Common use of Fees and Other Information Clause in Contracts

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 After activation, this fee is charged monthly. Text Messaging Monthly fee $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 Per direct deposit reload. Reload $0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM withdrawal (out-of-network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 Per call. . ATM balance inquiry (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 2% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 You will be charged $2.50 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 This fee is charged per card replaced or reissued online PIN Change $1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx Federal Credit Union by calling 000-000-0000, by mail at PO Box 7001 Biloxi, MS 39534, or visit xxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 5.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 2.00 After activation, this fee is charged monthly. Text Messaging Monthly fee $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 Per direct deposit reload. Reload $0.00 3.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM withdrawal (out-of-network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 Per call. . ATM balance inquiry (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 2% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 You will be charged $2.50 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 This fee is charged per card replaced or reissued online PIN Change $1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx Federal Credit Union by calling 000-000-0000, by mail at PO Box 7001 Biloxi, MS 39534, or visit xxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx webpage xxxxx://xxx.xxxx.xxx/prepaidcards and, by accepting this Agreement and using your Card, you consent to such notices delivered through our websitewebpage. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Secondary Card purchase $3.00 15.00 This fee is charged per card secondary Card purchased. Monthly usage Monthly Maintenance fee $0.00 After 5.95 1 month after activation, this fee is charged monthly. Text Messaging Monthly fee $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 Per direct deposit reload. Reload $0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 1.50 “In-network” refers to the Xxxxxxx Federal Piedmont Advantage Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM withdrawal (out-of-network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transactionhttps://xxxxx://xxx.xxxx.xxx/prepaidcards. Information Customer service (automated) $1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 2.50 Per call. . ATM balance inquiry (in-network) $0.00 1.50 “In-network” refers to the Xxxxxxx Federal Piedmont Advantage Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 This fee is charged per PIN inquiryhttps://xxxxx://xxx.xxxx.xxx/prepaidcards. Using your Card outside the U.S. International transaction 2% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 5.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 You will be charged $2.50 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 10.00 This fee is charged per card Card replaced or reissued online reissued. PIN Change $1.00 .25 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card in My Card Manager for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx Federal Piedmont Advantage Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 250,000.00 by the NCUA in the event Xxxxxxx Federal Piedmont Advantage Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx Federal Credit Union the Prepaid Contact Center by calling 000-000-0000, by mail at PO Cardholder Services, P.O. Box 7001 Biloxi7235, MS 39534Sioux Falls, SD 57117-7235, or visit xxx.xxxx.xxxxxxxx://xxx.xxxx.xxx/prepaidcards to access My Card Manager. For general information about reloadable prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a reloadable prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.visit

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx xxx.xxxxx.xxx/xxxxxxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 4.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 After activation, this fee is charged monthly. 0 Text Messaging Monthly fee $0.00 1.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 1.00 Per direct deposit reload. Reload $0.00 1.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 1.00 “In-network” refers to the Xxxxxxx Federal State Credit Union ATM Network. Locations can be found at xxx.xxxx.xxxxxx.xxxxx.xxx/xxxxxxxxx. ATM withdrawal (out-of-network) $1.99 1.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal State Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 0.75 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 4.00 Per call. First call per month is free. ATM balance inquiry (in-network) $0.00 1.00 “In-network” refers to the Xxxxxxx Federal State Credit Union ATM Network. Locations can be found at xxx.xxxx.xxxxxx.xxxxx.xxx/xxxxxxxxx. ATM balance inquiry (out-of- network) $1.99 1.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal State Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 1.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 22.0% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 1.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 1.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 3.00 You will be charged $2.50 3.00 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 10.00 This fee is charged per card replaced or reissued online reissued. PIN Change $1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 0 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx Federal State Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx Federal State Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx Federal State Credit Union by calling 0-000-000-0000, by mail at Cardholder Services, Inc. PO Box 7001 Biloxi7235 Sioux Falls, MS 39534SD 57117-7235, or visit xxx.xxxx.xxxxxx.xxxxx.xxx/xxxxxxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx XxxxxXX.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 15.