Common use of Fees and Other Information Clause in Contracts

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal Credit Union All fees Amount Details Get started Card purchase $9.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0 After activation, this fee is charged monthly. Text Messaging Monthly fee $0 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0 Per direct deposit reload. Reload $.95 Per value reload. Get cash ATM withdrawal (in-network) $2 “In-network” refers to the TruStone Financial Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM withdrawal (out-of-network) $2 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $0 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 Per call. ATM balance inquiry (in-network) $0 “In-network” refers to the TruStone Financial Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM balance inquiry (out-of- network) $0 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 3% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 You will be charged $4.95 each month after you have not completed a transaction using your Card for 6 consecutive months. Card Replacement/Reissue $20 This fee is charged per card replaced or reissued. PIN Change $0 This fee is charged per PIN change initiated. Unused Balance Disbursement $0 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance, if eligible, and other protections. Your funds will be held at or transferred to TruStone Financial Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial Federal Credit Union by calling 000-000-0000, by mail at PO Box 1260, Minneapolis, MN 55440-1260, or visit TruStone Xxxxxxxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx xxxxx.xxx/xxxx-xxxxxxxx/xxxxxxx-xxxxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial MC Federal Credit Union International Visa® Prepaid Card All fees Amount Details Get started Card purchase $9.95 5.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0 After activation, this 0.00 This fee is charged monthlynot charged. Text Messaging Monthly fee $0 0.00 This fee is charged monthly if cardholder enrolls in text messaging alertsnot charged. Message and data rates may also apply. Add money Direct deposit $0 0.00 Per direct deposit reload. Reload $.95 0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $2 0.00 “In-network” refers to the TruStone Financial MC Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxxxx.xxx/xxxxxxxxx/xxx-xxxxxxx. ATM withdrawal (out-of-network) $2 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial MC Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $0 0.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 3.00 Per call. ATM balance inquiry (in-network) $0 0.00 “In-network” refers to the TruStone Financial MC Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxxxx.xxx/xxxxxxxxx/xxx-xxxxxxx. ATM balance inquiry (out-of- network) $0 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial MC Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 31% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 0.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 0.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 0.00 You will not be charged $4.95 each month after if you have not completed a transaction using your Card for 6 consecutive monthsCard. Card Replacement/Reissue $20 5.00 This fee is charged per card replaced or reissued. PIN Change $0 2.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0 0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance, if eligible, insurance eligibility and other protections. Your funds will be held at or transferred to TruStone Financial MC Federal Credit Union, a NCUA-NCUA- insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial MC Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial MC Federal Credit Union by calling 000-000-0000, by mail at PO Cardholder Services P.O. Box 12607235 Sioux Falls, Minneapolis, MN 55440SD 57117-12607235, or visit TruStone Xxxxxxxxx.xxxxxxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal Credit Union EMV International Load n Go Prepaid Card All fees Amount Details Get started Card purchase $9.95 3.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0 0.00 After activation, this fee is charged monthly. Text Messaging Monthly fee $0 0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0 0.00 Per direct deposit reload. Reload $.95 0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $2 0.00 “In-network” refers to the TruStone Financial Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxxx.xxx. ATM withdrawal (out-of-network) $2 1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $0 1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 3.95 Per call. . ATM balance inquiry (in-network) $0 0.00 “In-network” refers to the TruStone Financial Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $0 1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 32% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 3.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 2.50 You will be charged $4.95 2.50 each month after you have not completed a transaction using your Card for 6 12 consecutive months. Card Replacement/Reissue $20 0.00 This fee is charged per card replaced or reissued. reissued online PIN Change $0 1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0 0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance, if eligible, insurance eligibility and other protections. Your funds will be held at or transferred to TruStone Financial Xxxxxxx Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial Xxxxxxx Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial Xxxxxxx Federal Credit Union by calling 000-000-0000, by mail at PO Box 12607001 Biloxi, Minneapolis, MN 55440-1260MS 39534, or visit TruStone Xxxxxxxxx.xxxxxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx xxx.xxxxx.xxx/xxxxxxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal State Credit Union Reloadable Prepaid Card All fees Amount Details Get started Card purchase $9.95 4.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0 After activation, this fee is charged monthly. Text Messaging Monthly fee $0 1.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0 1.00 Per direct deposit reload. Reload $.95 1.00 Per value reload. Get cash ATM withdrawal (in-network) $2 1.00 “In-network” refers to the TruStone Financial Federal State Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxxxx.xxx/xxxxxxxxx. ATM withdrawal (out-of-network) $2 1.