Common use of Home Care Clause in Contracts

Home Care. We shall indemnify You in respect of the cost incurred for the following services at Your Building up to the limit stated in the Schedule. This benefit is only applicable for the following categories and You may acquire such services from Our partner’s website or any other service provider: • Termites or Bed Bugs Pest Control in the event there is an infestation of termites or bed bugs in Your Building; or • Disinfection service in the event You or any of Your Family member(s) or Occupier(s) is/are infected with a notifiable disease or illness. For purpose of this provision, the term “notifiable disease or illness” shall mean a disease or illness sustained by You or any of Your Family member(s) or Occupier(s) due to any infectious or contagious disease resulting from human to human transmission [excluding all Sexually Transmitted Disease and Acquired Immune Deficiency Syndrome (AIDS)] which the relevant public authority has stipulated and is to be notified to the relevant public authority. Additionally, for purpose of this provision, the term “occupier” shall mean an individual who is not Your Family Member staying at Your Building with Your Building being his or her place of residence. This benefit shall cease upon one (1) valid claim made. (Applicable for SECTION V - LANDLORD INSURANCE) This Section applies, where You have rented Your Building to a tenant.

Home Care. We shall indemnify You in respect of the cost incurred for the following services at Your Building up to the limit stated in the Schedule. This benefit is only applicable for the following categories and You may acquire such services from Our partner’s website or any other service provider: • Termites or Bed Bugs Pest Control in the event there is an infestation of termites or bed bugs in Your Building; or • Disinfection service in the event You or any of Your Family member(s) or Occupier(s) is/are infected with a notifiable disease or illness. For purpose of this provision, the term “notifiable disease or illness” shall mean a disease or illness sustained by You or any of Your Family member(s) or Occupier(s) due to any infectious or contagious disease resulting from human to human transmission [excluding all Sexually Transmitted Disease and Acquired Immune Deficiency Syndrome (AIDS)] which the relevant public authority has stipulated and is to be notified to the relevant public authority. Additionally, for purpose of this provision, the term “occupier” shall mean an individual who is not Your Family Member staying at Your Building with Your Building being his or her place of residence. This benefit shall cease upon one (1) valid claim madecan only be claimed once per Policy Year. (Applicable for SECTION V - LANDLORD INSURANCE) This Section applies, where You have rented Your Building to a tenant.