Common use of Fair Summary Clause in Contracts

Fair Summary. The statements set forth in the Pricing Prospectus and the Prospectus under the captions “Description of Series H Preferred Stock,” “Description of Depositary Shares,” “Description of Preferred Stock We May Offer” and “Description of Depositary Shares We May Offer,” insofar as they purport to constitute a summary of the terms of the Securities, “The Auction Process,” insofar as they purport to describe the auction process used to determine the public offering price of the Securities and under the captions “Certain United States Federal Income Tax Consequences,” “United States Taxation,” “Plan of Distribution” and “Underwriting,” insofar as they purport to describe the provisions of the laws and documents referred to therein, are accurate, complete and fair.

Fair Summary. The statements set forth in the Pricing Prospectus and the Prospectus under the captions “Description of Series H F Preferred Stock,” “Description of Depositary Shares,” “Description of Preferred Stock We May Offer” and “Description of Depositary Shares We May Offer,” insofar as they purport to constitute a summary of the terms of the Securities, “The Auction Process,” insofar as they purport to describe the auction process used to determine the public offering price of the Securities and under the captions “Certain United States Federal Income Tax Consequences,” “United States Taxation,” “Plan of Distribution” and “Underwriting,” insofar as they purport to describe the provisions of the laws and documents referred to therein, are accurate, complete and fair.

Fair Summary. The statements set forth in the Pricing Prospectus and the Prospectus under the captions “Description of Series H G Preferred Stock,” “Description of Depositary Shares,” “Description of Preferred Stock We May Offer” and “Description of Depositary Shares We May Offer,” insofar as they purport to constitute a summary of the terms of the Securities, “The Auction Process,” insofar as they purport to describe the auction process used to determine the public offering price of the Securities and under the captions “Certain United States Federal Income Tax Consequences,” “United States Taxation,” “Plan of Distribution” and “Underwriting,” insofar as they purport to describe the provisions of the laws and documents referred to therein, are accurate, complete and fair.

Fair Summary. The statements set forth in the Pricing Prospectus and the Prospectus under the captions “Description of Series H A Preferred Stock,” “Description of Depositary Shares,” “Description of Preferred Stock We May Offer” and “Description of Depositary Shares We May Offer,” insofar as they purport to constitute a summary of the terms of the Securities, “The Auction Process,” insofar as they purport to describe the auction process used to determine the public offering price of the Securities and under the captions “Certain United States Material U.S. Federal Income Tax ConsequencesConsiderations,” “United States Taxation,” “Plan of Distribution” and “UnderwritingUnderwriting (Conflicts of Interest),” insofar as they purport to describe the provisions of the laws and documents referred to therein, are accurate, complete and fair.