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee Secondary Card $0.00 After activation, this fee is charged monthly. Text Messaging Monthly fee 15.00 Fee per each additional card added to the Primary Account Express Delivery $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 Per direct deposit reload. Reload $0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the 25.00 Fee per each Expedited Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Delivery requested Get cash ATM withdrawal (in-network) $0.00 1.00 “In-network” refers to the Xxxxxxx Federal Align Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. xxxxx://xxx.xxxxxxx.xxx/locations-atms ATM withdrawal (out-of-network) $1.99 1.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Align Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) Cash Advance $1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 Per call. . ATM balance inquiry (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 This fee is charged Fee per PIN inquiry. cash advance transaction Using your Card outside the U.S. International transaction 21% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 1.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 You will be charged $2.50 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 15.00 This fee is charged per card replaced or reissued online PIN Change reissued. Emergency card replacement $1.00 35.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 This fee if an emergency card replacement is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility and other protectionsrequested. Your funds will be held at or transferred to Xxxxxxx Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx Federal Credit Union failsinsured, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for detailselgible. No overdraft/credit feature. Contact Xxxxxxx Federal Align Credit Union by calling (000-) 000-0000, by mail at PO Box 7001 Biloxi7008, MS 39534Lowell, MA 01852, or visit xxx.xxxx.xxxXxxxxXX.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 After activation, this fee is charged monthly. Text Messaging Monthly fee $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 Per direct deposit reload. Reload $0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM withdrawal (out-of-network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 Per call. . .. ATM balance inquiry (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx theKeesler Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 2% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 You will be charged $2.50 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 This fee is charged per card replaced or reissued online PIN Change $1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx Federal Credit Union by calling 000-000-0000, by mail at PO Box 7001 Biloxi, MS 39534, or visit xxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 9.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 After activation, this fee No monthly is charged monthlycharged. Text Messaging Monthly fee $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also applyNo fee. Add money Direct deposit $0.00 Per direct deposit reload. Reload $0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a No fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 1.50 “In-network” refers to the Xxxxxxx Federal Credit Union STAR ATM Network. Locations can be found at xxx.xxxx.xxx. ATM withdrawal (out-of-network) $1.99 1.50 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union STAR ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 0.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 0.00 Per call. . ATM balance inquiry (in-network) $0.00 We do not charge a fee. “In-network” refers to the Xxxxxxx Federal Credit Union STAR ATM Network. Locations can be found at xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $1.99 This is our 0.00 We do not charge a fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union CU Anytime and CO-OP ATM Network. You may also be charged a fee by the ATM operator operator. PIN Inquiry $0.00 This fee is charged per PIN inquiryNo fee. Using your Card outside the U.S. International transaction 2% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 This is our 0.00 We do not charge a fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 This is our 0.00 We do not charge a fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 You will be charged $2.50 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 15.00* This fee is charged per card replaced or reissued online reissued. PIN Change $1.00 This fee is charged per PIN change initiated0.00 No fee. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. *An Emergency card replacement can be requested if the PIN is blocked and/or circumstances require an immediate turnaround on shipping out the replacement card; there will be an extra cost of $35.00 assessed by Visa to the Card for this Emergency Card replacement service. You will be charged an additional fee of $25.00 when requesting a Card order by sent via express mail. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx Federal Del Norte Credit Union, a NCUA-NCUA- insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx Federal Del Norte Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx Federal Del Norte Credit Union by calling 000-000-0000, 0000 by mail at PO Box 7001 Biloxi1180, MS 39534Los Alamos, NM 87544, or visit xxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx XxxXxxxxXxxxxxxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 9.