Common use of General Investment Risk Warning Clause in Contracts

General Investment Risk Warning. All investment in securities and the trading of securities entails risk. You should take time to understand and be aware of the risks of particular investment strategies. The price, value and income derived from investments may fluctuate in that values can go down as well as up and investors may get back less than originally invested (possibly a total loss of capital). The risk of loss may occur by reason of movements in the market generally. These can be caused by a number of factors including political, economic, taxation, or legislative factors. Specific examples are changes in interest rates, changes in taxation or superannuation laws, international crises or natural disasters. A company or investment may be vulnerable to international events or market factors. These would include, for example, movements in exchange rates, changes in tariff policies or changes in international stock markets. Sector specific factors may include demand for the product a company produces, commodity prices, the economic cycle of industry, changes in consumer demands, competition, lifestyle changes and changes in technology. Stock specific factors may include changes to the company’s directors, the strength of the company’s management and the significance of key personnel, profit history, its tangible asset base and debt levels. Litigation, profits or losses on particular contracts, business lines or drill results may also be included as stock specific factors. Past performance is no guarantee or indication of future results, and undue reliance should not be placed on past performance or anticipated future performance. You must make your own investment decisions in light of your investment objectives, risk profile, and circumstances and seek advice as may be necessary. Although you may request advice from us about all of these things the decision to invest is ultimately yours and any advice that we may give is subject to the limitations set out in this agreement.

General Investment Risk Warning. All investment in securities financial products and the trading of securities financial products entails risk. You should take time to understand and be aware of the risks of particular investment strategies. The price, value and income derived from investments may fluctuate in that values can go down as well as up and investors may get back less than originally invested (possibly a total loss of capital). The risk of loss may occur by reason of movements in the market generally. These can be caused by a number of factors including political, economic, taxation, or legislative factors. Specific examples are changes in interest rates, changes in taxation or superannuation laws, international crises or natural disasters. A company or investment may be vulnerable to international events or market factors. These would include, for example, movements in exchange rates, changes in tariff policies or changes in international stock markets. Sector specific factors may include demand for the product a company produces, commodity prices, the economic cycle of industry, changes in consumer demands, competition, lifestyle changes and changes in technology. Stock Equity securities specific factors may include changes to the company’s directors, the strength of the company’s management and the significance of key personnel, profit history, its tangible asset base and debt levels. Litigation, profits or losses on particular contracts, business lines or drill results may also be included as stock equity securities specific factors. Past performance is no guarantee or indication of future results, and undue reliance should not be placed on past performance or anticipated future performance. You must make your own investment decisions in light of your investment objectives, risk profile, and circumstances and seek advice as may be necessary. Although you may request advice from us about all of these things the decision to invest is ultimately yours and any advice that we may give is subject to the limitations set out in this agreement.