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial State Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $0 0.75 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 4.00 Per call. First call per month is free. ATM balance inquiry (in-network) $0 1.00 “In-network” refers to the TruStone Financial Federal State Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxxxx.xxx/xxxxxxxxx. ATM balance inquiry (out-of- network) $0 1.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Federal State Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 1.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 32.0% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 1.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 1.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 3.00 You will be charged $4.95 3.00 each month after you have not completed a transaction using your Card for 6 12 consecutive months. Card Replacement/Reissue $20 10.00 This fee is charged per card replaced or reissued. PIN Change $0 1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance, if eligible, insurance eligibility and other protections. Your funds will be held at or transferred to TruStone Financial Federal State Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial Federal State Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial Federal State Credit Union by calling 0-000-000-0000, by mail at Cardholder Services, Inc. PO Box 12607235 Sioux Falls, Minneapolis, MN 55440SD 57117-12607235, or visit TruStone Xxxxxxxxx.xxxxxx.xxxxx.xxx/xxxxxxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx webpage xxxxx://xxx.xxxx.xxx/prepaidcards and, by accepting this Agreement and using your Card, you consent to such notices delivered through our websitewebpage. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal the Piedmont Advantage Credit Union Reloadable Prepaid Card All fees Amount Details Get started Secondary Card purchase $9.95 15.00 This fee is charged per card secondary Card purchased. Monthly usage Monthly Maintenance fee $0 After 5.95 1 month after activation, this fee is charged monthly. Text Messaging Monthly fee $0 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit $0 Per direct deposit reloadservice is provided by Ingo Money. Reload $.95 Per value reloadMobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $2 1.50 “In-network” refers to the TruStone Financial Federal Piedmont Advantage Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM withdrawal (out-of-network) $2 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transactionhttps://xxxxx://xxx.xxxx.xxx/prepaidcards. Information Customer service (automated) $0 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 2.50 Per call. ATM balance inquiry (in-network) $0 1.50 “In-network” refers to the TruStone Financial Federal Piedmont Advantage Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM balance inquiry (out-of- network) $0 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 This fee is charged per PIN inquiryhttps://xxxxx://xxx.xxxx.xxx/prepaidcards. Using your Card outside the U.S. International transaction 3% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 5.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 You will be charged $4.95 each month after you have not completed a transaction using your Card for 6 consecutive months. Card Replacement/Reissue $20 10.00 This fee is charged per card Card replaced or reissued. PIN Change $0 .25 This fee is charged per PIN change initiated. Unused Balance Disbursement $0 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card in My Card Manager for NCUA insurance, if eligible, insurance eligibility and other protections. Your funds will be held at or transferred to TruStone Financial Federal Piedmont Advantage Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 250,000.00 by the NCUA in the event TruStone Financial Federal Piedmont Advantage Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial Federal Credit Union the Prepaid Contact Center by calling 000-000-0000, by mail at PO Cardholder Services, P.O. Box 12607235, MinneapolisSioux Falls, MN 55440SD 57117-12607235, or visit TruStone Xxxxxxxxx.xxxxxxxx://xxx.xxxx.xxx/prepaidcards to access My Card Manager. For general information about reloadable prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a reloadable prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal Del Norte Credit Union Reloadable Prepaid Card All fees Amount Details Get started Card purchase $9.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0 After activation, this fee 0.00 No monthly is charged monthlycharged. Text Messaging Monthly fee $0 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply0.00 No fee. Add money Direct deposit $0 Per direct deposit reload. Reload $.95 Per value reload0.00 No fee. Get cash ATM withdrawal (in-network) $2 1.50 “In-network” refers to the TruStone Financial Federal Credit Union STAR ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM withdrawal (out-of-network) $2 1.50 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial STAR ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $0 0.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 0.00 Per call. ATM balance inquiry (in-network) $0 0.00 We do not charge a fee. “In-network” refers to the TruStone Financial Federal Credit Union STAR ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM balance inquiry (out-of- network) $0 This is our 0.00 We do not charge a fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Federal Credit Union CU Anytime and CO-OP ATM Network. You may also be charged a fee by the ATM operator operator. PIN Inquiry $0 This fee is charged per PIN inquiry0.00 No fee. Using your Card outside the U.S. International transaction 32% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 This is our 0.00 We do not charge a fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 This is our 0.00 We do not charge a fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 2.50 You will be charged $4.95 2.50 each month after you have not completed a transaction using your Card for 6 12 consecutive months. Card Replacement/Reissue $20 15.00* This fee is charged per card replaced or reissued. PIN Change $0 This fee is charged per PIN change initiated0.00 No fee. Unused Balance Disbursement $0 0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. *An Emergency card replacement can be requested if the PIN is blocked and/or circumstances require an immediate turnaround on shipping out the replacement card; there will be an extra cost of $35.00 assessed by Visa to the Card for this Emergency Card replacement service. You will be charged an additional fee of $25.00 when requesting a Card order by sent via express mail. Register your Card for NCUA insurance, if eligible, insurance eligibility and other protections. Your funds will be held at or transferred to TruStone Financial Federal Del Norte Credit Union, a NCUA-NCUA- insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial Federal Del Norte Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial Federal Del Norte Credit Union by calling 000-000-0000, 0000 by mail at PO Box 12601180, MinneapolisLos Alamos, MN 55440-1260NM 87544, or visit TruStone Xxxxxxxxx.xxxxxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx xxx.XXXxxxxxXxxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal Credit Union American Airlines Visa® Reloadable Prepaid Travel Card All fees Amount Details Get started Card purchase Enrollment fee $9.95 5.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0 After activation, this fee is charged monthly. Text Messaging Monthly fee $0 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0 Per direct deposit reload. Reload $.95 1.00 Per value reload. Get cash ATM withdrawal (in-network) $2 0 “In-network” refers to the TruStone Financial Federal American Airlines Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. XXXxxxxxXxxxx.xxx. ATM withdrawal (out-of-network) $2 2.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial American Airlines Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $0 1.00 Per call to our automated customer service line, including for balance and PIN inquiries. First 2 calls per calendar month are free. Customer service (live agent) $0 5.00 Per call. ATM balance inquiry (in-network) $0 “In-network” refers to the TruStone Financial Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM balance inquiry (out-of- network) $0 This First call per calendar month is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 This fee is charged per PIN inquiryfree. Using your Card outside the U.S. International transaction 31.00% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 2.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 5.00 You will be charged $4.95 5.00 each month after you have not completed a transaction using your Card for 6 consecutive months. Card Replacement/Reissue $20 5.00 This fee is charged per card replaced or reissued. PIN Change Delivery within 7-10 business days. Express Delivery $0 This fee 25.00 (2-3 business days, for initial primary card order only) Special handling is charged per PIN change initiatedrequired when selecting the Express Delivery shipping method. Unused Balance Disbursement $0 This fee is charged in For questions, please contact Cardholder Services at (000) 000-0000 by 10 AM the event that your Card Account is cancelled, closed, or terminated next business day for any reason and you request the unused balance orders shipping domestically to be returned received by the second (2nd) business day or by the third (3rd) business day for orders shipping internationally. We cannot Express Ship to you via a check PO BOX. Emergency Card Replacement $35.00 $35.00 Fee is in addition to the mailing address we have in our recordsReplacement/Reissue Fee (For guaranteed delivery within 2 days domestically or within 3 days internationally). Register your The Prepaid Card for NCUA insurance, if eligible, and other protectionsis a reloadable general-use Prepaid Card. It is not a credit card. Your funds will be held at or transferred to TruStone Financial Federal are not NCUA insured. This Prepaid Card is issued by American Airlines Credit Union, pursuant to a NCUA-insured institutionlicense from Visa U.S.A, Inc. Your Prepaid Card allows you to access your prepaid funds at ATMs, which display the Visa brand. Once there, You may also use your funds are insured up to $250,000 by the NCUA in the event TruStone Financial Federal Credit Union fails, if specific deposit insurance requirements are met and your Prepaid Card is registered. See xxxxx://xxx.xxxx.xxx/ for detailsat merchants who accept VISA debit Prepaid Cards worldwide. No overdraft/credit feature. Contact TruStone Financial Federal Credit Union us by calling 000-000-0000, by mail at PO Box 1260, Minneapolis, MN 55440-1260, (855) 000- 0000 or visit TruStone Xxxxxxxxx.xxxxxx.XXXxxxxxXxxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal Credit Union EMV International Load n Go Prepaid Card All fees Amount Details Get started Card purchase $9.95 3.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0 0.00 After activation, this fee is charged monthly. Text Messaging Monthly fee $0 0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0 0.00 Per direct deposit reload. Reload $.95 0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $2 0.00 “In-network” refers to the TruStone Financial Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxxx.xxx. ATM withdrawal (out-of-network) $2 1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $0 1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 3.95 Per call. .. ATM balance inquiry (in-network) $0 0.00 “In-network” refers to the TruStone Financial Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $0 1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial theKeesler Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 32% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 3.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 2.50 You will be charged $4.95 2.50 each month after you have not completed a transaction using your Card for 6 12 consecutive months. Card Replacement/Reissue $20 0.00 This fee is charged per card replaced or reissued. reissued online PIN Change $0 1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0 0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance, if eligible, insurance eligibility and other protections. Your funds will be held at or transferred to TruStone Financial Xxxxxxx Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial Xxxxxxx Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial Xxxxxxx Federal Credit Union by calling 000-000-0000, by mail at PO Box 12607001 Biloxi, Minneapolis, MN 55440-1260MS 39534, or visit TruStone Xxxxxxxxx.xxxxxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx XxxxxXX.