Common use of Funded Debt to EBITDA Clause in Contracts

Funded Debt to EBITDA. As of each of the measurement dates set forth in the chart below, the Borrowers and their respective consolidated Subsidiaries shall maintain a ratio of: (a) consolidated Funded Debt as of such date, minus the aggregate collected cash balance in Deposit Accounts of the Borrowers maintained with the Bank as of such date; to (b) consolidated EBITDA (the “Leverage Ratio”) for the period of twelve (12) consecutive calendar months then-ended of not greater than the amount set forth opposite such measurement date in the chart below: Measurement Date Maximum Leverage Ratio June 30, 2017 4.75 to 1.00 September 30, 2017 3.00 to 1.00 December 31, 2017 and the last day of each calendar quarter ending thereafter 2.50 to 1.00

Funded Debt to EBITDA. As of each of the measurement dates set forth in the chart below, the Borrowers and their respective consolidated Subsidiaries shall maintain a ratio of: (a) consolidated Funded Debt as of such date, minus the aggregate collected cash balance in Deposit Accounts of the Borrowers maintained with the Bank as of such date; to (b) consolidated EBITDA (the “Leverage Ratio”) for the period of twelve (12) consecutive calendar months then-ended of not greater than the amount set forth opposite such measurement date in the chart below: Measurement Date Maximum Leverage Ratio December 31, 2015 2.50 to 1.00 March 31, 2016 2.75 to 1.00 June 30, 2017 4.75 2016 2.75 to 1.00 September 30, 2017 3.00 2016 2.75 to 1.00 December 31, 2016 2.75 to 1.00 March 31, 2017 and the last day of each calendar quarter ending thereafter 2.50 to 1.00

Funded Debt to EBITDA. As of each of the measurement dates set forth in the chart below, the Borrowers and their respective consolidated Subsidiaries shall maintain a ratio of: (a) consolidated Funded Debt as of such date, minus the aggregate collected cash balance in Deposit Accounts of the Borrowers maintained with the Bank as of such date; to (b) consolidated EBITDA (the “"Leverage Ratio”") for the period of twelve (12) consecutive calendar months then-ended of not greater than the amount set forth opposite such measurement date in the chart below: Measurement Date Maximum Leverage Ratio June 30, 2017 4.75 to 1.00 September 30, 2017 3.00 2016 4.00 to 1.00 December 31, 2016 4.00 to 1.00 March 31, 2017 3.50 to 1.00 June 30, 2017 and the last day of each calendar quarter ending thereafter 2.50 to 1.00

Funded Debt to EBITDA. As of each of the measurement dates set forth in the chart below, the Borrowers and their respective consolidated Subsidiaries shall maintain a ratio of: of (a) consolidated Funded Debt as of such date, date minus the aggregate collected cash balance in Deposit Accounts of the Borrowers maintained with the Bank as of such date; date to (b) consolidated EBITDA (the “Leverage Ratio”) for the period of twelve (12) consecutive calendar months then-ended ended, of not greater than the amount set forth opposite such measurement date in the chart below: Measurement Date Maximum Leverage Ratio December 31, 2012 3.00 to 1.00 March 31, 2013 3.25 to 1.00 June 30, 2017 4.75 2013 3.25 to 1.00 September 30, 2017 3.00 2013 3.25 to 1.00 December 31, 2017 2013 and the last day of each calendar quarter ending thereafter 2.50 3.00 to 1.00