Common use of Fixed Spending Limits set by Swisscard and communicated to the Customer may be changed as follows Clause in Contracts

Fixed Spending Limits set by Swisscard and communicated to the Customer may be changed as follows. a. An increase of the fixed Spending Limit can only be applied for through the procedure defined by Swisscard. Swisscard agrees to such increases only after successful comple- tion of a new credit assessment.