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal Credit Union Align Prepaid Card All fees Amount Details Get started Card purchase $9.95 15.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee Secondary Card $0 After activation, this fee is charged monthly. Text Messaging Monthly fee 15.00 Fee per each additional card added to the Primary Account Express Delivery $0 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0 Per direct deposit reload. Reload $.95 Per value reload. 25.00 Fee per each Expedited Card Delivery requested Get cash ATM withdrawal (in-network) $2 1.00 “In-network” refers to the TruStone Financial Federal Align Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxxxx://xxx.xxxxxxx.xxx/locations-atms ATM withdrawal (out-of-network) $2 1.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Align Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) Cash Advance $0 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $0 Per call. ATM balance inquiry (in-network) $0 “In-network” refers to the TruStone Financial Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM balance inquiry (out-of- network) $0 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0 This fee is charged 1.00 Fee per PIN inquiry. cash advance transaction Using your Card outside the U.S. International transaction 31% Of the U.S. dollar amount of each transaction. International ATM withdrawal $2 1.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $0 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $4.95 2.50 You will be charged $4.95 2.50 each month after you have not completed a transaction using your Card for 6 12 consecutive months. Card Replacement/Reissue $20 15.00 This fee is charged per card replaced or reissued. PIN Change Emergency card replacement $0 35.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0 This fee if an emergency card replacement is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance, if eligible, and other protectionsrequested. Your funds will be held at or transferred to TruStone Financial Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial Federal Credit Union failsinsured, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for detailselgible. No overdraft/credit feature. Contact TruStone Financial Federal Align Credit Union by calling (000-) 000-0000, by mail at PO Box 12607008, MinneapolisLowell, MN 55440-1260MA 01852, or visit TruStone Xxxxxxxxx.xxxXxxxxXX.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website XxxXxxxxXxxxxxxxx.xxx xxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. List of all fees for TruStone Financial Federal Credit Union ESL Visa Prepaid Card All fees Amount Details Get started Started Card purchase Purchase $9.95 0.00 This fee is charged per card purchased. Rush Delivery $15.00 Fee per each expedited card delivery requested. Monthly usage Usage Monthly Maintenance fee $0 After activation, this fee is charged monthly. Text Messaging 3.00 Monthly fee per card; assessed on the last day of every month. Monthly Text Message Alerts Service $0 This 0.00 Monthly fee is charged monthly if cardholder enrolls assessed after enrolling in text messaging message alerts. Message and data rates may also apply. Add money Money Direct deposit Deposit $0 Per 0.00 Fee per each direct deposit reload. Reload $.95 Per value 3.00 Fee per each reload. Get cash Cash ATM withdrawal Withdrawal (in-network) $2 0.00 “In-network” refers to the TruStone Financial ESL Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxx. ATM withdrawal (out-of-network) $2 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial ESL Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service Service (automated) $0 Per call to 0.00 No fee for calling our automated customer service line, including for balance and PIN inquiries. Customer service Service (live agent) $0 Per call. 0.00 No fee for calling our live customer service agents, including for balance ATM balance inquiry Balance Inquiry (in-network) $0 0.00 “In-network” refers to the TruStone Financial ESL Federal Credit Union ATM Network. Locations can be found at xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. xxx.xxx. ATM balance inquiry Balance Inquiry (out-of- network) $0 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the TruStone Financial ESL Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator operator. PIN Inquiry $0 This fee is charged per 0.00 Per each PIN inquiryinquiry via the automated customer service line. Using your Card outside the U.S. International transaction 3Service Assessment 1% Of the U.S. dollar amount of each transaction. International ATM withdrawal Withdrawal $2 0.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry Balance Inquiry $0 0.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity Inactive Account $4.95 You will be charged $4.95 each month after you have not completed a transaction using 0.00 Monthly fee for no activity on your Card for 6 consecutive monthsaccount. Card ReplacementReplacement $12.00 Per each card reissue requested. Lost/Reissue Stolen Card Replacement $20 This fee is charged per 12.00 Per each card replaced or reissuedreplacement requested. PIN Change $0 This fee is charged per 0.00 Per each PIN change initiated. Unused Balance Disbursement $0 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our recordsrequest. Register your Card for NCUA insurance, if eligible, insurance eligibility and other protections. Your funds will be held at or transferred to TruStone Financial ESL Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event TruStone Financial ESL Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact TruStone Financial ESL Federal Credit Union by calling 000-000-0000000.000.0000, by mail at PO Box 1260000 Xxxxxxxx Xxxxxx, MinneapolisXxxxxxxxx, MN 55440-1260XX 00000, or visit TruStone Xxxxxxxxx.xxxxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.