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 0 After activation, this fee is charged monthly. Text Messaging Monthly fee $0.00 0 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 0 Per direct deposit reload. Reload $0.00 .95 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 2 “In-network” refers to the Xxxxxxx TruStone Financial Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM withdrawal (out-of-network) $1.99 2 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union TruStone Financial ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 0 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 0 Per call. . ATM balance inquiry (in-network) $0.00 0 “In-network” refers to the Xxxxxxx TruStone Financial Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. xxxxxxxxxxxxxxxxx.xxx/xxx-xxxxxx-xxxxxx/. ATM balance inquiry (out-of- network) $1.99 0 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx TruStone Financial Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 0 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 23% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 2 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 0 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 4.95 You will be charged $2.50 4.95 each month after you have not completed a transaction using your Card for 12 6 consecutive months. Card Replacement/Reissue $0.00 20 This fee is charged per card replaced or reissued online reissued. PIN Change $1.00 0 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 0 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility insurance, if eligible, and other protections. Your funds will be held at or transferred to Xxxxxxx TruStone Financial Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx TruStone Financial Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx TruStone Financial Federal Credit Union by calling 000-000-0000, by mail at PO Box 7001 Biloxi1260, MS 39534Minneapolis, MN 55440-1260, or visit xxx.xxxx.xxxTruStone Xxxxxxxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.visit

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx xxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Started Card purchase Purchase $3.00 0.00 This fee is charged per card purchased. Rush Delivery $15.00 Fee per each expedited card delivery requested. Monthly usage Usage Monthly Maintenance $3.00 Monthly fee per card; assessed on the last day of every month. Monthly Text Message Alerts Service $0.00 After activation, this fee is charged monthly. Text Messaging Monthly fee assessed after enrolling in text message alerts. Add Money Direct Deposit $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 Per Fee per each direct deposit reload. Reload $0.00 Per value 3.00 Fee per each reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash Cash ATM withdrawal Withdrawal (in-network) $0.00 “In-network” refers to the Xxxxxxx ESL Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxxxxx.xxx. ATM withdrawal (out-of-network) $1.99 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx ESL Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service Service (automated) $1.00 Per call to 0.00 No fee for calling our automated customer service line, including for balance and PIN inquiries. Customer service Service (live agent) $3.95 Per call. . 0.00 No fee for calling our live customer service agents, including for balance ATM balance inquiry Balance Inquiry (in-network) $0.00 “In-network” refers to the Xxxxxxx ESL Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxxxxx.xxx. ATM balance inquiry Balance Inquiry (out-of- network) $1.99 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx ESL Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator operator. PIN Inquiry $0.00 This fee is charged per Per each PIN inquiryinquiry via the automated customer service line. Using your Card outside the U.S. International transaction 2Service Assessment 1% Of the U.S. dollar amount of each transaction. International ATM withdrawal Withdrawal $3.00 0.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry Balance Inquiry $2.00 0.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity Inactive Account $2.50 You will be charged $2.50 each month after you have not completed a transaction using 0.00 Monthly fee for no activity on your Card for 12 consecutive monthsaccount. Card ReplacementReplacement $12.00 Per each card reissue requested. Lost/Reissue Stolen Card Replacement $0.00 This fee is charged per 12.00 Per each card replaced or reissued online replacement requested. PIN Change $1.00 This fee is charged per 0.00 Per each PIN change initiated. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our recordsrequest. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx ESL Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx ESL Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx ESL Federal Credit Union by calling 000-000-0000000.000.0000, by mail at PO Box 7001 Biloxi000 Xxxxxxxx Xxxxxx, MS 39534Xxxxxxxxx, XX 00000, or visit xxx.xxxx.xxxxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.visit

Fees and Other Information. The following fees will be assessed as long as there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx xxxxx.xxx/xxxx-xxxxxxxx/xxxxxxx-xxxxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 5.00 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 After activation, this This fee is charged monthlynot charged. Text Messaging Monthly fee $0.00 This fee is charged monthly if cardholder enrolls in text messaging alertsnot charged. Message and data rates may also apply. Add money Direct deposit $0.00 Per direct deposit reload. Reload $0.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 “In-network” refers to the Xxxxxxx MC Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxxxxxxx.xxx/xxxxxxxxx/xxx-xxxxxxx. ATM withdrawal (out-of-network) $1.99 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx MC Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 0.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 3.00 Per call. . ATM balance inquiry (in-network) $0.00 “In-network” refers to the Xxxxxxx MC Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxxxxxxx.xxx/xxxxxxxxx/xxx-xxxxxxx. ATM balance inquiry (out-of- network) $1.99 0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx MC Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 21% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 0.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 0.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 0.00 You will not be charged $2.50 each month after if you have not completed a transaction using your Card for 12 consecutive monthsCard. Card Replacement/Reissue $0.00 5.00 This fee is charged per card replaced or reissued online reissued. PIN Change $1.00 2.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx MC Federal Credit Union, a NCUA-NCUA- insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx MC Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx MC Federal Credit Union by calling 000-000-0000, by mail at PO Cardholder Services P.O. Box 7001 Biloxi7235 Sioux Falls, MS 39534SD 57117-7235, or visit xxx.xxxx.xxxxxxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.

