Common use of HARDSHIP DISTRIBUTIONS Clause in Contracts

HARDSHIP DISTRIBUTIONS. (Plan Sections 6.12 and/or 12.10) (may not be selected if this is a Money Purchase Pension Plan) a. [ ] Hardship distributions are NOT permitted (skip to Question 38). b. [X] Hardship distributions are permitted from the following Participant Accounts: 1. [ ] all Accounts 2. [X] only from the following Accounts (select one or more): a. [X] Pre-Tax Elective Deferral Account (may only be selected with 401(k) Plans) b. [X] Xxxx Elective Deferral Account (may only be selected with 401(k) Plans) c. [ ] Account(s) attributable to Employer matching contributions (may only be selected with 401(k) Plans) d. [ ] Account attributable to Employer Nonelective Contributions e. [X] Rollover Account (if not available at any time under Question 43) f. [ ] Transfer Account (other than amounts attributable to a money purchase pension plan) g. [ ] Other: (specify Account(s) and conditions in a manner that is definitely determinable and not subject to Employer discretion) 3. [ ] N/A (no additional limitations) 4. [X] Additional limitations (select one or more): a. [ ] The minimum amount of a distribution is $ (may not exceed $1,000). b. [ ] No more than distribution(s) may be made to a Participant during a Plan Year. c. [ ] Distributions may only be made from Accounts which are fully Vested. d. [X] A Participant does not include a Former Employee at the time of the hardship distribution. e. [ ] Hardship distributions from the Xxxx Elective Deferral Account may only be made if the distribution is a "qualified distribution." (may only be selected with 401(k) Plans) f. [ ] Hardship distributions may be made subject to the following provisions:

HARDSHIP DISTRIBUTIONS. (Plan Sections 6.12 and/or 12.10) (may not be selected if this is a Money Purchase Pension Plan) a. [ ] Hardship distributions are NOT permitted (skip to Question 38). b. [X[ ] Hardship distributions are permitted from the following Participant Accounts: 1. [ ] all Accounts 2. [X[ ] only from the following Accounts (select one or more): a. [X[ ] Pre-Tax Elective Deferral Account (may only be selected with 401(k) Plans) b. [X[ ] Xxxx Elective Deferral Account (may only be selected with 401(k) Plans) c. [ ] Account(s) attributable to Employer matching contributions (may only be selected with 401(k) Plans) d. [ ] Account attributable to Employer Nonelective Contributions e. [X[ ] Rollover Account (if not available at any time under Question 43) f. [ ] Transfer Account (other than amounts attributable to a money purchase pension plan) g. [ ] Other: (specify Account(s) and conditions in a manner that is definitely determinable and not subject to Employer discretion) 1988). Hardship distributions are NOT permitted from a Participant's Qualified Nonelective Contribution Account, Qualified Matching Contribution Account, Accounts attributable to "ADP test safe harbor contributions" or Transfer Account attributable to pension assets (e.g., from a money purchase pension plan). 3. [ ] N/A (no additional limitations) 4. [X[ ] Additional limitations (select one or more): a. [ ] The minimum amount of a distribution is $ (may not exceed $1,000). b. [ ] No more than distribution(s) may be made to a Participant during a Plan Year. c. [ ] Distributions may only be made from Accounts which are fully Vested. d. [X[ ] A Participant does not include a Former Employee at the time of the hardship distribution. e. [ ] Hardship distributions from the Xxxx Elective Deferral Account may only be made if the distribution is a "qualified distribution." (may only be selected with 401(k) Plans) f. [ ] Hardship distributions may be made subject to the following provisions:

HARDSHIP DISTRIBUTIONS. (Plan Sections 6.12 and/or 12.10) (may not be selected if this is a Money Purchase Pension Plan) a. [ ] Hardship distributions are NOT permitted (skip to Question 38). b. [X[ ] Hardship distributions are permitted from the following Participant Accounts: 1. [ ] all Accounts 2. [X[ ] only from the following Accounts (select one or more): a. [X[ ] Pre-Tax Elective Deferral Account (may only be selected with 401(k) Plans) b. [X[ ] Xxxx Elective Deferral Account (may only be selected with 401(k) Plans) c. [ ] Account(s) attributable to Employer matching contributions (may only be selected with 401(k) Plans) d. [ ] Account attributable to Employer Nonelective Contributionscontributions e. [X[ ] Rollover Account (if not available at any time under Question 43) f. [ ] Transfer Account (other than amounts attributable to a money purchase pension plan) g. [ ] Other: (specify Account(s) and conditions in a manner that is definitely determinable and not subject to Employer discretion) 3. [ ] N/A (no additional limitations) 4. [X[ ] Additional limitations (select one or more): a. [ ] The minimum amount of a distribution is $ (may not exceed $1,000). b. [ ] No more than distribution(s) may be made to a Participant during a Plan Year. c. [ ] Distributions may only be made from Accounts which are fully Vested. d. [X[ ] A Participant does not include a Former Employee at the time of the hardship distribution. e. [ ] Hardship distributions from the Xxxx Elective Deferral Account may only be made if the distribution is a "qualified distribution." (may only be selected with 401(k) Plans) f. [ ] Hardship distributions are not permitted from a Participant's Employer Stock Account. g. [ ] Hardship distributions may be made subject to the following provisions:: (must be definitely determinable and not subject to Employer discretion) DRAFT - 1/24/19

