Common use of Excess/Umbrella Insurance Clause in Contracts

Excess/Umbrella Insurance. A combination of primary and excess/umbrella insurance is acceptable to meet the minimum insurance requirements. If Excess/Umbrella coverage is used, the Certificate of Insurance must include a list of the policies that fall under the Excess/Umbrella insurance. For example: “The Excess/Umbrella policy is excess over General Liability, Auto Liability, etc.”