Fees and Other Information. The following fees will be assessed as long as if there is a remaining balance on your Card, except where prohibited by law. We will charge you, and you agree to pay, the fees and charges set forth below, which are subject to change. We will provide notice of any changes to the fees or charges at our website xxx.xxxx.xxx and, by accepting this Agreement and using your Card, you consent to such notices delivered through our website. Anytime your remaining Card balance is less than the fee amount being assessed, the balance of your Card will be applied to the fee amount and the remaining fee amount will be deducted on the next load occurrence. Get started Card purchase $3.00 8.95 This fee is charged per card purchased. Monthly usage Monthly Maintenance fee $0.00 After activation, this fee is charged monthly. Text Messaging Monthly fee $0.00 This fee is charged monthly if cardholder enrolls in text messaging alerts. Message and data rates may also apply. Add money Direct deposit $0.00 n/a Per direct deposit reload. Reload $0.00 5.00 Per value reload. Reload via ReadyLink Retail Reload Network Merchants reserve the right to charge a fee. Mobile Check Deposit The mobile check deposit service is provided by Ingo Money. Mobile check deposits made onto the Card will be subject to their fee schedule. For more details on their fees, visit xxxxx://xxx.xxxxxxxxx.xxx/benefits-fees/. Get cash ATM withdrawal (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM withdrawal (out-of-network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Information Customer service (automated) $1.00 Per call to our automated customer service line, including for balance and PIN inquiries. Customer service (live agent) $3.95 Per call. . ATM balance inquiry (in-network) $0.00 “In-network” refers to the Xxxxxxx Federal Credit Union ATM Network. Locations can be found at xxx.xxxx.xxx. ATM balance inquiry (out-of- network) $1.99 This is our fee. “Out-of-network” refers to all the ATMs outside of the Xxxxxxx Federal Credit Union ATM Network. You may also be charged a fee by the ATM operator PIN Inquiry $0.00 This fee is charged per PIN inquiry. Using your Card outside the U.S. International transaction 2% Of the U.S. dollar amount of each transaction. International ATM withdrawal $3.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. International ATM balance inquiry $2.00 This is our fee. You may also be charged a fee by the ATM operator. Other Inactivity $2.50 You will be charged $2.50 each month after you have not completed a transaction using your Card for 12 consecutive months. Card Replacement/Reissue $0.00 This fee is charged per card replaced or reissued online PIN Change $1.00 This fee is charged per PIN change initiated. Unused Balance Disbursement $0.00 This fee is charged in the event that your Card Account is cancelled, closed, or terminated for any reason and you request the unused balance to be returned to you via a check to the mailing address we have in our records. Register your Card for NCUA insurance eligibility and other protections. Your funds will be held at or transferred to Xxxxxxx Federal Credit Union, a NCUA-insured institution. Once there, your funds are insured up to $250,000 by the NCUA in the event Xxxxxxx Federal Credit Union fails, if specific deposit insurance requirements are met and your Card is registered. See xxxxx://xxx.xxxx.xxx/ for details. No overdraft/credit feature. Contact Xxxxxxx Federal Credit Union by calling 000-000-0000, by mail at PO Box 7001 Biloxi, MS 39534, or visit xxx.xxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 0-000-000-0000 or visit xxxx.xxx/xxxxxxxxx.