FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line at xxx.xxxxxxxxxxx.xxx You also have the right to obtain a 60-day written history of account transactions by calling 0- 000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx., Ste 200, Chattanooga, TN 37421 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, Sundays, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Appears in 3 contracts
Samples: Cardholder Agreement, Cardholder Agreement, Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account Card Account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- on-line at xxx.xxxxxxxxxxx.xxx xxx.xxxxxxxxxxxxxxxx.xxx/xxxxxxxxx You also have the right to obtain a 60-day written history of account transactions by calling 0- TransCard Customer Service at 0-000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx., Ste 200, Chattanooga, TN 37421 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, Sundays, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open. Use and Purpose of Card and Card Account. • You may make purchases anywhere your Card is accepted. When making purchases at a point-of-sale terminal, you may select either the debit or credit option. The debit option requires that you enter your Personal Identification Number (PIN), and the credit option requires you to sign for the purchase. In each case, the amount of the purchase is deducted from your Card Account balance. • You may withdraw cash from any ATM that displays the MasterCard Acceptance Xxxx. Your PIN will provide you access to any such ATM. • You may obtain cash from locations which have agreed to provide cash back at the point-of-sale. We may impose restrictions on your Card at any time, including restrictions on (a) the number of transactions allowed per day; (b) the dollar amount of transactions; and (c) your ability to use the Card at an ATM. Authorization Holds. When you use your Card to pay for goods or services, certain merchants may ask us to authorize the transaction in advance and may estimate its final value. When we authorize the transaction, we commit to make the requested funds available when the transaction finally settles and may place a temporary hold on your Card’s funds for the amount indicated by the merchant. We also may add an amount for certain merchants to ensure that sufficient funds will be available to cover the final transaction. Transactions at certain merchants that authorize high dollar amounts, especially rental car companies and hotels, may cause an “authorization” or “hold” on your available balance for up to 30 days. Until the transaction finally settles or we determine that it is unlikely to be processed, the funds subject to the hold will not be available to you for other purposes. We will only charge your Card for the correct amount of the final transaction, however, and will release any excess amount when the transaction finally settles.
Appears in 2 contracts
Samples: Cardholder Agreement, Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account Card Account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line online at xxx.xxxxxxxxxxx.xxx xxx.xxxxxxxxxxx.xxx. You also have the right to obtain a 60-day written history of account transactions by calling 0- TransCard Customer Service at 0-000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx., Ste Ste. 200, Chattanooga, TN 37421 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, Account at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, SundaysSunday, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Appears in 1 contract
Samples: Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line at xxx.xxxxxxxxxxx.xxx You also have the right to obtain a 60-day written history of account transactions by calling 0- 000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx., Ste 200, Chattanooga, TN 37421 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. : Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, Sundays, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.. Use and Purpose of Card and Card Account. • You may make purchases anywhere your Card is accepted. When making purchases at a point-of-sale terminal, you may select either the debit or credit option. The debit option requires that you enter your Personal Identification Number (PIN), and the credit option requires you to sign for the purchase. In each case, the amount of the purchase is deducted from your Card Account balance. • You may withdraw cash from any ATM that displays the Network logo(s) on your Card. Your PIN will provide you access to any such ATM. • You may obtain cash from locations which have agreed to provide cash back at the point-of-sale. We may impose restrictions on your Card at any time, including restrictions on (a) the number of transactions allowed per day;
Appears in 1 contract
Samples: Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account Card Account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line online at xxx.xxxxxxxxxxx.xxx xxxxxxxxxx.xxx/xxxxxxxx. You also have the right to obtain a 60-day written history of account transactions by calling 0- TransCard Customer Service at 0-000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx.Xxxxxxxxxx Xxxxxxx, Ste 200Xxxxx 000, ChattanoogaXxxxxxxxxxx, TN 37421 XX 00000 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, Account at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, SundaysSunday, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Appears in 1 contract
Samples: Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account Card Account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line online at xxx.xxxxxxxxxxx.xxx xxx.xxxxxxxxxxxxxx.xxx. You also have the right to obtain a 60-day written history of account transactions by calling 0- TransCard Customer Service at 0-000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx.Xxxxxxxxxx Xxxxxxx, Ste 200Xxxxx 000, ChattanoogaXxxxxxxxxxx, TN 37421 XX 00000 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, Account at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, SundaysSunday, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Appears in 1 contract
Samples: Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line at xxx.xxxxxxxxxxx.xxx You also have the right to obtain a 60-day written history of account transactions by calling 0- 000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx.Xxxxxxxxxx Xxxxxxx, Ste 200Xxxxx 000, ChattanoogaXxxxxxxxxxx, TN 37421 XX 00000 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. : Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, Sundays, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Appears in 1 contract
Samples: Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account Card Account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line online at xxx.xxxxxxxxxxx.xxx xxx.x-xxxxxxxxxxxxxxx.xxx. You also have the right to obtain a 60-day written history of account transactions by calling 0- TransCard Customer Service at 0-000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx.Xxxxxxxxxx Xxxxxxx, Ste 200Xxxxx 000, ChattanoogaXxxxxxxxxxx, TN 37421 XX 00000 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, Account at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, SundaysSunday, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Appears in 1 contract
Samples: Cardholder Agreement
FDIC Deposit Insurance. Subject to applicable regulations, your Card Account is insured by the Federal Deposit Insurance Corporation. You may obtain information about the amount of money you have remaining in your card account Card Account by calling TransCard Customer Service at 0-000-000-0000; a charge may apply for balance inquiries that are made by telephone (see the Schedule of Fees and Charges). This information, along with a 60-day history of account transactions, is also available on- line online at xxx.xxxxxxxxxxx.xxx xxx.xxxxxxxx.xxx. You also have the right to obtain a 60-day written history of account transactions by calling 0- TransCard Customer Service at 0-000-000-0000 or by writing us at TransCard Customer Service, 0000 Xxxxxxx Xx.Xxxxxxxxxx Xxxxxxx, Ste 200Xxxxx 000, ChattanoogaXxxxxxxxxxx, TN 37421 XX 00000 (we may assess a fee for providing a written history of the account to you). When Deposits are Available for Withdrawal. Deposits may be delayed until we have actually received the funds. During such delay, the fund’s value will not be available to the Cardholder. We reserve the right to accept or reject any request to deposit funds to the Card Account, Account at our sole discretion. We will give only provisional credit until collection is final for any items, other than cash, we accept for deposit (including items drawn “on us”). Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. We are not responsible for transactions by mail or outside depository until we actually record them. We will treat and record all transactions received after our “daily cut-off time” on a business day we are open, or received on a day we are not open for business, as if initiated on the next following business day that we are open. Our policy is to make funds from your cash and certain check deposits available to you on the first business day after the day we receive the actual funds. However, funds from electronic deposits will be available on the day we receive settlement for the deposit. For determining the availability of your deposits, every day is a business day, except Saturday, SundaysSunday, and federal holidays. Our earliest cut-off is 4:00 PM CST. If you make a deposit before our cut-off hour on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off hour or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Appears in 1 contract
Samples: Cardholder Agreement