Common use of Graduated Vesting Schedules Clause in Contracts

Graduated Vesting Schedules. Top Heavy Schedule Non Top Heavy Schedule (Mandatory) (Optional) Years of Nonforfeitable Years of Nonforfeitable Service Percentage Service Percentage -------- -------------- -------- -------------- Less than 1......... ___% Less than 1............... ___% 1......... ___% 1............... ___% 2......... ___% 2............... ___% 3......... ___% 3............... ___% 4......... ___% 4............... ___% 5......... ___% 5............... ___% 6 or more.. 100% 6............... ___% 7 or more....... 100% [ ] (c) Special vesting election for Regular Matching Contributions Account. In lieu of the election under Options (a) or (b), the Employer elects the following vesting schedule for a Participant's Regular Matching Contributions Account: (Choose (1) or (2)) [ ] (1) 100% Nonforfeitable at all times.

Graduated Vesting Schedules. Top Heavy Schedule Non Top Heavy Schedule TOP HEAVY SCHEDULE NON TOP HEAVY SCHEDULE (MandatoryMANDATORY) (OptionalOPTIONAL) Years of Nonforfeitable Years of Nonforfeitable Service Percentage Service Percentage -------- -------------- -------- -------------- Less than 1......... ___1 ........................ % Less than 1............... ___1 ........................... % 1......... ___-- -- 1 .......................... % 1............... ___1 ........................... % 2......... ___-- -- 2 .......................... % 2............... ___2 ........................... % 3......... ___-- -- 3 .......................... % 3............... ___3 ........................... % 4......... ___-- -- 4 .......................... % 4............... ___4 ........................... % 5......... ___-- -- 5 .......................... % 5............... ___5 ........................... % -- -- 6 or more .................100% 6 or more.. 100........................... % 6............... ___% -- 7 or more....... more ...................100% [ ] (c) Special vesting election for Regular Matching Contributions Account. In lieu of the election under Options (a) or (b), the Employer elects the following vesting schedule for a Participant's Regular Matching Contributions Account: (Choose (1) or (2)) [ ] (1) 100% Nonforfeitable at all times.

Graduated Vesting Schedules. Top Heavy Schedule Non Top Heavy Schedule TOP HEAVY SCHEDULE (MandatoryMANDATORY) (Optional) Years of Nonforfeitable Years of Nonforfeitable Service Percentage -------- -------------- Less than 1 .......................... % 1 .......................... % 2 .......................... % 3 .......................... % 4 .......................... % 5 .......................... % 6 or more .................100% NON TOP HEAVY SCHEDULE (OPTIONAL) Years of Nonforfeitable Service Percentage -------- -------------- -------- -------------- Less than 1......... ___1 ............................ % Less than 1............... ___1 ............................ % 1......... ___2 ............................ % 1............... ___3 ............................ % 2......... ___4 ............................ % 2............... ___% 3......... ___% 3............... ___% 4......... ___% 4............... ___% 5......... ___% 5............... ___5 ............................ % 6 or more.. 100% 6............... ___............................ % 7 or more....... more ...................100% [ ] (c) Special c)Special vesting election for Regular Matching Contributions Account. In lieu of the election under Options (a) or (b), the Employer elects the following vesting schedule for a Participant's Regular Matching Contributions Account: (Choose (1) or (2)) [ ] (1) 100% Nonforfeitable at all times.

Graduated Vesting Schedules. Top Heavy Schedule Non Top Heavy Schedule TOP HEAVY SCHEDULE (MandatoryMANDATORY) (Optional) Years of Nonforfeitable Years of Nonforfeitable Service Percentage Service Percentage -------- -------------- -------- ------------ -------------- Less than 1......... _1 ..................................__% Less than 1............... _1 ................................. __% 1......... _2 ..................................__% 1............... _3 ..................................__% 2......... _4 ..................................__% 2............... ___% 3......... ___% 3............... ___% 4......... ___% 4............... ___% 5......... ___% 5............... _5 ..................................__% 6 or more.. more .........................100% 6............... NON TOP HEAVY SCHEDULE (OPTIONAL) Years of Nonforfeitable Service Percentage ----------- --------------- Less than 1 ....................................__% 1 ....................................__% 2 ....................................__% 3 ....................................__% 4 ....................................__% 5 ....................................__% 6 ....................................__% 7 or more....... more ...........................100% [ ] (c) Special vesting election for Regular Matching Contributions Account. In lieu of the election under Options (a) or (b), the Employer elects the following vesting schedule for a Participant's Regular Matching Contributions Account: (Choose (1) or (2)) [ ] (1) 100% Nonforfeitable at all times.

Graduated Vesting Schedules. Top Heavy Schedule Non Top Heavy Schedule TOP HEAVY SCHEDULE NON TOP HEAVY SCHEDULE (MandatoryMANDATORY) (Optional) Years of Nonforfeitable Years of Nonforfeitable Service Percentage Service Percentage -------- -------------- -------- ------------- --------- -------------- Less than 1......... ___....................... 0% Less than 1............... ___.................... % 1......... ___....................... 0% 1............... ___.................... % 2......... ___....................... 20% 2............... ___.................... % 3......... ___....................... 40% 3............... ___.................... % 4......... ___....................... 60% 4............... ___.................... % 5......... ___....................... 80% 5............... ___.................... % 6 or more.. ...............100% 6............... ___.................... % 7 or more....... ......... 100% [ ] (c) Special vesting election for Regular Matching Contributions Account. In lieu of the election under Options (a) or (b), the Employer elects the following vesting schedule for a Participant's Regular Matching Contributions Account: (Choose (1) or (2)) [ ] (1) 100% Nonforfeitable at all times.