individually. Aggregate non-individual information about a group of subscribers, which may include you, is not considered personally identifiable information. At all times our goal is to protect your personally identifiable information with care and respect for your privacy.
Exceptions to Coverage. With respect to the exceptions, the following applies:
a) Each Title Policy shall afford the broadest coverage available in the state in which the subject property is located.
b) The "standard" exceptions (such as for parties in possession or other matters not shown on public records) must be deleted.
c) The "standard" exception regarding tenants in possession under residential leases, should also be deleted. In the alternative, the exception should read as follows: "Rights or claims of parties in possession under residential leases or occupants of apartment units, as tenants only, without any right of first refusal to purchase any portion of the property." For commercial properties, a rent roll should be attached in lieu of the general exception.
Exceptions to Coverage. Service under this Agreement is offered and valid only in the countries described in the Country Variation section, below.
Exceptions to Coverage. Service under this Agreement is offered and valid only to residents located in Australia. Service under this Agreement is not available where prohibited by law.