HARDSHIP DISTRIBUTIONS. (Plan Sections 6.12 and/or 12.10) (may not be selected if this is a Money Purchase Pension Plan) a. [ ] Hardship distributions are NOT permitted (skip to Question 38). b. [X] Hardship distributions are permitted from the following Participant Accounts: 1. [ ] all Accounts 2. [X] only from the following Accounts (select one or more): a. [X] Pre-Tax Elective Deferral Account (may only be selected with 401(k) Plans) b. [X] Xxxx Elective Deferral Account (may only be selected with 401(k) Plans) c. [ ] Account(s) attributable to Employer matching contributions (may only be selected with 401(k) Plans) d. [ ] Account attributable to Employer Nonelective Contributions e. [X] Rollover Account (if not available at any time under Question 43) f. [ ] Transfer Account (other than amounts attributable to a money purchase pension plan) g. [ ] Other: (specify Account(s) and conditions in a manner that is th at i s definitely determinable and not subject to Employer discretion) 3. [ ] N/A (no additional limitations) 4. [X] Additional limitations (select one or more): a. [ ] The minimum amount of a distribution is $ (may not exceed $1,000). b. [ ] No more than distribution(s) may be made to a Participant during a Plan Year. c. [ ] Distributions may only be made from Accounts which are fully Vested. d. [X] A Participant does not include a Former Employee at the time of the hardship distribution. e. [ ] Hardship distributions from the Xxxx Elective Deferral Account may only be made if the distribution is a "qualified distribution." (may only be selected with 401(k) Plans) f. [ ] Hardship distributions may be made subject to the following provisions:

HARDSHIP DISTRIBUTIONS. (Plan Sections 6.12 and/or 12.10) (may not be selected if this is a Money Purchase Pension Plan) a. [ ] Hardship distributions are NOT permitted (skip to Question 38). b. [X[ ] Hardship distributions are permitted from the following Participant Accounts: 1. [ ] all Accounts 2. [X[ ] only from the following Accounts (select one or more): a. [X[ ] Pre-Tax Elective Deferral Account (may only be selected with 401(k) Plans) ) b. [X[ ] Xxxx Elective Deferral Account (may only be selected with 401(k) Plans)) DRAFT - 1/24/19 c. [ ] Account(s) attributable to Employer matching contributions (may only be selected with 401(k) Plans) d. [ ] Account attributable to Employer Nonelective Contributionscontributions e. [X[ ] Rollover Account (if not available at any time under Question 43) f. [ ] Transfer Account (other than amounts attributable to a money purchase pension plan) g. [ ] Other: (specify Account(s) and conditions in a manner that is definitely determinable and not subject to Employer discretion) 3. [ ] N/A (no additional limitations) 4. [X] Additional limitations (select one or more): a. [ ] The minimum amount of ) NOTE: Distributions from a distribution is $ (may not exceed $1,000). b. [ ] No more than distribution(s) may be made to a Participant during a Plan Year. c. [ ] Distributions may only be made from Accounts which are fully Vested. d. [X] A Participant does not include a Former Employee at the time of the hardship distribution. e. [ ] Hardship distributions from the Xxxx Participant's Elective Deferral Account may only be made if are limited to the distribution is a "qualified distribution." portion of such Account attributable to such Participant's Elective Deferrals (may only be selected with 401(k) Plansand earnings attributable thereto up to December 31, 1988) f. [ ] . Hardship distributions may be made subject are NOT permitted from a Participant's Qualified Nonelective Contribution Account, Qualified Matching Contribution Account, Accounts attributable to the following provisions:"ADP test safe harbor contributions" or Transfer Account attributable to pension assets (e.g., from a money purchase pension plan).